Bankwell 金融 BWFG
$70.12 −$0.12 (-0.16%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $70.12 0.00%
开盘$70.20
昨收$70.23
当日区间$69.85 – $70.60
成交量39.2K
市值$558.95M
市盈率（TTM）12.3
股息率1.14%
基本面
最新报告季度：Q3, ended Sep 2026
营收$35.33M+24.0% YoY
净利润$12.74M+26.4% YoY
摊薄每股收益$1.58+24.4% YoY
自由现金流$10.03M+64.7% YoY
经营现金流$10.23M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率35.3%
净资产收益率14.5%
资产收益率1.3%
负债/资产比率90.6%
现金及投资$239.02M
总负债$194.88M
净现金（净负债）$44.14M
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $35.33M | $32.78M | $30.23M | $108.32M | $30.32M |
| 净利息收入 | $31.37M | $29.50M | $26.89M | $98.94M | $26.95M |
| -利息收入 | $54.82M | $52.24M | $50.54M | $198.33M | $50.61M |
| -利息支出 | $23.45M | $22.73M | $23.65M | $99.39M | $23.66M |
| 非利息收入 | $3.96M | $3.28M | $3.34M | $9.39M | $3.38M |
| -已赚保费合计 | $372,000.00 | $366,000.00 | $358,000.00 | $1.42M | $361,000.00 |
| -手续费及佣金 | $951,000.00 | $665,000.00 | $780,000.00 | $2.83M | $771,000.00 |
| -其他非利息收入 | -$173,000.00 | -$149,000.00 | -$220,000.00 | $68,000.00 | $60,000.00 |
| -资产出售损益 | $2.81M | $2.40M | $2.43M | $5.08M | $2.18M |
| 信用损失准备 | $1.27M | -$1.23M | $1.03M | -$1.04M | -$616,000.00 |
| 非利息支出 | $19.83M | $15.26M | $16.89M | $58.79M | $15.47M |
| 物业及设备费用 | $2.73M | $2.82M | $2.71M | $10.12M | $2.58M |
| 专业及外包服务费用 | $1.50M | $1.36M | $1.39M | $5.99M | $1.42M |
| 销售及管理费用 | $11.40M | $9.69M | $10.86M | $34.93M | $8.77M |
| -销售及营销费用 | $98,000.00 | $129,000.00 | $126,000.00 | $608,000.00 | $108,000.00 |
| -管理费用 | $11.31M | $9.57M | $10.74M | $34.32M | $8.67M |
| 其他非利息支出 | $4.20M | $1.38M | $1.93M | $7.75M | $2.71M |
| 税前利润 | $16.77M | $16.30M | $14.37M | $48.50M | $14.24M |
| 税费 | $4.03M | $3.93M | $3.09M | $13.30M | $5.09M |
| 净利润 | $12.74M | $12.37M | $11.28M | $35.20M | $9.14M |
| 持续经营利润 | $12.74M | $12.37M | $11.28M | $35.20M | $9.14M |
| 归属母公司净利润 | $12.74M | $12.37M | $11.28M | $35.20M | $9.14M |
| 归属普通股股东净利润 | $12.74M | $12.17M | $11.00M | $34.79M | $9.04M |
| 基本每股收益 | $1.60 | $1.55 | $1.42 | $4.49 | $1.16 |
| 摊薄每股收益 | $1.58 | $1.52 | $1.41 | $4.45 | $1.15 |
| 每股股息 | $0.20 | $0.20 | $0.20 | $0.80 | $0.20 |
| 其他优先股股息 | – | $201,000.00 | $274,000.00 | $408,000.00 | $101,000.00 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $3.56B | $3.48B | $3.37B | $3.36B | $3.36B |
| 现金、现金等价物及联邦基金出售 | $255.55M | $203.40M | $217.90M | $224.92M | $224.92M |
| -现金及现金等价物 | $239.02M | $191.38M | $208.90M | $214.57M | $214.57M |
| -货币市场投资 | $16.53M | $12.02M | $9.00M | $10.35M | $10.35M |
| 证券投资 | $200.20M | $205.61M | $187.57M | $192.12M | $192.12M |
| -交易性证券 | $2.19M | $2.26M | $2.25M | $2.25M | $2.25M |
| -持有至到期证券 | $29.24M | $29.31M | $29.39M | $29.47M | $29.47M |
| -短期投资 | $168.76M | $29.79M | $39.68M | $34.71M | $34.71M |
| 贷款净额 | $2.95B | $2.92B | $2.83B | $2.80B | $2.80B |
| -贷款总额 | $2.98B | $2.96B | $2.87B | $2.84B | $2.84B |
| -贷款及租赁损失准备 | $30.71M | $30.63M | $29.58M | $30.71M | $30.71M |
| 应收款 | $17.54M | $16.27M | $16.03M | $16.14M | $16.14M |
| -应收账款 | $17.54M | $16.27M | $16.03M | $16.14M | $16.14M |
| 固定资产净值 | $19.73M | $20.07M | $20.95M | $21.58M | $21.58M |
| 商誉及其他无形资产 | $2.59M | $2.59M | $2.59M | $2.59M | $2.59M |
| -商誉 | $2.59M | $2.59M | $2.59M | $2.59M | $2.59M |
