信迪科金融集团 BAP

Cesar Rios has served as the Chief Risk Officer (CRO) of Credicorp Ltd. and Banco de Credito del Peru since July 2024. He has been a part of the Credicorp Group since 1993, when he joined as a Corporate Finance associate. In 1997, he was appointed as the CFO and COO of Banco Capital in El Salvador following its acquisition by Credicorp. In 2003, Mr. Rios rejoined BCP, where he held strategic roles such as Head of Credit and Operating Risk in the Risk Management Unit, Head of Collections for Retail Banking, and Head of Corporate Strategy, which includes internal consulting, mergers and acquisitions, and corporate strategy. In 2013, he became Head of Financial Planning and Control at BCP. From April 2018 to June 2024, he served as CFO of Credicorp Ltd. and BCP. Mr. Rios currently serves on the boards of several Credicorp subsidiaries, including Mibanco Banco de la Microempresa S.A., Credicorp Peru S.A.C., CCR Inc., Pacifico S.A. Entidad Prestadora de Salud, Yape Market S.A.C., Inversiones 2020 S.A., Soluciones en Procesamiento S.A., Atlantic Private Equity Investment Advisor, Atlantic Security International Financial Services Inc., and Atlantic Security Private Equity General Partner. Mr. Rios holds a bachelor's degree in Engineering from Pontificia Universidad Catolica del Peru (Peru); a master's degree from ESAN Escuela de Administracion de Negocios para Graduados (Peru); and an MBA from the Sloan Fellows Program at the Massachusetts Institute of Technology (United States).

Cesar Rivera served as the CEO of Pacifico Seguros and Head of the Insurance and Pension Funds Business Line until December 31, 2025. With over 30 years of experience in the Pensions and Insurance sector, he has also held the positions of CEO at Santander Life Insurance Company in Peru, Deputy CEO at American Life Insurance Company in Argentina, and CEO at Pacifico Vida Life Insurance Company in Peru. He served as a professor of the Business and Economy Faculty at the Universidad de Piura and was a member of the Board of Directors at the Ibero-American Foundation for Occupational Health and Safety (FISO by its Spanish initials). Mr. Rivera holds a degree in Industrial Engineering from the Universidad de Piura and an MBA from ESAN (Peru). He also holds a Diploma in Corporate Finance from the Universidad del Pacifico (Peru) and an International Certificate in Company Direction, issued by the Institute of Directors in United Kingdom. He has studied different programs in management and technical areas, such as the Management Program at Wharton School University of Pennsylvania (United States), and the Life Insurance Program at the Swiss Insurance Training Centre in Zurich (Switzerland).

Diego Cavero has served as Head of Universal Banking for Credicorp Ltd. which includes Banco de Credito del Peru and Banco de Credito de Bolivia, as well as CEO of Banco de Credito del Peru since January 2022. Previously he served as Deputy CEO at BCP focusing on Wholesale Banking, from July 1, 2020 until December 2021, and as Head Wholesale Banking at BCP beginning in April 2018. In 2013, Mr. Cavero led the creation of the Efficiency Division, a model later implemented across other divisions of the Group. Prior to this, he was CEO of BCP Bolivia from 2008 to 2012 and currently he serves as Chairman of its Board. Mr. Cavero is currently Chairman of the Board of Directors of Yape Market S.A.C. and a member of the Board of Directors of Inversiones 2020, Inversiones Credicorp Bolivia S.A., CCR Inc., Atlantic Security International Financial Services Inc., Atlantic Private Equity General Partner, Atlantic Private Equity Investment Advisor, Inversiones Credicorp Bolivia S.A., Banco de Credito de Bolivia and Patronato BCP. He joined Credicorp Ltd. in 1994. Mr. Cavero holds a degree in Business Administration from Universidad de Lima (Peru) and holds an MBA from the University of Texas (United States).

Javier Ichazo is the CEO of Mibanco and Head of Microfinance of Credicorp. He began his career at Banco de Credito del Peru in 1996 and has held different positions across various regions of Peru. In addition to his knowledge in banking and finance, Mr. Ichazo brings experience from his role as Business Manager at Banco de Credito del Peru from 2004 to 2017. Mr. Ichazo is the Chairman of the Board of Mibanco Colombia, and Vice Chairman of the Board of ASOMIF (Association of Microfinance Institutions of Peru) and director of Credicorp Holding Colombia S.A.S. Mr. Ichazo holds a degree on Business Administration from the University of Piura (Peru) and holds an MBA from the School of Management of the University of Piura (Peru).

