股票 › FCNCA
第一公民银行 FCNCA
美股市值排名 #794
$2,273.74 −$30.98 (-1.34%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $2,273.74 0.00%
开盘$2,274.46
昨收$2,304.72
当日区间$2,258.61 – $2,303.06
成交量91.7K
市值$25.26B
市盈率（TTM）11.7
股息率0.37%
基本面
最新报告季度：Q2, ended Jun 2026
营收$2.43B+2.5% YoY
净利润$672.00M+16.9% YoY
摊薄每股收益$55.52+31.1% YoY
自由现金流$753.00M+45.4% YoY
经营现金流$1.04B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率24.3%
净资产收益率10.9%
资产收益率1.0%
负债/资产比率90.8%
现金及投资$22.65B
总负债$32.35B
净现金（净负债）-$9.70B
自由现金流/营收17.2%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 营业总收入 | $2.43B | $2.31B | $9.25B | $2.16B | $2.43B |
| 净利息收入 | $1.66B | $1.62B | $6.81B | $1.72B | $1.73B |
| -利息收入 | $2.85B | $2.79B | $11.78B | $2.94B | $3.00B |
| -利息支出 | $1.20B | $1.17B | $4.96B | $1.22B | $1.26B |
| 非利息收入 | $769.00M | $689.00M | $2.44B | $442.00M | $696.00M |
| -手续费及佣金 | $386.00M | $367.00M | $1.16B | $93.00M | $359.00M |
| -股息收入 | $0.00 | – | – | – | – |
| -其他非利息收入 | $368.00M | $319.00M | $1.26B | $334.00M | $324.00M |
| -资产出售损益 | $15.00M | $3.00M | $25.00M | $15.00M | $13.00M |
| 信用损失准备 | $10.00M | -$72.00M | -$514.00M | -$54.00M | -$191.00M |
| 非利息支出 | $1.54B | $1.53B | $5.65B | $1.27B | $1.46B |
| 物业及设备费用 | $200.00M | $196.00M | $793.00M | $212.00M | $195.00M |
| 专业及外包服务费用 | $26.00M | $24.00M | $115.00M | $34.00M | $26.00M |
| 销售及管理费用 | $995.00M | $1.00B | $3.82B | $985.00M | $955.00M |
| -销售及营销费用 | $45.00M | $30.00M | $142.00M | $45.00M | $33.00M |
| -管理费用 | $950.00M | $972.00M | $3.68B | $940.00M | $922.00M |
| 折旧、摊销与折耗 | $112.00M | $114.00M | $452.00M | $115.00M | $111.00M |
| -折旧与摊销 | $112.00M | $114.00M | $452.00M | $115.00M | $111.00M |
| 其他非利息支出 | $210.00M | $195.00M | $466.00M | -$75.00M | $176.00M |
| 其他收入（支出） | -$1.00M | -$2.00M | -$120.00M | -$28.00M | -$25.00M |
| 特殊收益（费用） | -$1.00M | -$2.00M | -$120.00M | -$28.00M | -$25.00M |
| -减：重组及并购费用 | $8.00M | $5.00M | $141.00M | $33.00M | $28.00M |
| -减：其他特殊支出 | -$14.00M | -$11.00M | -$30.00M | -$14.00M | -$3.00M |
| -债务清偿收益 | $7.00M | $8.00M | $9.00M | $9.00M | $0.00 |
| 税前利润 | $891.00M | $705.00M | $2.97B | $811.00M | $751.00M |
| 税费 | $219.00M | $171.00M | $765.00M | $231.00M | $183.00M |
| 净利润 | $672.00M | $534.00M | $2.21B | $580.00M | $568.00M |
| 持续经营利润 | $672.00M | $534.00M | $2.21B | $580.00M | $568.00M |
| 归属母公司净利润 | $672.00M | $534.00M | $2.21B | $580.00M | $568.00M |
| 优先股股息 | $32.00M | $26.00M | $57.00M | $14.00M | $14.00M |
| 归属普通股股东净利润 | $640.00M | $508.00M | $2.15B | $566.00M | $554.00M |
| 基本每股收益 | $55.52 | $42.63 | $165.24 | $45.81 | $43.08 |
| 摊薄每股收益 | $55.52 | $42.63 | $165.24 | $45.81 | $43.08 |
