波多黎各大众银行 BPOP
$156.52 +$0.45 (+0.29%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $156.52 0.00%
开盘$155.03
昨收$156.07
当日区间$154.32 – $157.42
成交量555.8K
市值$9.83B
市盈率（TTM）9.9
股息率2.01%
基本面
最新报告季度：Q3, ended Sep 2026
营收$834.92M+7.1% YoY
净利润$266.33M+26.0% YoY
摊薄每股收益$4.21+34.1% YoY
自由现金流$290.04M+46.3% YoY
经营现金流$347.15M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率31.4%
净资产收益率16.6%
资产收益率1.3%
负债/资产比率92.0%
现金及投资$5.49B
总负债$1.17B
净现金（净负债）$4.31B
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $834.92M | $836.70M | $796.72M | $3.05B | $785.50M |
| 净利息收入 | $698.93M | $693.42M | $670.18M | $2.54B | $657.55M |
| -利息收入 | $1.01B | $981.64M | $947.22M | $3.78B | $955.49M |
| -利息支出 | $307.84M | $288.22M | $277.04M | $1.24B | $297.94M |
| 非利息收入 | $135.99M | $143.28M | $126.54M | $505.63M | $127.95M |
| -手续费及佣金 | $112.87M | $116.83M | $106.81M | $421.35M | $110.70M |
| -交易损益 | -$792,000.00 | $214,000.00 | $261,000.00 | $1.91M | $452,000.00 |
| -其他非利息收入 | $25.50M | $24.11M | $18.40M | $80.95M | $19.35M |
| -资产出售损益 | -$1.59M | $2.13M | $1.06M | $1.42M | -$2.55M |
| 信用损失准备 | -$58.59M | -$65.87M | -$75.89M | -$260.16M | -$72.02M |
| 非利息支出 | $465.92M | $446.86M | $428.22M | $1.77B | $434.87M |
| 物业及设备费用 | $35.48M | $33.64M | $32.53M | $132.32M | $33.48M |
| 专业及外包服务费用 | $25.59M | $24.48M | $25.55M | $110.10M | $29.36M |
| 销售及管理费用 | $283.19M | $266.91M | $248.85M | $1.04B | $254.13M |
| -销售及营销费用 | $28.43M | $27.90M | $22.86M | $107.28M | $29.92M |
| -管理费用 | $254.76M | $239.01M | $225.99M | $929.58M | $224.21M |
| 折旧、摊销与折耗 | $384,000.00 | $384,000.00 | $384,000.00 | $1.75M | $384,000.00 |
| -折旧与摊销 | $384,000.00 | $384,000.00 | $384,000.00 | $1.75M | $384,000.00 |
| 其他非利息支出 | $121.28M | $121.45M | $120.91M | $485.84M | $117.52M |
| 特殊收益（费用） | $0.00 | – | – | -$13.00M | $0.00 |
| -减：资本性资产减值 | $0.00 | – | – | $13.00M | $0.00 |
| 税前利润 | $310.41M | $323.96M | $292.61M | $1.01B | $278.62M |
| 税费 | $44.07M | $45.75M | $46.94M | $173.63M | $44.72M |
| 净利润 | $266.33M | $278.21M | $245.67M | $833.16M | $233.90M |
| 持续经营利润 | $266.33M | $278.21M | $245.67M | $833.16M | $233.90M |
| 归属母公司净利润 | $266.33M | $278.21M | $245.67M | $833.16M | $233.90M |
| 其他优先股股息 | $353,000.00 | – | – | – | – |
| 归属普通股股东净利润 | $265.98M | $277.86M | $245.32M | $831.75M | $233.55M |
| 基本每股收益 | $4.21 | $4.35 | $3.78 | $12.31 | $3.53 |
| 摊薄每股收益 | $4.21 | $4.35 | $3.78 | $12.30 | $3.53 |
| 每股股息 | $0.90 | $0.75 | $0.75 | $2.90 | $0.75 |
| 优先股股息 | – | $353,000.00 | $353,000.00 | $1.41M | $353,000.00 |
| 其他收入（支出） | – | – | – | -$13.00M | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $77.76B | $78.97B | $76.13B | $75.35B | $75.35B |
