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Mr. Matias Granata, Experiences, Skills and Abilities: Risk management. He has held several positions at Itau Unibanco Group, including serving as an Officer from 2014 to 2021, responsible for Credit Risk, Modeling, and Market and Liquidity Risks. As the executive responsible for the risk structure, Mr. Granata also leads the unit that works on integrating climate risk into the institution's global risk management. Academic Background: He holds a bachelor's degree in economics from the University of Buenos Aires (UBA), Buenos Aires, Argentina; a postgraduate degree in economics from Universidad Torcuato Di Tella (UTDT), Buenos Aires, Argentina; and a master's degree in international economic Policy from the University of Warwick (as a British Chevening Scholar), United Kingdom.

Mr. Cesar Nivaldo Gon has been an independent member of our board of directors since 2022. Experience, Skills and Abilities- Financial sector and capital markets. He is a member of the board of directors of the Lean Enterprise Institute - LEI and was a member of the board of directors of Raia Drogasil S.A. from 2021 to 2023. An active investor in venture capital and startup funds, Mr. Gon led the IPO of CI&T Inc. on the New York Stock Exchange (NYSE) and has been a member of the board of directors of Fundo Patrimonial Lumina Unicamp since 2020. He was named Entrepreneur of the Year in Brazil by EY (EY Entrepreneur of The Year) in 2019. He is the founder and CEO of CI&T (NYSE: CINT), a global company specialized in software engineering solutions, such as AI and Hyper Digital, modernization, cloud services, data analytics, cybersecurity and digital product design, since 1995. He is the chairman of the board of Sensedia, a leading company in the API Management market. He has a long history in the market as an important spokesperson on leadership development, digital transformation and AI. He also worked as a Tech Advisor at the board of the Boticario Group from 2020 to 2023. He holds a bachelor's degree in computer engineering and a master's degree in computer science, both from the Universidade Estadual de Campinas (Unicamp), Sao Paulo, Brazil. He has co-authored the book Faster, Faster: The Dawn of Lean Digital (2020) and is a MIT Sloan Management Review columnist.

Luciana Pires Dias (independent member) has been a member of the Audit Committee at the Itau Unibanco Group since 2020. She has been a partner at L. Dias Advogados since 2016, where she serves as an advisor, arbitrator and opinion giver on financial and capital market issues. She has been a professor at FGV since 2008. She has been a member of the board of directors of AMBEV S.A. since 2023. She was an Officer from 2011 to 2015 and Market Development Superintendent at Brazilian Exchange and Securities Commission (CVM) from 2007 to 2010. Ms. Dias was a representative of CVM at OCDE's Corporate Governance Committee from 2011 to 2015 and at the Latin-American Roundtable on Corporate Governance organized by OCDE from 2009 to 2015. She served in law firms in Sao Paulo and Rio de Janeiro, Brazil, and in New York, U.S. from 1998 to 2006. She holds bachelor's and master's degrees and a Ph.D. in business law from USP, Sao Paulo, Brazil, and a Master of the Science of Law (J.S.M) from Stanford Law School, California, U.S.

Alexandre de Barros has been a member of the Audit Committee at the Itau Unibanco Group since 2021. He has held several positions at the Itau Unibanco Group, including as executive vice president of the Technology Department from 2011 to 2015; executive officer from 2005 to 2010; senior managing officer from 2004 to 2005; and managing officer from 1994 to 2004. He has been an alternate member of Duratex's board of directors since 2020 and the chairman of the IT and Digital Innovation Committee since 2020, where he has served as a specialist member since 2017. De Barros served as a member of the board of directors of Serasa S.A. from 2003 to 2007, having acted as its chairman from 2006 to 2007, as a member of the board of directors of Diagnosticos da America S.A. (DASA) from 2015 to 2023. He was also as member of Dexcos' board of directors from 2020 to 2024 and the IT and Digital Innovation Committee from 2017 to 2024. He holds a bachelor's degree in aeronautics infrastructure engineering from Instituto Tecnologico de Aeronautica - ITA, Sao Paulo, Brazil, a specialization in risk management from INSEAD, Fontainebleau, France, and an MBA degree from New York University (NYU), New York, U.S.

