Bank of America BAC
$49.42 −$0.34 (-0.68%)
Market closed · Nov 7, 9:10 am ET · Last extended-hours $49.54 +0.24%
Open$49.54
Prev close$49.76
Day range$49.27 – $50.45
Volume36.23M
Market cap$341.01B
P/E (TTM)11.8
Dividend yield2.35%
Fundamentals
Latest reported quarter: Q3, ended Sep 2026
Revenue$29.96B+6.7% YoY
Net profit$6.93B-18.1% YoY
Diluted EPS$0.91-14.2% YoY
Free cash flow$29.04B+418.0% YoY
Operating cash flow$29.04B
Revenue, last 8 quarters
Net profit, last 8 quarters
Diluted EPS by quarter
Free cash flow by quarter
Annual revenue
Profitability & balance sheet
Net margin24.9%
Return on equity11.1%
Return on assets0.9%
Liabilities / assets91.3%
Cash & investments$258.28B
Total debt$380.92B
Net cash (debt)-$122.64B
Where the revenue comes from
Quarter 2026/Q2
By business line
Income statement
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Revenue as Reported | $29.96B | $31.56B | $30.27B | $113.10B | $31.18B |
| Total Operating Revenue | $29.96B | $31.56B | $30.27B | $113.10B | $31.18B |
| Net Interest Income | $16.45B | $16.00B | $15.75B | $60.10B | $15.75B |
| -Interest Income | $34.26B | $33.83B | $33.36B | $138.57B | $34.26B |
| -Interest Expense | $17.81B | $17.84B | $17.61B | $78.47B | $18.51B |
| Non-Interest Income | $13.51B | $15.56B | $14.53B | $53.00B | $15.43B |
| -Fees and Commissions | $9.00B | $8.94B | $8.71B | $32.77B | $8.52B |
| -Trading Gain Loss | $2.36B | $4.18B | $3.64B | $12.01B | $2.07B |
| -Investment Banking Profit | $1.80B | $2.14B | $1.84B | $6.63B | $1.67B |
| -Other Non-Interest Income | $352.00M | $304.00M | $341.00M | $1.59B | $3.18B |
| -Gain Loss on Sale of Assets | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Credit Losses Provision | -$1.27B | -$1.37B | -$1.34B | -$5.68B | -$1.31B |
| Non-Interest Expense | $19.72B | $18.63B | $18.53B | $69.73B | $17.44B |
| Occupancy and Equipment | $1.97B | $1.91B | $1.90B | $7.45B | $1.88B |
| Professional Expense and Contract Services Expense | $606.00M | $573.00M | $583.00M | $2.58B | $682.00M |
| Selling and Admin Expenses | $15.14B | $14.22B | $14.03B | $52.25B | $12.96B |
| -Selling & Marketing Expense | $1.84B | $2.06B | $1.66B | $6.13B | $1.57B |
| -General & Admin Expense | $13.30B | $12.15B | $12.37B | $46.12B | $11.38B |
| Other Non-Interest Expenses | $2.01B | $1.92B | $2.02B | $7.45B | $1.91B |
| Pretax Profit | $8.97B | $11.57B | $10.40B | $37.70B | $12.44B |
| Tax | $2.03B | $2.49B | $1.82B | $7.19B | $4.91B |
| Net Profit | $6.93B | $9.07B | $8.58B | $30.51B | $7.53B |
| Profit from Continuing Operations | $6.93B | $9.07B | $8.58B | $30.51B | $7.53B |
| Net Income to Parent Company | $6.93B | $9.07B | $8.58B | $30.51B | $7.53B |
| Preferred Stock Dividends | $392.00M | $326.00M | $429.00M | $1.45B | $328.00M |
| Net Income to Common Stockholders | $6.54B | $8.75B | $8.16B | $29.06B | $7.20B |
| Basic EPS | $0.93 | $1.22 | $1.12 | $3.86 | $0.99 |
