$201.87 −$1.97 (-0.97%)
休市 · Nov 7, 9:10 am ET · 最新盘后价 $202.14 +0.14%
开盘$201.79
昨收$203.84
当日区间$201.24 – $206.28
成交量3.52M
市值$121.43B
市盈率（TTM）11.6
股息率1.59%
基本面
最新报告季度：Q3, ended Sep 2026
营收$16.31B+5.5% YoY
净利润$3.54B+10.9% YoY
摊薄每股收益$5.61+16.1% YoY
自由现金流$8.08B+42.5% YoY
经营现金流$8.44B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率16.7%
净资产收益率9.4%
资产收益率1.6%
负债/资产比率83.7%
现金及投资$48.89B
总负债$49.16B
净现金（净负债）-$273.00M
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $16.31B | $15.85B | $15.23B | $53.43B | $15.39B |
| 净利息收入 | $12.89B | $12.37B | $12.15B | $42.88B | $12.47B |
| -利息收入 | $16.90B | $16.39B | $16.23B | $58.70B | $16.69B |
| -利息支出 | $4.01B | $4.01B | $4.09B | $15.82B | $4.22B |
| 非利息收入 | $3.42B | $3.48B | $3.09B | $10.56B | $2.93B |
| -手续费及佣金 | $3.14B | $3.06B | $2.77B | $9.29B | $2.76B |
| -其他非利息收入 | $320.00M | $412.00M | $313.00M | $1.26B | $164.00M |
| -资产出售损益 | -$40.00M | – | – | $0.00 | $0.00 |
| 信用损失准备 | -$2.92B | -$2.99B | -$4.07B | -$20.66B | -$4.14B |
| 非利息支出 | $8.47B | $8.65B | $8.05B | $29.40B | $9.24B |
| 物业及设备费用 | $985.00M | $969.00M | $867.00M | $3.17B | $958.00M |
| 专业及外包服务费用 | $604.00M | $667.00M | $585.00M | $2.42B | $693.00M |
| 销售及管理费用 | $5.33B | $5.43B | $5.17B | $18.36B | $5.36B |
| -销售及营销费用 | $1.59B | $1.66B | $1.50B | $5.88B | $1.93B |
| -管理费用 | $3.73B | $3.77B | $3.67B | $12.47B | $3.43B |
| 折旧、摊销与折耗 | $508.00M | $507.00M | $492.00M | $1.33B | $525.00M |
| -折旧与摊销 | $508.00M | $507.00M | $492.00M | $1.33B | $525.00M |
| 其他非利息支出 | $1.05B | $1.08B | $937.00M | $4.13B | $1.70B |
| 其他收入（支出） | -$349.00M | -$394.00M | -$415.00M | -$1.10B | $86.00M |
| 特殊收益（费用） | -$349.00M | -$394.00M | -$415.00M | -$1.10B | $86.00M |
| -减：重组及并购费用 | $349.00M | $394.00M | $415.00M | $1.10B | $153.00M |
| 税前利润 | $4.57B | $3.82B | $2.70B | $2.28B | $2.10B |
| 税费 | $1.03B | $798.00M | $518.00M | $193.00M | $345.00M |
| 净利润 | $3.54B | $3.02B | $2.17B | $2.45B | $2.13B |
| 持续经营利润 | $3.54B | $3.02B | $2.18B | $2.09B | $1.75B |
| 终止经营净利润 | $0.00 | $0.00 | -$7.00M | $365.00M | $380.00M |
| 归属母公司净利润 | $3.54B | $3.02B | $2.17B | $2.45B | $2.13B |
| 优先股股息 | $73.00M | $57.00M | $73.00M | $252.00M | $57.00M |
| 其他优先股股息 | $44.00M | $28.00M | $20.00M | $20.00M | $13.00M |
| 归属普通股股东净利润 | $3.42B | $2.94B | $2.08B | $2.18B | $2.06B |
| 基本每股收益 | $5.62 | $4.73 | $3.34 | $4.03 | $3.26 |
