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Ms. Zuraitis was appointed to her present position as President and Chief Executive Officer of the Company in September 2013 after joining the Company in May 2013 as President and Chief Executive Officer-Elect. Ms. Zuraitis came to Horace Mann from The Hanover Insurance Group, where she was an Executive Vice President and a member of The Hanover's Executive Leadership Team. From 2004 to 2013, she served as President, Property and Casualty Companies, of The Hanover Insurance Group. Prior to 2004, Ms. Zuraitis was with The St. Paul/Travelers Companies for six years, where she achieved the position of President and Chief Executive Officer, Commercial Lines. She also held a number of increasingly responsible underwriting and field management positions with United States Fidelity and Guaranty Company and Aetna Life and Casualty. She is past Chair of the Board of Trustees of The Institutes, the leading provider of risk management and property-casualty insurance education, whose offerings include the premier CPCU designation, and a past member of the Board of Directors of LL Global, Inc., a trade association with operating divisions LIMRA and LOMA. She is also a member of the Board of Directors of Citizens Financial Group, Inc. Ms. Zuraitis has over 30 years of experience in the insurance industry. Ms. Zuraitis received a Bachelor of Science degree in business administration from Fairfield University.

Mr. Carley joined the Company in January 2016 as General Counsel. Since then he has assumed additional roles and responsibilities, including appointment as Corporate Secretary in May 2016, Executive Vice President in November 2019, and his most recent appointment as Chief Administrative Officer in October 2025. He also served as Chief Compliance Officer of the Company, a position he held from May 2016 to September 2025. Mr. Carley currently leads the law and compliance, human resources, enterprise communication and administrative services teams. Before joining the Company, he was Associate General Counsel at State Farm Mutual Automobile Insurance Company from 2008 to 2015. Prior to that, he spent more than 12 years in private practice, most recently as an equity partner at Sonnenschein Nath & Rosenthal LLP (now Dentons US LLP). Mr. Carley holds an undergraduate degree from The College of William & Mary, a Master of Business Administration from the University of Chicago Booth School of Business, and a Juris Doctor from Temple University Beasley School of Law. Mr. Carley has over 30 years of experience in private practice and corporate roles, specializing in corporate governance, mergers and acquisitions, complex commercial transactions and litigation, government affairs and regulatory matters as well as extensive experience handling claims and operational issues.

Ryan Greenier has served as Executive Vice President and Chief Financial Officer since 2024. Prior to his current role, Ryan Greenier served as Deputy Chief Financial Officer, and he previously held several leadership roles including Chief Investment Officer and Senior Vice President of Finance, Vice President of Corporate Finance, and Vice President of Investor Relations. Prior to joining Horace Mann, Mr. Greenier, a certified public accountant, held leadership roles at The Hartford in investor relations and investments, and began his career at Deloitte and Touche. Mr. Greenier earned a Bachelor of Business Administration in Accounting from Pace University and a Master of Business Administration in Finance from the University of Connecticut.

Mr. Desrochers was appointed to his present position of Chief Actuarial and Strategy Officer in August 2025. Prior to this, he served as Senior Vice President since April 2020. He joined the Company as Chief Corporate Actuary in February 2015. Prior to joining the Company, he served as President of the Personal Lines business unit at The Hanover Insurance Group from 2008 to 2014. Mr. Desrochers holds a Bachelor of Science degree from the University of New Hampshire. Mr. Desrochers has over 30 years of experience in the property and casualty insurance industry, primarily in personal lines.

Mr. Reece retired in 2015 after a 37-year career with BB&T Corporation, a bank holding company, where he served as the Chairman of the Board and Chief Executive Officer of BB&T Insurance Services, Inc. and BB&T Insurance Holdings, Inc. Until his retirement in 2015, Mr. Reece served as Vice Chairman of the Foundation of Agency Management Excellence Board of Directors and a member of the Executive Committee of The Institutes (American Institute for Chartered Property Casualty Underwriters and Insurance Institute of America). He was also a Chairman of the Council of Insurance Agents & Brokers and Chairman of the Board of Trustees of The Institutes and is a former member of the Board of Directors of the North Carolina State University Foundation. Mr. Reece received a Bachelor of Science degree in economics from North Carolina State University.