| Diluted EPS | $0.91 | $1.21 | $1.11 | $3.81 | $0.98 |
| Dividend Per Share | $0.32 | $0.28 | $0.28 | $1.08 | $0.28 |
Balance sheet
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Assets | $3.43T | $3.50T | $3.50T | $3.41T | $3.41T |
| Cash, Cash Equivalents & Federal Funds Sold | $605.41B | $651.61B | $633.13B | $555.90B | $555.90B |
| -Cash and Cash Equivalents | $258.28B | $239.19B | $249.87B | $239.32B | $239.32B |
| -Money Market Investments | $347.13B | $412.42B | $383.26B | $316.58B | $316.58B |
| Securities Investment | $1.17T | $1.05T | $1.08T | $1.11T | $1.11T |
| -Trading Securities | $332.48B | $179.80B | $178.24B | $181.09B | $181.09B |
| -Available for Sale Securities | $16.82B | $14.88B | $17.43B | $16.18B | $16.18B |
| -Held to Maturity Securities | $496.40B | $505.80B | $514.74B | $522.66B | $522.66B |
| -Short Term Investments | $328.81B | $348.54B | $368.96B | $386.80B | $386.80B |
| Derivative Assets | $53.15B | $45.34B | $48.32B | $40.88B | $40.88B |
| Net Loan | $1.23T | $1.20T | $1.19T | $1.16T | $1.16T |
| -Gross Loan | $1.24T | $1.21T | $1.20T | $1.17T | $1.17T |
| -Allowance for Loans and Lease Losses | $12.95B | $13.06B | $13.10B | $13.16B | $13.16B |
| Receivables | $106.90B | $121.61B | $111.98B | $114.38B | $114.38B |
| -Accounts Receivable | $91.69B | $106.27B | $96.08B | $98.19B | $98.19B |
| -Other Receivables | $15.21B | $15.35B | $15.90B | $16.19B | $16.19B |
| Net PPE | $13.91B | $12.79B | $12.54B | $12.52B | $12.52B |
| Goodwill and Other Intangible Assets | $69.02B | $69.02B | $69.02B | $69.02B | $69.02B |
| -Goodwill | $69.02B | $69.02B | $69.02B | $69.02B | $69.02B |
| Other Assets | $173.67B | $354.11B | $354.90B | $350.86B | $350.86B |
| Total Liabilities | $3.13T | $3.20T | $3.20T | $3.11T | $3.11T |
| Total Deposits | $2.04T | $2.03T | $2.04T | $2.02T | $2.02T |
| Federal Funds Purchased and Securities Sold Under Agreement to Repurchase | $315.42B | $332.22B | $353.02B | $344.72B | $344.72B |
| Derivative Product Liabilities | $49.25B | $42.58B | $43.94B | $42.08B | $42.08B |
| Short-Term Debt and Capital Lease Obligation | $62.23B | $75.86B | $82.84B | $48.09B | $48.09B |
| -Current Debt | $62.23B | $75.86B | $82.84B | $48.09B | $48.09B |
| Trading Liabilities | $109.81B | $123.16B | $129.83B | $106.00B | $106.00B |
| Long Term Debt and Capital Lease Obligation | $318.69B | $323.99B | $300.76B | $317.82B | $317.82B |
| -Long Term Debt | $318.69B | $323.99B | $300.76B | $317.82B | $317.82B |
| Other Liabilities | $236.81B | $274.02B | $246.31B | $229.90B | $229.90B |
| Total Equity | $296.75B | $301.09B | $300.67B | $303.24B | $303.24B |
| Stockholders' Equity | $296.75B | $301.09B | $300.67B | $303.24B | $303.24B |
| Capital Stock | $33.21B | $38.61B | $43.88B | $52.08B | $52.08B |
| -Common Stock | $8.21B | $13.61B | $18.89B | $26.08B | $26.08B |
