FB 金融 FBK

Chris Holmes is President and Chief Executive Officer of both the Company and FirstBank, and he has served as a member of both boards since he joined FirstBank in 2010 as our Chief Banking Officer. He was named President of the Company and FirstBank in 2012 and Chief Executive Officer in 2013. As President and Chief Executive Officer, Mr. Holmes is responsible for leading and managing all facets of the bank's operations, including establishing its long-term goals, strategies, and corporate vision. Mr. Holmes has spent 34 years in the banking industry and prior to his time at FirstBank, he served as the Director of Corporate Financial Services and the Chief Retail Banking Officer for the Greenville, South Carolina based The South Financial Group, a publicly traded bank holding company. Mr. Holmes' responsibilities at The South Financial Group included mortgage, insurance, the SBA division, retail strategy, retail banking, and oversight of the 180-branch network. Previously, Mr. Holmes worked for 19 years in the Memphis-area market, first with Ernst & Young and then in several management positions for the holding companies for National Bank of Commerce (which was acquired by SunTrust) and Trustmark National Bank. He holds his certified public accountant certification (inactive). Currently, Mr. Holmes serves as a director of Delta Dental of Tennessee, Nashville Area Chamber of Commerce, Pinson Hospital Hospitality House, Tennessee Business Leadership Council, and the Mid-Size Bank Coalition of America. Mr. Holmes is also a cabinet member of Partnership 2030, an organization spearheaded by the Nashville Area Chamber of Commerce that works to form future regional strategy for economic development, and he is a 2014 graduate of Leadership Nashville.

Michael Mettee serves as an executive officer at the Company and has served as the Chief Financial Officer since 2020. In 2025, he was additionally named as the Company's Chief Operating Officer. He oversees finance, capital markets, treasury, investment management, Metro and Community banking, retail banking, customer experience, credit, and wealth management for the Company. He joined FirstBank in 2012 as the Director of Capital Markets and managed the interest rate risk for FirstBank. He subsequently was CFO of Banking, a position he held before being promoted to Chief Financial Officer of the Company. Prior to joining FirstBank, Mr. Mettee managed the budget and forecasting process, pricing for asset and liability products, financial reporting and provided strategic direction for the retail bank at BBVA Compass.

Bill Carpenter has served as a director of the Company since January 2020 and as Chair of the board since 2022. He is an accomplished health care executive who most recently served as director and Chief Executive Officer of LifePoint Health (formerly Nasdaq: LPNT) from 2006 to 2018, and Chairman of the board of LifePoint Health from 2010 to 2018. He continued as a member of the board until 2020. Mr. Carpenter was a founding employee of LifePoint Health, which was formed in 1999. Prior to joining LifePoint, Mr. Carpenter was a partner at the law firm of Waller Lansden Dortch & Davis, LLP (now Holland & Knight LLP), where his practice consisted primarily of corporate finance transactions, mergers and acquisitions, and health care regulatory matters. Mr. Carpenter has served in leadership positions for many influential industry organizations. He is a past member of the board of directors of the American Hospital Association, and the past Chair of the boards of directors of Federation of American Hospitals and Nashville Health Care Council, and past member of the boards of directors of Nashville Public Radio and NashvilleHealth. Mr. Carpenter currently serves as Chair of the board of trustees of Montgomery Bell Academy and as an advisory board member of Voices for a Safer Tennessee. A recognized leader in the healthcare industry, he has appeared numerous times on Modern Healthcare magazine's annual 100 Most Influential People in Healthcare list, and he received the Nashville Business Journal's 2019 Lifetime Achievement Award.