Mr. Bradley is the former Executive Chairman and Chief Executive Officer of Argo Group International Holdings, Ltd., an international underwriter of specialty insurance and reinsurance products in the property and casualty market, a position he held until 2023. From 2018 to 2022, he served as a non-executive Director of Argo and was non-executive Chairman of the Board from 2020 to 2022. He retired from Allied World Assurance Company Holdings, AG, an insurance holding company, in July 2018 as Executive Vice President and Chief Financial Officer, a position he had held since 2012. He previously served as the Executive Vice President and Chief Financial Officer for both Fair Isaac Corporation and the St. Paul Companies. Mr. Bradley also held senior financial and operational positions at Zurich Insurance Group, including Chief Financial Officer for North America and Chief Executive Officer of the Universal Underwriters Group. He is currently a member of the Board of Directors of Palomar Holdings, Inc. Mr. Bradley received a Bachelor of Arts degree in accounting from the University of Maryland and a Master of Business Administration with a concentration in finance from Loyola University.

Mr. Konen retired from Lincoln Financial Group, a financial services company, in February 2017 as President of the Insurance and Retirement Solutions division, a position he had held since 2008. He was responsible for all aspects of strategic leadership, product development and client services as well as profitability management of the individual life insurance, group protection and retirement plan services businesses. He oversaw Lincoln Financial Group's individual life and annuity business as President, Individual Markets, from 2006 to 2008. Prior to its merger with Lincoln Financial Group in 2006, he served in various senior management positions with Jefferson Pilot Financial. Mr. Konen is currently a member of the Board of Directors of Lincoln Life & Annuity Company of New York. Mr. Konen received a Bachelor of Science degree in mathematics from the University of Nebraska.

Mr. Fetter is the Global Chief Information Officer of Fortive, an industrial technology company, a position he has held since January 2020. He previously served as Chief Digital Officer at Vertiv, a critical infrastructure provider, from 2017 to 2019. Prior to that, he served as Chief Information Officer for LPL Financial and Dell's online division. He is National Association of Corporate Directors (NACD) Directorship Certified and has completed the NACD Cyber-Risk Oversight Program. Mr. Fetter received a Bachelor of Science degree in computer information systems and business administration from Spring Hill College.

Mr. Hines is a retired corporate marketing executive and is the President and CEO of The Hines Group, LLC, a firm he formed in 2006 specializing in marketing, communications and strategic planning. He has nearly three decades of cross-sector experience in general management, brand, communications and marketing with a specific focus on financial services. Mr. Hines previously served as Senior Vice President, Chief Marketing and Communications Officer for Irwin Mortgage Corporation, a position he held from 2002 to 2007, Senior Vice President, Chief Marketing and Sales Officer of Lincoln Reinsurance Corporation and its subsequent successor Swiss Reinsurance Corporation from 1998 to 2002 and Vice President of Marketing & Communications of Safeco from 1995 to 1998. He has held previous management and senior marketing roles with General Mills, Target, Pfizer and Canadian-based Imasco, Inc., where he stewarded well known household brands. Mr. Hines received a Bachelor of Arts degree in journalism and government from Western Kentucky University and a Master of Business Administration from the University of Minnesota Carlson School of Business.

Dr. Samuel is the President and Chief Executive Officer of CASEL(1), a nonpartisan, nonprofit organization dedicated to making evidence-based social and emotional learning an essential part of education for all students, a position she has held since January 2022. Prior to joining CASEL, she served as Deputy Assistant Secretary of Local, State and National Engagement at the U.S. Department of Education, a position she held from February 2021 to December 2021. Prior to her role in the Department of Education, she was with NWEA, a research-based not-for-profit that creates academic assessments, including service as Executive Vice President of Government Affairs & Partnerships and Vice President, Policy & Advocacy, from January 2019 to February 2021. She served as Director of Education at the National Governors Association from November 2015 to December 2018. She currently serves as a Senior Fellow at the Center on the Developing Child at Harvard University, a research center to drive innovation in early childhood education practice and policy. Dr. Samuel holds an undergraduate degree from Tuskegee University, a master's degree from University of South Florida, and a specialist and doctorate degree from NOVA Southeastern.