Joao Moreira Salles (non-executive member) has been a non-executive member of our board of directors since 2017. Experience, Skills and Abilities- Financial sector, capital markets and other sectors. He has held several positions at the Itau Unibanco Group, including officer at IUPAR - Itau Unibanco Participacoes S.A. since 2018 and a member of its board of directors between 2015 and 2018. Mr. Moreira Salles is currently an officer of Brasil Warrant Administracao de Bens e Empresas S.A. (BWSA) and CEO of BW Gestao de Investimentos (BWGI). Since 2019, he has also been a member of the board of directors of Verallia, a glass packaging company listed in France, and of the board of Alpargatas since 2022, where he is also a member of its finance committee. Before joining BW, he had been an investment banker at JP Morgan Chase, New York, U.S. He holds a bachelor's degree in economics from INSPER, Sao Paulo, Brazil; master's degrees in economics and finance from Columbia University, GSAS, New York, U.S., a master's degree in finance from the Columbia University, GSB, New York, U.S., and a Ph.D. in economic theory from USP, Sao Paulo, Brazil.

He has been an independent member of our board of directors since 2025. Experience, Skills and Abilities- Financial sector, capital markets and other sectors. He has been serving as the Chairman of the board of directors of Ultracargo Logistica S.A., Ultrapar Participacoes S.A., Companhia Ultragaz S.A., and Ultrapar Mobilidade S.A. since 2025, and of Hidrovias do Brasil S.A. since 2024. He has been a member of the board of directors of Corteva Agriscience since 2019. He has been the CEO of Ultrapar Participacoes S.A. since 2022 and a member of the People and Sustainability Committee and an officer of Ultra S.A. Participacoes since 2021. Mr. Lutz was Chairman of the Infrastructure Council of the Sao Paulo State Industry Federation (FIESP) from 2015 to 2021; a member of the board of directors of Rumo Logistica S.A. from 2008 to 2020 and its Chairman from July to December 2020; CEO of Cosan S.A. - Industria e Comercio from 2009 to 2020; a board member of Raizen S.A. from 2013 to 2020, Comgas S.A. from 2008 to 2020 and Moove S.A. from 2008 to 2020; and a member of the board of directors of Monsanto S.A. from 2014 to 2018. Academic Background: He holds a bachelor's degree in naval engineering from the Polytechnic School of USP, Sao Paulo, Brazil, and a master's degree in business administration from the Kellogg School of Management at Northwestern University, Illinois, United States.

Milton Maluhy Filho is a member of the Partners Program, has been a chief executive officer since 2021. Experiences, Skills and Abilities: Financial sector, capital markets, and other industries. He has served as our CFO and a CRO. He has held several positions at the Itau Unibanco Group, including vice president from 2019 to 2020 and CEO of Itau CorpBanca (Chile) from 2016 to 2018, when he was responsible for the merger of two banks, CorpBanca and Banco Itau Chile. He joined the Itau Unibanco Group in 2002 and was elected officer in 2007. Education: He holds a bachelor's degree in business administration.

Mr. Paulo Antunes Veras has been an independent member of our board of directors and a member of the Personnel Committee since 2023. Experience, Skills and Abilities: Financial sector, capital markets and other sectors. He is a startup investor, an independent member of the board of directors of Localiza, and a member of the Advisory Board of Grupo Boticario. He was the founder and CEO of 99, the first Brazilian unicorn startup, prior to the sale of the company in 2018. He was Managing Director and a board member at Endeavor, a high-impact entrepreneurship NGO. Academic Background: He holds a bachelor's degree in mechatronics engineering from USP, Sao Paulo, Brazil, and an MBA from INSEAD.

Pedro Moreira Salles, Experiences, Skills and Abilities- Financial sector, capital markets and other sectors. He has been a co-chairman of our board of directors since 2017 and was also the chairman of this board between 2009 and 2017. He was a member of the board of directors of Unibanco in 1989 and was its chairman from 1997 to 2004. In 2004, he became CEO of Unibanco and remained in the position until 2008, the year of the merger with Banco Itau. He is the chairman of the board of directors of Companhia Brasileira de Metalurgia e Mineracao - CBMM; Alpargatas S.A.; Companhia E. Johnston de Participacoes; and IUPAR- Itau Unibanco Participacoes S.A. He is vice chairman of the board of directors of Brasil Warrant and partner and joint CEO of Cambuhy Investimentos. He was a member of the board of directors of TOTVS, and between 2017 and 2022, he was chairman of the board of directors of the Brazilian Federation of Banks (FEBRABAN). He is also the Chairman of the board of directors of the Unibanco Institute, an institution that works to improve public education in Brazil through education management. He is a member of the Decision-Making Council and the Board of Associates of the Institute of Education and Research (Instituto de Ensino e Pesquisa) (INSPER), a non-profit institution dedicated to education and research, and a member of the Guidance Council of the Symphony Orchestra Foundation of the State of Sao Paulo - OSESP. He is also a member of the board of directors of the Todos pela Saude (All for Health) Institute, which combats sanitary emergencies in Brazil, and a member of the board of directors of the Moreira Salles Institute, which is dedicated to promoting and preserving cultural heritage. Academic Background- He holds a bachelor's degree, magna cum laude, in economics and history from the University of California, Los Angeles, California, U.S. He attended the Owner/President Management (OPM) program at Harvard University in the U.S.

