益权银行 EQBK
$48.71 −$0.10 (-0.20%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $48.71 0.00%
开盘$48.78
昨收$48.81
当日区间$48.50 – $49.18
成交量88.7K
市值$1.00B
市盈率（TTM）10.7
股息率1.56%
基本面
最新报告季度：Q3, ended Sep 2026
营收$82.98M+385.5% YoY
净利润$26.77M+190.3% YoY
摊薄每股收益$1.29+183.2% YoY
自由现金流$35.52M+36.7% YoY
经营现金流$38.83M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率29.0%
净资产收益率12.1%
资产收益率1.3%
负债/资产比率89.3%
现金及投资$338.44M
总负债$487.62M
净现金（净负债）-$149.18M
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $82.98M | $80.57M | $82.09M | $206.95M | $72.32M |
| 净利息收入 | $72.84M | $73.87M | $73.66M | $226.08M | $63.50M |
| -利息收入 | $108.97M | $107.82M | $108.02M | $330.84M | $90.87M |
| -利息支出 | $36.13M | $33.95M | $34.36M | $104.75M | $27.36M |
| 非利息收入 | $10.14M | $6.70M | $8.42M | -$19.13M | $8.82M |
| -已赚保费合计 | $1.37M | $1.62M | $1.40M | $7.72M | $1.41M |
| -手续费及佣金 | $5.73M | $6.10M | $5.80M | $21.37M | $5.76M |
| -其他非利息收入 | $3.02M | $190,000.00 | $1.34M | $4.96M | $1.49M |
| -资产出售损益 | $10,000.00 | -$1.21M | -$108,000.00 | -$53.17M | $154,000.00 |
| 信用损失准备 | -$1.66M | -$1.09M | -$5.95M | -$8.95M | $17,000.00 |
| 非利息支出 | $46.38M | $45.61M | $48.18M | $162.20M | $44.39M |
| 物业及设备费用 | $4.98M | $4.62M | $4.79M | $15.80M | $4.33M |
| 专业及外包服务费用 | $1.71M | $1.40M | $1.77M | $6.47M | $1.91M |
| 销售及管理费用 | $26.18M | $27.31M | $28.69M | $92.59M | $24.53M |
| -销售及营销费用 | $1.47M | $1.55M | $1.67M | $5.23M | $1.37M |
| -管理费用 | $24.71M | $25.76M | $27.02M | $87.37M | $23.16M |
| 折旧、摊销与折耗 | $1.81M | $2.24M | $1.93M | $4.50M | $1.26M |
| -折旧与摊销 | $1.81M | $2.24M | $1.93M | $4.50M | $1.26M |
| 其他非利息支出 | $11.70M | $10.04M | $11.01M | $42.84M | $12.37M |
| 其他收入（支出） | -$967,000.00 | -$133,000.00 | -$5.73M | -$9.43M | -$1.48M |
| 特殊收益（费用） | -$967,000.00 | -$133,000.00 | -$5.73M | -$9.43M | -$1.48M |
| -减：重组及并购费用 | $967,000.00 | $133,000.00 | $5.73M | $8.07M | $1.48M |
| -债务清偿收益 | $0.00 | $0.00 | – | $1.36M | $0.00 |
| 税前利润 | $33.97M | $33.74M | $22.23M | $26.38M | $26.46M |
| 税费 | $7.20M | $7.30M | $5.26M | $3.65M | $4.38M |
| 净利润 | $26.77M | $26.44M | $16.97M | $22.73M | $22.08M |
| 持续经营利润 | $26.77M | $26.44M | $16.97M | $22.73M | $22.08M |
| 归属母公司净利润 | $26.77M | $26.44M | $16.97M | $22.73M | $22.08M |
| 归属普通股股东净利润 | $26.77M | $26.44M | $16.97M | $22.73M | $22.08M |
| 基本每股收益 | $1.30 | $1.28 | $0.81 | $1.24 | $1.16 |
| 摊薄每股收益 | $1.29 | $1.27 | $0.80 | $1.23 | $1.15 |
