商人银行控股 MBIN
$51.76 −$0.38 (-0.73%)
休市 · Nov 6, 10:00 pm ET · 最新盘后价 $51.76 0.00%
开盘$51.69
昨收$52.14
当日区间$51.10 – $52.15
成交量93.1K
市值$2.38B
市盈率（TTM）8.5
股息率0.83%
基本面
最新报告季度：Q2, ended Jun 2026
营收$181.04M+1.7% YoY
净利润$78.30M+106.2% YoY
摊薄每股收益$1.48+146.7% YoY
自由现金流$210.87M+267.7% YoY
经营现金流$213.31M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率32.3%
净资产收益率13.2%
资产收益率1.1%
负债/资产比率88.7%
现金及投资$314.70M
总负债$4.28B
净现金（净负债）-$3.97B
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 营业总收入 | $181.04M | $174.06M | $677.24M | $184.28M | $169.81M |
| 净利息收入 | $136.54M | $128.65M | $517.06M | $138.09M | $128.06M |
| -利息收入 | $294.07M | $270.51M | $1.20B | $307.47M | $301.78M |
| -利息支出 | $157.54M | $141.86M | $683.79M | $169.38M | $173.72M |
| 非利息收入 | $44.50M | $45.41M | $160.18M | $46.20M | $41.75M |
| -手续费及佣金 | $19.61M | $18.65M | $48.89M | $10.71M | $13.32M |
| -其他非利息收入 | $11.74M | $13.26M | $25.93M | $9.76M | $3.76M |
| -资产出售损益 | $13.16M | $13.51M | $85.36M | $25.73M | $24.67M |
| 信用损失准备 | -$9.18M | -$15.30M | -$117.75M | -$27.76M | -$29.24M |
| 非利息支出 | $72.07M | $74.46M | $295.69M | $82.64M | $75.99M |
| 物业及设备费用 | $3.46M | $3.08M | $10.68M | $3.38M | $2.45M |
| 专业及外包服务费用 | $3.33M | $2.77M | $12.86M | $3.44M | $3.37M |
| 销售及管理费用 | $45.24M | $46.97M | $198.31M | $50.42M | $53.53M |
| -管理费用 | $45.24M | $46.97M | $198.31M | $50.42M | $53.53M |
| 其他非利息支出 | $20.04M | $21.64M | $73.84M | $25.41M | $16.64M |
| 税前利润 | $99.78M | $84.31M | $263.80M | $73.88M | $64.58M |
| 税费 | $21.48M | $16.57M | $45.03M | $6.04M | $9.88M |
| 净利润 | $78.30M | $67.73M | $218.77M | $67.85M | $54.70M |
| 持续经营利润 | $78.30M | $67.73M | $218.77M | $67.85M | $54.70M |
| 归属母公司净利润 | $78.30M | $67.73M | $218.77M | $67.85M | $54.70M |
| 优先股股息 | $10.27M | $10.27M | $41.06M | $10.27M | $10.27M |
| 归属普通股股东净利润 | $68.04M | $57.47M | $173.55M | $58.80M | $44.44M |
| 基本每股收益 | $1.48 | $1.25 | $3.78 | $1.28 | $0.97 |
| 摊薄每股收益 | $1.48 | $1.25 | $3.78 | $1.28 | $0.97 |
| 每股股息 | $0.11 | $0.11 | $0.40 | $0.10 | $0.10 |
| 其他优先股股息 | – | – | $4.16M | -$1.22M | – |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $21.23B | $20.32B | $19.45B | $19.45B | $19.35B |
| 现金、现金等价物及联邦基金出售 | $316.20M | $84.73M | $213.72M | $213.72M | $599.57M |
| -现金及现金等价物 | $314.70M | $83.22M | $212.20M | $212.20M | $598.04M |
| -货币市场投资 | $1.50M | $1.51M | $1.52M | $1.52M | $1.53M |
| 证券投资 | $2.58B | $2.71B | $3.03B | $3.03B | $2.97B |
| -可供出售证券 | $665.91M | $665.93M | $824.99M | $824.99M | $649.49M |
| -持有至到期证券 | $1.35B | $1.43B | $1.54B | $1.54B | $1.67B |
| -短期投资 | $561.61M | $614.96M | $660.16M | $660.16M | $650.37M |
| 贷款净额 | $16.88B | $16.11B | $14.82B | $14.82B | $14.64B |
| -贷款总额 | $16.95B | $16.19B | $14.91B | $14.91B | $14.74B |
| -贷款及租赁损失准备 | $75.80M | $76.83M | $83.30M | $83.30M | $93.33M |
| 应收款 | $82.08M | $77.33M | $81.81M | $81.81M | $82.45M |
| -应收账款 | $82.08M | $77.33M | $81.81M | $81.81M | $82.45M |
| 固定资产净值 | $74.66M | $73.70M | $73.93M | $73.93M | $75.15M |
| 商誉及其他无形资产 | $244.96M | $237.59M | $225.53M | $225.53M | $221.17M |
| -商誉 | $8.01M | $8.01M | $8.01M | $8.01M | $8.01M |
| -其他无形资产 | $236.95M | $229.58M | $217.52M | $217.52M | $213.16M |
