股票 › GABC
德美银行 GABC
美股市值排名 #2786
$50.08 −$0.48 (-0.95%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $50.08 0.00%
开盘$50.12
昨收$50.56
当日区间$49.50 – $50.60
成交量70.6K
市值$1.88B
市盈率（TTM）12.9
股息率2.44%
基本面
最新报告季度：Q3, ended Sep 2026
营收$102.22M+8.6% YoY
净利润$38.64M+10.2% YoY
摊薄每股收益$1.03+9.6% YoY
自由现金流$55.26M+111.2% YoY
经营现金流$58.11M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率36.9%
净资产收益率12.8%
资产收益率1.7%
负债/资产比率86.3%
现金及投资$68.53M
总负债$268.12M
净现金（净负债）-$199.60M
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $102.22M | $99.95M | $96.08M | $361.44M | $95.99M |
| 净利息收入 | $83.52M | $81.21M | $78.85M | $294.13M | $78.68M |
| -利息收入 | $110.83M | $108.18M | $105.71M | $420.09M | $109.34M |
| -利息支出 | $27.32M | $26.97M | $26.86M | $125.96M | $30.66M |
| 非利息收入 | $18.70M | $18.75M | $17.23M | $67.31M | $17.31M |
| -已赚保费合计 | $652,000.00 | $667,000.00 | $637,000.00 | $2.56M | $647,000.00 |
| -手续费及佣金 | $14.59M | $14.33M | $13.11M | $51.49M | $13.51M |
| -其他非利息收入 | $2.10M | $2.20M | $2.00M | $8.76M | $2.05M |
| -资产出售损益 | $1.36M | $1.55M | $1.48M | $4.51M | $1.11M |
| 信用损失准备 | -$500,000.00 | -$1.50M | -$2.00M | -$19.43M | -$2.23M |
| 非利息支出 | $53.11M | $50.38M | $52.37M | $201.95M | $49.95M |
| 物业及设备费用 | $5.56M | $5.18M | $5.34M | $19.63M | $4.97M |
| 专业及外包服务费用 | $2.21M | $2.14M | $1.99M | $10.42M | $2.16M |
| 销售及管理费用 | $30.88M | $29.32M | $30.93M | $116.70M | $29.65M |
| -销售及营销费用 | $1.73M | $1.24M | $1.62M | $5.15M | $1.08M |
| -管理费用 | $29.15M | $28.08M | $29.31M | $111.54M | $28.57M |
| 折旧、摊销与折耗 | $2.25M | $2.36M | $2.47M | $10.15M | $2.58M |
| -折旧与摊销 | $2.25M | $2.36M | $2.47M | $10.15M | $2.58M |
| 其他非利息支出 | $12.21M | $11.38M | $11.64M | $45.05M | $10.59M |
| 税前利润 | $48.61M | $48.07M | $41.71M | $140.07M | $43.82M |
| 税费 | $9.97M | $9.90M | $8.56M | $27.44M | $8.13M |
| 净利润 | $38.64M | $38.17M | $33.15M | $112.64M | $35.68M |
| 持续经营利润 | $38.64M | $38.17M | $33.15M | $112.64M | $35.68M |
| 归属母公司净利润 | $38.64M | $38.17M | $33.15M | $112.64M | $35.68M |
| 归属普通股股东净利润 | $38.64M | $38.17M | $33.15M | $112.64M | $35.68M |
| 基本每股收益 | $1.03 | $1.02 | $0.88 | $3.06 | $0.95 |
| 摊薄每股收益 | $1.03 | $1.02 | $0.88 | $3.06 | $0.95 |
| 每股股息 | $0.31 | $0.31 | $0.31 | $1.16 | $0.29 |
| 特殊收益（费用） | – | – | – | $0.00 | $0.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $8.41B | $8.44B | $8.38B | $8.39B | $8.39B |
| 现金、现金等价物及联邦基金出售 | $68.53M | $94.66M | $124.43M | $118.88M | $118.88M |
| -现金及现金等价物 | $68.53M | $80.15M | $76.46M | $71.93M | $71.93M |
| 证券投资 | $1.60B | $1.68B | $1.67B | $1.66B | $1.66B |
| -可供出售证券 | $1.60B | $510.53M | $485.43M | $495.60M | $495.60M |
| -短期投资 | $9.32M | $1.17B | $1.18B | $1.16B | $1.16B |
| 贷款净额 | $5.92B | $5.86B | $5.79B | $5.81B | $5.81B |
| -贷款总额 | $6.00B | $5.95B | $5.87B | $5.89B | $5.89B |
| -贷款及租赁损失准备 | $79.29M | $79.37M | $78.55M | $77.69M | $77.69M |
| 固定资产净值 | $136.94M | $137.60M | $137.31M | $139.00M | $139.00M |
| 商誉及其他无形资产 | $402.08M | $404.36M | $406.76M | $409.26M | $409.26M |
| 联邦住房贷款银行股票 | $17.25M | $17.42M | $17.51M | $17.69M | $17.69M |
| 其他资产 | $265.91M | $132.01M | $132.63M | $131.33M | $131.33M |
