股票 › EFSC
Enterprise Financial 服务 EFSC
美股市值排名 #2665
$62.05 −$0.24 (-0.39%)
休市 · Nov 6, 9:50 pm ET · 最新盘后价 $62.05 0.00%
开盘$61.76
昨收$62.29
当日区间$61.34 – $62.49
成交量220.8K
市值$2.21B
市盈率（TTM）12.4
股息率2.16%
基本面
最新报告季度：Q3, ended Sep 2026
营收$165.37M-6.4% YoY
净利润$42.44M-6.2% YoY
摊薄每股收益$1.14-4.2% YoY
自由现金流$67.01M+13.6% YoY
经营现金流$68.66M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率28.7%
净资产收益率9.8%
资产收益率1.1%
负债/资产比率89.2%
现金及投资$488.54M
总负债$501.94M
净现金（净负债）-$13.40M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $165.37M | $152.22M | $155.39M | $616.38M | $159.25M |
| 净利息收入 | $174.61M | $168.01M | $165.71M | $624.65M | $167.65M |
| -利息收入 | $238.23M | $228.61M | $224.65M | $886.32M | $231.75M |
| -利息支出 | $63.63M | $60.60M | $58.94M | $261.67M | $64.10M |
| 非利息收入 | -$9.24M | -$15.80M | -$10.32M | -$8.27M | -$8.40M |
| -已赚保费合计 | $1.80M | $2.43M | $2.53M | $39.53M | $1.93M |
| -手续费及佣金 | -$15.42M | -$20.89M | -$19.53M | -$72.60M | -$19.89M |
| -其他非利息收入 | $5.78M | $1.96M | $4.82M | $12.26M | $2.87M |
| -资产出售损益 | -$1.40M | $0.00 | $1.41M | $10.44M | $6.17M |
| 信用损失准备 | -$18.11M | -$14.21M | -$7.24M | -$26.34M | -$9.24M |
| 非利息支出 | $92.20M | $85.76M | $85.29M | $306.32M | $80.20M |
| 物业及设备费用 | $5.89M | $5.91M | $5.90M | $20.15M | $5.76M |
| 销售及管理费用 | $50.58M | $57.09M | $59.26M | $211.96M | $53.81M |
| -管理费用 | $50.58M | $57.09M | $59.26M | $211.96M | $53.81M |
| 其他非利息支出 | $35.73M | $19.50M | $17.15M | $55.43M | $10.57M |
| 特殊收益（费用） | $0.00 | – | – | – | – |
| -减：重组及并购费用 | $0.00 | – | – | – | – |
| 税前利润 | $55.06M | $52.25M | $62.86M | $283.72M | $69.82M |
| 税费 | $12.62M | $11.32M | $13.49M | $82.34M | $15.02M |
| 净利润 | $42.44M | $40.93M | $49.36M | $201.37M | $54.79M |
| 持续经营利润 | $42.44M | $40.93M | $49.36M | $201.37M | $54.79M |
| 归属母公司净利润 | $42.44M | $40.93M | $49.36M | $201.37M | $54.79M |
| 优先股股息 | $938,000.00 | $937,000.00 | $938,000.00 | $3.75M | $937,000.00 |
| 归属普通股股东净利润 | $41.51M | $39.99M | $48.42M | $197.62M | $53.86M |
| 基本每股收益 | $1.15 | $1.10 | $1.31 | $5.34 | $1.46 |
| 摊薄每股收益 | $1.14 | $1.09 | $1.30 | $5.31 | $1.45 |
| 每股股息 | $0.35 | $0.34 | $0.33 | $1.22 | $0.32 |
| -股息收入 | – | $706,000.00 | $441,000.00 | $2.09M | $522,000.00 |
| 专业及外包服务费用 | – | $1.97M | $1.57M | $15.05M | $8.68M |
| 折旧、摊销与折耗 | – | $1.30M | $1.40M | $3.72M | $1.38M |
| -折旧与摊销 | – | $1.30M | $1.40M | $3.72M | $1.38M |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $17.79B | $17.40B | $17.23B | $17.30B | $17.30B |
| 现金、现金等价物及联邦基金出售 | $488.54M | $552.73M | $635.37M | $682.80M | $682.80M |
| -现金及现金等价物 | $488.54M | $541.55M | $627.34M | $677.01M | $677.01M |
| 证券投资 | $3.88B | $3.96B | $3.91B | $3.80B | $3.80B |
| -可供出售证券 | $3.88B | $811.76M | $776.54M | $2.48B | $2.48B |
| 贷款净额 | $12.20B | $11.75B | $11.55B | $11.66B | $11.66B |
| -贷款总额 | $12.34B | $11.89B | $11.69B | $11.80B | $11.80B |
| -贷款及租赁损失准备 | $144.52M | $139.24M | $142.06M | $140.02M | $140.02M |
| 固定资产净值 | $56.82M | $57.32M | $57.96M | $58.99M | $58.99M |
| 商誉及其他无形资产 | $433.92M | $435.20M | $436.49M | $438.14M | $438.14M |
| -商誉 | $416.97M | $416.97M | $416.97M | $416.97M | $416.97M |
