马克罗银行 BMA

Francisco Muro was born on March 2, 1973. He is our Distribution and Sales Manager since October 2014. Mr. Muro holds a degree in Accounting from Universidad de Buenos Aires and a master's degree from IAE (Universidad Austral). Mr. Muro joined us in August 2004.

Miguel Iribarne was born on June 20, 1971. He was appointed as a Director on April 8, 2026, as the representative of ANSES-FGS and, as of the date of this annual report, his appointment remains subject to approval by the Central Bank. Mr. Iribarne holds a degree in Economics from the University de San Andres and a master degree in Business Administration from the Tuck School of Business at Dartmouth. He has worked as a consultant to several companies, advising financial institutions on strategic consulting matters related to technology, processes, costs, and portfolio management improvements. Mr. Iribarne is a co-founding partner of ARG Capital S.A., whose principal activity is the organization of private and public trust structures, as well as the structuring of collective investment vehicles and corporate bonds. He is also a partner of Armonica SRL, a company dedicated to the development of a platform for the tokenization and trading of electronic credit invoices. In addition, he served as a member of the Board of Directors of Mercado Abierto Electronico S.A. from 2022 to 2024 and has served as Vice President of Instituto para el Crecimiento Asociacion Civil since 2024.

Sebastian Palla was born on June 12, 1974. He has been a member of our Board of Directors since April 30, 2021. Mr. Palla holds a degree in Economics from Universidad Torcuato Di Tella and an International General Certificate of School Education (IGCSE) from the University of Cambridge. He currently holds the position of CPO-Chief Procurement Officer of Telecom S.A. since August 2016. Previously, he served in the Bank as Advisor to the President from February 2009 to July 2010, as Investment Banking and New Projects Manager from July 2010 to March 2015 and as Government Banking from April 2015 to July 2016. In turn, he served as President of Union de Administradoras de Fondos de Jubilaciones y Pensiones from April 2007 to January 2009 and as Executive Director from February 2006 to April 2007. In the public sector he served as Undersecretary of Financing of the Ministry of Economy, Secretariat of Finance from May 2003 to November 2005 and as Chief of Staff of Advisors to the Secretary of Finance of the Ministry of Economy, Secretariat of Finance, from May 2002 to May 2003. He is also a member of the Young Global Leaders Forum since 2005 and of the Eisenhower Fellowships Community since 2008.

Guillermo Jejcic was born on September 9, 1977. He is our Retail Banking Manager since July 1, 2025 and as a member of our Assets and Liabilities Committee and the Senior Credit Committee. He previously served as our Digital Transformation Manager from 2023 to July 2025, where he played a key role in defining the transformation strategy and digital assets. Prior to joining Banco Macro, he spent 19 years at Itau Argentina in various positions, including Head of Retail Banking and Technology, where he led initiatives integrating technological innovation with customer experience. Mr. Jejcic holds a degree in industrial engineering from Universidad de Buenos Aires, an MBA from Universidad Austral and a master's degree in finance from Universidad de San Andres. He also serves as Director of Micro Sistemas S.A.

Jorge Pablo Brito was born on June 29, 1979. Mr. Brito is the Chairman of our Board of Directors since March 15, 2023. Previously he was the Vice Chairman of our Board since November 30, 2020, Director since April 30, 2020 until November 30, 2020 and the vice chairman of our board since April 27, 2018 until April 30, 2020. He has been a member of our Board of Directors since 2002 and our Chief Financial Officer since April 16, 2012 until November 8, 2017. He also serves as chairman of the Board of Directors of BMA Valores S.A. and Fiduciaria JHB S.A., as Vice-Chairman of Inversora Juramento S.A. and as incumbent director of Genneia S.A.

Juan Martin Parma was born on March 9, 1973. Mr. Parma was appointed as our Chief Executive Officer effective April 1, 2025. He is a member of the Assets and Liabilities Committee, the Risk Management Committee, the Senior Credit Committee, the Technology Governance Committee and the Information Security Committee. Mr. Parma holds a Bachelor's degree in Business Administration from the University of La Plata and has completed a Master's degree in Banking Management at the Center for Macroeconomic Studies (CEMA), as well as various international leadership programs in Singapore, France, and the United States. Mr. Parma has built a distinguished international career in the financial sector, with over 28 years of experience in executive leadership positions at financial institutions across multiple countries. He also serves as Chairman of the Board of Directors of Micro Sistemas S.A.