Jose Esposito has served as Chief Corporate Audit Officer of Credicorp Ltd. since January 2010. He also serves as Head of the Audit Division at BCP. He is member of the Professional Certifications Board (PCB) of the Institute of Internal Auditors Global (IIA GLobal), where he serves on its Investment Committee, and is a director of the Institute of Internal Auditors of Peru. He is also a member of the Stakeholders Advisory Council (SAC) of the International Auditing and Assurance Standards Board (IAASB) and the International Code of Ethics for Professional Accountants (IESBA). Formerly he served as member of the Board of Directors, a member of the Audit Committee and Chairman of the Financial Services Guidance Committee (FSGC) Board of the IIA. Mr. Esposito has also served as Chairman of the Committee of Internal Auditors of the Latin American Federation of Banks (FELABAN), Chairman of the Committee of Internal Auditors of ASBANC, and Chairman of the Audit Committee of Visanet Peru (now Niubiz). Currently, he is a lecturer and director of the Master's Program in Finance with a specialization in Integrated Risk Management at the Universidad del Pacifico in Peru. Since 1996, Mr. Esposito has worked for various Credicorp Ltd Divisions. His last position prior to leading the Audit Division at Credicorp Ltd. was at Pacifico Peruano Suiza Compania de Seguros y Reaseguros S.A., where he was the CFO and the Controller's Officer. He was also Vice Chairman of the Board of Directors of Pacifico Salud EPS S.A., Vice Chairman and Board member of the Lima Stock Exchange, Director of Cavali ICLV S.A. and Chairman of the Board and CEO of Credibolsa SAB S.A. (now Credicorp Capital Sociedad Agente de Bolsa). Mr. Esposito holds a bachelor's degree in Economics from Universidad del Pacifico, Lima (Peru), and a master's degree in Economics with a specialization in Econometrics from the University of Wisconsin - Milwaukee, (United States). He is a Certified Internal Auditor (CIA) and holds a Certification in Risk Management Assurance (CRMA) from the Institute of Internal Auditors Global (IIA); a Certification in Risk and Information Systems Control (CRISC) by ISACA; and is an Anti-Money Laundering Certified Associate (AML/CA) from the Florida International Bankers Association and Florida International University (United States).

Barbara Falero has served as Chief Compliance and Ethics Officer at Credicorp Ltd. and Banco de Credito del Peru since February 2008, reporting directly to Credicorp Ltd.'s Board. Between 2000 and 2006, she worked as a regulator at the U.S. Federal Reserve Bank, where she was responsible for the supervision of international banks. She later served as Compliance Officer at BCP Miami Agency from 2006 to 2008. Prior to joining the Federal Reserve, she held various positions at BAC Florida Bank in Miami (United States). Ms. Falero has held roles such as President of the Committee of Compliance Officers of ASBANC and a Member of the Advisory Committee of the Florida International Bankers Association (FIBA) for a three-year period. Ms. Falero holds a bachelor's degree in Finance from Florida International University (United States), and an MBA from St. Thomas University in Miami, Florida (United States).

Ursula Alvarez has served as Head of People Strategy at Credicorp since 2024. She began her career at BCP in 2006 as Manager of Selection in Human Resources Management, and later served as Head of Talent Management at Credicorp from 2009 to 2024. Ms. Alvarez holds a bachelor's degree in Psychology from University of Lima (Peru) and a master's degree in Development from Universidad de los Andes in Bogota (Colombia).

Eduardo Montero served as Head of the Investment Management and Advisory business line of Credicorp Ltd. and CEO of Credicorp Capital Ltd. from January 2019 to December 31, 2025. He has been working at Credicorp since 1994. His broad experience within the organization includes different roles in Corporate Finance, Business Solutions, as well as Personal Banking and Wealth Management at BCP. He also served as CEO at Atlantic Security Bank, BCP Miami and Credicorp Capital Securities (United States). Mr. Montero holds a bachelor's degree in Economics from Lehigh University (United States), and an MBA from the Wharton School of Business at the University of Pennsylvania (United States).

