开盘$49.54
昨收$49.76
当日区间$49.27 – $50.45
成交量36.23M
市值$341.01B
市盈率（TTM）11.8
股息率2.35%
基本面
最新报告季度：Q3, ended Sep 2026
营收$29.96B+6.7% YoY
净利润$6.93B-18.1% YoY
摊薄每股收益$0.91-14.2% YoY
自由现金流$29.04B+418.0% YoY
经营现金流$29.04B
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率24.9%
净资产收益率11.1%
资产收益率0.9%
负债/资产比率91.3%
现金及投资$258.28B
总负债$380.92B
净现金（净负债）-$122.64B
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $29.96B | $31.56B | $30.27B | $113.10B | $31.18B |
| 营业总收入 | $29.96B | $31.56B | $30.27B | $113.10B | $31.18B |
| 净利息收入 | $16.45B | $16.00B | $15.75B | $60.10B | $15.75B |
| -利息收入 | $34.26B | $33.83B | $33.36B | $138.57B | $34.26B |
| -利息支出 | $17.81B | $17.84B | $17.61B | $78.47B | $18.51B |
| 非利息收入 | $13.51B | $15.56B | $14.53B | $53.00B | $15.43B |
| -手续费及佣金 | $9.00B | $8.94B | $8.71B | $32.77B | $8.52B |
| -交易损益 | $2.36B | $4.18B | $3.64B | $12.01B | $2.07B |
| -投资银行业务利润 | $1.80B | $2.14B | $1.84B | $6.63B | $1.67B |
| -其他非利息收入 | $352.00M | $304.00M | $341.00M | $1.59B | $3.18B |
| -资产出售损益 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 信用损失准备 | -$1.27B | -$1.37B | -$1.34B | -$5.68B | -$1.31B |
| 非利息支出 | $19.72B | $18.63B | $18.53B | $69.73B | $17.44B |
| 物业及设备费用 | $1.97B | $1.91B | $1.90B | $7.45B | $1.88B |
| 专业及外包服务费用 | $606.00M | $573.00M | $583.00M | $2.58B | $682.00M |
| 销售及管理费用 | $15.14B | $14.22B | $14.03B | $52.25B | $12.96B |
| -销售及营销费用 | $1.84B | $2.06B | $1.66B | $6.13B | $1.57B |
| -管理费用 | $13.30B | $12.15B | $12.37B | $46.12B | $11.38B |
| 其他非利息支出 | $2.01B | $1.92B | $2.02B | $7.45B | $1.91B |
| 税前利润 | $8.97B | $11.57B | $10.40B | $37.70B | $12.44B |
| 税费 | $2.03B | $2.49B | $1.82B | $7.19B | $4.91B |
| 净利润 | $6.93B | $9.07B | $8.58B | $30.51B | $7.53B |
| 持续经营利润 | $6.93B | $9.07B | $8.58B | $30.51B | $7.53B |
| 归属母公司净利润 | $6.93B | $9.07B | $8.58B | $30.51B | $7.53B |
| 优先股股息 | $392.00M | $326.00M | $429.00M | $1.45B | $328.00M |
| 归属普通股股东净利润 | $6.54B | $8.75B | $8.16B | $29.06B | $7.20B |
| 基本每股收益 | $0.93 | $1.22 | $1.12 | $3.86 | $0.99 |
| 摊薄每股收益 | $0.91 | $1.21 | $1.11 | $3.81 | $0.98 |
| 每股股息 | $0.32 | $0.28 | $0.28 | $1.08 | $0.28 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $3.43T | $3.50T | $3.50T | $3.41T | $3.41T |
| 现金、现金等价物及联邦基金出售 | $605.41B | $651.61B | $633.13B | $555.90B | $555.90B |
| -现金及现金等价物 | $258.28B | $239.19B | $249.87B | $239.32B | $239.32B |
| -货币市场投资 | $347.13B | $412.42B | $383.26B | $316.58B | $316.58B |
| 证券投资 | $1.17T | $1.05T | $1.08T | $1.11T | $1.11T |
| -交易性证券 | $332.48B | $179.80B | $178.24B | $181.09B | $181.09B |
| -可供出售证券 | $16.82B | $14.88B | $17.43B | $16.18B | $16.18B |
| -持有至到期证券 | $496.40B | $505.80B | $514.74B | $522.66B | $522.66B |
| -短期投资 | $328.81B | $348.54B | $368.96B | $386.80B | $386.80B |
| 衍生资产 | $53.15B | $45.34B | $48.32B | $40.88B | $40.88B |
| 贷款净额 | $1.23T | $1.20T | $1.19T | $1.16T | $1.16T |
| -贷款总额 | $1.24T | $1.21T | $1.20T | $1.17T | $1.17T |
| -贷款及租赁损失准备 | $12.95B | $13.06B | $13.10B | $13.16B | $13.16B |
| 应收款 | $106.90B | $121.61B | $111.98B | $114.38B | $114.38B |
| -应收账款 | $91.69B | $106.27B | $96.08B | $98.19B | $98.19B |
| -其他应收款 | $15.21B | $15.35B | $15.90B | $16.19B | $16.19B |
| 固定资产净值 | $13.91B | $12.79B | $12.54B | $12.52B | $12.52B |
| 商誉及其他无形资产 | $69.02B | $69.02B | $69.02B | $69.02B | $69.02B |
| -商誉 | $69.02B | $69.02B | $69.02B | $69.02B | $69.02B |
