简沃金融 GNW
$8.70 −$0.21 (-2.36%)
休市 · Nov 7, 9:10 am ET · 最新盘后价 $8.70 0.00%
开盘$8.78
昨收$8.91
当日区间$8.69 – $8.94
成交量6.83M
市值$3.19B
市盈率（TTM）58.0
股息率–
基本面
最新报告季度：Q2, ended Jun 2026
营收$1.83B+5.8% YoY
净利润$81.00M-2.4% YoY
摊薄每股收益$0.12+0.0% YoY
自由现金流$52.00M+766.7% YoY
经营现金流$52.00M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率3.0%
净资产收益率2.4%
资产收益率0.2%
负债/资产比率88.8%
总负债$1.50B
自由现金流/营收6.0%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $1.90B | $1.78B | $7.30B | $1.78B | $1.94B |
| 营业总收入 | $1.83B | $1.74B | $7.11B | $1.73B | $1.87B |
| 已赚保费合计 | $875.00M | $881.00M | $3.50B | $886.00M | $886.00M |
| 手续费收入及其他收入 | $153.00M | $156.00M | $618.00M | $152.00M | $151.00M |
| -手续费及佣金 | $153.00M | $156.00M | $618.00M | $152.00M | $151.00M |
| 净投资收益 | $804.00M | $723.00M | $3.06B | $721.00M | $847.00M |
| 投资已实现损益净额 | -$5.00M | -$21.00M | -$75.00M | -$31.00M | -$11.00M |
| 总费用 | $1.72B | $1.63B | $6.67B | $1.71B | $1.71B |
| 理赔费用 | $1.35B | $1.28B | $5.14B | $1.32B | $1.33B |
| 保单持有人利息 | $96.00M | $95.00M | $386.00M | $97.00M | $96.00M |
| 保单获取费用 | $322.00M | $268.00M | $1.24B | $322.00M | $316.00M |
| 非经营性利息净收入（支出） | -$26.00M | -$25.00M | -$105.00M | -$26.00M | -$27.00M |
| -非经营性利息支出 | $26.00M | $25.00M | $105.00M | $26.00M | $27.00M |
| 联营企业及其他参股权益收益 | $74.00M | $38.00M | $195.00M | $56.00M | $62.00M |
| 税前利润 | $109.00M | $111.00M | $433.00M | $18.00M | $164.00M |
| 税费 | $26.00M | $31.00M | $84.00M | $4.00M | $9.00M |
| 净利润 | $81.00M | $79.00M | $350.00M | $35.00M | $147.00M |
| 持续经营利润 | $83.00M | $80.00M | $349.00M | $14.00M | $155.00M |
| 终止经营净利润 | -$2.00M | -$1.00M | $1.00M | $21.00M | -$8.00M |
| 少数股东权益 | $34.00M | $32.00M | $127.00M | $33.00M | $31.00M |
| 归属母公司净利润 | $47.00M | $47.00M | $223.00M | $2.00M | $116.00M |
| 归属普通股股东净利润 | $47.00M | $47.00M | $223.00M | $2.00M | $116.00M |
| 基本每股收益 | $0.12 | $0.12 | $0.54 | $0.00 | $0.29 |
| 摊薄每股收益 | $0.12 | $0.12 | $0.54 | $0.00 | $0.28 |
| 每股股息 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| -净承保保费 | – | – | $3.48B | – | – |
| -未到期保费净准备增减 | – | – | $23.00M | – | – |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $87.36B | $86.77B | $88.08B | $88.08B | $88.49B |
| 现金及现金等价物 | $1.99B | $2.12B | $2.04B | $2.04B | $2.04B |
| 投资合计 | $55.44B | $55.00B | $55.69B | $55.69B | $55.94B |
| -短期投资 | $6.63B | $6.39B | $6.08B | $6.08B | $6.15B |
| -贷款净额 | $8.74B | $8.59B | $8.60B | $8.60B | $8.63B |
| -股权投资 | $39.85B | $39.82B | $40.81B | $40.81B | $41.05B |
| -衍生资产 | $36.00M | $32.00M | $39.00M | $39.00M | $52.00M |
| -其他投资资产 | $178.00M | $171.00M | $167.00M | $167.00M | $59.00M |
| 应收款 | $17.39B | $17.37B | $17.84B | $17.84B | $17.91B |
| -应收账款 | $17.39B | $17.37B | $17.84B | $17.84B | $17.91B |
| 应计投资收益 | $555.00M | $633.00M | $603.00M | $603.00M | $589.00M |
| 商誉及其他无形资产 | $201.00M | $199.00M | $198.00M | $198.00M | $184.00M |
| 递延保单获取成本 | $1.50B | $1.54B | $1.59B | $1.59B | $1.63B |
| 独立账户资产 | $4.40B | $4.09B | $4.37B | $4.37B | $4.45B |