Fabricio Bloisi Rocha has been an independent member of our board of directors since 2024. Experiences, Skills and Abilities- Financial sector, capital markets and other sectors. He has been CEO at Prosus, chairman of the board of directors of iFood, CEO at Naspers and founder of the Movile Group. He also serves as a member of the innovation board of XPrize. Mr. Rocha promotes educational projects through its Fundacao 1Bi aimed at supporting education by means of technology. He also supports projects such as Meu Diploma do Ensino Medio (My High School Diploma) and Movimento Tech (Tech Movement), which foster the high school and technological education in Brazil through iFood. In 2023, he was appointed as a UN spokesperson for education on SDG 4 for Brazil and joined the Economic and Sustainable Development Council of the Presidency of the Republic. He holds a bachelor's degree in computer engineering (CoE) from the Universidade de Campinas (UNICAMP), Campinas, Sao Paulo, Brazil, and a master's degree in business administration from FGV, Sao Paulo, Brazil. In 2013, he has also attended the Executive Program for Growing Companies, Strategy, Finance, Leadership for companies in the growth stage at the Stanford Graduate School of Business, California, U.S. In 2022, Rocha completed the OPM (Owners/President Management, Business Administration and Management) program at the Harvard Business School, Massachusetts, U.S.

At Itausa S.A., Alfredo Egydio Setubal has been a member of our board of directors since 2007. Experiences, Skills and Abilities- Financial sector and capital markets. At Itausa S.A., he has been CEO and investor relations officer since 2015 and a member of the board of directors since 2008. He has also been the chairman of the board of directors of Dexco S.A. since 2021 and a member of their board since 2015; a member of the board of directors of Alpargatas S.A. since 2017 and of Copa Energia since 2020; chairman of the National Association of Investment Banks (Associacao Nacional dos Bancos de Investimento) (ANBID) between 2003 and 2008; and a member of the Superior Committee for Guidance, Nomination and Ethics of the Brazilian Institute of Investor Relations (Instituto Brasileiro de Relacoes com Investidores) (IBRI) since 2010, serving as the chairman of its board of directors between 2000 and 2003. He was also a member of ABRASCA's board of directors between 1999 and 2017. He is currently the chairman of the Environmental, Social and Climate Responsibility Committee and a member of the Disclosure and Trading Committee, the Nomination and Corporate Governance Committee and the Personnel Committee of Itau Unibanco. He has been the chairman of the board of Trustees of the Fundacao Itau, institution responsible for social initiatives aimed at education (in partnership with UNICEF and other NGOs) and the democratization and appreciation of Brazilian culture and chairman of the Decision-Making Council of the Sao Paulo Museum of Art - MASP since 2015. He has been a member of the board of directors of the Sao Paulo Biennial Foundation since 2009. He is also a member of the board of directors of the Sao Paulo Museum of Modern Art- MAM and of the Institute of Contemporary Art (IAC). He holds bachelor's and postgraduate degrees in business administration from Fundacao Getulio Vargas (FGV), Sao Paulo, Brazil.

