股票 › CFG
Citizens 金融 CFG
美股市值排名 #755
$63.24 −$0.59 (-0.92%)
休市 · Nov 6, 9:50 pm ET · 最新盘后价 $63.24 0.00%
开盘$63.19
昨收$63.83
当日区间$63.14 – $64.28
成交量3.29M
市值$26.51B
市盈率（TTM）12.8
股息率2.91%
基本面
最新报告季度：Q3, ended Sep 2026
营收$2.32B+9.6% YoY
净利润$636.00M+28.7% YoY
摊薄每股收益$1.41+34.3% YoY
自由现金流$401.00M-75.9% YoY
经营现金流$453.00M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率23.8%
净资产收益率9.1%
资产收益率0.9%
负债/资产比率89.3%
现金及投资$13.56B
总负债$17.83B
净现金（净负债）-$4.27B
自由现金流/营收12.2%
营收构成
2026/Q3 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $2.32B | $2.28B | $2.17B | $8.25B | $2.16B |
| 净利息收入 | $1.68B | $1.63B | $1.56B | $5.85B | $1.54B |
| -利息收入 | $2.62B | $2.54B | $2.42B | $9.66B | $2.45B |
| -利息支出 | $946.00M | $912.00M | $858.00M | $3.81B | $909.00M |
| 非利息收入 | $647.00M | $652.00M | $606.00M | $2.39B | $620.00M |
| -手续费及佣金 | $557.00M | $555.00M | $521.00M | $2.08B | $537.00M |
| -外汇交易收益 | $49.00M | $47.00M | $44.00M | $156.00M | $34.00M |
| -其他非利息收入 | $30.00M | $44.00M | $34.00M | $136.00M | $41.00M |
| -资产出售损益 | $11.00M | $6.00M | $7.00M | $22.00M | $8.00M |
| 信用损失准备 | -$125.00M | -$134.00M | -$140.00M | -$608.00M | -$137.00M |
| 非利息支出 | $1.39B | $1.39B | $1.38B | $5.34B | $1.37B |
| 物业及设备费用 | $309.00M | $303.00M | $311.00M | $1.22B | $308.00M |
| 销售及管理费用 | $831.00M | $826.00M | $829.00M | $3.12B | $802.00M |
| -销售及营销费用 | $47.00M | $43.00M | $41.00M | $170.00M | $41.00M |
| -管理费用 | $784.00M | $783.00M | $788.00M | $2.95B | $761.00M |
| 其他非利息支出 | $253.00M | $265.00M | $238.00M | $998.00M | $259.00M |
| 税前利润 | $804.00M | $755.00M | $650.00M | $2.33B | $677.00M |
| 税费 | $168.00M | $168.00M | $133.00M | $497.00M | $149.00M |
| 净利润 | $636.00M | $587.00M | $517.00M | $1.83B | $528.00M |
| 持续经营利润 | $636.00M | $587.00M | $517.00M | $1.83B | $528.00M |
| 归属母公司净利润 | $636.00M | $587.00M | $517.00M | $1.83B | $528.00M |
| 优先股股息 | $33.00M | $33.00M | $33.00M | $138.00M | $39.00M |
| 其他优先股股息 | $4.00M | – | – | $5.00M | $0.00 |
| 归属普通股股东净利润 | $599.00M | $554.00M | $484.00M | $1.69B | $489.00M |
| 基本每股收益 | $1.42 | $1.31 | $1.14 | $3.90 | $1.14 |
| 摊薄每股收益 | $1.41 | $1.30 | $1.13 | $3.86 | $1.13 |
| 每股股息 | $0.46 | $0.46 | $0.46 | $1.72 | $0.46 |
| 其他收入（支出） | – | – | – | $26.00M | – |
| 特殊收益（费用） | – | – | – | $26.00M | – |
| -减：其他特殊支出 | – | – | – | -$26.00M | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $234.46B | $233.84B | $227.92B | $226.35B | $226.35B |
| 现金、现金等价物及联邦基金出售 | $13.56B | $13.87B | $13.16B | $13.69B | $13.69B |
| -现金及现金等价物 | $13.56B | $13.87B | $13.16B | $13.69B | $13.69B |
| 证券投资 | $44.12B | $44.87B | $43.97B | $43.46B | $43.46B |
| -持有至到期证券 | $8.24B | $7.58B | $7.73B | $7.87B | $7.87B |
| -短期投资 | $35.88B | $37.29B | $36.24B | $35.59B | $35.59B |
| 贷款净额 | $147.21B | $146.98B | $143.25B | $140.87B | $140.87B |
| -贷款总额 | $149.11B | $148.95B | $145.20B | $142.81B | $142.81B |
| -贷款及租赁损失准备 | $1.91B | $1.97B | $1.96B | $1.94B | $1.94B |
| 固定资产净值 | $883.00M | $873.00M | $874.00M | $915.00M | $915.00M |
| 商誉及其他无形资产 | $8.32B | $8.33B | $8.33B | $8.30B | $8.30B |
| -商誉 | $8.22B | $8.22B | $8.22B | $8.19B | $8.19B |
| -其他无形资产 | $100.00M | $105.00M | $112.00M | $115.00M | $115.00M |
| 银行持有的寿险资产 | $3.49B | $3.47B | $3.46B | $3.44B | $3.44B |
| 其他资产 | $16.89B | $15.45B | $14.87B | $13.91B | $13.91B |