Enrique Pasquel has served as Head of Corporate Affairs at Credicorp Ltd. since April 2018 and as Head of Corporate Affairs of BCP since 2017. Previously, between 2011 and 2017, he worked at El Comercio newspaper, where he held the positions of Deputy Opinion Editor, Politics Editor, and Deputy Editor in Chief. Prior to his journalism career, he worked as an attorney in INDECOPI, the Peruvian antitrust agency, where he served as Commissioner of the Bureaucratic Barriers Commission and Technical Secretary of the Competition Chamber. Mr. Pasquel holds a law degree from the Pontificia Universidad Catolica del Peru (Peru), and a Master of Laws (LL.M.) from Yale Law School (United States).

Francesca Raffo has served as Chief Innovation Officer of Credicorp since February 2022. Prior to that, she served as Retail Banking Deputy CEO at BCP until October 2024. Ms. Raffo's career at BCP spans 26 years and includes leading key initiatives such as BCP's transformation agenda, the Satisfied Customers Division, the creation of BCP's first Innovation Center, and the Marketing Services function. Ms. Raffo joined BCP in 1994 as a member of the Process Reengineering pioneer team and subsequently led various strategic projects within Retail Banking. Ms. Raffo currently serves as director of several Credicorp subsidiaries, including Yape Market S.A.C., Mibanco - Banco de la Microempresa de Colombia S.A., Krealo Management S.A., Inversiones Credicorp Bolivia S.A. and Banco de Credito de Bolivia. Ms. Raffo holds a bachelor's degree in Business Administration and an MBA in Management Information Systems, both from The American University in Washington D.C. (United States).

Guillermo Morales has served as Head of Legal at Credicorp Ltd. since April 1, 2018. He served as Head of the Legal Division of Banco de Credito del Peru from January 1, 2010 to January 31, 2022. Previously, he was the Manager of the Legal Advisory Area at BCP from September 2007 to December 2009, Legal Manager of Grupo Santander Peru S.A. from January 2003 to July 2007, and Legal Manager of Banco Santander Central Hispano Peru from April 2000 to December 2002. Mr. Morales holds a law degree from the Pontificia Universidad Catolica del Peru (Peru) and has a Master of Laws (LL.M.) from the University of Texas at Austin (United States).

Michelle Labarthe serves as Chief Strategy Officer of Credicorp Ltd. since January 2024. She has 25 years of experience in finance and has worked in Investment Banking in London and Lima covering financial institutions in Europe and Latin America. Previous to joining Credicorp, she was Country Head for Peru at Lazard and held various positions at Rothschild & Co. and Lehman Brothers. Ms. Labarthe started her professional career at BCP where she worked between 2000 and 2004 in Process Improvement and Quality, Strategy and Planning for the Wholesale Banking Division and Corporate Finance. Ms. Labarthe holds a degree in Industrial Engineering from Universidad de Lima (Peru) and has an MBA from HEC Paris (France).

Ms. Alino has been a Director of Credicorp and Grupo Credito S.A. since March 27 and March 31, 2023, respectively. Ms. Alino is an accomplished Spanish corporate and investment banking professional with over 25 years of experience in developed and developing markets with roles spanning corporate finance, private equity/venture capital, impact investing, fintech transactions and digital strategy. Since 2016, she has held positions with the World Bank Group's International Finance Corporation (IFC) as Head of Partnerships and Innovations, Digital Finance Services and currently as Open Banking & Digital Transformation Specialist, providing guidance on the digital transformation strategies to financial institutions in the emerging markets. Prior to her work with the IFC, she spent three years as advisor to the General Manager of IADB Invest (Interamerican Development Bank). She spent over 15 years with BBVA in corporate and investment banking where she concluded her tenure as Chief Investment Officer- Industrial Holding Group. Ms. Alino serves as an Independent Director of Unicaja Banco and holds a position on the Independent Experts Panel of COFIDES. Ms. Alino has held additional advisory board roles for tech companies and private equity and venture capital firms in Latin America and Europe. Since 2019, Ms. Alino has been a faculty member of teaching programs in the United States and Spain for digital transformation of microfinance institutions, financial inclusion, and financial service disruption for programs in those countries. Ms. Alino holds a Master of Sciences in Law and a Bachelor of Economics and Business Administration from Universidad Pontificia Comillas- ICADE (Spain).