Mr. Chauby was appointed as Chief Marketing and Distribution Officer in November 2024. He joined the Company in September 2023 as Senior Vice President, Marketing, Digital and Inside Sales. Prior to joining the Company, Mr. Chauby served as Senior Vice President, Head of Distribution at PURE Group of Insurance Companies, a multi-state property insurance provider, from September 2021 to September 2023, where he led distribution strategy and field operations. From June 2020 to September 2021, he served as Vice President, Member Experience at PURE, with responsibility for member-facing service functions and experience strategy. From June 2019 to June 2020, Mr. Chauby served as Chief Marketing Officer at Openly Inc., a technology-enabled property insurance company, where he led marketing, branding and go-to-market strategy during a period of business expansion. Mr. Chauby received a Bachelor of Science degree in finance from Pennsylvania State University. Mr. Chauby has over 25 years of experience in the insurance and financial services industry.

Ms. Fulks was appointed to her present position as Chief Information Officer in May 2021. She was appointed Senior Vice President in November 2019 and served as Chief Solutions Delivery Officer from June 2017 to November 2019. She joined the Company as Vice President in June 2014. Prior to joining the Company, Ms. Fulks was with American International Group from 1993 to 2014 where she most recently served as Vice President, Information Technology. Ms. Fulks received a Bachelor of Science degree in computer information systems from Missouri State University. Ms. Fulks has over 30 years of experience in the insurance and financial services industry.

Ms. Jackson joined the Company in May 2025 as Senior Vice President, Property & Casualty. Prior to joining the Company, she served as Head of New Ventures, President of Toggle with Farmers Insurance, an insurance and financial services company, from July 2022 to May 2025, where she was responsible for digital-first business performance, including product strategy, distribution, regulatory compliance and operational execution. She served as Head of Digital Sales from September 2021 to June 2022, where she led national digital sales strategy and execution, and as Head of Eastern Expansion from January 2020 to August 2021, where she directed geographic expansion initiatives across multiple states. During her tenure at Farmers Insurance, which began in June 2005, Ms. Jackson also held senior product leadership roles across multiple territories, overseeing product development, pricing and state-level performance management. Ms. Jackson received a Bachelor of Arts degree in mathematics and economics from the University of California. Ms. Jackson has 20 years of experience in the insurance industry.

Ms. McGinnis joined the Company in May 2025 as Vice President, Life & Retirement. Prior to joining the Company, Ms. McGinnis served as Chief Life Actuary at Farmers New World Life, part of Farmers Insurance, from April 2020 to April 2025. In that role, she had enterprise responsibility for life insurance actuarial functions, including valuation, pricing oversight, financial reporting, modeling and regulatory support. From June 2006 to April 2020, Ms. McGinnis held actuarial roles of increasing responsibility at Swiss Re, where she led teams supporting life insurance portfolio optimization. Ms. McGinnis holds a Bachelor of Science degree from Ferris State University and a master's degree from the University of Iowa. Ms. McGinnis has over 15 years of experience in the insurance industry.

On May 5, 2025, Maureen Temchuk was appointed as Vice President, Controller and Chief Accounting Officer of Horace Mann Educators Corporation (Company), effective immediately. Maureen Temchuk was a Managing Director with KPMG, where she worked serving companies within the insurance and financial services industry beginning in 2011. Ms. Temchuk earned a Bachelor of Business Administration in Accounting with a Minor in Economics from Saint Mary's College, Notre Dame. She is a Certified Public Accountant. On March 27, 2026, the Company announced that Maureen Temchuk, Vice President, Controller and Chief Accounting Officer will commence a temporary maternity leave of absence beginning on or about March 30, 2026.