Mr. Gabriel Amado de Moura appointed as CFO on October 1, 2024. Mr. Gabriel Amado de Moura, is a member of the Partners Program since 2011, has been an officer of the Executive Committee September 2024. Experiences, Skills and Abilities: Financial sector, capital markets and other sectors. He was appointed CEO of Banco Itau Chile in January 2020 and has served as CFO at Itau CorpBanca since April 2016. He joined Itau Unibanco in 2000 and became a partner in 2017. He has over 24 years of experience in asset management, risk management and mergers and acquisitions. Mr. Moura held the position of investment manager for the pension fund, endowment and insurance business lines. He was also a risk manager in the Wealth Management Department and has been a member of the board of directors of several companies of the Itau Unibanco Conglomerate in Brazil and abroad. Before joining the bank, he worked at BBVA Asset Management and Itau Bankers Trust. He has been the CEO since July 2024; chairman of the board of directors of Investimentos Bemge S.A. since September 2024; and chairman of the board of directors of Dibens Leasing S.A. since July 2024. Academic Background: He holds an MBA degree from The Wharton School, University of Pennsylvania, Pennsylvania, U.S.

Ricardo Villela Marino has been vice chairman of our board of directors since 2020. Experience, Skills and Abilities- Financial sector and capital markets. He has been the chairman of the Latin America Strategic Council since 2018, leading the innovation and exploration of growth opportunities throughout the region. He is also the chairman of Banco Itau Chile. He has held several positions at the Itau Unibanco Group since 2002, including vice president between 2010 and 2018 and CEO for Itau Latam operations (Argentina, Chile, Paraguay and Uruguay). He started his career at Banco Credit Commercial de France (Banco CCF) and worked with fixed income and the stock market at Banco de Investimentos Garantia - CSFB and at Goldman Sachs Asset Management in New York and London, where he was a portfolio manager for emerging markets. He served as the chairman of the Federation of Latin American Banks - FELABAN and was named a Young Global Leader by the World Economic Forum - WEF. He has been an alternate member of our board of directors since 2011. Financial Inclusion and Entrepreneurship- He is responsible for creating business models to the crypto market contributing to financial inclusion through digital assets. He currently serves as Vice Chairman of Humanitas 360, a non-profit organization focused on catalyzing social and civic entrepreneurship among young people. He is the Chairman of Instituto PDR, an organization aimed at investing and preparing new entrepreneurs with a focus on social academic transformation. He is also a member of the Advisory Board of Visa Latin America and of the MIT Sloan School of Management. Academic Background- He holds a bachelor's degree in mechanical engineering from USP, Sao Paulo, Brazil. He holds a master's degree in business administration from the MIT Sloan School of Management, Massachusetts, U.S.

Mr. Roberto Egydio Setubal has been a co-chairman of our board of directors since 2017. Experiences, Skills and Abilities- Financial sector, capital markets and other sectors. He started his career at Banco Itau in 1980, holding several positions before being appointed as CEO in 1994, a position he held until April 2008. That year, after the merger between Banco Itau and Unibanco, he became CEO of Itau Unibanco Holding S.A. and held that position until 2017. He has been a member of the board of directors of Itausa S.A. since 2021 and is currently the vice chairman. He is also a member of the board of directors of CCR S.A. He was a member of the board of directors of Petrobras between 2000 and 2002 and a member of the board of directors of Shell Plc. between 2017 and 2020. He was a member of the International Monetary Conference- IMC between 1994 and 2020 and the chairman in 2015; chairman of FEBRABAN between 1997 and 2000 and the chairman of the board of this institution between 2011 and 2017; a member of the board of directors of the Institute of International Finance- IIF, serving as vice chairman between 2003 and 2014; and a member of the International Advisory Committee of the Federal Reserve Bank of New York between 2002 and 2008.In 2011, he was named Banker of the Year by Euromoney magazine, and in 2015 he was elected, for the second time, the best executive in Brazil. During his term as CEO of Itau Unibanco Holding S.A., until 2017, he oversaw risk management at the executive level, chairing seven superior risk councils, such as the Superior Audit and Operational Risk Management Council, the Superior Credit Council and the Superior Risk Policy Council, where he addressed corporate risk policies, risk management, risk appetite and the risk culture of the company. He is currently a member of the Risk and Capital Management Committee, providing support in defining, reviewing and approving the risk appetite, strategies and institutional risk policies. He is also a member of the board of directors of Centro de Lideranca Publica- CLP, a cross-party organization that seeks to engage society and develop public leaders to face urgent problems in Brazil. In 2003, he was appointed as a member of the Economic and Social Development Council (Conselho de Desenvolvimento Economico e Social- CDES) and holds this position to date. He holds a bachelor's degree in production engineering from Escola Politecnica da Universidade de Sao Paulo (USP), Sao Paulo, Brazil. He also holds a master's degree in engineering science from Stanford University, California, U.S.