Mario Luis Vicens was born on July 14, 1951. He has been a member of our Board of Directors since April 26, 2016. Mr. Vicens holds a degree in economics from Universidad Catolica Argentina and a superior course degree in monetary and banking finance of Universidad Catolica Argentina. In the financial industry, he worked assessing investment projects for Caja Nacional de Ahorro y Seguro/Consejo Federal de Inversiones (1975-1978). In the Public Sector, he served as economist at the Central Bank (1980-1981) and incumbent director (1986-1988) and as Treasury Secretary of the Ministry of Economy (1999-2001). In the banking sector, he served as Planning Manager of Banco de Credito Argentino (1981-1986), incumbent director of Banco Sudameris (2001-2002), chief executive officer of Asociacion de Bancos de la Argentina (2002-2011), incumbent director of Federacion Latinoamericana de Bancos (2002-2004/2008-2010), incumbent director of Seguro de Depositos S.A. (2008-2011), incumbent director of BBVA Consolidar Seguros S.A. (2012-2016), incumbent director of Generali Arg. Cia. de Seguros (2014-2015), incumbent director of PSA Finance Arg. Cia. Financiera S.A. (2012), incumbent director of Rombo Cia. Financiera S.A. (2012-2016) and incumbent director of BBVA Frances S.A. (2012-2016). He also acted as advisor on economic and financial matters for companies and banks (1989-1999).

Mercedes Bembibre was born on April 20, 1967. She is our People Manager since July 1, 2025 and as a member of our Ethics and Compliance Committee. She previously worked for 29 years at HSBC, where she held various leadership roles in human resources at both local and regional levels, culminating her career as Head of HR for Argentina and Uruguay. Ms. Bembibre holds a degree in chemical engineering from Instituto Tecnologico de Buenos Aires and a postgraduate degree in strategic human resources management from IDEA.

Jose Alfredo Sanchez was born on January 27, 1956. He was appointed as Director on April 25, 2023 and previously he has been a member of our Board from 2016 through 2019. Additionally, he was Director of Banco BMA S.A.U. from November 3, 2023 to November 14, 2024. Mr. Sanchez holds an actuary degree from Universidad de Buenos Aires, he graduated with a Gold Medal from Colegio de Graduados de Ciencias Economicas (1979) and holds a masters degree in of Business Administration (M.B.A.) specialized in international business and finance from Chicago University, Dean' s Honor List (1983). In the financial industry, he was a Trainee in Citibank N.A. Argentina (1983-1986), Vice President of Citibank N.A. USA (1987-1988), Vice President of Banque Nationale de Paris USA (1988-1990), Investment Banking Responsible Officer of Banque Nationale de Paris Argentina (1990-1998), Assistant Director in West Merchant Bank LTD (representation office in Argentina) (1998), Consultant of Banco Comafi S.A. (1998-1999), Director of Comafi Soc. Gte. Fondo Comun de Inversion (1999-2001), Investment Banking Responsible Officer of Banco Comafi S.A. (2000-2001), Incumbent Director of Banco Comafi S.A. (2002-2006), Seconded Director of Banco Comafi S.A. (2014-2016), Alternate Director of Banco del Tucuman S.A. (2000-2001), Incumbent Director of The Capita Corporation (2004-2006), Incumbent Director of MBA Asset Management S.G.F.C.I.S.A. (2008-2010), Incumbent Director of MBA Lazard Soc. de Bolsa S.A. (2008-2014), Incumbent Director of MBA Lazard Banco de Inversiones S.A. (2010-2014) and Alternate Director of MBA Lazard Holdings S.A. (2010-2011). He also served as Director of Macro Securities S.A. (2016-2019), Argencontrol S.A. (2017-2019), Mercado Abierto Electronico S.A. (2017-2019) and Camuzzi Gas Pampeana and Camuzzi Gas del Sur (2020-2023). Mr. Sanchez is Manager and Controlling Partner of Del San S.R.L., a company dedicated to the cattle breeding business in Entre Rios, Republic of Argentina, and is a Director of A3 Mercados S.A.

Ernesto Eduardo Medina was born on January 9, 1967. He is our Technology and Banking Transactions Manager since August 2020 and has been our Human Resources Manager since October 2016. He is a member of the Technology Governance Committee, the Information Security Committee and the Risk Management Committee. Mr. Medina holds degrees in Public Accounting and Business Management from Universidad de Buenos Aires. He also has a degree in computer science from Universidad de Buenos Aires and a Psychology degree from Universidad de Ciencias Empresariales y Sociales. He holds two master's degree in Renewable Energies and Environment Management, both from Universidad de Cadiz and a master's degree in clinical Neuropsychology from Universidad Europea Miguel Cervantes. Mr. Medina joined us in February 1989. He also serves as Director of Micro Sistemas S.A.