Gianfranco Ferrari has been the CEO of Credicorp, since January 2022. Previously, he served as Deputy CEO and Head of Universal Banking at Credicorp Ltd., as well as CEO of BCP from April 1, 2018 to December 31, 2021. He currently serves as Chairman of the Board of Prima AFP S.A., Credicorp Capital Ltd., Credicorp Capital Holding Peru S.A., Krealo Management S.A., ASB Bank Corp., Pacifico S.A. Entidad Prestadora de Salud, and CCR Inc. He is Vice Chairman of the Board of Mibanco - Banco de la Microempresa S.A., and sits on the boards of Credicorp Peru S.A.C., Pacifico Compania de Seguros y Reaseguros S.A., and Yape Market S.A.C. He also serves on the boards of Inversiones Centenario S.A.A., the Peruvian Institute of Economics, the Private Council for Competitiveness, and the organizations Peru 21 Una Nueva Vision (Peru Sostenible), Asociacion Civil Es Hoy, and Red de Estudios para el Desarrollo (Redes). In addition, he chairs the Governing Board of the Universidad del Pacifico Foundation. Mr. Ferrari has worked within the Credicorp Group since 1995, gaining experience across various strategic areas. For over 17 years, between 2000 and 2017, Mr. Ferrari was the Head of Corporate Banking and Corporate Finance, Retail Banking and Wealth Management at BCP, where, from 2015 to 2017, he led the digital transformation strategy. He was also CEO of BCP Bolivia from 2005 to 2008. Mr. Ferrari holds a degree in Business Administration from Universidad del Pacifico (Peru) and an MBA from Kellogg Graduate School of Management at Northwestern University (United States).

Mr. Rubio has been serving as a Director of Credicorp Ltd. and Grupo Credito S.A. since March 27 and March 31, 2023, respectively. He currently serves as a Board member at Banco de Credito del Peru, Prima AFP, Credicorp Capital Ltd., Credicorp Capital Holding Peru S.A., ASB Bank Corp., Banco de Ceedito de Bolivia, and Inversiones Credicorp Bolivia S.A. Currently, he serves as a Chairman of the Risk Committee of Credicorp and Grupo Credito S.A. Mr. Rubio is a Peruvian executive who brings 40 years of experience with Credicorp's banking businesses, both domestically and internationally. Through his role on the boards of various Credicorp subsidiaries, Mr. Rubio has gained broad insight into the Group's businesses. He began his career at Banco de Credito del Peru in 1983 as a commercial executive, then went on to hold increasingly senior roles including Head of the International Business Department, CEO of Banco Tequendama, in Bogota (Colombia) and Head of the Corporate and Business Banking Division. Until March 2018, he acted as Senior Vice President of Wholesale Banking at Banco de Credito del Peru and reported directly to the CEO. Mr. Rubio has a degree in Industrial Engineering from North Carolina State University (United States).

Mr. Abruna has been a member of the Boards of Directors of Credicorp Ltd. and Grupo Credito S.A. since June 5 and October 29, 2020, respectively. He has also been a member of the Board of Directors of Banco de Credito del Peru since March 31, 2021 until March 27, 2024. Mr. Abruna is a Spanish-Peruvian attorney-at-law and one of Peru's leading legal scholars, with decades of extensive experience as a legal scholar and administrator of academic institutions. Mr. Abruna has served as Rector of the Universidad de Piura (Peru) since 2018. He previously served as Rector of the university from 2003 to 2012, where he has had a long and successful career. He participated in the creation of the Faculty of Law, for which he is a professor, and has additionally served as dean. He has held other academic and administrative positions and participated in various projects of the university. Mr. Abruna was part of the Special Commission appointed by the Peruvian government to designate the seven members of the National Justice Council. He was the representative in Peru of the lstituto per la Cooperazione Universitaria (ICU) (Italy) and served as director of Universia Peru. Mr. Abruna has a law degree from the Universidad Complutense de Madrid (Spain) and a doctorate in Law from the Universidad de Navarra (Spain).

Alejandro Perez-Reyes has served as Chief Financial Officer of Credicorp Ltd and Banco de Credito del Peru since July 2024. Previously, he served as Chief Operating Officer (COO) of Credicorp Ltd. from January 2022 to June 2024. He has built a career of more than 25 years within the Credicorp Group. Throughout this time, he has held multiple roles across several companies of the group, including Manager of Financial Derivatives at BCP - where he executed the bank's first-ever swaps - Investments Manager at Prima AFP, Asset Management Manager, and COO and Country Head for Peru at Credicorp Capital, where he was part of the company since its creation and led the transformation of its operating model, among other senior responsibilities. He serves on the boards of several Credicorp subsidiaries, including Solucion Empresa Administradora Hipotecaria S.A., Prima AFP S.A., Inversiones Credicorp Bolivia S.A., Banco de Credito de Bolivia S.A., Credicorp Capital Holding Chile S.A., Credicorp Capital Asset Management S.A. Administradora General de Fondos, Credicorp Holding Colombia S.A.S., Credicorp Negocios Digitales S.A.S., Sami Shop S.A.C., and Krealo Management S.A. Mr. Perez-Reyes holds a bachelor's degree in Economics from University of Lima (Peru) and an MBA from Harvard Business School (United States).