| 每股股息 | $2.10 | $2.10 | $7.95 | $2.10 | $1.95 |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $236.84B | $235.96B | $229.70B | $229.70B | $233.49B |
| 现金、现金等价物及联邦基金出售 | $23.39B | $24.49B | $20.83B | $20.83B | $25.76B |
| -现金及现金等价物 | $22.65B | $24.27B | $20.60B | $20.60B | $25.67B |
| -货币市场投资 | $737.00M | $223.00M | $232.00M | $232.00M | $83.00M |
| 证券投资 | $46.45B | $46.06B | $44.69B | $44.69B | $45.28B |
| -可供出售证券 | $12.02B | $3.20B | $3.25B | $3.25B | $22.51B |
| -持有至到期证券 | $8.97B | $9.54B | $9.65B | $9.65B | $9.55B |
| -短期投资 | $25.46B | $33.31B | $31.79B | $31.79B | $13.23B |
| 衍生资产 | $508.00M | $498.00M | $534.00M | $534.00M | $570.00M |
| 贷款净额 | $149.55B | $147.13B | $146.36B | $146.36B | $141.04B |
| -贷款总额 | $151.03B | $148.69B | $147.93B | $147.93B | $142.69B |
| -贷款及租赁损失准备 | $1.48B | $1.56B | $1.57B | $1.57B | $1.65B |
| 应收款 | $1.59B | $1.58B | $1.55B | $1.55B | $6.48B |
| -应收账款 | $943.00M | $955.00M | $912.00M | $912.00M | $945.00M |
| -其他应收款 | $648.00M | $628.00M | $634.00M | $634.00M | $5.53B |
| 固定资产净值 | $12.56B | $12.47B | $12.36B | $12.36B | $12.03B |
| -固定资产原值 | $12.56B | $12.47B | $14.27B | $14.27B | $12.03B |
| 商誉及其他无形资产 | $562.00M | $561.00M | $573.00M | $573.00M | $584.00M |
| -商誉 | $346.00M | $346.00M | $346.00M | $346.00M | $346.00M |
| -其他无形资产 | $216.00M | $215.00M | $227.00M | $227.00M | $238.00M |
| 银行持有的寿险资产 | $107.00M | $107.00M | $108.00M | $108.00M | $108.00M |
| 抵债资产 | $113.00M | $110.00M | $119.00M | $119.00M | $95.00M |
| 联邦住房贷款银行股票 | $20.00M | $20.00M | $20.00M | $20.00M | $20.00M |
| 设定受益养老金 | $803.00M | $794.00M | $784.00M | $784.00M | $670.00M |
| 持有待售资产 | $93.00M | $1.12B | $804.00M | $804.00M | $112.00M |
| 其他资产 | $1.11B | $1.01B | $964.00M | $964.00M | $738.00M |
| 负债合计 | $214.94B | $213.91B | $207.46B | $207.46B | $211.50B |
| 存款合计 | $173.43B | $170.84B | $161.58B | $161.58B | $163.19B |
| 联邦基金购入及回购协议下证券出售 | $152.00M | $170.00M | $224.00M | $224.00M | $423.00M |
| 衍生产品负债 | $466.00M | $448.00M | $494.00M | $494.00M | $520.00M |
| 应付款 | $3.97B | $3.93B | $3.96B | $3.96B | $105.00M |
| -应付账款 | $167.00M | $109.00M | $140.00M | $140.00M | $105.00M |
| -应付税款合计 | $3.81B | $3.83B | $3.82B | $3.82B | – |
| 长期债务及融资租赁负债 | $32.35B | $34.11B | $36.11B | $36.11B | $38.59B |
| -长期债务 | $31.95B | $33.72B | $35.71B | $35.71B | $38.19B |
| -长期融资租赁负债 | $395.00M | $390.00M | $401.00M | $401.00M | $408.00M |
| 非流动负债 | $184.00M | $228.00M | $260.00M | $260.00M | $265.00M |
| 员工福利 | $724.00M | $519.00M | $1.04B | $1.04B | $825.00M |
| 其他负债 | $3.67B | $3.66B | $3.79B | $3.79B | $4.00B |
