国际银行股份 IBOC
$67.60 −$0.70 (-1.02%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $67.60 0.00%
开盘$68.77
昨收$68.30
当日区间$67.54 – $69.48
成交量241.2K
市值$4.20B
市盈率（TTM）10.0
股息率2.12%
基本面
最新报告季度：Q2, ended Jun 2026
营收$214.82M+3.2% YoY
净利润$95.81M-4.3% YoY
摊薄每股收益$1.54-4.3% YoY
自由现金流$88.56M-3.4% YoY
经营现金流$94.22M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率48.1%
净资产收益率12.9%
资产收益率2.5%
负债/资产比率80.2%
现金及投资$451.16M
总负债$119.09M
净现金（净负债）$332.06M
自由现金流/营收52.7%
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 营业总收入 | $214.82M | $208.46M | $842.17M | $217.71M | $218.08M |
| 净利息收入 | $171.11M | $165.63M | $672.42M | $171.48M | $172.23M |
| -利息收入 | $220.42M | $214.60M | $886.27M | $223.89M | $226.78M |
| -利息支出 | $49.31M | $48.97M | $213.85M | $52.42M | $54.55M |
| 非利息收入 | $43.72M | $42.83M | $169.75M | $46.23M | $45.85M |
| -手续费及佣金 | $36.59M | $35.13M | $143.76M | $37.58M | $36.53M |
| -其他非利息收入 | $4.90M | $5.46M | $19.08M | $4.47M | $5.67M |
| -资产出售损益 | $2.23M | $2.24M | $6.91M | $4.18M | $3.64M |
| 信用损失准备 | -$11.11M | -$3.02M | -$15.09M | -$5.54M | -$1.83M |
| 非利息支出 | $82.61M | $76.05M | $306.72M | $75.38M | $79.76M |
| 物业及设备费用 | $12.91M | $12.17M | $52.32M | $13.87M | $13.64M |
| 专业及外包服务费用 | $3.54M | $3.44M | $13.58M | $1.29M | $4.65M |
| 销售及管理费用 | $44.47M | $42.66M | $165.80M | $40.82M | $41.13M |
| -销售及营销费用 | $1.71M | $1.69M | $5.31M | $134,000.00 | $1.72M |
| -管理费用 | $42.76M | $40.97M | $160.49M | $40.69M | $39.41M |
| 折旧、摊销与折耗 | $6.23M | $6.18M | $23.35M | $6.55M | $5.70M |
| -折旧与摊销 | $6.23M | $6.18M | $23.35M | $6.55M | $5.70M |
| 其他非利息支出 | $15.46M | $11.60M | $51.67M | $12.85M | $14.64M |
| 税前利润 | $121.11M | $129.39M | $520.36M | $136.79M | $136.49M |
| 税费 | $25.30M | $27.20M | $108.07M | $29.91M | $28.12M |
| 净利润 | $95.81M | $102.19M | $412.29M | $106.88M | $108.38M |
| 持续经营利润 | $95.81M | $102.19M | $412.29M | $106.88M | $108.38M |
| 归属母公司净利润 | $95.81M | $102.19M | $412.29M | $106.88M | $108.38M |
| 归属普通股股东净利润 | $95.81M | $102.19M | $412.29M | $106.88M | $108.38M |
| 基本每股收益 | $1.54 | $1.64 | $6.63 | $1.72 | $1.74 |
| 摊薄每股收益 | $1.54 | $1.64 | $6.62 | $1.71 | $1.74 |
| 每股股息 | $0.00 | $0.73 | $1.40 | $0.00 | $0.70 |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $17.02B | $16.83B | $16.58B | $16.58B | $16.55B |
| 现金、现金等价物及联邦基金出售 | $451.16M | $585.94M | $536.49M | $536.49M | $589.32M |
| -现金及现金等价物 | $451.16M | $585.94M | $536.49M | $536.49M | $589.32M |
| 证券投资 | $4.05B | $3.82B | $5.42B | $5.42B | $5.24B |
| -可供出售证券 | $435.42M | $447.81M | $589.58M | $589.58M | $388.44M |
| -持有至到期证券 | $3.20M | $2.20M | $1.33M | $1.33M | $1.33M |
| -短期投资 | $3.62B | $3.37B | $4.83B | $4.83B | $4.85B |
| 贷款净额 | $9.69B | $9.49B | $9.30B | $9.30B | $9.25B |
| -贷款总额 | $9.86B | $9.65B | $9.46B | $9.46B | $9.40B |
| -贷款及租赁损失准备 | $170.01M | $160.44M | $159.17M | $159.17M | $155.51M |
| 应收款 | $77.75M | $75.32M | $72.43M | $72.43M | $77.46M |
| -应收账款 | $77.75M | $75.32M | $72.43M | $72.43M | $77.46M |
| 固定资产净值 | $420.95M | $421.50M | $422.99M | $422.99M | $425.60M |
| 商誉及其他无形资产 | $282.53M | $282.53M | $282.53M | $282.53M | $282.53M |
| -商誉 | $282.53M | $282.53M | $282.53M | $282.53M | $282.53M |
