股票 › FNF
富达国民金融 FNF
美股市值排名 #1317
$43.84 +$0.95 (+2.22%)
休市 · Nov 7, 12:10 am ET · 最新盘后价 $43.84 0.00%
开盘$42.42
昨收$42.89
当日区间$42.36 – $45.86
成交量4.33M
市值$11.75B
市盈率（TTM）11.2
股息率4.74%
基本面
最新报告季度：Q2, ended Jun 2026
营收$3.97B+11.0% YoY
净利润$276.00M-5.8% YoY
摊薄每股收益$1.08+5.9% YoY
自由现金流$1.84B-1.2% YoY
经营现金流$1.87B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率5.2%
净资产收益率10.1%
资产收益率0.7%
负债/资产比率92.3%
总负债$4.74B
自由现金流/营收36.2%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $4.05B | $3.23B | $14.45B | $4.05B | $4.03B |
| 营业总收入 | $3.97B | $3.13B | $14.14B | $3.95B | $3.94B |
| 已赚保费合计 | $1.73B | $1.37B | $5.82B | $1.59B | $1.57B |
| 手续费收入及其他收入 | $1.17B | $1.11B | $5.44B | $1.66B | $1.43B |
| -手续费及佣金 | $1.17B | $1.11B | $5.44B | $1.66B | $1.43B |
| 净投资收益 | $426.00M | -$11.00M | $38.00M | $13.00M | $233.00M |
| 投资已实现损益净额 | -$89.00M | -$80.00M | -$111.00M | -$63.00M | -$45.00M |
| 利息收入 | $724.00M | $734.00M | $2.95B | $748.00M | $754.00M |
| 总费用 | $3.63B | $2.63B | $12.74B | $3.50B | $3.49B |
| 理赔费用 | $591.00M | $81.00M | $2.53B | $811.00M | $820.00M |
| 保单持有人利息 | $668.00M | $538.00M | $1.86B | $545.00M | $474.00M |
| 手续费及佣金支出 | $749.00M | $608.00M | $2.52B | $646.00M | $690.00M |
| 销售及管理费用 | $965.00M | $827.00M | $3.44B | $901.00M | $899.00M |
| -管理费用 | $965.00M | $827.00M | $3.44B | $901.00M | $899.00M |
| 折旧与摊销 | $219.00M | $215.00M | $844.00M | $221.00M | $227.00M |
| 非经营性利息净收入（支出） | -$61.00M | -$61.00M | -$242.00M | -$61.00M | -$60.00M |
| -非经营性利息支出 | $61.00M | $61.00M | $242.00M | $61.00M | $60.00M |
| 联营企业及其他参股权益收益 | $83.00M | $101.00M | $305.00M | $98.00M | $91.00M |
| 其他营业费用 | $460.00M | $398.00M | $1.62B | $415.00M | $407.00M |
| 税前利润 | $338.00M | $498.00M | $1.40B | $451.00M | $453.00M |
| 税费 | $63.00M | $175.00M | $753.00M | $536.00M | $90.00M |
| 权益法投资税后收益 | $1.00M | -$2.00M | $35.00M | -$1.00M | $26.00M |
| 净利润 | $276.00M | $321.00M | $679.00M | -$86.00M | $389.00M |
| 持续经营利润 | $276.00M | $321.00M | $679.00M | -$86.00M | $389.00M |
| 少数股东权益 | -$12.00M | $78.00M | $77.00M | $31.00M | $31.00M |
| 归属母公司净利润 | $288.00M | $243.00M | $602.00M | -$117.00M | $358.00M |
| 归属普通股股东净利润 | $288.00M | $243.00M | $602.00M | -$117.00M | $358.00M |
| 基本每股收益 | $1.08 | $0.90 | $2.22 | -$0.43 | $1.33 |
| 摊薄每股收益 | $1.08 | $0.90 | $2.21 | -$0.43 | $1.33 |
| 每股股息 | $0.52 | $0.52 | $2.02 | $0.52 | $0.50 |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $114.53B | $111.50B | $109.01B | $109.01B | $106.64B |
| 现金及现金等价物 | $3.04B | $2.14B | $2.38B | $2.38B | $3.22B |
| 受限现金及现金等价物 | $546.00M | $329.00M | $261.00M | $261.00M | $273.00M |
| 投资合计 | $73.94B | $73.23B | $73.20B | $73.20B | $70.89B |
| -短期投资 | $28.29B | $28.78B | $29.33B | $29.33B | $29.14B |
| -贷款净额 | $9.27B | $8.46B | $7.89B | $7.89B | $7.39B |
| -股权投资 | $28.19B | $28.22B | $28.08B | $28.08B | $26.92B |
| -衍生资产 | $1.32B | $898.00M | $1.16B | $1.16B | $1.23B |
| -长期股权投资 | $5.25B | $5.30B | $5.17B | $5.17B | $4.93B |
| -其他投资资产 | $1.63B | $1.58B | $1.57B | $1.57B | $1.29B |
| 应收款 | $21.41B | $20.45B | $18.02B | $18.02B | $17.32B |
| -应收账款 | $21.41B | $20.45B | $18.02B | $18.02B | $17.32B |
| 固定资产净值 | $524.00M | $523.00M | $525.00M | $525.00M | $530.00M |
| 商誉及其他无形资产 | $12.53B | $12.40B | $12.34B | $12.34B | $12.16B |
| -商誉 | $6.34B | $6.38B | $5.41B | $5.41B | $6.50B |
| -其他无形资产 | $6.19B | $6.02B | $6.93B | $6.93B | $5.66B |