| 摊薄每股收益 | $5.61 | $4.73 | $3.34 | $4.03 | $3.26 |
| 每股股息 | $0.80 | $0.80 | $0.80 | $2.60 | $0.80 |
| -减：其他特殊支出 | – | – | $415.00M | – | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $672.87B | $673.84B | $682.91B | $669.01B | $669.01B |
| 现金、现金等价物及联邦基金出售 | $49.33B | $55.88B | $79.26B | $62.09B | $62.09B |
| -现金及现金等价物 | $48.89B | $54.71B | $76.49B | $57.43B | $57.43B |
| -受限现金及投资 | $442.00M | $1.17B | $2.76B | $4.66B | $4.66B |
| 证券投资 | $89.77B | $92.78B | $92.31B | $91.05B | $91.05B |
| -持有至到期证券 | $3.78B | $2.74B | $1.69B | – | – |
| -短期投资 | $85.99B | $2.03B | $2.22B | $4.27B | $4.27B |
| 贷款净额 | $440.43B | $434.47B | $424.31B | $430.97B | $430.97B |
| -贷款总额 | $463.17B | $457.43B | $447.94B | $454.38B | $454.38B |
| -贷款及租赁损失准备 | $22.74B | $22.97B | $23.63B | $23.41B | $23.41B |
| 应收款 | $3.53B | $3.43B | $3.46B | $3.49B | $3.49B |
| -应收账款 | $3.53B | $3.43B | $3.46B | $3.49B | $3.49B |
| 固定资产净值 | $6.16B | $6.24B | $5.73B | $5.60B | $5.60B |
| 商誉及其他无形资产 | $47.45B | $47.94B | $44.59B | $45.09B | $45.09B |
| -商誉 | $31.88B | $31.87B | $28.50B | $28.51B | $28.51B |
| -其他无形资产 | $15.57B | $16.08B | $16.09B | $16.58B | $16.58B |
| 持有待售资产 | $0.00 | – | – | – | – |
| 其他资产 | $36.20B | $33.09B | $33.25B | $30.71B | $30.71B |
| 负债合计 | $563.21B | $560.04B | $570.64B | $555.39B | $555.39B |
| 存款合计 | $480.70B | $484.26B | $489.05B | $475.77B | $475.77B |
| 联邦基金购入及回购协议下证券出售 | $612.00M | $694.00M | $626.00M | $587.00M | $587.00M |
| 应付款 | $782.00M | $816.00M | $827.00M | $844.00M | $844.00M |
| -应付账款 | $782.00M | $816.00M | $827.00M | $844.00M | $844.00M |
| 长期债务及融资租赁负债 | $49.16B | $44.68B | $51.26B | $49.91B | $49.91B |
| -长期债务 | $49.16B | $44.66B | $51.26B | $49.89B | $49.89B |
| 终止经营负债 | $0.00 | – | – | – | – |
| 其他负债 | $31.96B | $29.60B | $28.88B | $27.78B | $27.78B |
| 股东权益合计 | $109.66B | $113.79B | $112.26B | $113.62B | $113.62B |
| 股东权益 | $109.66B | $113.79B | $112.26B | $113.62B | $113.62B |
| 股本 | $7.00M | $7.00M | $7.00M | $7.00M | $7.00M |
| -普通股 | $7.00M | $7.00M | $7.00M | $7.00M | $7.00M |
| -优先股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $64.40B | $65.11B | $64.28B | $64.03B | $64.03B |
| 留存收益 | $72.21B | $69.25B | $66.79B | $65.19B | $65.19B |
| 减：库存股 | $16.95B | $14.27B | $12.94B | $10.15B | $10.15B |
| 不影响留存收益的损益 | -$10.01B | -$6.30B | -$5.88B | -$5.47B | -$5.47B |
| -可供出售证券 | – | $88.02B | $88.40B | $86.78B | $86.78B |
