艾森特集团 ESNT
$63.41 −$5.19 (-7.57%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $63.41 0.00%
开盘$66.54
昨收$68.60
当日区间$62.78 – $68.44
成交量1.12M
市值$5.70B
市盈率（TTM）8.8
股息率2.08%
基本面
最新报告季度：Q2, ended Jun 2026
营收$362.69M+13.6% YoY
净利润$189.71M-2.9% YoY
摊薄每股收益$2.08+7.8% YoY
自由现金流$196.12M+3.9% YoY
经营现金流$197.09M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率50.4%
净资产收益率12.0%
资产收益率9.2%
负债/资产比率25.4%
总负债$495.97M
自由现金流/营收61.2%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $362.69M | $336.07M | $1.26B | $312.40M | $311.83M |
| 营业总收入 | $362.69M | $336.07M | $1.29B | $319.35M | $318.73M |
| 已赚保费合计 | $276.76M | $260.09M | $983.72M | $242.73M | $246.33M |
| -净承保保费 | $307.29M | $394.67M | $959.46M | $237.88M | $241.83M |
| -未到期保费净准备增减 | -$30.52M | -$134.58M | $24.25M | $4.85M | $4.50M |
| 手续费收入及其他收入 | $5.04M | $6.69M | $51.30M | $13.64M | $11.25M |
| -其他收入/费用 | $5.04M | $6.69M | $24.04M | $6.70M | $4.36M |
| 净投资收益 | $81.00M | $69.43M | $254.06M | $63.13M | $61.57M |
| 投资已实现损益净额 | -$111,000.00 | -$147,000.00 | -$883,000.00 | -$148,000.00 | -$425,000.00 |
| 总费用 | $132.37M | $129.35M | $466.33M | $134.82M | $119.57M |
| 理赔费用 | $48.96M | $48.22M | $149.34M | $56.07M | $44.92M |
| 保单获取费用 | $4.08M | -$636,000.00 | – | – | – |
| 承保费用 | $34.12M | $30.52M | $128.52M | $33.74M | $31.29M |
| 销售及管理费用 | $30.50M | $36.66M | $129.95M | $30.36M | $29.18M |
| -管理费用 | $30.50M | $36.66M | $129.95M | $30.36M | $29.18M |
| 非经营性利息净收入（支出） | -$8.15M | -$8.15M | -$32.70M | -$8.15M | -$8.25M |
| -非经营性利息支出 | $8.15M | $8.15M | $32.70M | $8.15M | $8.25M |
| 其他营业费用 | $6.56M | $6.45M | $25.83M | $6.50M | $5.93M |
| 税前利润 | $230.32M | $206.73M | $821.86M | $184.53M | $199.16M |
| 税费 | $40.61M | $34.93M | $131.89M | $29.55M | $34.94M |
| 净利润 | $189.71M | $171.80M | $689.97M | $154.98M | $164.22M |
| 持续经营利润 | $189.71M | $171.80M | $689.97M | $154.98M | $164.22M |
| 归属母公司净利润 | $189.71M | $171.80M | $689.97M | $154.98M | $164.22M |
| 归属普通股股东净利润 | $189.71M | $171.80M | $689.97M | $154.98M | $164.22M |
| 基本每股收益 | $2.09 | $1.83 | $6.97 | $1.62 | $1.69 |
| 摊薄每股收益 | $2.08 | $1.82 | $6.90 | $1.60 | $1.67 |
| 每股股息 | $0.35 | $0.35 | $1.24 | $0.31 | $0.31 |
| -手续费及佣金 | – | – | $27.26M | $6.95M | $6.90M |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $7.59B | $7.57B | $7.44B | $7.44B | $7.35B |
| 现金及现金等价物 | $74.33M | $128.26M | $123.05M | $123.05M | $91.41M |
| 投资合计 | $6.48B | $6.44B | $6.49B | $6.49B | $6.46B |
| -短期投资 | $6.04B | $6.05B | $6.10B | $6.10B | $6.09B |
| -其他投资资产 | $441.85M | $394.29M | $382.51M | $382.51M | $370.07M |
| 应收款 | $169.77M | $144.12M | $51.27M | $51.27M | $53.67M |
| -应收账款 | $169.77M | $144.12M | $44.70M | $44.70M | $53.67M |
| 应计投资收益 | $48.31M | $44.88M | $47.37M | $47.37M | $43.00M |
| 固定资产净值 | $47.75M | $48.30M | $49.19M | $49.19M | $49.96M |
| 商誉及其他无形资产 | $77.45M | $77.80M | $78.15M | $78.15M | $78.50M |
| 预付资产 | $496.33M | $513.43M | $513.43M | $513.43M | $490.46M |
| 递延保单获取成本 | $68.86M | $56.90M | $9.55M | $9.55M | $9.19M |
