林肯国民 LNC
$40.05 +$0.89 (+2.27%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $40.55 +1.25%
开盘$39.00
昨收$39.16
当日区间$38.55 – $40.36
成交量3.35M
市值$7.63B
市盈率（TTM）2.4
股息率4.49%
基本面
最新报告季度：Q2, ended Jun 2026
营收$4.57B+12.5% YoY
净利润$1.33B+90.6% YoY
摊薄每股收益$6.72+76.8% YoY
自由现金流-$558.00M-155.1% YoY
经营现金流-$558.00M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率11.7%
净资产收益率24.0%
资产收益率0.5%
负债/资产比率97.4%
总负债$6.87B
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $4.54B | $5.31B | $18.21B | $4.92B | $4.56B |
| 营业总收入 | $4.57B | $5.32B | $18.34B | $4.97B | $4.59B |
| 已赚保费合计 | $1.72B | $1.67B | $12.16B | $7.17B | $1.64B |
| 手续费收入及其他收入 | $1.61B | $1.56B | $774.00M | -$3.89B | $1.59B |
| -手续费及佣金 | $1.41B | $1.38B | – | – | $1.38B |
| -其他收入/费用 | $202.00M | $184.00M | $774.00M | $199.00M | $206.00M |
| 净投资收益 | $1.43B | $1.88B | $6.01B | $1.72B | $1.65B |
| 投资已实现损益净额 | -$177.00M | $210.00M | -$604.00M | -$23.00M | -$284.00M |
| 总费用 | $2.93B | $5.57B | $17.00B | $4.06B | $4.07B |
| 理赔费用 | $1.87B | $2.01B | $7.77B | $1.93B | $1.93B |
| 保单持有人利息 | $1.02B | $999.00M | $3.74B | $984.00M | $954.00M |
| 手续费及佣金支出 | $1.39B | $1.48B | $2.43B | -$1.68B | $1.41B |
| 非经营性利息净收入（支出） | -$82.00M | -$81.00M | -$408.00M | -$262.00M | -$79.00M |
| -非经营性利息支出 | $82.00M | $81.00M | $227.00M | $81.00M | $79.00M |
| 联营企业及其他参股权益收益 | $5.00M | $3.00M | $16.00M | $8.00M | $3.00M |
| 其他营业费用 | -$1.42B | $1.01B | $104.00M | $4.00M | -$304.00M |
| 税前利润 | $1.64B | -$246.00M | $1.34B | $915.00M | $524.00M |
| 税费 | $311.00M | -$74.00M | $161.00M | $161.00M | $79.00M |
| 净利润 | $1.33B | -$172.00M | $1.18B | $754.00M | $445.00M |
| 持续经营利润 | $1.33B | -$172.00M | $1.18B | $754.00M | $445.00M |
| 归属母公司净利润 | $1.33B | -$172.00M | $1.18B | $754.00M | $445.00M |
| 优先股股息 | $11.00M | $34.00M | $91.00M | $11.00M | $34.00M |
| 归属普通股股东净利润 | $1.32B | -$206.00M | $1.09B | $743.00M | $411.00M |
| 基本每股收益 | $6.85 | -$1.08 | $5.94 | $3.89 | $2.15 |
| 摊薄每股收益 | $6.72 | -$1.10 | $5.83 | $3.80 | $2.12 |
| 每股股息 | $0.45 | $0.45 | $1.80 | $0.45 | $0.45 |
| -净承保保费 | – | – | $12.16B | – | – |
| 保单获取费用 | – | – | -$285.00M | – | – |
| 销售及管理费用 | – | – | $2.65B | – | – |
| -管理费用 | – | – | $2.65B | – | – |
| 折旧与摊销 | – | – | $148.00M | – | – |
| -摊销 | – | – | $148.00M | – | – |
| -其他财务成本合计 | – | – | $181.00M | – | – |
| 特殊收益（费用） | – | – | -$60.00M | -$60.00M | $0.00 |
| -减：重组及并购费用 | – | – | $46.00M | – | – |
| -减：其他特殊支出 | – | – | $14.00M | – | – |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $429.80B | $406.16B | $417.20B | $417.20B | $415.28B |
| 现金及现金等价物 | $10.17B | $7.35B | $9.50B | $9.50B | $10.67B |
| 投资合计 | $143.31B | $138.74B | $138.91B | $138.91B | $136.10B |
| -短期投资 | $29.26B | $27.43B | $25.27B | $25.27B | $23.24B |
| -交易性资产 | $1.52B | $1.55B | $1.68B | $1.68B | $1.85B |
| -贷款净额 | $26.00B | $25.43B | $25.10B | $25.10B | $24.81B |
| -股权投资 | $66.29B | $67.25B | $68.81B | $68.81B | $67.98B |
| -衍生资产 | $11.38B | $8.34B | $9.95B | $9.95B | $10.43B |
| -其他投资资产 | $8.87B | $8.74B | $8.11B | $8.11B | $7.79B |
| 应收款 | $27.23B | $27.69B | $28.01B | $28.01B | $28.67B |
| -应收账款 | $27.23B | $27.69B | $28.01B | $28.01B | $28.67B |
| 应计投资收益 | $1.17B | $1.17B | $1.12B | $1.12B | $1.17B |
| 商誉及其他无形资产 | $1.14B | $1.14B | $1.14B | $1.14B | $1.14B |