| 每股股息 | $0.22 | $0.18 | $0.18 | $0.66 | $0.18 |
| 联营企业及其他参股权益收益 | – | $0.00 | $0.00 | $0.00 | $0.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $7.59B | $7.73B | $7.67B | $6.37B | $6.37B |
| 现金、现金等价物及联邦基金出售 | $338.85M | $547.11M | $565.10M | $608.39M | $608.39M |
| -现金及现金等价物 | $338.44M | $546.71M | $564.70M | $608.14M | $608.14M |
| -货币市场投资 | $405,000.00 | $402,000.00 | $399,000.00 | $255,000.00 | $255,000.00 |
| 证券投资 | $1.25B | $1.23B | $1.13B | $1.04B | $1.04B |
| -持有至到期证券 | $5.17M | $5.17M | $5.25M | $5.25M | $5.25M |
| -短期投资 | $1.24B | $1.11B | $1.00B | $899.77M | $899.77M |
| 贷款净额 | $5.38B | $5.34B | $5.37B | $4.15B | $4.15B |
| -贷款总额 | $5.45B | $5.41B | $5.44B | $4.20B | $4.20B |
| -贷款及租赁损失准备 | $63.98M | $64.41M | $64.25M | $52.76M | $52.76M |
| 应收款 | $42.60M | $37.73M | $39.97M | $33.32M | $33.32M |
| -应收账款 | $42.60M | $37.73M | $39.97M | $33.32M | $33.32M |
| 固定资产净值 | $145.53M | $141.10M | $140.65M | $136.72M | $136.72M |
| 商誉及其他无形资产 | $131.84M | $133.65M | $135.49M | $103.74M | $103.74M |
| -商誉 | $105.36M | $105.36M | $104.96M | $82.10M | $82.10M |
| -其他无形资产 | $26.49M | $28.30M | $30.54M | $21.63M | $21.63M |
| 银行持有的寿险资产 | $151.35M | $150.51M | $149.70M | $148.30M | $148.30M |
| 抵债资产 | $5.24M | $3.79M | $5.03M | $5.39M | $5.39M |
| 联邦住房贷款银行股票 | $42.88M | $42.72M | $38.81M | $34.05M | $34.05M |
| 其他资产 | $103.96M | $90.12M | $90.56M | $120.63M | $120.63M |
| 负债合计 | $6.78B | $6.90B | $6.85B | $5.64B | $5.64B |
| 存款合计 | $6.17B | $6.30B | $6.30B | $5.14B | $5.14B |
| 联邦基金购入及回购协议下证券出售 | $44.41M | $42.83M | $39.01M | $39.86M | $39.86M |
| 长期债务及融资租赁负债 | $487.62M | $483.79M | $445.92M | $398.15M | $398.15M |
| -长期债务 | $487.62M | $483.79M | $445.92M | $398.15M | $398.15M |
| 其他负债 | $75.72M | $67.94M | $63.92M | $64.85M | $64.85M |
| 股东权益合计 | $815.95M | $827.26M | $817.61M | $732.05M | $732.05M |
| 股东权益 | $815.95M | $827.26M | $817.61M | $732.05M | $732.05M |
| 股本 | $273,000.00 | $273,000.00 | $273,000.00 | $249,000.00 | $249,000.00 |
| -普通股 | $273,000.00 | $273,000.00 | $273,000.00 | $249,000.00 | $249,000.00 |
| 资本公积 | $769.50M | $767.61M | $766.02M | $664.91M | $664.91M |
| 留存收益 | $263.40M | $241.23M | $218.53M | $205.33M | $205.33M |
| 减：库存股 | $178.03M | $178.03M | $168.14M | $145.46M | $145.46M |
| 不影响留存收益的损益 | -$39.19M | -$3.82M | $930,000.00 | $7.03M | $7.03M |