| 银行持有的寿险资产 | $55.30M | $54.93M | $54.57M | $54.21M | $54.21M |
| 抵债资产 | $0.00 | – | – | $0.00 | $0.00 |
| 联邦住房贷款银行股票 | $7.06M | $3.14M | $4.21M | $6.21M | $6.21M |
| 递延资产 | $11.10M | $9.99M | $11.44M | $16.35M | $16.35M |
| 其他资产 | $38.50M | $34.68M | $25.93M | $16.33M | $16.33M |
| 负债合计 | $3.22B | $3.15B | $3.06B | $3.06B | $3.06B |
| 存款合计 | $2.97B | $3.00B | $2.89B | $2.83B | $2.83B |
| 长期债务及融资租赁负债 | $194.88M | $99.82M | $129.76M | $179.70M | $179.70M |
| -长期债务 | $194.88M | $99.82M | $129.76M | $179.70M | $179.70M |
| 其他负债 | $58.58M | $51.72M | $46.99M | $49.19M | $49.19M |
| 股东权益合计 | $334.14M | $323.50M | $311.87M | $301.49M | $301.49M |
| 股东权益 | $334.14M | $323.50M | $311.87M | $301.49M | $301.49M |
| 股本 | $122.91M | $122.00M | $121.06M | $120.12M | $120.12M |
| -普通股 | $122.91M | $122.00M | $121.06M | $120.12M | $120.12M |
| 留存收益 | $213.23M | $202.07M | $191.28M | $181.59M | $181.59M |
| 不影响留存收益的损益 | -$2.00M | -$570,000.00 | -$475,000.00 | -$216,000.00 | -$216,000.00 |
| -可供出售证券 | – | $144.25M | $116.26M | $125.70M | $125.70M |
| -未实现收入 | – | -$4.18M | -$4.36M | -$4.93M | -$4.93M |
| 衍生资产 | – | – | – | $4.97M | $4.97M |
| -固定资产原值 | – | – | – | $32.62M | $32.62M |
| -累计折旧 | – | – | – | -$11.04M | -$11.04M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $10.23M | $7.72M | $28.27M | $7.55M | $10.33M |
| 持续经营经营活动现金流净额 | $10.23M | $7.72M | $28.27M | $7.55M | $10.33M |
| 持续经营净利润 | $12.37M | $11.28M | $35.20M | $9.14M | $10.08M |
| 持续经营损益 | -$2.40M | -$2.43M | -$5.08M | -$2.18M | -$1.37M |
| 折旧、折耗与摊销 | $1.07M | $1.11M | $4.08M | $1.07M | $1.04M |
| 递延税款 | $1.47M | $0.00 | -$1.41M | -$1.36M | $0.00 |
| 其他非现金项目 | -$305,000.00 | -$296,000.00 | -$1.28M | -$372,000.00 | $847,000.00 |
| 营运资金变动 | -$4.20M | -$2.08M | -$6.63M | -$112,000.00 | -$1.28M |
| -应收款变动 | -$241,000.00 | $114,000.00 | -$2.14M | -$1.59M | -$339,000.00 |
| -应付账款及应计费用变动 | $4.55M | -$2.07M | -$1.14M | $104,000.00 | -$142,000.00 |
| -递延费用变动 | -$184,000.00 | -$566,000.00 | $1.00M | $737,000.00 | $204,000.00 |
| -其他流动资产变动 | -$8.32M | $441,000.00 | -$4.36M | $637,000.00 | -$1.00M |
| 投资活动现金流净额 | -$108.43M | -$18.78M | -$165.19M | -$183.49M | -$34.00M |
| 持续经营投资活动现金流净额 | -$108.43M | -$18.78M | -$165.19M | -$183.49M | -$34.00M |
| 固定资产购置及出售净额 | -$191,000.00 | -$470,000.00 | -$1.14M | -$265,000.00 | -$404,000.00 |
| 投资购置及出售净额 | -$18.45M | $4.08M | -$43.33M | -$63.62M | $14.91M |
| 贷款净收益 | -$90.86M | -$24.39M | -$129.85M | -$119.71M | -$48.75M |
| 其他投资变动净额 | $1.06M | $2.00M | $9.14M | $100,000.00 | $241,000.00 |
| 筹资活动现金流 | $83.70M | $4.04M | $54.31M | $105.50M | -$3.43M |
| 持续经营筹资活动现金流净额 | $83.70M | $4.04M | $54.31M | $105.50M | -$3.43M |
| 存款增减 | $115.28M | $55.77M | $41.91M | $72.07M | -$1.87M |
| Net Issuance Payments of Debt | -$30.00M | -$50.00M | $20.00M | $35.00M | $0.00 |
| 普通股发行净额 | $0.00 | -$150,000.00 | -$1.33M | $0.00 | $0.00 |
| 已付现金股利 | -$1.58M | -$1.58M | -$6.27M | -$1.57M | -$1.57M |
| 期末现金余额 | $203.40M | $217.90M | $224.92M | $224.92M | $295.36M |
| 现金净变动 | -$14.51M | -$7.02M | -$82.60M | -$70.44M | -$27.10M |
| 期初现金余额 | $217.90M | $224.92M | $307.52M | $295.36M | $322.46M |
| 自由现金流 | $10.03M | $7.25M | $27.13M | $7.28M | $9.93M |
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