| 负债合计 | $7.26B | $7.23B | $7.21B | $7.23B | $7.23B |
| 存款合计 | $6.94B | $7.00B | $6.98B | $6.99B | $6.99B |
| 长期债务及融资租赁负债 | $268.12M | $138.92M | $138.87M | $138.83M | $138.83M |
| -长期债务 | $268.12M | $138.92M | $138.87M | $136.69M | $136.69M |
| 其他负债 | $52.79M | $63.64M | $57.73M | $54.03M | $54.03M |
| 股东权益合计 | $1.15B | $1.21B | $1.17B | $1.16B | $1.16B |
| 股东权益 | $1.15B | $1.21B | $1.17B | $1.16B | $1.16B |
| 股本 | $746.49M | $37.58M | $37.57M | $37.50M | $37.50M |
| -普通股 | $746.49M | $37.58M | $37.57M | $37.50M | $37.50M |
| 留存收益 | $658.14M | $631.10M | $604.52M | $582.95M | $582.95M |
| 不影响留存收益的损益 | -$250.76M | -$165.17M | -$174.74M | -$164.93M | -$164.93M |
| -货币市场投资 | – | $14.51M | $47.97M | $46.95M | $46.95M |
| -未实现收入 | – | -$9.18M | -$9.21M | -$9.35M | -$9.35M |
| -商誉 | – | $375.47M | $375.47M | $375.47M | $375.47M |
| -其他无形资产 | – | $28.89M | $31.29M | $33.79M | $33.79M |
| 银行持有的寿险资产 | – | $110.87M | $110.21M | $109.59M | $109.59M |
| 抵债资产 | – | $0.00 | $0.00 | $68,000.00 | $68,000.00 |
| 联邦基金购入及回购协议下证券出售 | – | $30.12M | $30.36M | $43.85M | $43.85M |
| 资本公积 | – | $708.06M | $707.25M | $706.82M | $706.82M |
| -固定资产原值 | – | – | – | $228.05M | $228.05M |
| -累计折旧 | – | – | – | -$89.05M | -$89.05M |
| 短期债务及融资租赁负债 | – | – | – | $0.00 | $0.00 |
| -一年内到期债务 | – | – | – | $0.00 | $0.00 |
| -长期融资租赁负债 | – | – | – | $2.14M | $2.14M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $58.11M | $37.04M | $159.32M | $42.67M | $51.80M |
| 持续经营经营活动现金流净额 | $58.11M | $37.04M | $159.32M | $42.67M | $51.80M |
| 持续经营净利润 | $38.17M | $33.15M | $112.64M | $35.68M | $35.07M |
| 持续经营损益 | -$1.55M | -$1.50M | -$5.28M | -$899,000.00 | -$2.13M |
| 折旧、折耗与摊销 | $4.77M | $4.88M | $18.71M | $5.00M | $5.16M |
| 其他非现金项目 | $10.15M | -$7.11M | $2.97M | $2.33M | $4.23M |
| 营运资金变动 | $4.66M | $5.57M | $9.67M | -$2.08M | $8.37M |
| -应收款变动 | -$1.02M | $2.07M | $7.39M | $453,000.00 | $5.12M |
| -应付账款及应计费用变动 | $5.68M | $3.50M | $2.28M | -$2.54M | $3.25M |
| 投资活动现金流净额 | -$90.81M | $2.50M | -$60.27M | -$115.59M | -$55.22M |
| 持续经营投资活动现金流净额 | -$90.81M | $2.50M | -$60.27M | -$115.59M | -$55.22M |
| 固定资产购置及出售净额 | -$2.85M | -$721,000.00 | -$5.24M | -$1.65M | -$1.66M |
| 业务购买及出售净额 | $0.00 | $0.00 | $22.67M | $0.00 | $0.00 |
| 投资购置及出售净额 | -$4.57M | -$21.53M | $152.35M | -$16.87M | -$13.85M |
| 贷款净收益 | -$83.48M | $24.52M | -$233.79M | -$97.25M | -$39.83M |
| 其他投资变动净额 | $94,000.00 | $225,000.00 | $3.74M | $185,000.00 | $110,000.00 |
| 筹资活动现金流 | $2.93M | -$34.00M | -$169.46M | -$64.35M | $58.92M |
| 持续经营筹资活动现金流净额 | $2.93M | -$34.00M | -$169.46M | -$64.35M | $58.92M |
| 存款增减 | $14.83M | -$8.86M | -$69.76M | -$24.79M | $59.85M |
| Net Issuance Payments of Debt | -$313,000.00 | -$13.56M | -$56.42M | -$28.73M | $9.90M |
| 已付现金股利 | -$11.59M | -$11.58M | -$43.28M | -$10.82M | -$10.82M |
| 期末现金余额 | $94.16M | $123.93M | $118.38M | $118.38M | $255.65M |
| 现金净变动 | -$29.77M | $5.55M | -$70.41M | -$137.27M | $55.50M |
| 期初现金余额 | $123.93M | $118.38M | $188.79M | $255.65M | $200.15M |
| 自由现金流 | $55.26M | $35.98M | $154.00M | $41.02M | $50.15M |
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