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KB金融集团 KB

美股市值排名 #554
$111.20 −$0.65 (-0.58%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $111.20 0.00%
开盘$110.23
昨收$111.85
当日区间$110.23 – $112.74
成交量160.0K
市值$38.60B
市盈率（TTM）8.1
股息率2.64%

基本面

最新报告季度：Q2, ended Jun 2026 · 报告货币为KRW

营收₩6.11T+12.8% YoY
净利润₩2.01T+15.0% YoY
摊薄每股收益₩5,508.00+20.7% YoY
自由现金流₩4.33T+497.0% YoY
经营现金流₩4.45T

营收，近8个季度

₩5.1TSep '24₩4.8TDec '24₩5.3TMar '25₩5.4TJun '25₩5.0TSep '25₩5.7TDec '25₩5.8TMar '26₩6.1TJun '26

净利润，近8个季度

₩1.6TSep '24₩659.8BDec '24₩1.7TMar '25₩1.7TJun '25₩1.7TSep '25₩738.8BDec '25₩1.9TMar '26₩2.0TJun '26

各季度摊薄每股收益

4,105.00Sep '241,695.00Dec '244,384.00Mar '254,565.00Jun '254,458.00Sep '251,858.00Dec '255,120.00Mar '265,508.00Jun '26

各季度自由现金流

₩-3.3TSep '24₩-1.3TDec '24₩2.8TMar '25₩724.7BJun '25₩-7.1TSep '25₩7.2TDec '25₩1.5TMar '26₩4.3TJun '26

年度营收

₩15.1TFY20₩17.0TFY21₩16.4TFY22₩19.5TFY23₩20.1TFY24₩21.2TFY25

盈利能力与资产负债表

净利率27.3%
净资产收益率10.2%
资产收益率0.7%
负债/资产比率92.8%
现金及投资₩44.62T
总负债₩140.39T
净现金（净负债）-₩95.77T
自由现金流/营收26.4%

营收构成

2026/Q1 季度

按业务线

  • Corporate Banking₩1.25T 24.1%
  • Retail Banking₩1.14T 21.9%
  • Securities₩849.56B 16.4%
  • Credit Card₩512.78B 9.9%
  • Others₩504.48B 9.7%
  • Other Banking Services₩487.85B 9.4%
  • Non-life Insurance₩321.34B 6.2%
  • Life Insurance₩117.07B 2.3%