Raja Jubran has served as a director of the Company since 2019. In 1985, he founded and currently serves as chairman of Denark Construction, Inc., a construction management and general contracting company serving clients in seven states. They have an average annual backlog of $175 million and specialize in highly challenging and complex projects. Mr. Jubran's business involvement extends to well-established multiple multimillion-dollar businesses, including Strategic Acquisitions Group LLC, an investment company with over 1.3 million square feet of commercial leases and multiple operating businesses, along with Capstone Concepts LLC, a multi-restaurant operating company with gross income of over $27.5 million including ten great First Watch restaurants in the East Tennessee region. From 2002 until its acquisition in 2017 by FirstBank, Mr. Jubran was a board member and Chairman of the Loan Committee of Clayton Bank & Trust, Inc. He was also a member of the Executive Committee and the Trust Committee. In 2018, Mr. Jubran completed his full term as a member of the Board of Trustees for the University of Tennessee, serving as board Vice-Chairman and Chairman of the Executive & Compensation Committee. During his tenure, the board was able to achieve many successful goals, including revising the business model, enhancing revenue, cutting costs, reducing student fees, increasing reserves, and strengthening accountability and transparency. The efforts culminated in the Board's full support of the Tennessee FOCUS Act which reduced the number of board members, gave the board actual authority over the entire system, and opened the door to recruiting successful business leaders to be appointed as President and as Board Members. Mr. Jubran continues to serve the community on various fronts and is a member of the Knoxville Symphony Orchestra, and Tennessee Business Leaders Council. Mr. Jubran was previously Chair of the Knoxville Area Chamber, Leadership Knoxville, Knoxville's Community Development Corporation, and the Knoxville Opera Company. Mr. Jubran was a member of Leadership Knoxville 1997 and Leadership Tennessee 2013 (inaugural class). He was a Board Member and Treasurer of the Tennessee Business Partnership, predecessor to Tennessee Business Leadership Counsel, Maryville College National Advisory Council, Regional Board of BB&T, YMCA of Knoxville, United Way of Greater Knoxville, Knoxville Museum of Art, and various other worthwhile organizations. Mr. Jubran has been honored in the past by receiving the Knoxville Chamber James A. Haslam II Chairman's Leadership Award, the University of Tennessee College of Engineering distinguished Nathan W. Dougherty Award, The Senior Citizens Home Assistance Knoxville Award, received the 2025 distinguished Leadership Knoxville Alumni award and was inducted into the Business Hall of Fame in 2005.

Melody Sullivan was appointed to the board of directors in connection with the Franklin Merger and previously served as a director of Franklin since 2010. She previously served on the boards of Franklin National Bank and then Fifth Third Bank of Tennessee. In 1986, Ms. Sullivan founded Smiley CPAs, the first woman-owned CPA firm in Franklin, Tennessee. The firm provided financial statement preparation and tax compliance services for more than 1,700 clients for 30 years. She had previously worked as a staff accountant for one of Nashville's most respected business owners and CPA firms and served as comptroller for a local food service company. Ms. Sullivan is the former Chief Financial Officer for The Abaco Inn, located on the island of Elbow Cay in the Bahamas. She is past President of the Franklin Breakfast Rotary Club and the Franklin Family YMCA, and she has served on the boards of the United Way of Williamson County, Franklin Tomorrow, Williamson County-Franklin Chamber of Commerce, Williamson County CASA and Historic Carnton Plantation. She is a past chairperson of the Chamber's Small Business Development Division. She is the recipient of the 2015 Cable Board Walk of Fame for Women's Leadership on Corporate Boards.

Emily Reynolds has served as a director of the Company since 2017 and as a director of FirstBank since 2012. She has had an extensive career in public service, government and politics since 1980. In 2003, she was elected by the United States Senate to serve as the 31st Secretary of the Senate, a post in which she managed the Senate's legislative, financial and administrative operations for the 108th and 109th Congresses. Ms. Reynolds subsequently served as Senior Vice President of Government Relations for the Tennessee Valley Authority for six years. Currently, she is the Vice-Chair of the Tennessee Board of Regents, the state's largest higher education system, a position she has held for over ten years. She is also Chairman of BlueCross BlueShield of Tennessee, and has been on the board since 2007. She was recently named to the board of trust of Belmont University in Nashville where she chairs the Nominating and Evaluation Committee. Her civic involvement includes her time as a former board member and chair of the Andrew Jackson Foundation, a board member of the Tennessee State Museum Foundation, and her service on the Davidson County Election Commission where she also served as chairman. A graduate of both Leadership Tennessee and Leadership Nashville, Ms. Reynolds was co-chairman of the Tennessee Chapter of Women Corporate Directors. Her community honors include the Nashville Business Journal's Women of Influence, YWCA's Academy of Women of Achievement, and the Nashville Public Education Foundation's Public Schools Hall of Fame.

Jimmy Exum has served as a director of the Company since 2017 and a director of FirstBank since 1998. Mr. Exum had a long career at Murray Guard, Inc., a privately-held security services contractor founded in Tennessee, serving as the Executive Vice President from 2003 to 2011, Senior Vice President from 2011 to 2017, and currently serving on the board of directors as Director Emeritus, a directorship he has held since 1987. In 1983, he co-founded TotalREACH, Inc., a division of Murray Guard, Inc. specializing in cable advertising sales and production and worked with that company until 2003. He has substantial civic leadership in the city of Jackson, Tennessee, an important metropolitan statistical area for FirstBank, as he currently serves on the board of Carnegie Museum, and he is the Chair of Jackson Amphitheater and the former chair of the Jackson Convention and Visitors Bureau. He has served on a number of other local and state boards, including the Jackson Area Chamber of Commerce and as Chair of the Tennessee Alcoholic Beverage Commission. Mr. Exum is a past recipient of the West Tennessee Healthcare Jackson Leadership Award.