Rogerio Carvalho Braga (independent member) has been a member of the Audit Committee of the Itau Unibanco Group since 2021 and is a member of the board of directors of Banco Itau Chile (formerly named Itau CorpBanca). He has held several positions at the Itau Unibanco Group, including officer in 2020 and corporate manager of marketing, franchise and products at Itau CorpBanca from 2016 to 2018. He joined the Itau Unibanco Group in 1999 and was elected officer in 2000. He holds a bachelor's degree in law from PUC-SP, Sao Paulo, Brazil, and an MBA degree from Pepperdine University, California, U.S.

Candido Botelho Bracher has been an independent member of our board of directors since April 2024 and a non-executive member of our board of directors since 2003. Experiences, Skills and Abilities- Financial sector and capital markets. He has held several positions at the Itau Unibanco Group, including CEO between 2017 and 2021, wholesale banking senior vice president between 2015 and 2017 and vice president between 2004 and 2015. He has been a member of the board of directors of Mastercard Incorporated since 2021, B3 S.A. between 2009 and 2014, and of the Pao de Acucar Group between 1999 and 2013. He was a founding partner of the corporate bank BBA Creditanstalt, a joint venture created in 1988. He was CEO of Itau Unibanco Holding S.A., and, during that period, he was in charge of risk management at the executive level, chairing seven superior risk councils, such as the Superior Market and Liquidity Risk Management Council, the Superior Operational Risk Council and the Superior Credit Council. In these forums, he resolved upon corporate risk policies, risk management, risk appetite and the risk culture of the Organization. He is currently a member of the Risk and Capital Management Committee, providing support in defining, reviewing and approving the risk appetite, strategies and institutional risk policies. He is a member of FGV's Superior Bioeconomy Council and is highly involved in initiatives for the environmental protection of the Brazilian Pantanal biome. He is a member of the board of directors of the Acaia Institute, which develops educational actions aimed at preserving the Pantanal biome. He also completed his training in Climate Change offered by the Brazilian Institute of Corporate Governance (Instituto Brasileiro de Governanca Corporativa) (IBGC) in 2021, by means of the Chapter Zero initiative, a global network for engaging Boards in climate challenges. He is also columnist for the Folha de Sao Paulo newspaper. He holds a bachelor's degree in business administration from FGV, Sao Paulo, Brazil.

Sergio Guillinet Fajerman, Experiences, Skills and Abilities: Financial sector, capital markets and other sectors. He is currently responsible for the Human Resources (People Area), Marketing, and Communications departments. He has held several positions at Itau Unibanco Group, including Executive Officer from 2017 to 2021, and Corporate People Management Officer and HR Officer for Wholesale Banking from 2010 to 2017. Academic Background: He holds a bachelor's degree in economics from the Federal University of Rio de Janeiro (UFRJ), Rio de Janeiro, Brazil; an MBA in corporate finance from the Brazilian Institute of Capital Markets (IBMEC), Brazil; an MBA from INSEAD, Fontainebleau, France; and completed the Advanced HR Executive Program at the University of Michigan, Michigan, United States.