| 抵债资产 | $72.39M | $60.23M | $60.15M | $60.15M | – |
| 联邦住房贷款银行股票 | $227.59M | $227.59M | $227.59M | $227.59M | $217.85M |
| 其他资产 | $750.99M | $744.18M | $713.01M | $713.01M | $543.51M |
| 负债合计 | $18.84B | $17.99B | $17.17B | $17.17B | $17.13B |
| 存款合计 | $14.25B | $12.95B | $13.04B | $13.04B | $13.93B |
| 长期债务及融资租赁负债 | $4.28B | $4.63B | $3.84B | $3.84B | $2.90B |
| -长期债务 | $4.28B | $4.63B | $3.84B | $3.84B | $2.90B |
| 一年以上递延负债 | $50.14M | $46.40M | $33.90M | $33.90M | $28.97M |
| 其他负债 | $249.13M | $359.83M | $250.50M | $250.50M | $262.90M |
| 股东权益合计 | $2.39B | $2.33B | $2.28B | $2.28B | $2.23B |
| 股东权益 | $2.39B | $2.33B | $2.28B | $2.28B | $2.23B |
| 股本 | $795.64M | $794.72M | $794.60M | $794.60M | $793.66M |
| -普通股 | $244.35M | $243.43M | $243.31M | $243.31M | $242.37M |
| -优先股 | $551.29M | $551.29M | $551.29M | $551.29M | $551.29M |
| 留存收益 | $1.60B | $1.54B | $1.49B | $1.49B | $1.43B |
| 不影响留存收益的损益 | -$1.20M | -$804,000.00 | -$33,000.00 | -$33,000.00 | -$211,000.00 |
| -固定资产原值 | – | – | $90.28M | $90.28M | – |
| -累计折旧 | – | – | -$16.35M | -$16.35M | – |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $213.31M | -$597.32M | -$341.25M | -$397.90M | $29.77M |
| 持续经营经营活动现金流净额 | $213.31M | -$597.32M | -$341.25M | -$397.90M | $29.77M |
| 持续经营净利润 | $78.30M | $67.73M | $218.77M | $67.85M | $54.70M |
| 持续经营损益 | -$13.16M | -$13.51M | -$85.36M | -$25.73M | -$24.67M |
| 折旧、折耗与摊销 | $1.40M | $1.37M | $3.47M | $1.16M | $765,000.00 |
| 其他非现金项目 | $80.95M | -$858.52M | -$383.11M | -$252.94M | -$23.80M |
| 营运资金变动 | $56.64M | $190.30M | -$220.55M | -$223.78M | -$6.47M |
| -贷款变动 | $29.58M | $183.09M | -$191.89M | -$205.31M | -$12.36M |
| -其他流动资产变动 | $10.83M | $22.26M | -$31.67M | -$876,000.00 | -$16.57M |
| -其他流动负债变动 | $16.22M | -$15.05M | $3.01M | -$17.59M | $22.47M |
| 投资活动现金流净额 | -$768.94M | -$335.26M | -$195.67M | $12.69M | -$181.13M |
| 持续经营投资活动现金流净额 | -$768.94M | -$335.26M | -$195.67M | $12.69M | -$181.13M |
| 固定资产购置及出售净额 | -$2.44M | -$1.15M | -$20.94M | -$3.80M | -$5.78M |
| 无形资产购置及出售净额 | $0.00 | -$125,000.00 | -$14.48M | -$1.55M | -$12.86M |
| 投资购置及出售净额 | $89.12M | $129.31M | $218.82M | $138.49M | -$48.32M |
| 贷款净收益 | -$859.52M | -$464.52M | -$378.42M | -$115.80M | -$115.46M |
| 其他投资变动净额 | $3.89M | $1.22M | -$684,000.00 | -$4.65M | $1.28M |
| 筹资活动现金流 | $787.11M | $803.59M | $272.51M | -$620,000.00 | $102.23M |
| 持续经营筹资活动现金流净额 | $787.11M | $803.59M | $272.51M | -$620,000.00 | $102.23M |
| 存款增减 | $1.29B | -$108.98M | $878.65M | -$923.83M | $1.22B |
| Net Issuance Payments of Debt | -$490.89M | $930.90M | -$546.72M | $938.07M | -$1.11B |
| 普通股发行净额 | $0.00 | -$3.00M | $0.00 | $0.00 | $0.00 |
| 已付现金股利 | -$15.32M | -$15.32M | -$59.42M | -$14.86M | -$14.85M |
| 期末现金余额 | $314.70M | $83.22M | $212.20M | $212.20M | $598.04M |
| 现金净变动 | $231.49M | -$128.99M | -$264.41M | -$385.83M | -$49.13M |
| 期初现金余额 | $83.22M | $212.20M | $476.61M | $598.04M | $647.17M |
| 自由现金流 | $210.87M | -$598.60M | -$376.67M | -$403.26M | $11.13M |
| 递延税款 | – | – | $7.78M | – | – |
| 业务购买及出售净额 | – | – | $0.00 | $0.00 | – |
| 优先股发行净额 | – | – | $0.00 | $0.00 | – |
暂无评论——快来第一个聊聊 MBIN。