| 银行持有的寿险资产 | $312.40M | $311.73M | $309.63M | $309.63M | $309.26M |
| 其他资产 | $1.73B | $1.84B | $226.45M | $226.45M | $383.42M |
| 负债合计 | $13.65B | $13.54B | $13.32B | $13.32B | $13.42B |
| 存款合计 | $12.74B | $12.62B | $12.44B | $12.44B | $12.46B |
| 联邦基金购入及回购协议下证券出售 | $611.93M | $604.86M | $585.54M | $585.54M | $664.38M |
| 长期债务及融资租赁负债 | $119.09M | $119.15M | $119.20M | $119.20M | $119.25M |
| -长期债务 | $119.09M | $119.15M | $119.20M | $119.20M | $119.25M |
| 其他负债 | $179.58M | $191.64M | $183.45M | $183.45M | $184.29M |
| 股东权益合计 | $3.38B | $3.29B | $3.25B | $3.25B | $3.13B |
| 股东权益 | $3.38B | $3.29B | $3.25B | $3.25B | $3.13B |
| 股本 | $96.68M | $96.67M | $96.66M | $96.66M | $96.65M |
| -普通股 | $96.68M | $96.67M | $96.66M | $96.66M | $96.65M |
| 资本公积 | $161.62M | $161.30M | $160.86M | $160.86M | $160.63M |
| 留存收益 | $3.83B | $3.74B | $3.68B | $3.68B | $3.57B |
| 减：库存股 | $441.13M | $441.03M | $440.97M | $440.97M | $440.91M |
| 不影响留存收益的损益 | -$275.88M | -$267.10M | -$246.32M | -$246.32M | -$263.09M |
| -固定资产原值 | – | – | $1.04B | $1.04B | – |
| -累计折旧 | – | – | -$616.82M | -$616.82M | – |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $94.22M | $120.73M | $491.06M | $139.94M | $115.15M |
| 持续经营经营活动现金流净额 | $94.22M | $120.73M | $491.06M | $139.94M | $115.15M |
| 持续经营净利润 | $95.81M | $102.19M | $412.29M | $106.88M | $108.38M |
| 持续经营损益 | -$1.01M | -$549,000.00 | -$5.53M | -$3.23M | -$3.56M |
| 折旧、折耗与摊销 | $6.23M | $6.18M | $23.35M | $6.55M | $5.70M |
| 递延税款 | $265,000.00 | $1.55M | $14.07M | $9.47M | $2.41M |
| 其他非现金项目 | $9,000.00 | $22,000.00 | $1.81M | $93,000.00 | $1.22M |
| 营运资金变动 | -$17.33M | $8.99M | $30.11M | $14.82M | -$793,000.00 |
| -应收款变动 | -$2.42M | -$2.89M | -$255,000.00 | $5.03M | -$2.62M |
| -其他流动资产变动 | -$4.47M | -$5.36M | $34.62M | $15.27M | -$2.28M |
| -其他流动负债变动 | -$10.44M | $17.25M | -$4.26M | -$5.48M | $4.11M |
| 投资活动现金流净额 | -$349.55M | -$231.74M | -$591.69M | -$94.86M | -$193.90M |
| 持续经营投资活动现金流净额 | -$349.55M | -$231.74M | -$591.69M | -$94.86M | -$193.90M |
| 固定资产购置及出售净额 | -$5.64M | -$4.67M | -$18.10M | -$3.94M | -$2.93M |
| 投资购置及出售净额 | -$142.16M | -$38.69M | $60.22M | -$53.70M | $69.82M |
| 贷款净收益 | -$216.27M | -$189.89M | -$664.75M | -$61.47M | -$263.50M |
| 其他投资变动净额 | $565,000.00 | $402,000.00 | $9.04M | $4.07M | $1.47M |
| 筹资活动现金流 | $120.55M | $160.46M | $284.47M | -$97.92M | -$63.85M |
| 持续经营筹资活动现金流净额 | $120.55M | $160.46M | $284.47M | -$97.92M | -$63.85M |
| 联邦基金及回购证券变动 | $7.07M | $19.31M | $50.22M | -$78.84M | $48.23M |
| 存款增减 | $113.32M | $186.22M | $324.66M | -$19.18M | -$18.97M |
| Net Issuance Payments of Debt | -$53,000.00 | -$54,000.00 | -$209,000.00 | -$52,000.00 | -$50.05M |
| 普通股发行净额 | $214,000.00 | $375,000.00 | -$3.14M | $156,000.00 | $455,000.00 |
| 已付现金股利 | $0.00 | -$45.39M | -$87.06M | -$1,000.00 | -$43.51M |
| 期末现金余额 | $451.16M | $585.94M | $536.49M | $536.49M | $589.32M |
| 现金净变动 | -$134.78M | $49.45M | $183.84M | -$52.83M | -$142.60M |
| 期初现金余额 | $585.94M | $536.49M | $352.65M | $589.32M | $731.92M |
| 自由现金流 | $88.56M | $116.05M | $472.94M | $136.00M | $112.22M |
暂无评论——快来第一个聊聊 IBOC。
登录后参与讨论。