股票 › BKU
联合银行 BKU
美股市值排名 #2470
$44.02 −$0.52 (-1.17%)
休市 · Nov 6, 10:00 pm ET · 最新盘后价 $44.02 0.00%
开盘$44.23
昨收$44.54
当日区间$43.86 – $44.49
成交量872.0K
市值$3.05B
市盈率（TTM）11.9
股息率2.91%
基本面
最新报告季度：Q3, ended Sep 2026
营收$256.84M-6.8% YoY
净利润$72.17M+0.4% YoY
摊薄每股收益$1.01+6.3% YoY
自由现金流$128.62M+9.4% YoY
经营现金流$128.62M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率25.2%
净资产收益率9.2%
资产收益率0.8%
负债/资产比率91.8%
现金及投资$425.18M
总负债$2.24B
净现金（净负债）-$1.82B
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $256.84M | $284.57M | $273.69M | $1.09B | $288.20M |
| 净利息收入 | $260.65M | $255.33M | $248.99M | $987.58M | $258.21M |
| -利息收入 | $430.03M | $426.51M | $422.19M | $1.79B | $442.40M |
| -利息支出 | $169.37M | $171.18M | $173.20M | $805.21M | $184.19M |
| 非利息收入 | -$3.81M | $29.24M | $24.70M | $105.64M | $29.99M |
| -手续费及佣金 | -$17.16M | $6.31M | $6.22M | $21.73M | $5.79M |
| -其他非利息收入 | $9.40M | $13.91M | $12.10M | $63.78M | $4.08M |
| -资产出售损益 | $3.96M | $9.02M | $5.95M | $18.81M | – |
| 信用损失准备 | -$8.95M | -$15.56M | -$24.59M | -$67.94M | -$25.55M |
| 非利息支出 | $150.96M | $174.65M | $167.36M | $663.53M | $172.81M |
| 物业及设备费用 | $11.44M | $11.19M | $11.00M | $43.97M | $10.75M |
| 销售及管理费用 | $95.18M | $94.77M | $95.66M | $368.24M | $96.34M |
| -管理费用 | $95.18M | $94.77M | $95.66M | $368.24M | $96.34M |
| 折旧、摊销与折耗 | $3.40M | $3.17M | $3.37M | $16.37M | $4.07M |
| -折旧与摊销 | $3.40M | $3.17M | $3.37M | $16.37M | $4.07M |
| 其他非利息支出 | $40.95M | $65.52M | $57.33M | $234.96M | $61.65M |
| 税前利润 | $96.93M | $94.36M | $81.74M | $361.75M | $89.84M |
| 税费 | $24.76M | $23.70M | $19.86M | $93.39M | $20.58M |
| 净利润 | $72.17M | $70.66M | $61.88M | $268.35M | $69.26M |
| 持续经营利润 | $72.17M | $70.66M | $61.88M | $268.35M | $69.26M |
| 归属母公司净利润 | $72.17M | $70.66M | $61.88M | $268.35M | $69.26M |
| 其他优先股股息 | $1.14M | $1.09M | $911,000.00 | $5.70M | $2.87M |
| 归属普通股股东净利润 | $71.03M | $69.57M | $60.96M | $262.66M | $66.39M |
| 基本每股收益 | $1.02 | $0.97 | $0.83 | $3.55 | $0.91 |
| 摊薄每股收益 | $1.01 | $0.97 | $0.83 | $3.53 | $0.90 |
| 每股股息 | $0.33 | $0.33 | $0.31 | $1.22 | $0.31 |
| -外汇交易收益 | – | – | $436,000.00 | $1.31M | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $34.58B | $34.88B | $35.36B | $35.04B | $35.04B |
| 现金、现金等价物及联邦基金出售 | $425.18M | $367.87M | $384.94M | $217.78M | $217.78M |
| -现金及现金等价物 | $425.18M | $367.87M | $384.94M | $217.78M | $217.78M |
| 证券投资 | $9.06B | $9.46B | $9.65B | $9.40B | $9.40B |
| -可供出售证券 | $9.06B | $144.65M | $149.59M | $140.68M | $140.68M |
| 贷款净额 | $23.59B | $23.71B | $23.93B | $24.05B | $24.05B |
| -贷款总额 | $23.82B | $23.93B | $24.13B | $24.27B | $24.27B |
| -贷款及租赁损失准备 | $221.48M | $217.52M | $208.79M | $219.83M | $219.83M |
| 固定资产净值 | $151.70M | $157.27M | $150.21M | $171.37M | $171.37M |
| -固定资产原值 | $151.70M | $157.27M | $150.21M | $271.19M | $271.19M |
| 商誉及其他无形资产 | $77.64M | $77.64M | $77.64M | $77.64M | $77.64M |
| -商誉 | $77.64M | $77.64M | $77.64M | $77.64M | $77.64M |
| 银行持有的寿险资产 | $323.02M | $315.85M | $314.17M | $305.31M | $305.31M |