| -其他无形资产 | $16.95M | $18.23M | $19.53M | $21.18M | $21.18M |
| 其他资产 | $731.50M | $638.63M | $635.77M | $648.83M | $648.83M |
| 负债合计 | $15.88B | $15.36B | $15.21B | $15.26B | $15.26B |
| 存款合计 | $15.13B | $14.50B | $14.52B | $14.61B | $14.61B |
| 长期债务及融资租赁负债 | $501.94M | $682.08M | $413.10M | $188.62M | $188.62M |
| -长期债务 | $501.94M | $682.08M | $413.10M | $188.62M | $188.62M |
| 其他负债 | $246.28M | $173.54M | $268.12M | $170.75M | $170.75M |
| 股东权益合计 | $1.92B | $2.04B | $2.02B | $2.04B | $2.04B |
| 股东权益 | $1.92B | $2.04B | $2.02B | $2.04B | $2.04B |
| 股本 | $72.35M | $72.35M | $72.35M | $72.36M | $72.36M |
| -普通股 | $358,000.00 | $363,000.00 | $366,000.00 | $370,000.00 | $370,000.00 |
| -优先股 | $71.99M | $71.99M | $71.99M | $71.99M | $71.99M |
| 资本公积 | $976.91M | $986.13M | $990.39M | $1.00B | $1.00B |
| 留存收益 | $1.06B | $1.06B | $1.04B | $1.02B | $1.02B |
| 不影响留存收益的损益 | -$196.83M | -$73.71M | -$81.58M | -$54.59M | -$54.59M |
| -货币市场投资 | – | $11.18M | $8.03M | $5.79M | $5.79M |
| -持有至到期证券 | – | $1.04B | $1.06B | $1.07B | $1.07B |
| -短期投资 | – | $2.11B | $2.08B | $254.26M | $254.26M |
| -固定资产原值 | – | – | – | $109.69M | $109.69M |
| -累计折旧 | – | – | – | -$50.70M | -$50.70M |
| 联邦住房贷款银行股票 | – | – | – | $9.35M | $9.35M |
| 联邦基金购入及回购协议下证券出售 | – | – | – | $292.78M | $292.78M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $68.66M | $58.50M | $193.52M | $42.84M | $49.36M |
| 持续经营经营活动现金流净额 | $68.66M | $58.50M | $193.52M | $42.84M | $49.36M |
| 持续经营净利润 | $40.93M | $49.36M | $201.37M | $54.79M | $45.24M |
| 持续经营损益 | $1.12M | -$1.06M | -$4.35M | $32,000.00 | -$1.27M |
| 折旧、折耗与摊销 | $3.57M | $3.74M | $11.43M | $3.67M | $2.59M |
| 递延税款 | $690,000.00 | $2.06M | -$6.38M | -$1.97M | -$1.52M |
| 其他非现金项目 | $1.35M | $851,000.00 | $1.50M | -$384,000.00 | $969,000.00 |
| 营运资金变动 | $1.86M | -$9.83M | -$50.25M | -$25.46M | -$8.21M |
| 投资活动现金流净额 | -$364.50M | $91.13M | -$1.08B | -$30.87M | -$315.81M |
| 持续经营投资活动现金流净额 | -$364.50M | $91.13M | -$1.08B | -$30.87M | -$315.81M |
| 固定资产购置及出售净额 | -$719,000.00 | -$1.02M | -$11.99M | -$3.02M | -$2.24M |
| 业务购买及出售净额 | $0.00 | $250,000.00 | $277.04M | – | – |
| 投资购置及出售净额 | -$190.19M | -$13.29M | -$875.24M | -$168.73M | -$181.94M |
| 贷款净收益 | -$225.55M | $94.87M | -$402.34M | -$29.12M | -$178.03M |
| 其他投资变动净额 | $51.96M | $10.33M | -$66.42M | -$107.03M | $46.41M |
| 筹资活动现金流 | $213.43M | -$197.07M | $803.17M | $197.97M | $246.88M |
| 持续经营筹资活动现金流净额 | $213.43M | -$197.07M | $803.17M | $197.97M | $246.88M |
| 存款增减 | -$21.85M | -$84.95M | $821.13M | $399.71M | $250.55M |
| Net Issuance Payments of Debt | $268.90M | -$68.37M | $43.65M | -$186.29M | $6.12M |
| 普通股发行净额 | -$22.80M | -$27.24M | -$14.15M | -$3.52M | $0.00 |
| 已付现金股利 | -$13.27M | -$13.11M | -$48.84M | -$12.76M | -$12.41M |
| 其他筹资活动净额 | $2.45M | -$3.40M | $1.38M | $824,000.00 | $2.62M |
| 期末现金余额 | $552.06M | $634.47M | $681.90M | $681.90M | $471.96M |
| 现金净变动 | -$82.41M | -$47.43M | -$82.27M | $209.95M | -$19.57M |
| 期初现金余额 | $634.47M | $681.90M | $764.17M | $471.96M | $491.52M |
| 自由现金流 | $67.01M | $57.48M | $181.53M | $39.82M | $47.12M |
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