Jim Cross was appointed to the board of directors in connection with the Franklin Merger in 2020. He originally joined the Franklin board in 2009, and prior to the Franklin Merger, he served as Chair of the board. A veteran of the construction and real estate business for more than 30 years, Mr. Cross currently focuses on consulting with governmental agencies and private companies to help them deliver projects from design to completion. Such projects consist of the development of primarily medical-related buildings for investment-grade, single-tenant clients. Mr. Cross is the owner of Century Construction Co., a general contractor construction company started by his father in 1958 where he has served as CEO since September 1988, and in 2017 he formed Oversite, an owner representation consulting firm. Additionally, he founded Century Investment Partners, a development company in Franklin, Tennessee and has served as its CEO since 2008. Mr. Cross is a member of the board of directors for Williamson Medical Center. He previously served on the boards of Franklin National Bank and Fifth Third Bank of Tennessee, Battle Ground Academy, Williamson County Library Foundation, Franklin Tomorrow, Leadership Franklin, Youth Leadership Franklin, the Williamson County-Franklin Chamber of Commerce, and the Williamson County Library. Mr. Cross graduated from Brentwood Academy and the University of Tennessee.

C. Wright Pinson, MBA, MD, is Deputy CEO of Vanderbilt University Medical Center and Chief Health System Officer. The academic health system includes 40,000 employees, 3,500 academic physicians, eight hospitals, 800 clinics in 200 locations with 3.5 million annual visits and an annual budget of 8 billion. He has served in a variety of roles including initiating 3 liver transplantation programs, Chairman of the Department of Surgery, Director of the Transplant Center, Chief of Staff of the Vanderbilt University Hospitals, Chief Medical Officer, Senior Associate Dean for Clinical Affairs, Deputy Vice-Chancellor for Health Affairs and Chief Executive Officer of the Vanderbilt Health System. He has been responsible for business development, quality and safety programs and chairs the Compliance and Corporate Integrity Committee. He championed the organization and became president and chair of the board of the Vanderbilt Health Affiliated Network, a 70-hospital, 7000 provider integrated network covering Tennessee with 450 sites of care. He co-founded the Master of Management in Healthcare program at Owen Graduate School of Business. He has been an active clinical and laboratory investigator with over 300 research publications. He has been president of surgical professional organizations and received Distinguished Lifetime Service awards from two of those. In 2016, he received the Regional Healthcare Executive of the Year Award from The American College of Healthcare Executives, and in 2020 the Health Care Lifetime Achievement Award from the Nashville Business Journal. In 2024, he was inducted into the Tennessee Healthcare Hall of Fame. He currently serves as the board chair of the Nashville Areas Chamber of Commerce and is past board chair of the Nashville Healthcare Council as well as the Governors Foundation for the Health and Wellness of Tennessee He currently serves on the board of the Tennessee Hospital Association and Cumberland University, and formerly served on the board of the American Hospital Association.

Jon Ayers began his career at FirstBank and has more than 30 years of experience spanning financial analysis and investment, commercial lending, branch office management, and personal banking. He has served as a director of FirstBank since 2000 and as a director of FB Financial Corporation (NYSE: FBK) since 2017. Mr. Ayers is a private investor and entrepreneur and currently serves as Chief Executive Officer of Ayers Asset Management, Inc., a family-owned private investment company, where he oversees the Ayers family's investment strategy and portfolio management. He is also President of Ayers Real Estate Services, LLC, which he formed in 2016 to focus on commercial real estate investment and management. Mr. Ayers has served in various executive roles with Group Data Services, Inc. and Pro-Accura, private technology companies, and First Financial Investors Management, LLC, a private equity fund focused on investments in the financial services industry. Mr. Ayers' late father, James W. Ayers, previously served as Chair of the FirstBank board of directors, and Mr. Ayers currently serves as co-executor of the Estate of James W. Ayers, which owns approximately 13% of the Company's outstanding stock.

