HCI集团 HCI
$186.03 −$6.00 (-3.12%)
休市 · Nov 7, 9:10 am ET · 最新盘后价 $186.03 0.00%
开盘$188.34
昨收$192.03
当日区间$184.00 – $191.11
成交量205.4K
市值$2.31B
市盈率（TTM）7.5
股息率0.86%
基本面
最新报告季度：Q2, ended Jun 2026
营收$246.73M+11.2% YoY
净利润$82.90M+18.0% YoY
摊薄每股收益$5.60+8.1% YoY
自由现金流$124.83M-13.6% YoY
经营现金流$125.12M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率31.3%
净资产收益率32.4%
资产收益率11.9%
负债/资产比率55.5%
总负债$67.47M
自由现金流/营收43.0%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $246.65M | $242.88M | $900.95M | $246.24M | $216.35M |
| 营业总收入 | $246.73M | $243.21M | $901.77M | $246.35M | $216.40M |
| 已赚保费合计 | $219.01M | $222.15M | $821.67M | $225.82M | $194.99M |
| -净承保保费 | $280.53M | $176.64M | $880.29M | $227.57M | $209.08M |
| -未到期保费净准备增减 | -$61.52M | $45.51M | -$58.63M | -$1.75M | -$14.09M |
| 手续费收入及其他收入 | $6.79M | $4.59M | $10.99M | $2.29M | $2.00M |
| -手续费及佣金 | $1.65M | $1.58M | $6.86M | $1.59M | $1.57M |
| -其他收入/费用 | $5.14M | $3.02M | $4.14M | $695,000.00 | $429,000.00 |
| 净投资收益 | $19.71M | $15.93M | $66.35M | $17.43M | $18.79M |
| 投资已实现损益净额 | $1.22M | $534,000.00 | $2.75M | $813,000.00 | $618,000.00 |
| 总费用 | $135.76M | $127.82M | $472.44M | $102.35M | $125.80M |
| 理赔费用 | $71.08M | $65.60M | $241.83M | $51.93M | $66.15M |
| 保单获取费用 | $32.35M | $31.77M | $122.43M | $32.94M | $31.65M |
| 销售及管理费用 | $23.95M | $22.35M | $72.13M | $10.85M | $20.81M |
| -管理费用 | $23.95M | $22.35M | $72.13M | $10.85M | $20.81M |
| 非经营性利息净收入（支出） | -$1.08M | -$923,000.00 | -$9.16M | -$1.01M | -$1.02M |
| -非经营性利息支出 | $1.08M | $923,000.00 | $9.16M | $1.01M | $1.02M |
| 联营企业及其他参股权益收益 | -$75,000.00 | -$324,000.00 | -$820,000.00 | -$111,000.00 | -$51,000.00 |
| 其他营业费用 | $7.23M | $6.85M | $26.08M | $5.52M | $6.12M |
| 税前利润 | $110.97M | $115.38M | $429.33M | $144.00M | $90.60M |
| 税费 | $28.07M | $30.34M | $108.94M | $36.00M | $22.71M |
| 净利润 | $82.90M | $85.04M | $320.40M | $108.00M | $67.89M |
| 持续经营利润 | $82.90M | $85.04M | $320.40M | $108.00M | $67.89M |
| 少数股东权益 | $9.10M | $11.64M | $21.39M | $10.34M | $2.38M |
| 归属母公司净利润 | $73.80M | $73.41M | $299.01M | $97.65M | $65.51M |
| 其他优先股股息 | $2.93M | $3.26M | $12.04M | $4.01M | $2.39M |
| 归属普通股股东净利润 | $70.87M | $70.15M | $286.96M | $93.64M | $63.12M |
| 基本每股收益 | $5.78 | $5.62 | $24.58 | $7.50 | $5.05 |
| 摊薄每股收益 | $5.60 | $5.45 | $22.72 | $7.25 | $4.90 |
| 每股股息 | $0.40 | $0.40 | $1.60 | $0.40 | $0.40 |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $2.65B | $2.61B | $2.53B | $2.53B | $2.35B |
| 现金及现金等价物 | $872.34M | $1.01B | $1.21B | $1.21B | $987.93M |
| 受限现金及现金等价物 | $4.38M | $3.76M | $3.75M | $3.75M | $3.74M |
| 投资合计 | $1.27B | $1.11B | $789.66M | $789.66M | $755.16M |
| -短期投资 | $70.35M | $40.55M | $31.27M | $31.27M | $196.93M |
| -股权投资 | $1.08B | $939.36M | $631.95M | $631.95M | $429.65M |
| -长期股权投资 | $16.39M | $17.17M | $17.69M | $17.69M | $18.94M |
| -其他投资资产 | $107.67M | $108.43M | $108.75M | $108.75M | $109.65M |
| 应收款 | $334.63M | $331.77M | $348.72M | $348.72M | $409.99M |
| -应收账款 | $333.35M | $330.25M | $347.39M | $347.39M | $399.87M |
| -应收税款 | $1.28M | $1.52M | $1.33M | $1.33M | $2.55M |
| 固定资产净值 | $27.50M | $28.24M | $28.94M | $28.94M | $35.14M |
| 商誉及其他无形资产 | $1.92M | $2.23M | $2.68M | $2.68M | $3.29M |
| -其他无形资产 | $1.92M | $2.23M | $2.68M | $2.68M | $3.29M |
| 预付资产 | $0.00 | $20.95M | $50.13M | $50.13M | $74.63M |
| 递延保单获取成本 | $68.21M | $59.70M | $59.72M | $59.72M | $67.45M |
| 其他资产 | $64.25M | $44.86M | $32.97M | $32.97M | $8.84M |
| 负债合计 | $1.47B | $1.43B | $1.41B | $1.41B | $1.49B |
| 保单持有人负债 | $1.26B | $1.21B | $1.24B | $1.24B | $1.30B |