| 短期债务及融资租赁负债 | – | $0.00 | – | $500.00M | $500.00M |
| -一年内到期债务 | – | $0.00 | – | $500.00M | $500.00M |
| -长期融资租赁负债 | – | $20.00M | – | $22.00M | $22.00M |
| -固定资产原值 | – | – | – | $12.20B | $12.20B |
| -累计折旧 | – | – | – | -$6.60B | -$6.60B |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $8.44B | $6.02B | $27.72B | $7.83B | $9.15B |
| 持续经营经营活动现金流净额 | $8.44B | $6.02B | $27.63B | $7.76B | $9.04B |
| 持续经营净利润 | $3.02B | $2.17B | $2.45B | $2.13B | $3.19B |
| 折旧、折耗与摊销 | $1.59B | $1.51B | $5.26B | $1.61B | $1.83B |
| 递延税款 | $67.00M | $244.00M | -$1.91B | -$503.00M | $858.00M |
| 其他非现金项目 | -$69.00M | $656.00M | -$882.00M | -$560.00M | -$487.00M |
| 营运资金变动 | $637.00M | -$2.76B | $1.28B | $742.00M | $753.00M |
| -应收款变动 | $31.00M | $32.00M | -$34.00M | -$36.00M | -$83.00M |
| -应付账款及应计费用变动 | -$11.00M | -$17.00M | -$169.00M | $18.00M | -$62.00M |
| -其他流动资产变动 | $1.37B | -$2.96B | -$610.00M | $30.00M | $77.00M |
| -其他流动负债变动 | -$748.00M | $181.00M | $2.09B | $730.00M | $821.00M |
| 投资活动现金流净额 | -$16.49B | $26.00M | -$444.00M | -$7.81B | -$9.95B |
| 持续经营投资活动现金流净额 | -$16.49B | $26.00M | -$9.24B | -$16.61B | -$9.95B |
| 固定资产购置及出售净额 | -$367.00M | -$553.00M | -$1.58B | -$444.00M | -$387.00M |
| 投资购置及出售净额 | -$1.11B | -$879.00M | $9.44B | -$959.00M | -$1.58B |
| 贷款净收益 | -$12.18B | $1.70B | -$31.75B | -$14.55B | -$7.58B |
| 其他投资变动净额 | -$632.00M | -$241.00M | -$1.82B | -$657.00M | -$401.00M |
| 筹资活动现金流 | -$15.33B | $11.11B | -$8.85B | $3.54B | -$2.25B |
| 持续经营筹资活动现金流净额 | -$15.33B | $11.11B | -$8.85B | $3.54B | -$2.25B |
| 存款增减 | -$4.83B | $13.30B | $5.93B | $6.98B | $422.00M |
| Net Issuance Payments of Debt | -$7.31B | $1.05B | -$8.83B | -$445.00M | -$1.29B |
| 普通股发行净额 | -$2.61B | -$2.67B | -$3.70B | -$2.42B | -$946.00M |
| 已付现金股利 | -$573.00M | -$559.00M | -$1.77B | -$581.00M | -$443.00M |
| 股票期权行使所得 | $0.00 | $1.00M | $9.00M | $8.00M | $0.00 |
| 期末现金余额 | $55.88B | $79.26B | $62.09B | $62.09B | $58.53B |
| 现金净变动 | -$23.38B | $17.16B | $18.42B | $3.57B | -$3.05B |
| 期初现金余额 | $79.26B | $62.09B | $43.67B | $58.53B | $61.58B |
| 自由现金流 | $8.08B | $5.47B | $26.14B | $7.39B | $8.77B |
| 持续经营损益 | – | – | $3.00M | $1.00M | $4.00M |
| 终止经营经营活动现金流 | – | – | $84.00M | $70.00M | $116.00M |
| 业务购买及出售净额 | – | – | $16.47B | $0.00 | $1.00M |
| 优先股发行净额 | – | – | -$500.00M | $0.00 | $0.00 |
暂无评论——快来第一个聊聊 COF。