| 负债合计 | $209.30B | $207.65B | $201.75B | $200.03B | $200.03B |
| 存款合计 | $185.23B | $185.62B | $184.04B | $183.31B | $183.31B |
| 短期债务及融资租赁负债 | $2.31B | $1.66B | $2.04B | $2.05B | $2.05B |
| -一年内到期债务 | $2.31B | $1.66B | $2.04B | $2.05B | $2.05B |
| 长期债务及融资租赁负债 | $15.52B | $14.69B | $10.27B | $9.23B | $9.23B |
| -长期债务 | $15.52B | $14.69B | $10.27B | $9.23B | $9.23B |
| 其他负债 | $6.24B | $5.68B | $5.40B | $4.66B | $4.66B |
| 股东权益合计 | $25.16B | $26.18B | $26.17B | $26.32B | $26.32B |
| 股东权益 | $25.16B | $26.18B | $26.17B | $26.32B | $26.32B |
| 股本 | $2.22B | $2.12B | $2.12B | $2.12B | $2.12B |
| -普通股 | $7.00M | $7.00M | $7.00M | $7.00M | $7.00M |
| -优先股 | $2.21B | $2.11B | $2.11B | $2.11B | $2.11B |
| 资本公积 | $22.55B | $22.52B | $22.47B | $22.48B | $22.48B |
| 留存收益 | $12.39B | $11.99B | $11.63B | $11.35B | $11.35B |
| 减：库存股 | $8.31B | $8.18B | $7.96B | $7.65B | $7.65B |
| 不影响留存收益的损益 | -$3.68B | -$2.26B | -$2.09B | -$1.97B | -$1.97B |
| 衍生资产 | – | – | – | $696.00M | $696.00M |
| 应收款 | – | – | – | $1.08B | $1.08B |
| -其他应收款 | – | – | – | $1.08B | $1.08B |
| -固定资产原值 | – | – | – | $1.74B | $1.74B |
| -累计折旧 | – | – | – | -$821.00M | -$821.00M |
| 衍生产品负债 | – | – | – | $779.00M | $779.00M |
现金流量表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 经营活动现金流 | $453.00M | $726.00M | $237.00M | $2.21B | -$158.00M |
| 持续经营经营活动现金流净额 | $453.00M | $726.00M | $237.00M | $2.21B | -$158.00M |
| 持续经营净利润 | $636.00M | $587.00M | $517.00M | $1.83B | $528.00M |
| 持续经营损益 | -$11.00M | -$6.00M | -$7.00M | -$24.00M | -$8.00M |
| 折旧、折耗与摊销 | $103.00M | $99.00M | $113.00M | $478.00M | $112.00M |
| 递延税款 | -$34.00M | -$58.00M | $52.00M | -$82.00M | $11.00M |
| 其他非现金项目 | $583.00M | $37.00M | -$285.00M | -$414.00M | -$333.00M |
| 营运资金变动 | -$977.00M | -$116.00M | -$326.00M | -$306.00M | -$628.00M |
| -其他流动资产变动 | -$691.00M | -$246.00M | -$256.00M | $89.00M | -$268.00M |
| -其他流动负债变动 | -$286.00M | $130.00M | -$70.00M | -$395.00M | -$360.00M |
| 投资活动现金流净额 | -$1.38B | -$5.46B | -$1.80B | -$5.97B | -$1.93B |
| 持续经营投资活动现金流净额 | -$1.38B | -$5.46B | -$1.80B | -$5.97B | -$1.93B |
| 计息银行存款收付款 | $515.00M | -$277.00M | $131.00M | -$326.00M | -$267.00M |
| 资本支出 | -$52.00M | -$21.00M | $0.00 | -$174.00M | -$92.00M |
| 投资购置及出售净额 | -$793.00M | -$1.03B | -$674.00M | -$898.00M | $122.00M |
| 贷款净收益 | -$891.00M | -$3.91B | -$1.16B | -$4.22B | -$1.53B |
| 其他投资变动净额 | -$157.00M | -$217.00M | -$97.00M | -$347.00M | -$164.00M |
| 筹资活动现金流 | $1.13B | $5.17B | $1.17B | $5.88B | $3.17B |
| 持续经营筹资活动现金流净额 | $1.13B | $5.17B | $1.17B | $5.88B | $3.17B |
| 存款增减 | -$392.00M | $1.59B | $722.00M | $8.54B | $3.30B |
| Net Issuance Payments of Debt | $1.49B | $4.03B | $1.03B | -$1.15B | $620.00M |
| 普通股发行净额 | -$125.00M | -$225.00M | -$300.00M | -$600.00M | -$125.00M |
| 已付现金股利 | -$231.00M | -$231.00M | -$236.00M | -$888.00M | -$233.00M |
| 其他筹资活动净额 | -$3.00M | $6.00M | -$43.00M | -$8.00M | $5.00M |
| 期末现金余额 | $12.97B | $12.76B | $12.33B | $12.73B | $12.73B |
| 现金净变动 | $206.00M | $430.00M | -$397.00M | $2.13B | $1.08B |
| 期初现金余额 | $12.76B | $12.33B | $12.73B | $10.60B | $11.65B |
| 自由现金流 | $401.00M | $705.00M | $237.00M | $2.04B | -$250.00M |
| 优先股发行净额 | – | – | – | -$7.00M | -$400.00M |
暂无评论——快来第一个聊聊 CFG。
登录后参与讨论。