Ms. Maria Elena Cardoso Figueira, she has been a Member of the Audit Committee at Itau Unibanco Group since October 2025. She has been a partner and owner of Figueira Consultoria Economica Eireli - EPP since December 2014. She has been a Fiscal Council Member at Camil Alimentos S.A. since May 2020, and served as President from May 2022 to July 2025; a Member of the Audit and Risk Committee at Hospital Sirio Libanes since July 2021 and its Coordinator since April 2024; a Fiscal Council Member at the Brazilian Business Council for Sustainable Development - CEBDS since June 2023; an Independent Member of the Audit Committee at HOB Eventos, Treinamento e Publicacoes Ltda. since August 2024; and an Alternate Member of the Fiscal Council at Enercan - Campos Novos Energia S.A. (Votorantim Group) since May 2025. She also served as an Independent Member of the Audit Committee from 2018 to 2025 and Financial Specialist at Banco Santander (Brasil) S.A. from 2021 to 2025; an Independent Member of the Audit Committee at BR Properties S.A. from 2022 to 2023; a Fiscal Council Member from 2022 to 2023 and Alternate Member of the Fiscal Council from 2021 to 2022 at B3 S.A.; an Independent Member of the Audit Committee at Lojas Americanas S.A. from 2020 to 2021; an Alternate Member of the Fiscal Council at CCR S.A. from 2019 to 2020; an Independent Member and President of the Advisory Committee at HSBC Brasil S.A. - Banco de Investimento from 2017 to 2018; President and Independent Member of the Advisory Board and Audit and Risk Committee at HSBC Bank Brasil S.A. - Banco Multiplo from 2014 to 2016; Project Director at Banco Santander, S.A. - Spain from 2012 to 2014; Coordinator and Independent Member of the Audit Committee from 2004 to 2012 and Financial Specialist from 2011 to 2012 at Banco Santander (Brasil) S.A.; Director of Tax Consulting for Financial Institutions and International Taxation at KPMG Corporate Finance from 2003 to 2004; Director of Accounting and Financial Control at Banco Bilbao Vizcaya Argentaria Brasil S.A. from 2001 to 2002; Deputy Director of Tax Planning at Banco Santander Brasil S.A. from 1999 to 2001; Tax Manager at Arthur Andersen Consultoria Fiscal-Financeira S/C Ltda. from 1991 to 1999. She holds a bachelor's degree in economics from PUC-RJ, Rio de Janeiro, Brazil. She completed the Senior Executive Management Program (SEMP) at IESE/University of Navarra, Spain, and MBA in Luxury Management from FAAP, Sao Paulo, Brazil.

Mr. Andre Luis Teixeira Rodrigues, He is currently responsible for the entire Personal Banking (Retail) business for individual clients (Full Bank and monoline services) across all segments (low-income, middle-income, and high-income - Itau Branches, Uniclass, and Itau Personnalite - as well as Public Sector clients). This includes all distribution and service channels (physical branches, call centers, digital branches, and digital channels) and the main Personal Banking products such as Payment Methods (Cards), Loans including Mortgage Loans, Personal Loans, Payroll Loans, and Vehicle Financing, companys payroll and Insurance, in addition to the Credit & Collections, Strategic Planning, and Retail CRM/Customer Engagement areas for Personal Banking. Previously, he was responsible for the entire Retail Business for Small and Medium Enterprises (SMEs), including cash management products and services, the merchant acquiring business (Rede), and Itau Empresas (Itau's fully digital, end-to-end banking operation for SMEs in Brazil), as well as the Credit & Collections, Strategic Planning, CRM/Customer Engagement, and Digital Channels areas for the SME segment. From 2019 to 2022, Mr. Rodrigues led the Retail Banking segment (Individuals and Companies), which covered all internal full-bank client segments in Branch Banking (individual and business clients, government and payroll clients), as well as the Insurance, Products and Strategic Planning, CRM, Digital Channels and UX departments. Between 2003 and 2018, he held several leadership positions in Wholesale Banking at Itau BBA: until 2013 in the Corporate and Large Corporate segments (as Senior Officer, Regional Director and Executive Director); in 2014 he led the creation of the Middle Market segment in Wholesale; and from 2016 he headed the new Commercial Banking structure (Middle Market, Corporate and Large Corporate, including sector-specific niches like Agribusiness, Real Estate, Multinationals, and Financial Sponsors), also creating the Wholesale Credit Recovery & Restructuring area and taking charge of the Products & Services and Strategic Planning areas of Itau BBA. He joined Itau Unibanco Group in 2000, became a Superintendent between 2001 and 2003, and has been an Officer since 2005. He served as Executive Director from 2008 to 2018, Coordinating Executive Director in 2019 and 2020, and was a member of both the Wholesale and Retail Executive Committees during those periods. He has been a member of Itau Unibanco's Executive Committee since 2021. He has been a member of the Partners Program of the bank since 2010. He also serves as a member of the board of directors of Porto Seguro S.A. Academic Background: He holds a bachelor's degree in mechanical engineering with specialization in automation and systems (mechatronics) from the Polytechnic School of USP, Sao Paulo, Brazil.