| 其他资产 | $173.67B | $354.11B | $354.90B | $350.86B | $350.86B |
| 负债合计 | $3.13T | $3.20T | $3.20T | $3.11T | $3.11T |
| 存款合计 | $2.04T | $2.03T | $2.04T | $2.02T | $2.02T |
| 联邦基金购入及回购协议下证券出售 | $315.42B | $332.22B | $353.02B | $344.72B | $344.72B |
| 衍生产品负债 | $49.25B | $42.58B | $43.94B | $42.08B | $42.08B |
| 短期债务及融资租赁负债 | $62.23B | $75.86B | $82.84B | $48.09B | $48.09B |
| -一年内到期债务 | $62.23B | $75.86B | $82.84B | $48.09B | $48.09B |
| 交易性负债 | $109.81B | $123.16B | $129.83B | $106.00B | $106.00B |
| 长期债务及融资租赁负债 | $318.69B | $323.99B | $300.76B | $317.82B | $317.82B |
| -长期债务 | $318.69B | $323.99B | $300.76B | $317.82B | $317.82B |
| 其他负债 | $236.81B | $274.02B | $246.31B | $229.90B | $229.90B |
| 股东权益合计 | $296.75B | $301.09B | $300.67B | $303.24B | $303.24B |
| 股东权益 | $296.75B | $301.09B | $300.67B | $303.24B | $303.24B |
| 股本 | $33.21B | $38.61B | $43.88B | $52.08B | $52.08B |
| -普通股 | $8.21B | $13.61B | $18.89B | $26.08B | $26.08B |
| -优先股 | $25.00B | $25.00B | $25.00B | $25.99B | $25.99B |
| 留存收益 | $278.81B | $274.52B | $267.77B | $261.69B | $261.69B |
| 不影响留存收益的损益 | -$15.27B | -$12.03B | -$10.98B | -$10.53B | -$10.53B |
| 非流动负债 | – | $1.15B | $1.16B | $1.18B | $1.18B |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $29.04B | $41.77B | $12.61B | -$22.95B | $46.87B |
| 持续经营经营活动现金流净额 | $29.04B | $41.77B | $12.61B | -$22.95B | $46.87B |
| 持续经营净利润 | $9.07B | $8.58B | $30.51B | $7.53B | $8.45B |
| 持续经营损益 | -$16.00M | -$3.00M | $20.00M | -$3.00M | $3.00M |
| 折旧、折耗与摊销 | $612.00M | $605.00M | $2.31B | $594.00M | $584.00M |
| 递延税款 | $511.00M | $101.00M | $295.00M | $550.00M | -$206.00M |
| 其他非现金项目 | $1.14B | $238.00M | $3.74B | $2.44B | $1.56B |
| 营运资金变动 | $15.34B | $30.08B | -$33.08B | -$36.14B | $34.69B |
| -应付账款及应计费用变动 | $27.13B | $14.54B | $17.32B | -$2.92B | $10.80B |
| -贷款变动 | $4.23B | -$5.76B | $4.22B | $1.54B | -$1.41B |
| -其他流动资产变动 | -$18.94B | $1.07B | -$19.58B | $4.96B | -$5.24B |
| -Change in Other Working Capital | $2.92B | $20.23B | -$35.03B | -$39.71B | $30.54B |
| 投资活动现金流净额 | -$16.76B | -$66.45B | -$145.16B | -$1.17B | $1.94B |
| 持续经营投资活动现金流净额 | -$16.76B | -$66.45B | -$145.16B | -$1.17B | $1.94B |
| 计息银行存款收付款 | -$2.06B | $88.00M | -$1.10B | $738.00M | $1.17B |
| 投资购置及出售净额 | $30.32B | $22.09B | $1.40B | $11.21B | -$4.99B |
| 贷款净收益 | -$13.82B | -$20.65B | -$95.27B | -$20.83B | -$20.27B |
| 其他投资变动净额 | -$2.05B | -$1.29B | -$4.33B | -$1.52B | -$554.00M |
| 筹资活动现金流 | -$24.73B | $35.92B | $69.95B | $10.05B | -$67.99B |
| 持续经营筹资活动现金流净额 | -$24.73B | $35.92B | $69.95B | $10.05B | -$67.99B |
| 联邦基金及回购证券变动 | -$20.80B | $8.30B | $16.95B | $2.13B | -$56.87B |
| 存款增减 | -$12.54B | $18.93B | $53.26B | $16.52B | -$9.41B |
| Net Issuance Payments of Debt | $16.97B | $21.29B | $28.53B | -$238.00M | $3.30B |
| 普通股发行净额 | -$6.01B | -$7.24B | -$21.43B | -$6.31B | -$5.30B |
| 优先股发行净额 | $0.00 | -$1.00B | $2.82B | $0.00 | $2.50B |
| 已付现金股利 | -$2.33B | -$2.63B | -$9.56B | -$2.36B | -$2.45B |
| 其他筹资活动净额 | -$26.00M | -$1.75B | -$613.00M | $306.00M | $239.00M |
| 期末现金余额 | $229.75B | $242.48B | $231.85B | $231.85B | $246.51B |
| 现金净变动 | -$12.45B | $11.23B | -$62.60B | -$14.07B | -$19.17B |
| 期初现金余额 | $242.48B | $231.85B | $290.11B | $246.51B | $266.01B |
| 汇率变动影响 | -$289.00M | -$600.00M | $4.33B | -$592.00M | -$331.00M |
| 自由现金流 | $29.04B | $41.77B | $12.61B | -$22.95B | $46.87B |
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