| 其他资产 | $128.54M | $113.55M | $82.40M | $82.40M | $75.87M |
| 负债合计 | $1.93B | $1.87B | $1.68B | $1.68B | $1.61B |
| 保单持有人负债 | $775.63M | $711.97M | $538.55M | $538.55M | $493.72M |
| 长期债务及融资租赁负债 | $495.97M | $495.64M | $495.30M | $495.30M | $494.97M |
| -长期债务 | $495.97M | $495.64M | $495.30M | $495.30M | $494.97M |
| 一年以上递延负债 | $449.74M | $452.55M | $465.35M | $465.35M | $438.19M |
| 其他负债 | $207.15M | $213.11M | – | – | $186.15M |
| 股东权益合计 | $5.66B | $5.70B | $5.76B | $5.76B | $5.74B |
| 股东权益 | $5.66B | $5.70B | $5.76B | $5.76B | $5.74B |
| 股本 | $1.35M | $1.40M | $1.43M | $1.43M | $1.46M |
| -普通股 | $1.35M | $1.40M | $1.43M | $1.43M | $1.46M |
| 资本公积 | $298.72M | $486.67M | $649.90M | $649.90M | $770.56M |
| 留存收益 | $5.55B | $5.40B | $5.26B | $5.26B | $5.13B |
| 不影响留存收益的损益 | -$190.66M | -$187.94M | -$151.99M | -$151.99M | -$165.43M |
| -其他应收款 | – | – | $6.57M | $6.57M | – |
| -应收款调整准备 | – | – | $0.00 | $0.00 | – |
| 一年内应计费用 | – | – | $185.07M | $185.07M | – |
| 减：库存股 | – | – | – | – | $0.00 |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $197.09M | $192.04M | $856.05M | $229.09M | $215.86M |
| 持续经营经营活动现金流净额 | $197.09M | $192.04M | $856.05M | $229.09M | $215.86M |
| 持续经营净利润 | $189.71M | $171.80M | $689.97M | $154.98M | $164.22M |
| 持续经营损益 | -$19.27M | -$10.03M | -$16.60M | -$3.75M | -$1.28M |
| 递延税款 | -$3.04M | -$5.21M | $48.60M | $25.21M | $1.99M |
| 营运资金变动 | $17.53M | $21.77M | $80.92M | $39.29M | $37.13M |
| -应收款变动 | -$25.49M | -$92.95M | $4.42M | $2.50M | -$1.86M |
| -预付资产变动 | $17.10M | $0.00 | -$23.83M | -$22.97M | $6.90M |
| -赔款及理赔费用准备变动 | $33.13M | $38.84M | $117.96M | $49.68M | $32.39M |
| -递延获取成本变动 | -$11.96M | -$47.35M | $106,000.00 | -$356,000.00 | $46,000.00 |
| -应计投资收益变动 | -$3.43M | $2.50M | -$3.64M | -$4.37M | $2.94M |
| -应付账款及应计费用变动 | -$7.77M | $16.58M | $20.88M | $27.80M | $2.95M |
| -未到期保费变动 | $30.52M | $134.58M | -$24.25M | -$4.85M | -$5.80M |
| -其他流动资产变动 | -$14.58M | -$30.43M | -$10.72M | -$8.15M | -$427,000.00 |
| 投资活动现金流净额 | -$27.58M | $16.58M | -$154.74M | -$41.79M | -$64.37M |
| 持续经营投资活动现金流净额 | -$27.58M | $16.58M | -$154.74M | -$41.79M | -$64.37M |
| 固定资产购置及出售净额 | -$972,000.00 | -$818,000.00 | -$7.36M | -$1.14M | -$5.26M |
| 业务购买及出售净额 | -$33.35M | -$2.94M | -$73.73M | -$12.70M | -$13.65M |
| 投资购置及出售净额 | $6.74M | $20.34M | -$73.65M | -$27.95M | -$45.46M |
| 筹资活动现金流 | -$223.44M | -$203.41M | -$709.75M | -$155.66M | -$152.19M |
| 持续经营筹资活动现金流净额 | -$223.44M | -$203.41M | -$709.75M | -$155.66M | -$152.19M |
| 普通股发行净额 | -$191.81M | -$170.86M | -$587.68M | -$126.18M | -$122.14M |
| 已付现金股利 | -$31.64M | -$32.55M | -$122.07M | -$29.48M | -$30.06M |
| 期末现金余额 | $74.33M | $128.26M | $123.05M | $123.05M | $91.41M |
| 现金净变动 | -$53.93M | $5.21M | -$8.43M | $31.64M | -$705,000.00 |
| 期初现金余额 | $128.26M | $123.05M | $131.48M | $91.41M | $92.12M |
| 自由现金流 | $196.12M | $191.23M | $848.69M | $227.95M | $210.60M |
| 无形资产购置及出售净额 | – | – | $0.00 | – | – |
| Net Issuance Payments of Debt | – | – | $0.00 | $0.00 | – |
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