| 其他资产 | $2.55B | $2.42B | $2.30B | $2.30B | $2.24B |
| 负债合计 | $105.72B | $102.78B | $100.04B | $100.04B | $97.30B |
| 保单持有人负债 | $76.97B | $75.93B | $75.83B | $75.83B | $73.56B |
| 存款合计 | $18.47B | $17.29B | $14.92B | $14.92B | $14.32B |
| 应付款 | $3.98B | $3.39B | $284.00M | $284.00M | $3.83B |
| -应付账款 | $3.94B | $3.34B | $246.00M | $246.00M | $3.78B |
| -应付税款合计 | $41.00M | $46.00M | $38.00M | $38.00M | $47.00M |
| 长期债务及融资租赁负债 | $4.74B | $4.77B | $4.77B | $4.77B | $4.77B |
| -长期债务 | $4.38B | $4.40B | $4.40B | $4.40B | $4.40B |
| -长期融资租赁负债 | $364.00M | $367.00M | $368.00M | $368.00M | $372.00M |
| 一年以上递延负债 | $451.00M | $438.00M | $534.00M | $534.00M | – |
| 其他负债 | $1.10B | $968.00M | $1.22B | $1.22B | $830.00M |
| 股东权益合计 | $8.81B | $8.72B | $8.97B | $8.97B | $9.33B |
| 股东权益 | $7.45B | $7.25B | $7.42B | $7.42B | $8.36B |
| 股本 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| -普通股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| -优先股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $6.09B | $6.07B | $6.04B | $6.04B | $6.04B |
| 留存收益 | $5.73B | $5.59B | $5.48B | $5.48B | $6.29B |
| 减：库存股 | $2.56B | $2.51B | $2.42B | $2.42B | $2.38B |
| 不影响留存收益的损益 | -$1.81B | -$1.90B | -$1.68B | -$1.68B | -$1.61B |
| 少数股东权益 | $1.36B | $1.47B | $1.55B | $1.55B | $979.00M |
| 衍生产品负债 | – | – | $928.00M | $928.00M | – |
| 一年内应计费用 | – | – | $1.56B | $1.56B | – |
| 短期债务及融资租赁负债 | – | – | – | – | -$3.00M |
| -一年内到期债务 | – | – | – | – | -$3.00M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $1.87B | $875.00M | $5.83B | $1.51B | $1.31B |
| 持续经营经营活动现金流净额 | $1.87B | $875.00M | $5.83B | $1.51B | $1.31B |
| 持续经营净利润 | $276.00M | $321.00M | $679.00M | -$86.00M | $389.00M |
| 持续经营损益 | -$67.00M | -$92.00M | -$169.00M | $8.00M | -$76.00M |
| 其他非现金项目 | -$16.00M | -$44.00M | -$168.00M | -$62.00M | -$42.00M |
| 营运资金变动 | $1.25B | $588.00M | $5.35B | $1.78B | $1.52B |
| -应收款变动 | -$90.00M | $21.00M | -$15.00M | -$6.00M | $5.00M |
| -赔款及理赔费用准备变动 | $946.00M | $988.00M | $4.98B | $1.35B | $1.48B |
| -Change in Other Working Capital | $1.00M | -$25.00M | $393.00M | $435.00M | $35.00M |
| 投资活动现金流净额 | $29.00M | -$945.00M | -$8.93B | -$2.61B | -$2.06B |
| 持续经营投资活动现金流净额 | $29.00M | -$945.00M | -$8.93B | -$2.61B | -$2.06B |
| 固定资产购置及出售净额 | -$36.00M | -$27.00M | -$147.00M | -$34.00M | -$38.00M |
| 业务购买及出售净额 | -$307.00M | -$191.00M | -$2.56B | -$888.00M | -$571.00M |
| 投资购置及出售净额 | $164.00M | -$841.00M | -$6.92B | -$2.04B | -$1.60B |
| 其他投资变动净额 | -$13.00M | -$8.00M | -$11.00M | -$7.00M | $3.00M |
| 筹资活动现金流 | -$785.00M | -$99.00M | $2.26B | $244.00M | $969.00M |
| 持续经营筹资活动现金流净额 | -$785.00M | -$99.00M | $2.26B | $244.00M | $969.00M |
| Net Issuance Payments of Debt | $0.00 | $0.00 | $85.00M | $10.00M | -$10.00M |
| 普通股发行净额 | -$60.00M | -$78.00M | -$134.00M | -$30.00M | -$43.00M |
| 已付现金股利 | -$138.00M | -$140.00M | -$546.00M | -$140.00M | -$135.00M |
| 其他筹资费用净额 | -$587.00M | $119.00M | $2.85B | $404.00M | $1.15B |
| 期末现金余额 | $3.58B | $2.47B | $2.64B | $2.64B | $3.49B |
| 现金净变动 | $1.12B | -$169.00M | -$843.00M | -$858.00M | $222.00M |
| 期初现金余额 | $2.47B | $2.64B | $3.48B | $3.49B | $3.27B |
| 自由现金流 | $1.84B | $848.00M | $5.68B | $1.47B | $1.27B |
| -受限现金变动 | – | -$396.00M | – | – | – |
| 股票期权行使所得 | – | – | $4.00M | $0.00 | – |
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