Marcelo Agustin Devoto was born on April 11, 1976. He is our Investment Banking Manager since May 2015. Mr. Devoto holds a degree in Business Management from Universidad Catolica Argentina and a post-graduate degree in Finance from Universidad Torcuato Di Tella. He joined us in December 2000. He also serves as Chairman of Macro Bank Limited, as Vice Chairman of Macro Securities, as Director of Macro Fiducia and Alternate Member of the administrative council of Fintech S.G.R. and Alianza S.G.R.

Mr. Agustin Mariano Alvarez was born on January 25, 1985. Mr. Alvarez was appointed as a Director on April 4, 2025, as the representative of ANSES-FGS. He holds a degree in Economics from the University of Buenos Aires and a Diploma in Wealth Planning from Universidad del CEMA. Mr. Alvarez is a CFA Charterholder and is registered with the CNV as a qualified capital markets professional (idoneo). He is currently the Co-Founder and President of Bullhaus S.A., a Global Investment Advisory Agent (agente asesor global de inversiones), where he leads the firm's investment management and financial planning services.

Adrian Mariano Scosceria was born on January 22, 1966. He is our Corporate Banking Manager since May 2017 and a member of the Senior Credit Committee. Mr. Scosceria holds a degree in Business Administration from Universidad Catolica Argentina and a specialization in Administration and Management from Harvard University. He also serves as director of Finova S.A.

Fabian Alejandro de Paul was born on September 6, 1963. He was appointed as director on April 30, 2019. He has been an alternate member of our Board of Directors since April 28, 2017. Mr. de Paul holds a degree in accounting from Universidad de Buenos Aires. Mr. de Paul worked in the Corporate Finance area of Citibank, N.A. (1989-1994), was Director of Investment Banking at Merrill Lynch & Co. (1994-1997), was Manager of CEI Citicorp Holdings S.A. (1997-2000), he served as Regional Financial Director of Louis Dreyfus Commodities (2001-2009) and served as Regional Executive Director of Louis Dreyfus Commodities (2007-2009).

Jorge Francisco Scarinci was born on May 19, 1970. He is our Finance Manager since October 2006 and our Chief Financial Officer since November 2017. He is a member of the Assets and Liabilities Committee and the Risk Management Committee. Mr. Scarinci holds a BA in Economics from Universidad de Belgrano and a master's degree in finance from Universidad del CEMA and a CFA degree from Association for Investment Management and Research (AIMR). Mr. Scarinci joined us in May 2006. He also is a member of the board of directors of Argecontrol S.A.

Carlos Alberto Giovanelli was born on April 6, 1957. He is a Vice Chairman of our Board of Directors since March 15, 2023 and he has been a member of our Board since April 26, 2016. In the financial sector, he worked as Deputy Credit Manager (1980-1983), Branch Deputy Manager (1983-1986), Credit Officer (1986-1989) and Deputy Commercial Manager (1991-1997) of La Sucursal de Citibank N.A., established in Argentina. He was Vice President of Investment Banking in Citibank, N.A. (1989-1991) and Vice President of Planning in La Sucursal de Citibank N.A., established in Argentina (1997-2002). He also held the position of Vice Chairman of Banco BMA S.A.U, (2023-2024), Deputy Chairman of Asociacion de Bancos (2001-2002) and incumbent director of Banco Patagonia S.A. (2007-2016). Mr. Giovanelli also serves as chairman of Havanna S.A, and Inverlat Investments S.A. He is also Vice-Chairman of BMA Valores S.A., Impresora Contable S.A, Havanna Holding S.A., Desarrollo Epsilon S.A. and Aspro Servicios Petroleros S.A.

Daniela Anahi Rivarola Meilan was born on August 24, 1996. She was appointed as a Director on April 4, 2025, as the representative of ANSES-FGS. Ms. Rivarola Meilan holds a law degree from the University of Buenos Aires and a bachelor's degree in International Relations from the University of El Salvador. She currently serves as Head of Business Development at Decrypto.la. Ms. Rivarola Meilan has a strong track record in business development, commercial strategy, and institutional relations within the financial and technology sectors. She has led regional expansion initiatives and strategic partnerships, holding key positions at companies involved in digital assets, financial technology, and consulting. She also serves as Director of Pampa Energia S.A.

Delfin Federico Ezequiel Carballo was born on July 4, 1984. He has been a member of our Board of Directors since April 26, 2016, and previously served on our Board from 2009 through 2011. He holds a degree in business economics from Universidad Torcuato Di Tella. Mr. Carballo also serves as incumbent director of Colbrey S.A., Milsbor Corporation S.A., Havanna S.A. and Havanna Holding S.A. and as alternate director of Genneia S.A. Previously, he served as vice chairman of Argenpay S.A.U. and Santa Genoveva S.A.