| 其他资产 | $940.27M | $789.79M | $850.76M | $809.13M | $809.13M |
| 负债合计 | $31.75B | $31.88B | $32.34B | $31.99B | $31.99B |
| 存款合计 | $28.31B | $28.88B | $29.36B | $29.35B | $29.35B |
| 联邦基金购入及回购协议下证券出售 | $229.99M | $265.00M | – | – | – |
| 长期债务及融资租赁负债 | $2.24B | $1.95B | $2.07B | $1.87B | $1.87B |
| -长期债务 | $2.24B | $1.93B | $2.05B | $1.85B | $1.85B |
| 其他负债 | $969.01M | $783.65M | $908.64M | $757.98M | $757.98M |
| 股东权益合计 | $2.82B | $3.00B | $3.02B | $3.05B | $3.05B |
| 股东权益 | $2.82B | $3.00B | $3.02B | $3.05B | $3.05B |
| 股本 | $702,000.00 | $722,000.00 | $734,000.00 | $741,000.00 | $741,000.00 |
| -普通股 | $702,000.00 | $722,000.00 | $734,000.00 | $741,000.00 | $741,000.00 |
| 资本公积 | $71.45M | $164.02M | $209.27M | $271.70M | $271.70M |
| 留存收益 | $3.10B | $3.06B | $3.01B | $2.97B | $2.97B |
| 不影响留存收益的损益 | -$354.71M | -$216.94M | -$203.08M | -$189.60M | -$189.60M |
| -短期投资 | – | $9.32B | $9.51B | $9.26B | $9.26B |
| -长期融资租赁负债 | – | $21.76M | $22.32M | $22.88M | $22.88M |
| -累计折旧 | – | – | – | -$99.82M | -$99.82M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $128.62M | $18.33M | $358.61M | $124.90M | $99.74M |
| 持续经营经营活动现金流净额 | $128.62M | $18.33M | $358.61M | $124.90M | $99.74M |
| 持续经营净利润 | $70.66M | $61.88M | $268.35M | $69.26M | $71.85M |
| 持续经营损益 | -$4.65M | -$272,000.00 | -$18.78M | -$2.02M | -$3.00M |
| 折旧、折耗与摊销 | $11.14M | $8.72M | $51.02M | $11.11M | $12.59M |
| 递延税款 | -$12.07M | $18.41M | -$5.36M | -$6.14M | -$4.38M |
| 其他非现金项目 | $14.57M | $12.00M | $124.56M | $19.40M | $39.30M |
| 营运资金变动 | $33.62M | -$108.60M | -$129.73M | $7.32M | -$28.29M |
| -其他流动资产变动 | $15.95M | -$29.48M | -$108.05M | -$2.21M | -$75.72M |
| -其他流动负债变动 | $17.67M | -$79.12M | -$21.68M | $9.53M | $47.43M |
| 投资活动现金流净额 | $260.33M | $10.39M | -$214.43M | -$552.86M | $252.97M |
| 持续经营投资活动现金流净额 | $260.33M | $10.39M | -$214.43M | -$552.86M | $252.97M |
| 固定资产购置及出售净额 | $14.06M | $6.37M | $22.86M | $19.71M | $1.07M |
| 投资购置及出售净额 | $31.05M | -$35.49M | -$23.61M | $41.93M | $46.02M |
| 贷款净收益 | $223.30M | $58.65M | -$151.91M | -$607.13M | $225.87M |
| 其他投资变动净额 | -$8.08M | -$19.13M | -$61.77M | -$7.36M | -$19.99M |
| 筹资活动现金流 | -$406.02M | $138.44M | -$417.52M | $86.24M | -$594.49M |
| 持续经营筹资活动现金流净额 | -$406.02M | $138.44M | -$417.52M | $86.24M | -$594.49M |
| 存款增减 | -$478.25M | $7.64M | $1.49B | $734.62M | -$27.65M |
| Net Issuance Payments of Debt | -$125.00M | $200.00M | -$1.76B | -$525.00M | -$563.48M |
| 普通股发行净额 | -$50.63M | -$59.95M | -$44.81M | – | – |
| 已付现金股利 | -$24.25M | -$24.08M | -$91.90M | -$23.28M | -$23.27M |
| 其他筹资活动净额 | $7.11M | $14.83M | -$4.53M | -$55.29M | $19.91M |
| 期末现金余额 | $367.87M | $384.94M | $217.78M | $217.78M | $559.51M |
| 现金净变动 | -$17.07M | $167.16M | -$273.33M | -$341.72M | -$241.79M |
| 期初现金余额 | $384.94M | $217.78M | $491.12M | $559.51M | $801.29M |
| 自由现金流 | $128.62M | $18.33M | $358.61M | $124.90M | $99.74M |
| 联邦基金及回购证券变动 | – | – | $0.00 | – | – |
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