| 现金、现金等价物及联邦基金出售 | $5.49B | $4.92B | $5.04B | $5.03B | $5.03B |
| -现金及现金等价物 | $5.49B | $4.92B | $5.04B | $5.03B | $5.03B |
| 证券投资 | $29.17B | $31.18B | $28.90B | $28.12B | $28.12B |
| -交易性证券 | $30.70M | $31.17M | $30.45M | $36.57M | $36.57M |
| -可供出售证券 | $226.94M | $236.67M | $217.17M | $229.85M | $229.85M |
| -持有至到期证券 | $5.48B | $6.20B | $6.95B | $7.31B | $7.31B |
| -短期投资 | $23.43B | $24.71B | $21.70B | $20.54B | $20.54B |
| 贷款净额 | $37.32B | $39.05B | $38.47B | $38.53B | $38.53B |
| -贷款总额 | $38.09B | $40.25B | $39.71B | $39.76B | $39.76B |
| -贷款及租赁损失准备 | $770.69M | $784.83M | $823.73M | $808.06M | $808.06M |
| 应收款 | $2.27B | $319.31M | $316.26M | $310.25M | $310.25M |
| -其他应收款 | $2.27B | $311.68M | $315.71M | $310.01M | $310.01M |
| 固定资产净值 | $746.19M | $855.34M | $828.42M | $804.74M | $804.74M |
| 商誉及其他无形资产 | $887.25M | $1.08B | $1.08B | $1.07B | $1.07B |
| -商誉 | $789.95M | $789.95M | $789.95M | $789.95M | $789.95M |
| -其他无形资产 | $97.30M | $287.95M | $292.90M | $284.81M | $284.81M |
| 抵债资产 | $44.30M | $49.56M | $45.68M | $42.43M | $42.43M |
| 其他资产 | $1.83B | $238.85M | $201.87M | $193.65M | $193.65M |
| 负债合计 | $71.52B | $72.54B | $69.82B | $69.10B | $69.10B |
| 存款合计 | $68.70B | $70.23B | $67.61B | $66.19B | $66.19B |
| 联邦基金购入及回购协议下证券出售 | $152.32M | $86.34M | $42.80M | $47.74M | $47.74M |
| 短期债务及融资租赁负债 | $486.70M | $675.00M | $350.00M | $650.00M | $650.00M |
| -一年内到期债务 | $486.70M | $675.00M | $350.00M | $650.00M | $650.00M |
| 长期债务及融资租赁负债 | $686.23M | $846.40M | $869.90M | $891.92M | $891.92M |
| -长期债务 | $686.23M | $710.31M | $734.98M | $759.58M | $759.58M |
| 其他负债 | $1.49B | $83.69M | $76.54M | $75.35M | $75.35M |
| 股东权益合计 | $6.24B | $6.43B | $6.31B | $6.25B | $6.25B |
| 股东权益 | $6.24B | $6.43B | $6.31B | $6.25B | $6.25B |
| 股本 | $23.19M | $23.19M | $23.19M | $23.19M | $23.19M |
| -普通股 | $1.05M | $1.05M | $1.05M | $1.05M | $1.05M |
| -优先股 | $22.14M | $22.14M | $22.14M | $22.14M | $22.14M |
| 留存收益 | $5.84B | $5.63B | $5.40B | $5.21B | $5.21B |
| 减：库存股 | $3.18B | $3.00B | $2.88B | $2.72B | $2.72B |
| 不影响留存收益的损益 | $3.55B | $3.78B | $3.76B | $3.74B | $3.74B |
| 长期股权投资 | – | $295.28M | $280.25M | $261.69M | $261.69M |
| 衍生资产 | – | $28.52M | $23.92M | $27.91M | $27.91M |
| -未实现收入 | – | -$406.72M | -$414.14M | -$421.62M | -$421.62M |
| -应收账款 | – | $7.63M | $551,000.00 | $245,000.00 | $245,000.00 |
| -固定资产原值 | – | $855.34M | $828.42M | $1.44B | $1.44B |
| 预付资产 | – | $118.89M | $86.28M | $98.56M | $98.56M |
| 设定受益养老金 | – | $40.84M | $39.50M | $38.16M | $38.16M |
| 递延资产 | – | $794.69M | $811.15M | $814.27M | $814.27M |
| 应付款 | – | $232.96M | $503.85M | $790.75M | $790.75M |