| 短期债务及融资租赁负债 | $36.00M | $36.00M | $36.00M | $36.00M | $997,000.00 |
| -一年内到期债务 | $36.00M | $36.00M | $36.00M | $36.00M | – |
| 应付款 | $55.29M | $72.37M | $42.12M | $42.12M | $24.80M |
| -应付账款 | $38.82M | $29.53M | $29.34M | $29.34M | $5.74M |
| -应付税款合计 | $16.47M | $42.84M | $12.78M | $12.78M | $19.06M |
| 长期债务及融资租赁负债 | $31.47M | $31.67M | $31.88M | $31.88M | $32.08M |
| -长期债务 | $31.47M | $31.67M | $31.88M | $31.88M | $32.08M |
| 一年以上递延负债 | $1.00M | – | $3.81M | $3.81M | $6.58M |
| 其他负债 | $82.89M | $80.68M | $61.35M | $61.35M | $79.72M |
| 股东权益合计 | $1.18B | $1.18B | $1.11B | $1.11B | $855.57M |
| 股东权益 | $1.08B | $1.09B | $1.04B | $1.04B | $821.78M |
| 股本 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| -普通股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $340.85M | $413.84M | $428.11M | $428.11M | $300.70M |
| 留存收益 | $748.44M | $679.72M | $611.51M | $611.51M | $519.04M |
| 不影响留存收益的损益 | -$9.38M | -$4.54M | $1.46M | $1.46M | $2.04M |
| 少数股东权益 | $99.15M | $88.68M | $73.57M | $73.57M | $33.79M |
| -应计应收利息 | – | – | – | – | $7.57M |
| -一年内到期融资租赁负债 | – | – | – | – | $997,000.00 |
| 一年内应计费用 | – | – | – | – | $46.81M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $125.12M | $148.81M | $444.45M | $110.77M | $26.67M |
| 持续经营经营活动现金流净额 | $125.12M | $148.81M | $444.45M | $110.77M | $26.67M |
| 持续经营净利润 | $82.90M | $85.04M | $320.40M | $108.00M | $67.89M |
| 持续经营损益 | -$1.05M | -$468,000.00 | -$2.20M | -$673,000.00 | -$471,000.00 |
| 递延税款 | $1.59M | $423,000.00 | -$1.92M | -$4.19M | $3.62M |
| 其他非现金项目 | $347,000.00 | -$54,000.00 | $1.43M | $148,000.00 | $131,000.00 |
| 营运资金变动 | $37.09M | $56.67M | $107.14M | $2.71M | -$47.77M |
| -应收款变动 | -$3.09M | $17.15M | $261.72M | $54.07M | $102.33M |
| -预付资产变动 | $29.25M | $28.06M | $51.21M | $39.30M | -$99.95M |
| -赔款及理赔费用准备变动 | -$7.86M | -$9.66M | -$269.41M | -$39.14M | -$81.26M |
| -递延获取成本变动 | -$8.51M | $22,000.00 | -$5.42M | $7.72M | -$2.31M |
| -应付账款及应计费用变动 | $3.54M | $19.90M | $7.96M | -$28.94M | $14.39M |
| -预留资金变动 | -$47,000.00 | -$45,000.00 | $6.44M | $2.24M | $1.04M |
| -未到期保费变动 | $57.96M | -$16.81M | $59.06M | -$21.96M | $13.43M |
| -其他流动资产变动 | -$8.03M | -$11.81M | -$10.89M | -$5.52M | $9.22M |
| -Change in Other Working Capital | -$26.13M | $29.87M | $6.46M | -$5.06M | -$4.65M |
| 投资活动现金流净额 | -$175.17M | -$325.22M | $87.27M | -$35.55M | $2.80M |
| 持续经营投资活动现金流净额 | -$175.17M | -$325.22M | $87.27M | -$35.55M | $2.80M |
| 固定资产购置及出售净额 | -$290,000.00 | -$335,000.00 | -$3.63M | -$585,000.00 | -$794,000.00 |
| 业务购买及出售净额 | $0.00 | $0.00 | $0.00 | $391,000.00 | -$121,000.00 |
| 投资购置及出售净额 | -$175.41M | -$325.03M | $114.99M | -$36.24M | $22.48M |
| 筹资活动现金流 | -$90.95M | -$19.57M | $146.20M | $147.05M | $11.42M |
| 持续经营筹资活动现金流净额 | -$90.95M | -$19.57M | $146.20M | $147.05M | $11.42M |
| Net Issuance Payments of Debt | -$222,000.00 | -$220,000.00 | $8.35M | -$2.22M | $14.84M |
| 普通股发行净额 | -$67.30M | -$17.58M | -$1.52M | -$800,000.00 | -$37,000.00 |
| 已付现金股利 | -$5.08M | -$5.20M | -$19.29M | -$5.18M | -$5.18M |
| 其他筹资费用净额 | -$17.55M | $2.63M | $158.66M | $155.25M | $1.80M |
| 期末现金余额 | $876.71M | $1.02B | $1.21B | $1.21B | $991.67M |
| 现金净变动 | -$141.00M | -$195.98M | $677.92M | $222.27M | $40.89M |
| 期初现金余额 | $1.02B | $1.21B | $536.19M | $991.67M | $950.90M |
| 汇率变动影响 | -$94,000.00 | -$85,000.00 | -$229,000.00 | -$69,000.00 | -$115,000.00 |
| 自由现金流 | $124.83M | $148.48M | $440.82M | $110.19M | $25.88M |
| 股票期权行使所得 | – | $800,000.00 | – | – | – |
| 无形资产购置及出售净额 | – | – | $0.00 | – | – |
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