该公司以本国货币报告财务数据，并非美元。以下数字均标注了实际货币单位，未自动换算。

利润表

项目 2026 Q2
(KRW)		 2026 Q1
(KRW)		 2025 ANNUAL
(KRW)		 2025 Q4
(KRW)		 2025 Q3
(KRW)
营业总收入 ₩6.11T ₩5.76T ₩21.23T ₩5.66T ₩5.04T
净利息收入 ₩3.14T ₩3.33T ₩13.07T ₩3.37T ₩3.34T
-利息收入 ₩7.35T ₩7.16T ₩29.16T ₩7.22T ₩7.19T
-利息支出 ₩4.21T ₩3.82T ₩16.08T ₩3.85T ₩3.86T
非利息收入 ₩2.96T ₩2.43T ₩8.16T ₩2.30T ₩1.70T
-已赚保费合计 -₩1.23T -₩10.67B ₩276.65B -₩203.71B ₩43.77B
-手续费及佣金 ₩1.55T ₩1.31T ₩3.86T ₩1.39T ₩824.00B
-股息收入 ₩41.39B ₩68.14B ₩148.95B ₩32.44B ₩36.38B
-外汇交易收益 ₩207.87B ₩464.67B -₩768.00M ₩259.03B ₩218.13B
-其他非利息收入 ₩258.47B ₩187.16B ₩856.03B ₩240.07B ₩212.80B
-资产出售损益 ₩2.14T ₩403.15B ₩3.01T ₩582.24B ₩364.91B
信用损失准备 -₩519.75B -₩493.27B -₩2.36T -₩687.68B -₩364.49B
非利息支出 ₩2.87T ₩2.54T ₩10.06T ₩2.94T ₩2.34T
物业及设备费用 ₩5.25B ₩4.53B ₩19.54B ₩5.21B ₩5.06B
销售及管理费用 ₩1.73T ₩1.64T ₩6.33T ₩1.99T ₩1.43T
-销售及营销费用 ₩54.64B ₩41.56B ₩235.10B ₩80.22B ₩60.00B
-管理费用 ₩1.68T ₩1.60T ₩6.09T ₩1.91T ₩1.37T
折旧、摊销与折耗 ₩384.63B ₩379.94B ₩1.58T ₩405.03B ₩392.03B
-折旧与摊销 ₩384.63B ₩379.94B ₩1.58T ₩405.03B ₩392.03B
其他非利息支出 ₩748.95B ₩515.64B ₩2.14T ₩532.06B ₩507.63B
其他收入（支出） ₩19.18B -₩97.91B -₩620.83B -₩767.16B -₩74.56B
联营企业及其他参股权益收益 ₩15.69B ₩20.22B ₩26.85B ₩11.18B ₩5.41B
特殊收益（费用） -₩1.03B -₩1.49B -₩184.82B -₩180.96B -₩999.00M
-减：重组及并购费用 ₩1.03B ₩1.49B ₩263.00B ₩259.14B ₩999.00M
其他非经营性收入（支出） ₩4.52B -₩116.65B -₩462.86B -₩597.38B -₩78.97B
税前利润 ₩2.73T ₩2.63T ₩8.18T ₩1.27T ₩2.26T
税费 ₩722.25B ₩714.67B ₩2.34T ₩533.18B ₩606.21B
净利润 ₩2.01T ₩1.92T ₩5.84T ₩738.79B ₩1.66T
持续经营利润 ₩2.01T ₩1.92T ₩5.84T ₩738.79B ₩1.66T
少数股东权益 ₩18.32B ₩24.07B ₩7.55B ₩27.36B -₩30.81B
归属母公司净利润 ₩1.99T ₩1.89T ₩5.83T ₩711.43B ₩1.69T
其他优先股股息 ₩42.00B ₩44.81B ₩202.39B ₩48.07B ₩51.00B
归属普通股股东净利润 ₩1.95T ₩1.85T ₩5.63T ₩663.36B ₩1.64T
基本每股收益 ₩5,549.00 ₩5,165.00 ₩15,410.00 ₩1,879.00 ₩4,498.00
摊薄每股收益 ₩5,508.00 ₩5,120.00 ₩15,261.00 ₩1,858.00 ₩4,458.00
每股股息 ₩1,130.53 ₩1,568.66 ₩3,568.11 ₩930.08 ₩913.87
-减：资本性资产减值 – – ₩223.87B – –
-减：其他特殊支出 – – -₩302.05B – –