Fernando Barcante Tostes Malta has been a member of the Audit Committee at the Itau Unibanco Group since 2023. He has held several positions at the Itau Unibanco Group, including executive officer from 2015 to 2021. He has also served in the Internal Controls and Compliance Office since 2016, where he oversees the group's non-financial risks, the E&S Risk Department, from operational risks and compliance to, as of 2017, information security, AML and fraud prevention, and the coordination of the operational risks control at foreign units. He served as Officer of Card Operations, Redecard, Real Estate Loans, Vehicle Financing, Consortia, Collection, Legal Operations, and all active customer services from 2015 to 2016. Mr. Malta was also an Officer of the Customer Service, Card Operations and Services, Real Estate Loans, Vehicle Financing, Consortia and Insurance and Capitalization Operations departments from 2013 to 2015. He was an Officer of the Customer Service, Operations and Services of the Consumer Credit department (cards and financing companies) from 2011 to 2013, a Customer Service Officer of the Consumer Credit department (cards and financing companies) from 2009 to 2011, and Channels and CRM Officer (Unibanco, before the merger) from 2004 to 2009. He started his career in 1988, having held several positions. He also worked in the management of the Channels, Branches and Institutional Portfolio departments and engaged in several projects and initiatives from 1995 to 2008. He was also an Alternate member of the board of directors of Tecnologia Bancaria S.A., a Deputy member of the board of directors of Luizacred S.A. Sociedade de Credito, Financiamento e Investimento, and an Alternate member of the board of directors of Financeira Itau CBD Credito, Financiamento e Investimento and of Banco Carrefour S.A., a member of the board of directors of Itau BBA International PLC and Itau BBA USA Securities Inc. Mr. Malta was an Officer of the Anti-Money Laundering Council of the Brazilian Federation of Banks (FEBRABAN) in 2021. He holds a bachelor's degree in information technology from PUC-RJ, Rio de Janeiro, Brazil, an MBA degree from Fundacao Dom Cabral, Sao Paulo, Brazil, extension course in Strategy from the Kellogg School of Management at Northwestern University, Illinois, U.S., and extension course in Bank Management from Swiss Finance Institute (SFI), Zurich, Switzerland.

Mr. Pedro Paulo Giubbina Lorenzini, Experiences, Skills and Abilities: Financial sector, capital markets and other sectors: He is currently responsible for the Treasury, Client and Product Desks, Macroeconomic Research, and for operations in the rest of Latin America (Argentina, Paraguay, Uruguay, Chile and Colombia). He has been a member of the board of directors and of the Risk and Finance Committee of B3 S.A. - Brasil, Bolsa, Balcao since 2021. Mr. Lorenzini served as a member of the Executive Committee responsible for Global Markets and Securities Services at Citibank Brasil from 2008 to 2021, after beginning his career at Citibank in 1989 and gaining experience in Structuring, Asset Liability Management (ALM), Trading, Sales, Product Management, and Controllership. He was chairman of the Treasury Committee from 2010 to 2013, Citibank's representative on FEBRABAN's executive officers from 2013 to 2021, chairman of the Treasury Committee from 2010 to 2012, and vice president of ANBIMA from 2010 to 2021. Academic Background: He holds a bachelor's degree in economics and business administration from PUC-SP, Sao Paulo, Brazil.

Pedro Luiz Bodin de Moraes has been an independent member of our board of directors since 2008. Experience, Skills and Abilities- Financial sector and capital markets. He was a member of the board of directors of Unibanco - Uniao de Bancos Brasileiros S.A. between 2003 and 2008. He has been a partner at Cambuhy Investimentos Ltda. since 2011 and at Ventor Investimentos Ltda. since 2009. He was a partner at Icatu Holding S.A. between 2005 and 2014. He was also a partner and officer at Banco Icatu S.A. between 1993 and 2002. He was ANBID's vice president between 1994 and 2001, and a professor in the Department of Economics at the Pontificia Universidade Catolica do Rio de Janeiro (PUC-RJ) between 1985 and 1990. He is currently the chairman of our Risk and Capital Management Committee, and his previous experience in risk management has fully entitled him to hold the chair of this Committee. His duties include supporting the board of directors in defining the institution's risk appetite and supervising the risk and capital management and control activities, aimed at ensuring their adequacy to the risk levels assumed and complexity of the operations. He served as officer of monetary policy at the Central Bank of Brazil from 1991 to 1992. The duties related to this position included managing and enforcing monetary and foreign exchange policies, establishing technical guidelines for managing the Brazilian international reserves and defining policies for payment arrangements, clearing and settlement houses and other financial market infrastructures. He was an Officer at BNDES from 1990 to 1991, the main instrument for enforcing the Federal Government's investment policy and whose mission is to promote the sustainable and competitive development of the Brazilian economy by generating jobs and reducing social and regional inequalities. He holds a bachelor's degree in economic sciences from PUC-RJ, Rio de Janeiro, Brazil; a master's degree in economics from PUC-RJ, Rio de Janeiro, Brazil; and a Ph.D. in economics from the Massachusetts Institute of Technology (MIT), Massachusetts, U.S.