| -商誉 | $1.14B | $1.14B | $1.14B | $1.14B | $1.14B |
| 递延保单获取成本 | $12.92B | $12.89B | $12.83B | $12.83B | $12.68B |
| 独立账户资产 | $188.25B | $172.04B | $180.09B | $180.09B | $179.86B |
| 其他资产 | $45.61B | $45.15B | $45.60B | $45.60B | $44.98B |
| 负债合计 | $418.45B | $395.95B | $406.30B | $406.30B | $404.82B |
| 保单持有人负债 | $181.69B | $177.69B | $178.32B | $178.32B | $175.08B |
| 存款合计 | $16.81B | $17.56B | $17.92B | $17.92B | $17.56B |
| 短期债务及融资租赁负债 | $400.00M | $400.00M | $400.00M | $400.00M | $0.00 |
| -一年内到期债务 | $400.00M | $400.00M | $400.00M | $400.00M | $0.00 |
| 应付款 | $9.23B | $6.56B | $7.95B | $7.95B | $11.15B |
| -其他应付款 | $9.23B | $6.56B | $7.95B | $7.95B | $11.15B |
| 长期债务及融资租赁负债 | $6.47B | $5.97B | $6.03B | $6.03B | $5.77B |
| -长期债务 | $6.47B | $5.97B | $6.03B | $6.03B | $5.77B |
| 独立账户负债 | $188.25B | $172.04B | $180.09B | $180.09B | $179.86B |
| 一年以上递延负债 | $8.06B | $7.80B | $7.59B | $7.59B | $7.35B |
| 其他负债 | $7.55B | $7.92B | $8.16B | $8.16B | $8.06B |
| 股东权益合计 | $11.35B | $10.21B | $10.91B | $10.91B | $10.45B |
| 股东权益 | $11.35B | $10.21B | $10.91B | $10.91B | $10.45B |
| 股本 | $6.61B | $6.59B | $6.58B | $6.58B | $6.56B |
| -普通股 | $5.62B | $5.60B | $5.59B | $5.59B | $5.57B |
| -优先股 | $986.00M | $986.00M | $986.00M | $986.00M | $986.00M |
| 留存收益 | $9.32B | $8.09B | $8.39B | $8.39B | $7.73B |
| 不影响留存收益的损益 | -$4.58B | -$4.47B | -$4.06B | -$4.06B | -$3.84B |
| 衍生产品负债 | – | – | -$165.00M | -$165.00M | – |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | -$558.00M | $138.00M | -$167.00M | $233.00M | -$1.14B |
| 持续经营经营活动现金流净额 | -$558.00M | $138.00M | -$167.00M | $233.00M | -$1.14B |
| 持续经营净利润 | $1.33B | -$172.00M | $1.18B | $754.00M | $446.00M |
| 持续经营损益 | $457.00M | -$190.00M | $799.00M | $156.00M | $293.00M |
| 其他非现金项目 | -$1.77B | $1.12B | -$191.00M | $305.00M | -$1.17B |
| 营运资金变动 | -$524.00M | -$349.00M | -$1.95B | -$794.00M | -$610.00M |
| -赔款及理赔费用准备变动 | -$952.00M | -$307.00M | -$2.69B | -$1.14B | -$993.00M |
| -递延获取成本变动 | $223.00M | $163.00M | $574.00M | $92.00M | $156.00M |
| -应计投资收益变动 | -$14.00M | -$33.00M | -$28.00M | $20.00M | -$12.00M |
| -应付账款及应计费用变动 | $219.00M | -$172.00M | $190.00M | $230.00M | $239.00M |
| 投资活动现金流净额 | $2.58B | -$3.45B | -$4.01B | -$3.91B | $2.21B |
| 持续经营投资活动现金流净额 | $2.58B | -$3.45B | -$4.01B | -$3.91B | $2.21B |
| 投资购置及出售净额 | -$405.00M | -$1.90B | -$4.77B | -$2.89B | -$782.00M |
| 贷款发放/偿还净额 | -$604.00M | -$553.00M | -$1.53B | -$396.00M | -$201.00M |
| 其他投资变动净额 | $3.59B | -$1.01B | $2.29B | -$625.00M | $3.20B |
| 筹资活动现金流 | $800.00M | $1.16B | $7.88B | $2.51B | $2.45B |
| 持续经营筹资活动现金流净额 | $800.00M | $1.16B | $7.88B | $2.51B | $2.45B |
| Net Issuance Payments of Debt | $508.00M | $84.00M | -$348.00M | $443.00M | -$99.00M |
| 已付现金股利 | -$98.00M | -$120.00M | -$416.00M | -$97.00M | -$120.00M |
| 股票期权行使所得 | -$4.00M | -$23.00M | $4.00M | $0.00 | $11.00M |
| 其他筹资费用净额 | $394.00M | $1.22B | $7.82B | $2.17B | $2.66B |
| 期末现金余额 | $10.17B | $7.35B | $9.50B | $9.50B | $10.67B |
| 现金净变动 | $2.82B | -$2.16B | $3.70B | -$1.17B | $3.53B |
| 期初现金余额 | $7.35B | $9.50B | $5.80B | $10.67B | $7.14B |
| 自由现金流 | -$558.00M | $138.00M | -$167.00M | $233.00M | -$1.14B |
| 业务购买及出售净额 | – | – | $0.00 | $0.00 | – |
| 普通股发行净额 | – | – | $825.00M | $0.00 | $0.00 |
暂无评论——快来第一个聊聊 LNC。