资产负债表

项目 2026 Q2
(KRW)		 2026 Q1
(KRW)		 2025 ANNUAL
(KRW)		 2025 Q4
(KRW)		 2025 Q3
(KRW)
总资产 ₩866.89T ₩829.74T ₩797.92T ₩797.92T ₩796.06T
现金、现金等价物及联邦基金出售 ₩44.62T ₩32.54T ₩35.65T ₩35.65T ₩25.27T
-现金及现金等价物 ₩44.62T ₩32.54T ₩35.65T ₩35.65T ₩25.27T
证券投资 ₩233.96T ₩226.11T ₩223.44T ₩223.44T ₩220.32T
-可供出售证券 ₩136.28T ₩128.20T ₩123.53T ₩123.53T ₩124.03T
-短期投资 ₩97.69T ₩97.91T ₩99.92T ₩99.92T ₩96.28T
长期股权投资 ₩1.04T ₩1.02T ₩1.14T ₩1.14T ₩1.13T
衍生资产 ₩15.17T ₩14.64T ₩10.34T ₩10.34T ₩9.21T
贷款净额 ₩506.90T ₩495.46T ₩493.21T ₩493.21T ₩489.06T
-贷款总额 ₩511.85T ₩500.45T ₩498.03T ₩498.03T ₩494.01T
-贷款及租赁损失准备 ₩5.51T ₩5.57T ₩5.41T ₩5.41T ₩5.55T
-未实现收入 ₩565.25B ₩573.84B ₩583.57B ₩583.57B ₩597.32B
应收款 ₩447.28B ₩419.69B ₩16.62T ₩16.62T ₩367.39B
-其他应收款 ₩447.28B ₩419.69B ₩16.62T ₩16.62T ₩367.39B
固定资产净值 ₩5.08T ₩5.11T ₩5.13T ₩5.13T ₩5.14T
商誉及其他无形资产 ₩1.60T ₩1.59T ₩1.61T ₩1.61T ₩1.78T
设定受益养老金 ₩490.43B ₩371.15B ₩353.37B ₩353.37B ₩284.53B
递延资产 ₩183.86B ₩196.21B ₩193.03B ₩193.03B ₩195.12B
持有待售资产 ₩281.79B ₩280.48B ₩269.13B ₩269.13B ₩251.94B
其他资产 ₩57.12T ₩52.00T ₩9.32T ₩9.32T ₩43.06T
负债合计 ₩804.19T ₩768.60T ₩737.09T ₩737.09T ₩734.69T
存款合计 ₩474.80T ₩458.40T ₩452.56T ₩452.56T ₩440.68T
联邦基金购入及回购协议下证券出售 ₩14.66T ₩13.30T ₩13.43T ₩13.43T ₩14.33T
衍生产品负债 ₩21.08T ₩20.04T ₩16.08T ₩16.08T ₩14.25T
交易性负债 ₩400.70B ₩480.27B ₩3.34T ₩3.34T ₩305.55B
应付款 ₩416.94B ₩792.07B ₩32.38T ₩32.38T ₩748.20B
-应付税款合计 ₩416.94B ₩792.07B ₩967.20B ₩967.20B ₩748.20B
长期债务及融资租赁负债 ₩140.39T ₩133.75T ₩131.45T ₩131.45T ₩127.09T
-长期债务 ₩140.39T ₩133.75T ₩130.55T ₩130.55T ₩127.09T
非流动负债 ₩1.38T ₩1.35T ₩1.26T ₩1.26T ₩862.03B
员工福利 ₩89.93B ₩85.38B ₩100.09B ₩100.09B ₩89.43B
一年以上递延负债 ₩2.24T ₩1.99T ₩2.49T ₩2.49T ₩1.59T
终止经营负债 ₩74.68B ₩73.34B ₩68.29B ₩68.29B –
其他负债 ₩148.66T ₩138.34T ₩77.05T ₩77.05T ₩134.74T
股东权益合计 ₩62.70T ₩61.14T ₩60.83T ₩60.83T ₩61.37T
股东权益 ₩60.89T ₩59.35T ₩59.05T ₩59.05T ₩59.58T
股本 ₩2.09T ₩2.09T ₩2.09T ₩2.09T ₩2.09T
-普通股 ₩2.09T ₩2.09T ₩2.09T ₩2.09T ₩2.09T
资本公积 ₩9.13T ₩9.10T ₩16.63T ₩16.63T ₩16.62T
留存收益 ₩46.13T ₩46.39T ₩38.33T ₩38.33T ₩37.99T
减：库存股 ₩176.01B ₩1.68T ₩1.90T ₩1.90T ₩1.47T
不影响留存收益的损益 -₩487.23B -₩496.56B -₩467.46B -₩467.46B -₩450.60B
其他权益权益 ₩4.21T ₩3.94T ₩4.36T ₩4.36T ₩4.79T
少数股东权益 ₩1.81T ₩1.79T ₩1.78T ₩1.78T ₩1.79T
-固定资产原值 – – ₩10.55T ₩10.55T –
-累计折旧 – – -₩5.42T -₩5.42T –
-商誉 – – ₩633.67B ₩633.67B –
-其他无形资产 – – ₩975.76B ₩975.76B –
预付资产 – – ₩642.06B ₩642.06B –
-应付账款 – – ₩38.21B ₩38.21B –
-应付股利 – – ₩2.22B ₩2.22B –
-其他应付款 – – ₩31.37T ₩31.37T –
一年内应计费用 – – ₩6.88T ₩6.88T –
-长期融资租赁负债 – – ₩901.11B ₩901.11B –