Mr. Gouvea has been a member of the Boards of Directors of Credicorp Ltd. and Banco de Credito del Peru since June 5 and June 24, 2020, respectively. He has also been a Director of Grupo Credito S.A. since October 29, 2020. Since February 2023, he also sits on the board of Monokera, an Insurtech company recently acquired in Colombia by Credicorp's Corporate Venture Capital Krealo. Currently, he is Chairman of the Compensation and Nominations Committee of Credicorp and Grupo Credito S.A. Mr. Gouvea has 30 years of international experience at McKinsey & Co. He specializes in providing advice to financial services clients. Mr. Gouvea is an expert in retail banking and insurance (including its technological transition and digital transformation). He has provided financial services in Latin America and built the Organizations Practice and the Recovery and Transformation Unit of McKinsey & Co. He was also previously a director of McKinsey & Co. Mr. Gouvea served as a member of the board of directors of leading publicly listed Brazilian retailers, Lojas Renner between 2019 and January 2023. He also spent over 8 years on the board of a nonprofit, Habitat for Humanity International. Mr. Gouvea has a degree in Mechanical Engineering from Universidade Federal do Rio de Janeiro (Brazil) and has an MBA from UCLA's Anderson School of Management (United States).

Ms. Aranzabal has been a member of the Boards of Directors of Credicorp and Banco de Credito del Peru since June 5 and June 24, 2020, respectively. She has also been a Director of Grupo Credito S.A. since October 29, 2020. Currently, she is Chairwoman of the Sustainability Committee of Credicorp and Grupo Credito S.A. Ms. Aranzabal is a highly accomplished Spanish executive with relevant experience from serving on the boards of public and private companies as well as non-profit organizations. She has decades of experience in advising leading global public and private companies as well as entrepreneurs and in senior executive roles with responsibilities for strategy, business development and transformation, customer experience and international expansion. Throughout her international career, she has worked across a variety of sectors, spanning retail banking, retail, fashion, consumer goods and real estate. She began her career at McKinsey & Co. in Spain and Argentina, where she consulted with clients in various industries, including retail banking. She then joined Grupo Cortefiel, a family-owned retailer, where she successfully led business development, strategy, and international growth. She also collaborated with Advent lnternational, a private equity firm, as retail expert, and was later in charge of the turnaround of KA international. Ms. Aranzabal currently leads Alir Consulting and Trade, her own consulting company, which specializes in strategic consulting and leadership training. She is also an independent advisor to the Board of Directors of the Hijos de Rivera Corporation and Chair of the Nomination and Compensation Committee. She is the President of the Board of Trustees of the Novia Salcedo Foundation, member of the board of AEFAME and a professor at IE Business School (Spain). Ms. Aranzabal has a degree in business administration from ICADE (Spain), and an MBA from The Wharton School of the University of Pennsylvania (United States).

Mr. Morales has served as the Vice Chairman of the Boards of Directors of Credicorp Ltd. and Banco de Credito del Peru since March 28, 2008, and March 31, 2009, respectively. He is also a director of Grupo Credito S.A., Pacifico Compania de Seguros y Reaseguros, Solucion Empresa Administradora Hipotecaria S.A. and Atlantic Security Holding Corporation. He joined Banco de Credito del Peru in 1980 and held many different management positions, such as Executive Vice President of Wholesale Banking and Credit Risk Management, as well as CEO from 1990 to 2008. Additionally, he served as Chairman of the Board of Directors and CEO of Atlantic Security Bank (now ASB Bank Corp., a subsidiary of Credicorp). Mr. Morales led Credicorp's initial public offering of shares on the New York Stock Exchange (NYSE) in October 1995. He also has experience at a range of different organizations, including the Peruvian Bank Association (ASBANC), Peruvian Association of AFP, and of National Confederation of Private Business Institutions of Peru (CONFIEP), of which he served as Vice-Chairman. Prior to joining Credicorp, Mr. Morales worked for 10 years at Wells Fargo Bank in its offices in San Francisco and Miami (United States), Sao Paulo (Brazil), Caracas (Venezuela), and Buenos Aires (Argentina). The last position he held at Wells Fargo was as Regional Vice President. He also serves as a member of the boards of directors of Peruvian-listed companies Fosfatos del Pacifico S.A. and Cementos Pacasmayo S.A.A., as well as of Salmueras Sudamericanas S.A., a private company that is part of Pacasmayo Group. Mr. Morales has a bachelor's degree in economics and administration from the Universidad del Pacifico (Peru) and holds an MBA from Wharton Graduate School of Finance of the University of Pennsylvania (United States).