| 股东权益合计 | $21.90B | $22.05B | $22.24B | $22.24B | $21.99B |
| 股东权益 | $21.90B | $22.05B | $22.24B | $22.24B | $21.99B |
| 股本 | $1.78B | $1.78B | $1.39B | $1.39B | $894.00M |
| -普通股 | $11.00M | $12.00M | $12.00M | $12.00M | $13.00M |
| -优先股 | $1.77B | $1.77B | $1.38B | $1.38B | $881.00M |
| 留存收益 | $20.35B | $20.34B | $20.77B | $20.77B | $20.87B |
| 不影响留存收益的损益 | -$230.00M | -$72.00M | $83.00M | $83.00M | -$44.00M |
| -累计折旧 | – | – | -$1.90B | -$1.90B | – |
| 资本公积 | – | – | $0.00 | $0.00 | $270.00M |
| 一年以上递延负债 | – | – | – | – | $3.58B |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $1.04B | $172.00M | $2.92B | $1.05B | $916.00M |
| 持续经营经营活动现金流净额 | $1.04B | $172.00M | $2.92B | $1.05B | $916.00M |
| 持续经营净利润 | $672.00M | $534.00M | $2.21B | $580.00M | $568.00M |
| 持续经营损益 | -$10.00M | -$8.00M | -$47.00M | -$18.00M | -$12.00M |
| 折旧、折耗与摊销 | $156.00M | $180.00M | $405.00M | $121.00M | $91.00M |
| 递延税款 | $71.00M | $8.00M | -$111.00M | -$7.00M | -$30.00M |
| 其他非现金项目 | $25.00M | $172.00M | $84.00M | $12.00M | $21.00M |
| 营运资金变动 | $153.00M | -$783.00M | -$112.00M | $319.00M | $100.00M |
| -其他流动资产变动 | -$80.00M | -$103.00M | -$282.00M | -$196.00M | $155.00M |
| -其他流动负债变动 | $233.00M | -$680.00M | $170.00M | $515.00M | -$55.00M |
| 投资活动现金流净额 | -$752.00M | -$6.54B | -$5.61B | $3.63B | -$3.80B |
| 持续经营投资活动现金流净额 | -$752.00M | -$6.54B | -$5.61B | $3.63B | -$3.80B |
| 计息银行存款收付款 | $2.06B | -$3.39B | $1.56B | $5.00B | $1.39B |
| 固定资产购置及出售净额 | -$199.00M | -$280.00M | -$1.28B | -$483.00M | -$304.00M |
| 投资购置及出售净额 | -$654.00M | -$1.56B | $3.45B | $3.72B | -$1.59B |
| 贷款净收益 | -$1.42B | -$1.28B | -$8.71B | -$3.95B | -$3.59B |
| 其他投资变动净额 | -$18.00M | -$42.00M | -$565.00M | -$514.00M | $84.00M |
| 筹资活动现金流 | $148.00M | $6.64B | $2.68B | -$4.75B | $2.87B |
| 持续经营筹资活动现金流净额 | $148.00M | $6.64B | $2.68B | -$4.75B | $2.87B |
| 联邦基金及回购证券变动 | -$18.00M | -$54.00M | -$143.00M | -$199.00M | -$48.00M |
| 存款增减 | $2.58B | $9.26B | $6.52B | -$1.61B | $3.26B |
| Net Issuance Payments of Debt | -$1.76B | -$2.01B | -$1.01B | -$2.50B | $594.00M |
| 普通股发行净额 | -$606.00M | -$899.00M | -$3.03B | -$900.00M | -$896.00M |
| 优先股发行净额 | $0.00 | $390.00M | $494.00M | – | – |
| 已付现金股利 | -$55.00M | -$51.00M | -$161.00M | -$40.00M | -$39.00M |
| 期末现金余额 | $1.52B | $1.08B | $801.00M | $801.00M | $874.00M |
| 现金净变动 | $439.00M | $279.00M | -$13.00M | -$73.00M | -$15.00M |
| 期初现金余额 | $1.08B | $801.00M | $814.00M | $874.00M | $889.00M |
| 自由现金流 | $753.00M | -$163.00M | $1.36B | $477.00M | $541.00M |
| 业务购买及出售净额 | – | – | $0.00 | – | – |
| 其他筹资活动净额 | – | – | – | – | $0.00 |
暂无评论——快来第一个聊聊 FCNCA。
登录后参与讨论。