| -可供出售证券 | – | $118.83M | $122.29M | $130.80M | $130.80M |
| -固定资产原值 | – | – | – | $181.45M | $181.45M |
| -累计折旧 | – | – | – | -$44.73M | -$44.73M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $38.83M | $15.33M | $51.37M | -$7.05M | $8.47M |
| 持续经营经营活动现金流净额 | $38.83M | $15.33M | $51.37M | -$7.05M | $8.47M |
| 持续经营净利润 | $26.44M | $16.97M | $22.73M | $22.08M | -$29.66M |
| 持续经营损益 | -$1.38M | -$941,000.00 | $53.42M | -$327,000.00 | $53.06M |
| 折旧、折耗与摊销 | $4.63M | $3.92M | $11.35M | $3.07M | $2.97M |
| 递延税款 | $1.32M | $2.20M | -$5.11M | -$5.05M | $1.08M |
| 其他非现金项目 | -$318,000.00 | -$9.69M | -$14.85M | -$4.85M | -$3.92M |
| 营运资金变动 | $6.97M | -$1.73M | -$26.40M | -$21.00M | -$21.77M |
| -应收款变动 | $2.08M | $4.26M | $2.52M | $1.74M | -$1.91M |
| -应付账款及应计费用变动 | $5.66M | -$16.05M | -$11.01M | $3.65M | -$12.68M |
| -其他流动资产变动 | -$764,000.00 | $10.06M | -$17.91M | -$26.39M | -$7.19M |
| 投资活动现金流净额 | -$86.61M | $52.75M | $136.92M | -$66.61M | $250.96M |
| 持续经营投资活动现金流净额 | -$86.61M | $52.75M | $136.92M | -$66.61M | $250.96M |
| 计息银行存款收付款 | $354,000.00 | -$257,000.00 | -$9,000.00 | $0.00 | -$9,000.00 |
| 固定资产购置及出售净额 | -$1.66M | -$2.39M | -$12.81M | -$5.48M | -$4.03M |
| 业务购买及出售净额 | $1,000.00 | $12.82M | $150.43M | $0.00 | $150.43M |
| 投资购置及出售净额 | -$107.61M | -$16.81M | $23.58M | -$131.01M | $102.97M |
| 贷款净收益 | $23.77M | $56.37M | -$31.45M | $69.68M | -$1.91M |
| 其他投资变动净额 | -$1.47M | $3.02M | $7.17M | $198,000.00 | $3.50M |
| 筹资活动现金流 | $30.15M | -$111.73M | $35.79M | -$17.93M | $73.77M |
| 持续经营筹资活动现金流净额 | $30.15M | -$111.73M | $35.79M | -$17.93M | $73.77M |
| 联邦基金及回购证券变动 | $3.82M | -$855,000.00 | -$1.92M | -$2.36M | $1.26M |
| 存款增减 | $3.35M | $30.33M | -$42.85M | $43.40M | $53.68M |
| Net Issuance Payments of Debt | $60.45M | -$137.67M | $118.39M | -$41.38M | $29.17M |
| 普通股发行净额 | -$32.57M | $0.00 | -$14.06M | -$7.19M | -$6.53M |
| 已付现金股利 | -$3.75M | -$3.53M | -$11.42M | -$3.45M | -$2.63M |
| 股票期权行使所得 | $0.00 | $524,000.00 | $1.20M | $133,000.00 | $507,000.00 |
| 其他筹资活动净额 | -$1.16M | -$530,000.00 | -$13.55M | -$7.10M | -$1.68M |
| 期末现金余额 | $546.53M | $564.17M | $607.82M | $607.82M | $699.41M |
| 现金净变动 | -$17.63M | -$43.65M | $224.07M | -$91.59M | $333.21M |
| 期初现金余额 | $564.17M | $607.82M | $383.75M | $699.41M | $366.20M |
| 自由现金流 | $35.52M | $11.53M | $38.11M | -$12.54M | $4.45M |
| 资本支出 | – | – | $0.00 | – | – |
暂无评论——快来第一个聊聊 EQBK。
登录后参与讨论。