First American 金融 FAF
$67.01 −$1.19 (-1.74%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $67.01 0.00%
开盘$66.81
昨收$68.20
当日区间$65.37 – $68.96
成交量1.40M
市值$6.84B
市盈率（TTM）9.5
股息率3.37%
基本面
最新报告季度：Q3, ended Sep 2026
营收$2.08B+5.3% YoY
净利润$176.60M-7.0% YoY
摊薄每股收益$1.72-6.5% YoY
自由现金流$196.60M-11.9% YoY
经营现金流$238.00M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率9.1%
净资产收益率13.7%
资产收益率4.1%
负债/资产比率100.0%
总负债$1.01B
自由现金流/营收10.0%
营收构成
2026/Q3 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $2.08B | $2.12B | $1.84B | $7.45B | $2.05B |
| 营业总收入 | $2.08B | $2.12B | $1.84B | $7.45B | $2.04B |
| 已赚保费合计 | $1.62B | $1.61B | $1.42B | $5.72B | $1.58B |
| 手续费收入及其他收入 | $297.90M | $307.80M | $275.10M | $1.09B | $293.90M |
| -其他收入/费用 | $297.90M | $307.80M | $275.10M | $1.09B | $293.90M |
| 净投资收益 | $170.10M | $197.20M | $152.40M | $15.50M | -$443.70M |
| 投资已实现损益净额 | -$1.60M | -$1.50M | -$9.10M | $20.90M | $15.10M |
| 总费用 | $1.86B | $1.83B | $1.68B | $6.62B | $1.76B |
| 理赔费用 | $790.70M | $745.90M | $680.00M | $2.70B | $718.70M |
| 销售及管理费用 | $597.40M | $614.30M | $568.20M | $2.26B | $607.30M |
| -管理费用 | $597.40M | $614.30M | $568.20M | $2.26B | $607.30M |
| 折旧与摊销 | $54.70M | $53.60M | $54.60M | $216.20M | $55.90M |
| 非经营性利息净收入（支出） | -$46.40M | -$45.70M | -$41.90M | -$157.00M | -$43.90M |
| -非经营性利息支出 | $46.40M | $45.70M | $41.90M | $157.00M | $43.90M |
| 其他营业费用 | $367.80M | $373.90M | $331.50M | $1.29B | $336.50M |
| 税前利润 | $227.60M | $283.90M | $161.80M | $826.20M | $287.40M |
| 税费 | $51.00M | $64.80M | $37.00M | $201.00M | $74.00M |
| 净利润 | $176.60M | $219.10M | $124.80M | $625.20M | $213.40M |
| 持续经营利润 | $176.60M | $219.10M | $124.80M | $625.20M | $213.40M |
| 少数股东权益 | -$400,000.00 | $600,000.00 | -$300,000.00 | $3.40M | $1.50M |
| 归属母公司净利润 | $177.00M | $218.50M | $125.10M | $621.80M | $211.90M |
| 归属普通股股东净利润 | $177.00M | $218.50M | $125.10M | $621.80M | $211.90M |
| 基本每股收益 | $1.72 | $2.13 | $1.21 | $6.02 | $2.06 |
| 摊薄每股收益 | $1.72 | $2.12 | $1.21 | $6.00 | $2.05 |
| 每股股息 | $0.61 | $0.55 | $0.55 | $2.18 | $0.55 |
| -净承保保费 | – | – | – | $5.72B | – |
| 利息收入 | – | – | – | $598.30M | – |
| 联营企业及其他参股权益收益 | – | – | – | $7.20M | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $17.98B | $18.94B | $17.94B | $16.23B | $16.23B |
| -固定期限投资 | $9.76B | $9.77B | $8.98B | $8.47B | $8.47B |
| -应收账款 | $479.70M | $473.40M | $422.20M | $456.50M | $456.50M |
| -应收税款 | $175.80M | $35.40M | $54.40M | $65.00M | $65.00M |
| -应收款调整准备 | -$23.60M | -$25.50M | -$24.20M | -$23.90M | -$23.90M |
| -商誉 | $1.82B | $1.82B | $1.82B | $1.82B | $1.82B |
| 其他资产 | $17.97B | $485.90M | $17.93B | $460.10M | $460.10M |
| 负债合计 | $17.98B | $13.30B | $17.94B | $10.70B | $10.70B |
| 存款合计 | $7.29B | $7.88B | $7.08B | $5.29B | $5.29B |
| 短期债务及融资租赁负债 | $807.50M | $1.04B | $1.08B | $906.50M | $906.50M |
| -一年内到期债务 | $807.50M | $1.04B | $1.08B | $906.50M | $906.50M |
| -应付账款 | $1.02B | $902.10M | $792.60M | $47.70M | $47.70M |
| -应付税款合计 | $39.30M | $55.40M | $41.00M | $42.70M | $42.70M |
| 长期债务及融资租赁负债 | $198.20M | $1.75B | $206.70M | $1.76B | $1.76B |
| -长期融资租赁负债 | $198.20M | $206.20M | $206.70M | $218.20M | $218.20M |
| 一年以上递延负债 | $539.40M | $521.00M | $512.00M | $526.70M | $526.70M |