| 其他资产 | $4.09B | $4.05B | $3.97B | $3.97B | $3.96B |
| 负债合计 | $77.60B | $76.93B | $78.32B | $78.32B | $78.67B |
| 保单持有人负债 | $69.24B | $68.78B | $69.89B | $69.89B | $70.21B |
| 长期债务及融资租赁负债 | $1.50B | $1.51B | $1.51B | $1.51B | $1.52B |
| -长期债务 | $1.50B | $1.51B | $1.51B | $1.51B | $1.52B |
| 独立账户负债 | $4.40B | $4.09B | $4.37B | $4.37B | $4.45B |
| 其他负债 | $2.46B | $2.55B | $2.54B | $2.54B | $2.49B |
| 股东权益合计 | $9.77B | $9.84B | $9.77B | $9.77B | $9.82B |
| 股东权益 | $8.73B | $8.82B | $8.75B | $8.75B | $8.81B |
| 股本 | $1.00M | $1.00M | $1.00M | $1.00M | $1.00M |
| -普通股 | $1.00M | $1.00M | $1.00M | $1.00M | $1.00M |
| 资本公积 | $11.89B | $11.87B | $11.89B | $11.89B | $11.88B |
| 留存收益 | $1.78B | $1.73B | $1.68B | $1.68B | $1.73B |
| 减：库存股 | $3.63B | $3.57B | $3.50B | $3.50B | $3.40B |
| 不影响留存收益的损益 | -$1.31B | -$1.22B | -$1.32B | -$1.32B | -$1.40B |
| 少数股东权益 | $1.04B | $1.03B | $1.02B | $1.02B | $1.01B |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $52.00M | $91.00M | $327.00M | $200.00M | $87.00M |
| 持续经营经营活动现金流净额 | $55.00M | $92.00M | $339.00M | $184.00M | $94.00M |
| 持续经营净利润 | $83.00M | $80.00M | $349.00M | $14.00M | $155.00M |
| 持续经营损益 | $25.00M | $18.00M | -$20.00M | $43.00M | -$52.00M |
| 递延税款 | -$19.00M | $23.00M | -$55.00M | -$26.00M | -$9.00M |
| 其他非现金项目 | -$149.00M | -$123.00M | -$537.00M | -$135.00M | -$134.00M |
| 营运资金变动 | $283.00M | $87.00M | $806.00M | $300.00M | $251.00M |
| -赔款及理赔费用准备变动 | $269.00M | $220.00M | $908.00M | $320.00M | $252.00M |
| -应计投资收益变动 | $6.00M | -$75.00M | -$77.00M | -$17.00M | -$10.00M |
| -应付账款及应计费用变动 | -$8.00M | $8.00M | -$30.00M | -$27.00M | $17.00M |
| -其他流动负债变动 | $16.00M | -$66.00M | $5.00M | $24.00M | -$8.00M |
| 终止经营经营活动现金流 | -$3.00M | -$1.00M | -$12.00M | $16.00M | -$7.00M |
| 投资活动现金流净额 | -$172.00M | -$5.00M | $518.00M | $50.00M | $308.00M |
| 持续经营投资活动现金流净额 | -$172.00M | -$5.00M | $518.00M | $50.00M | $308.00M |
| 业务购买及出售净额 | -$41.00M | -$62.00M | -$334.00M | -$177.00M | -$33.00M |
| 投资购置及出售净额 | -$57.00M | $54.00M | $692.00M | $206.00M | $293.00M |
| 贷款发放/偿还净额 | -$58.00M | $15.00M | $187.00M | $23.00M | $58.00M |
| 其他投资变动净额 | -$16.00M | -$12.00M | -$50.00M | -$25.00M | -$10.00M |
| 筹资活动现金流 | -$14.00M | -$2.00M | -$857.00M | -$250.00M | -$156.00M |
| 持续经营筹资活动现金流净额 | -$14.00M | -$2.00M | -$857.00M | -$250.00M | -$156.00M |
| Net Issuance Payments of Debt | -$10.00M | -$5.00M | -$7.00M | -$7.00M | $0.00 |
| 普通股发行净额 | -$63.00M | -$67.00M | -$247.00M | -$96.00M | -$74.00M |
| 其他筹资费用净额 | $59.00M | $70.00M | -$603.00M | -$147.00M | -$82.00M |
| 期末现金余额 | $1.99B | $2.12B | $2.04B | $2.04B | $2.04B |
| 现金净变动 | -$134.00M | $84.00M | -$12.00M | $0.00 | $239.00M |
| 期初现金余额 | $2.12B | $2.04B | $2.05B | $2.04B | $1.80B |
| 自由现金流 | $52.00M | $91.00M | $327.00M | $200.00M | $87.00M |
| 固定资产购置及出售净额 | – | – | $23.00M | – | – |
| 汇率变动影响 | – | – | $0.00 | – | – |
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