现金流量表

项目 2026 Q2
(KRW)		 2026 Q1
(KRW)		 2025 ANNUAL
(KRW)		 2025 Q4
(KRW)		 2025 Q3
(KRW)
经营活动现金流 ₩4.45T ₩1.55T ₩4.23T ₩7.43T -₩7.02T
持续经营经营活动现金流净额 ₩4.45T ₩1.55T ₩4.23T ₩7.43T -₩7.02T
持续经营净利润 ₩2.01T ₩1.92T ₩5.84T ₩738.79B ₩1.66T
持续经营损益 -₩4.77T -₩96.20B -₩1.54T -₩457.83B ₩1.21B
折旧、折耗与摊销 ₩216.82B ₩215.66B ₩914.69B ₩239.51B ₩228.05B
其他非现金项目 -₩693.55B -₩2.17T -₩8.47T -₩2.02T -₩2.17T
营运资金变动 ₩7.11T ₩1.16T ₩4.97T ₩8.20T -₩7.13T
-应收款变动 -₩27.58B -₩31.10B -₩48.73B -₩21.20B -₩23.26B
-应付账款及应计费用变动 -₩375.14B ₩181.59B ₩79.77B -₩137.71B ₩270.82B
-贷款变动 -₩11.10T -₩857.45B -₩23.92T -₩6.57T -₩8.28T
-递延费用变动 ₩243.74B ₩208.27B ₩438.25B ₩171.88B -₩85.58B
-其他流动资产变动 -₩8.18T -₩22.58T -₩9.04T ₩12.18T -₩9.39T
-其他流动负债变动 ₩8.77T ₩21.72T ₩5.48T -₩16.46T ₩6.74T
-Change in Other Working Capital ₩17.78T ₩2.52T ₩31.97T ₩19.04T ₩3.63T
投资活动现金流净额 -₩3.02T -₩1.33T -₩5.54T -₩4.23T -₩1.12T
持续经营投资活动现金流净额 -₩3.02T -₩1.33T -₩5.54T -₩4.23T -₩1.12T
固定资产购置及出售净额 -₩11.32B -₩43.37B -₩241.51B -₩84.48B -₩13.33B
无形资产购置及出售净额 -₩64.99B -₩37.45B -₩209.83B -₩102.62B -₩40.57B
业务购买及出售净额 -₩100.13B -₩89.98B -₩264.87B -₩1.43T ₩69.31B
投资购置及出售净额 -₩2.64T -₩1.14T -₩5.67T -₩2.91T -₩1.18T
其他投资变动净额 -₩13.45B -₩15.68B ₩356.86B ₩380.29B ₩42.67B
筹资活动现金流 ₩7.69T -₩3.36T ₩5.80T ₩4.89T -₩946.06B
持续经营筹资活动现金流净额 ₩7.69T -₩3.36T ₩5.80T ₩4.89T -₩946.06B
Net Issuance Payments of Debt ₩6.85T -₩1.55T ₩7.24T ₩4.53T ₩1.07T
普通股发行净额 -₩307.24B -₩497.06B -₩1.48T -₩435.15B -₩224.85B
其他筹资活动净额 ₩2.12T -₩1.31T ₩1.34T ₩1.12T -₩1.46T
期末现金余额 ₩35.50T ₩26.23T ₩29.02T ₩29.02T ₩20.89T
现金净变动 ₩9.12T -₩3.15T ₩4.49T ₩8.08T -₩9.09T
期初现金余额 ₩26.23T ₩29.02T ₩24.61T ₩20.89T ₩29.87T
汇率变动影响 ₩158.77B ₩354.56B -₩74.71B ₩58.04B ₩105.47B
自由现金流 ₩4.33T ₩1.46T ₩3.67T ₩7.21T -₩7.09T
已付现金股利 – – -₩1.30T -₩335.02B -₩334.65B

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