| 股东权益 | $5.39B | $5.62B | $5.49B | $5.50B | $5.50B |
| 股本 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| -优先股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $1.74B | $1.73B | $1.73B | $1.74B | $1.74B |
| 留存收益 | $4.35B | $4.24B | $4.08B | $4.01B | $4.01B |
| 其他权益权益 | $1.03B | – | $1.41B | – | – |
| 少数股东权益 | $21.30M | $23.00M | $22.60M | $24.80M | $24.80M |
| 现金及现金等价物 | – | $2.73B | – | $1.47B | $1.47B |
| 投资合计 | – | $11.78B | – | $10.30B | $10.30B |
| -贷款净额 | – | $1.15B | – | $986.10M | $986.10M |
| -股权投资 | – | $855.70M | – | $849.10M | $849.10M |
| 应收款 | – | $483.30M | – | $497.60M | $497.60M |
| 固定资产净值 | – | $857.80M | – | $888.00M | $888.00M |
| 商誉及其他无形资产 | – | $2.59B | – | $2.61B | $2.61B |
| -其他无形资产 | – | $775.60M | – | $786.70M | $786.70M |
| 保单持有人负债 | – | $1.15B | – | $1.17B | $1.17B |
| 应付款 | – | $957.50M | – | $90.40M | $90.40M |
| -长期债务 | – | $1.55B | – | $1.55B | $1.55B |
| 股东权益合计 | – | $5.64B | – | $5.52B | $5.52B |
| -普通股 | – | $0.00 | – | $0.00 | $0.00 |
| 不影响留存收益的损益 | – | -$348.00M | – | -$256.70M | -$256.70M |
| 一年内应计费用 | – | – | – | $510.50M | $510.50M |
| 员工福利 | – | – | – | $444.50M | $444.50M |
现金流量表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 经营活动现金流 | $238.00M | $356.60M | $5.60M | $950.80M | $369.30M |
| 持续经营经营活动现金流净额 | $238.00M | $356.60M | $5.60M | $950.80M | $369.30M |
| 持续经营净利润 | $176.60M | $219.10M | $124.80M | $625.20M | $213.40M |
| 持续经营损益 | -$2.30M | -$16.00M | $6.90M | -$28.10M | -$14.40M |
| 其他非现金项目 | -$16.00M | -$38.30M | $6.10M | -$65.90M | -$35.90M |
| 营运资金变动 | $28.20M | $133.70M | -$202.40M | $170.30M | $148.90M |
| -应收款变动 | -$8.30M | -$50.40M | $32.60M | -$57.40M | $14.50M |
| -应付账款及应计费用变动 | $53.50M | $133.90M | -$246.90M | $74.80M | $78.20M |
| -Change in Other Working Capital | -$17.00M | $50.20M | $11.90M | $152.90M | $56.20M |
| 投资活动现金流净额 | -$311.00M | -$845.10M | -$815.70M | -$1.46B | -$144.50M |
| 持续经营投资活动现金流净额 | -$311.00M | -$845.10M | -$815.70M | -$1.46B | -$144.50M |
| 资本支出 | -$41.40M | -$39.20M | -$38.30M | -$188.30M | -$44.80M |
| 固定资产购置及出售净额 | -$400,000.00 | $400,000.00 | $0.00 | $600,000.00 | $0.00 |
| 业务购买及出售净额 | $0.00 | $0.00 | -$200,000.00 | -$2.50M | -$100,000.00 |
| 投资购置及出售净额 | -$456.50M | -$825.10M | -$565.60M | -$981.90M | -$295.10M |
| 贷款发放/偿还净额 | $221.90M | $40.90M | -$207.00M | -$296.10M | $184.90M |
| 其他投资变动净额 | -$34.60M | -$22.10M | -$4.60M | $12.30M | $10.60M |
| 筹资活动现金流 | -$822.50M | $677.80M | $1.86B | $161.20M | -$1.75B |
| 持续经营筹资活动现金流净额 | -$822.50M | $677.80M | $1.86B | $161.20M | -$1.75B |
| Net Issuance Payments of Debt | -$230.60M | -$42.80M | $171.60M | $258.10M | -$173.60M |
| 普通股发行净额 | -$1.50M | -$20.50M | -$33.50M | -$122.30M | $0.00 |
| 已付现金股利 | $0.00 | -$56.10M | -$56.20M | -$223.00M | -$56.00M |
| 股票期权行使所得 | $2.80M | $1.50M | -$6.60M | $7.00M | $4.10M |
| 其他筹资费用净额 | -$593.20M | $795.70M | $1.79B | $241.40M | -$1.53B |
| 期末现金余额 | $1.73B | $2.62B | $2.44B | $1.39B | $1.39B |
| 现金净变动 | -$895.50M | $189.30M | $1.05B | -$343.90M | -$1.53B |
| 期初现金余额 | $2.62B | $2.44B | $1.39B | $1.72B | $2.91B |
| 汇率变动影响 | $1.80M | -$700,000.00 | -$3.70M | $13.10M | $2.50M |
| 自由现金流 | $196.60M | $317.40M | -$32.70M | $762.50M | $324.50M |
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