Agenia Clark, EdD, has served as a director of the Company since April 2017. In 2023, Dr. Clark became the 18th President of Fisk University, established in 1866 becoming Nashville's first institution of higher education and a Historically Black College and University (HBCU). She was previously the President and Chief Executive Officer of the Girl Scout Council of Middle Tennessee from April 2004 to November 2023. Prior to her tenure with the Girl Scout Council, Dr. Clark was the Vice President of Human Resources for the Tennessee Education Lottery Corporation, the Senior Director of Human Resources at Vanderbilt University, and she worked in governmental relations, marketing, business ethics, and human resources at Nortel Networks, a multi-national telecommunications company. Dr. Clark is the former co-chair for Women Corporate Directors, Tennessee chapter, a member of Women Corporate Directors (WCD), and a member of the International Women's Forum. She serves on the board of directors of The Ayers Foundation. She is a former Trustee of Simmons University in Boston, Massachusetts, and Nashville's Belmont University. From 2006 to 2016, Dr. Clark served as a member of the board of Avenue Financial Holdings, Inc., the publicly held holding company for Avenue Bank. She has been recognized many times as a community leader, including 2021 Nashvillian of the Year, several appearances in the Nashville Business Journal's annual Nashville's 100 Most Powerful People, the chamber's Forward 50 Leading the Music City, and the Business Journal's Women of Influence, among others. Dr. Clark was a gubernatorial appointment to the Tennessee Board of Regents, then the governing body for the community colleges, technical colleges, and universities, from 2006 to 2012. Dr. Clark holds a doctorate degree from Vanderbilt University.

R. Milton Johnson was appointed as a director of the Company effective March 1, 2024. Previously, he retired as chairman and chief executive officer of HCA Healthcare, a Nashville based healthcare company, following 36 years of serving in various positions, including head of the tax department, senior vice president and controller, executive vice president and chief financial officer. He was appointed to the board of directors of HCA Healthcare in 2009, became president in 2011, and was named as CEO and chairman of the board in 2014. Prior to HCA Healthcare, Mr. Johnson was a certified public accountant with Ernst & Young. A committed volunteer, Mr. Johnson has served as chairman of the board of several organizations within the healthcare industry and the community, including Federation of American Hospitals, Nashville Chamber of Commerce, the Nashville Health Care Council, and the HCA Healthcare Foundation. Additionally, he has served as a member of the board of the Center for Medical Interoperability, Siloam Health, and Johns Hopkins Medicine. He currently serves on the board of United Way of Metropolitan Nashville and The Community Foundation of Middle Tennessee. A graduate of Belmont University, Mr. Johnson currently serves as the chair of Belmont's board of trustees.

J. Henry (Hank) Smith, IV was appointed to the board of directors in connection with the merger between FB Financial Corporation and Southern States Bancshares, Inc. (Southern States) on July 1, 2025. Prior to the merger, he served as a director of Southern States and Southern States Bank for 15 years, including as chairman of the board of directors from 2023 until the merger in 2025. Mr. Smith is the owner and president of Interstate Sheet Metal, LLC, a metal fabrication company based in Anniston, Alabama that supplies components to a variety of industries across the Southeastern United States. He began his career in Atlanta, Georgia working as a financial advisor with A.G. Edwards and J.C. Bradford. In 1998, he returned to his hometown of Anniston to join the family business. An active member of his community, Mr. Smith has contributed his time and leadership to numerous business and charitable organizations, including Children's Services, Knox Concert Series, Anniston Museum of Natural History, The Greater Anniston Business and Professional Association, and the Sunny King Charitable Classic. Mr. Smith is a graduate of The Hill School and earned his Bachelor of Arts degree from Vanderbilt University in 1991.

Beth Sims serves as an executive officer at the Company and has served as the General Counsel and Corporate Secretary for the Company and FirstBank since 2019. She is responsible for the Company's legal functions, advising senior management on legal and regulatory matters, serving as a liaison with outside counsel, and providing counsel on corporate governance matters to the boards of directors. Prior to joining FirstBank, Ms. Sims was a partner at Butler Snow and head of the law firm's securities team, where she focused on securities laws, banking, and mergers and acquisitions.

Mark Hickman serves as an executive officer at the Company and has served as the Chief Human Resources Officer since 2023. He is responsible for the overall human resources strategy, design, implementation, administration, and compliance of the human resources programs. Additionally, Mr. Hickman oversees internal communications and public relations, ensuring associates and stakeholders are well-informed. Prior to joining FirstBank, Mr. Hickman was the Head of Benefits & Enterprise Recognition at Wells Fargo where he was responsible for benefits, well-being and recognition programs that focused on enhancing the employee experience and improving team members well-being and engagement.