| -应付账款 | – | $184.81M | $455.19M | $741.15M | $741.15M |
| -应付股利 | – | $48.15M | $48.67M | $49.60M | $49.60M |
| 一年内应计费用 | – | $249.45M | $232.45M | $321.20M | $321.20M |
| -长期融资租赁负债 | – | $136.09M | $134.92M | $132.35M | $132.35M |
| 非流动负债 | – | $24.88M | $23.97M | $23.43M | $23.43M |
| 员工福利 | – | $107.47M | $109.10M | $108.71M | $108.71M |
| -累计折旧 | – | – | – | -$630.84M | -$630.84M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $347.15M | $191.61M | $878.45M | $268.47M | $194.98M |
| 持续经营经营活动现金流净额 | $347.15M | $191.61M | $878.45M | $268.47M | $194.98M |
| 持续经营净利润 | $278.21M | $245.67M | $833.16M | $233.90M | $211.32M |
| 持续经营损益 | -$1.42M | -$15.54M | -$39.80M | -$15.96M | -$17.45M |
| 折旧、折耗与摊销 | $14.79M | $13.92M | $54.98M | $14.71M | $13.97M |
| 递延税款 | $18.21M | -$564,000.00 | $6.38M | -$20.28M | $5.83M |
| 其他非现金项目 | -$5.62M | -$1.32M | $587,000.00 | -$4.65M | $1.42M |
| 营运资金变动 | $41.98M | -$85.17M | -$20.38M | $37.75M | -$42.18M |
| -应收款变动 | $1.27M | -$7.77M | -$37.40M | -$3.48M | -$22.50M |
| -应付账款及应计费用变动 | $11.52M | -$7.28M | $5.52M | $12.56M | -$9.63M |
| -其他流动资产变动 | -$2.93M | -$2.09M | $54.94M | $58.94M | $15.36M |
| -其他流动负债变动 | $27.74M | -$84.75M | -$48.76M | -$33.86M | -$18.52M |
| -Change in Other Working Capital | $4.38M | $16.72M | $5.33M | $3.59M | -$6.90M |
| 投资活动现金流净额 | -$3.15B | -$1.10B | -$1.76B | $79.16M | $825.99M |
| 持续经营投资活动现金流净额 | -$3.15B | -$1.10B | -$1.76B | $79.16M | $825.99M |
| 固定资产购置及出售净额 | -$56.63M | -$36.40M | -$196.80M | -$47.22M | -$53.73M |
| 投资购置及出售净额 | -$2.45B | -$1.04B | $807.64M | $802.83M | $1.43B |
| 贷款净收益 | -$657.04M | -$38.54M | -$2.46B | -$697.60M | -$571.39M |
| 其他投资变动净额 | $17.92M | $17.60M | $89.06M | $21.15M | $20.32M |
| 筹资活动现金流 | $2.78B | $886.59M | $864.58M | -$321.90M | -$1.04B |
| 持续经营筹资活动现金流净额 | $2.78B | $886.59M | $864.58M | -$321.90M | -$1.04B |
| 联邦基金及回购证券变动 | $42.94M | -$4.42M | -$15.83M | -$17.85M | $810,000.00 |
| 存款增减 | $2.62B | $1.43B | $1.30B | -$325.66M | -$708.30M |
| Net Issuance Payments of Debt | $299.23M | -$327.03M | $282.97M | $218.27M | -$169.95M |
| 普通股发行净额 | -$126.55M | -$152.92M | -$497.60M | -$145.92M | -$119.01M |
| 已付现金股利 | -$49.02M | -$49.95M | -$197.57M | -$50.73M | -$48.18M |
| 其他筹资活动净额 | -$4.41M | -$4.65M | -$8.08M | -$9,000.00 | -$87,000.00 |
| 期末现金余额 | $374.99M | $394.73M | $412.99M | $412.99M | $387.26M |
| 现金净变动 | -$19.73M | -$18.26M | -$16.42M | $25.73M | -$23.74M |
| 期初现金余额 | $394.73M | $412.99M | $429.41M | $387.26M | $411.00M |
| 自由现金流 | $290.04M | $154.93M | $680.99M | $221.09M | $141.10M |
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