Mr. Romero has served as the Chairman of the Board and Executive Chairman of Credicorp Ltd. since June 9, 2020, and has been a Director since March 31, 2017. Through his role on the boards of various Credicorp subsidiaries, Mr. Romero has gained broad insight into the Group's businesses. He has also served as the Chairman of the Board of Banco de Credito del Peru since April 5, 2021, and has served as a Director since March 31, 2009. He has been a member and the Chairman of the Board of Grupo Credito S.A. since October 29, 2020, as well as a Director of Pacifico Compania de Seguros y Reaseguros, Credicorp Peru S.A.C., Mibanco - Banco de la Microempresa S.A., Pacifico S.A. Entidad Prestadora de Salud and Atlantic Security Holding Corporation. Mr. Romero has ample experience gained by serving as the Head of Finance and the General Manager for different companies in the consumer and services sector related to Grupo Romero. Currently, Mr. Romero is a director of the Peruvian listed company Alicorp S.A.A., and is also a director of various private companies, which are part of Grupo Romero. Mr. Romero holds a bachelor's degree in economics from Boston University (United States).

Mr. Pierce has been a member of the Board of Directors of Credicorp Ltd. and Grupo Credito S.A. since October 16 and October 29, 2020, respectively. He has been serving as a Member of the Board of Directors of Banco de Credito del Peru since March 31, 2021, and of Atlantic Security Holding Corporation since April 30, 2021. Mr. Pierce has served in executive leadership positions, primarily of Peruvian companies, for almost 40 years. He served as CEO of Alicorp S.A.A., Peru's largest consumer goods company with operations throughout Latin America, from 1991 to 2011. Prior to that, Mr. Pierce served as a Vice Minister of Commerce in the Ministry of Economy and Finance of Peru from 1983 to 1984. Mr. Pierce currently serves as a member of the board of directors of Peruvian-listed company Empresa Siderurgica del Peru S.A.A., as well as a director in a number of private businesses, including Compania Latinoamericana de Radiodifusion S.A., Ceramica Lima S.A., Transber S.A.C, lnka Crops. S.A., HV Contratistas S.A., Redondos S.A., Inversiones Agricolas Cana Brava, Maquinarias S.A., Corporacion Primax S.A., GRIO, Esmeralda Corp. S.A.C., and Negocios Industriales Real NIRSA S.A. (Ecuador). He also participates in philanthropic organizations such as Vida Peru and Banco de Alimentos del Peru. Mr. Pierce holds a bachelor's degree in economics from Pontificia Universidad Catolica de Peru (Peru) and a post-graduate degree in economics from Pontificia Universidad Catolica de Chile (Chile).

Ms. Lizarraga has been a member of the Boards of Directors of Credicorp Ltd. and Banco de Credito del Peru since March 31 and March 22, 2017, respectively. She has also served as a Member of the Board of Directors of Grupo Credito S.A. since October 29, 2020. Since June 2020, she has been serving as the Chairwoman of Credicorp's Audit Committee. Ms. Lizarraga is an experienced Wall Street executive with over 25 years of experience in international mergers & acquisitions, capital markets, private equity and valuation practice with Allen & Company, Donaldson Lufkin & Jenrette, and Citigroup. In 2007, she became the founder and CEO of Hypatia Capital Group, and founder and major shareholder of family group Del Ande Alimentos. Ms. Lizarraga's board experience includes serving as both President of the Board and Chair of the Audit Committee of non-profit organizations, in addition to serving on the board of private companies. She has served as the President of the Privatization Committee of Toll Roads of Peru. Ms. Lizarraga received her Bachelor of Arts degree from Yale University (United States) and her MBA from Harvard Business School (United States).