Mr. Ricardo Ribeiro Mandacaru Guerra, Experiences, Skills and Abilities: Financial sector: He has held several positions at Itau Unibanco Group, including Executive Officer from 2014 to 2021; Channels Officer from 2008 to 2014; Superintendent of Personal Lending Products from 2007 to 2008; Superintendent of Credit Policy from 2006 to 2007; Superintendent of Electronic Channel Management from 2002 to 2006; and Internet Project Leader from 1996 to 2000. He joined Itau Unibanco Group in 1993 as a systems analyst. Technology, Operations and Information Security: He is responsible for the Technology, Operations, Services, Data and Customer Experience (CX) departments and has been a Chief Information Officer (CIO) since 2015. Since September 2024, he has also overseen the Operations, IGA (Access Governance), and Services departments. He has extensive experience in digital transformation and large-scale platform management, encompassing management and governance processes as well as technical expertise in engineering and cybersecurity. He leads a large technology team focused on deep technical excellence, talent development, and diversity. Academic Background: He holds bachelor's degrees in civil engineering and in business administration from USP, Sao Paulo, Brazil, and an MBA from the Kellogg School of Management at Northwestern University, Illinois, United States. :

Ana Lucia de Mattos Barretto Villela has been a member of our board of directors since 2018. Experience, Skills and Abilities- Financial sector, capital markets and other sectors. She has held several positions at the Itau Unibanco Group, including member of the board of directors (1996 to 2001). She is co-founder of MFF&CO, a global impact entertainment studio, with operations in Sao Paulo (Brazil), Los Angeles (United States) and London (United Kingdom), since May 2024; co-founder of Alana Down Syndrome Center at MIT since 2019; alternate member of the board of directors of IUPAR - Itau Unibanco Participacoes S.A. since 2018; member of Itau's Personnel Committee since 2018; member of Itau's Nomination and Corporate Governance Committee since 2018; vice chairwoman of the board of directors (non-executive member) of Itausa S.A. since 2017; member of the advisory board of Itau Social since 2017; co-founder of AlanaLab since 2014; co-founder of Maria Farinha Filmes since 2009; founding chairwoman of the Alana Foundation since 2012; CEO of the Alana Institute since 2002; and an Ashoka Fellow since 2010. Member of the Environmental, Social and Climate Committee since 2019 (previously called Social Responsibility Committee); member of Itausa's Sustainability and Risks Committee since 2021; She has also been a member of the Stanford Down Syndrome Research Center Advisory board since January 2022; Ms. Villela was a board member of Participant, a media and entertainment organization founded by the social entrepreneur Jeff Skoll, from March 2022 to July 2024; She was a member of the UCLA Lab School's board of Advisors from May 2022 to July 2024; She was a member of the Advisory board of the Akatu Institute (2013 to 2017); She was a member of the Advisory board of the Fairplay Organization (2015 to 2017); She was a member of the Advisory board of Conectas (2003 to 2018); She was a member of the Sustainability Committee of Dexco (2015 to 2018); She was an Alternate member of the board of directors of Dexco (2018 to 2020). Since 2018, she has been the first representative from Latin America on the Innovation board of XPrize, a non-profit organization set up by Peter Diamandis, who designs and manages global competitions to encourage the development of new technologies that could help solve some of the major challenges of humankind. From 2019 to 2024, the Alana Foundation, which was co-founded by Villela, supported the XPrize Rainforest competition aimed at fostering the creation of new technologies able to map the biodiversity of tropical forests. She holds a bachelor's degree in education with a qualification in school administration and a master's degree in educational psychology, both from the Pontificia Universidade Catolica de Sao Paulo (PUC-SP), Sao Paulo, Brazil. Ms. She also took a graduate course in Business Administration at Fundacao Armando Alvares Penteado (FAAP), Sao Paulo, Brazil (incomplete) and a postgraduate course in Third Sector Administration at FGV, Sao Paulo Brazil (incomplete).