| -Preferred Stock | $25.00B | $25.00B | $25.00B | $25.99B | $25.99B |
| Retained Earnings | $278.81B | $274.52B | $267.77B | $261.69B | $261.69B |
| Gains/Losses Not Affecting Retained Earnings | -$15.27B | -$12.03B | -$10.98B | -$10.53B | -$10.53B |
| Non-Current Liabilities | – | $1.15B | $1.16B | $1.18B | $1.18B |
Cash flow
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $29.04B | $41.77B | $12.61B | -$22.95B | $46.87B |
| Net cash flow from continuing operations | $29.04B | $41.77B | $12.61B | -$22.95B | $46.87B |
| Net Income from Continuing Operations | $9.07B | $8.58B | $30.51B | $7.53B | $8.45B |
| Gain/Loss from Continuing Operations | -$16.00M | -$3.00M | $20.00M | -$3.00M | $3.00M |
| Depreciation & Depletion & Amortization | $612.00M | $605.00M | $2.31B | $594.00M | $584.00M |
| Deferred Tax | $511.00M | $101.00M | $295.00M | $550.00M | -$206.00M |
| Other Non-Cash Items | $1.14B | $238.00M | $3.74B | $2.44B | $1.56B |
| Change in Working Capital | $15.34B | $30.08B | -$33.08B | -$36.14B | $34.69B |
| -Change in Payables and Accrued Expense | $27.13B | $14.54B | $17.32B | -$2.92B | $10.80B |
| -Change in Loans | $4.23B | -$5.76B | $4.22B | $1.54B | -$1.41B |
| -Change in Other Current Assets | -$18.94B | $1.07B | -$19.58B | $4.96B | -$5.24B |
| -Change in Other Working Capital | $2.92B | $20.23B | -$35.03B | -$39.71B | $30.54B |
| Net cash flow from investing | -$16.76B | -$66.45B | -$145.16B | -$1.17B | $1.94B |
| Net Cash Flow from Continuing Investing Activities | -$16.76B | -$66.45B | -$145.16B | -$1.17B | $1.94B |
| Proceeds Payment in Interest Bearing Deposits in Bank | -$2.06B | $88.00M | -$1.10B | $738.00M | $1.17B |
| Net Investment Purchase and Sale | $30.32B | $22.09B | $1.40B | $11.21B | -$4.99B |
| Net Income from Loans | -$13.82B | -$20.65B | -$95.27B | -$20.83B | -$20.27B |
| Net Other Investing Changes | -$2.05B | -$1.29B | -$4.33B | -$1.52B | -$554.00M |
| Financing Cash Flow | -$24.73B | $35.92B | $69.95B | $10.05B | -$67.99B |
| Net Cash Flow from Continuing Financing Activities | -$24.73B | $35.92B | $69.95B | $10.05B | -$67.99B |
| Change in Federal Funds and Securities Sold for Repurchase | -$20.80B | $8.30B | $16.95B | $2.13B | -$56.87B |
| Increase/Decrease in Deposit | -$12.54B | $18.93B | $53.26B | $16.52B | -$9.41B |
| Net Issuance Payments of Debt | $16.97B | $21.29B | $28.53B | -$238.00M | $3.30B |
| Net Common Stock Issuance | -$6.01B | -$7.24B | -$21.43B | -$6.31B | -$5.30B |
| Net Preferred Stock Issuance | $0.00 | -$1.00B | $2.82B | $0.00 | $2.50B |
| Cash Dividends Paid | -$2.33B | -$2.63B | -$9.56B | -$2.36B | -$2.45B |
| Net Other Financing Activities | -$26.00M | -$1.75B | -$613.00M | $306.00M | $239.00M |
| Ending Cash Balance | $229.75B | $242.48B | $231.85B | $231.85B | $246.51B |
| Net Change in Cash | -$12.45B | $11.23B | -$62.60B | -$14.07B | -$19.17B |
| Beginning Cash Balance | $242.48B | $231.85B | $290.11B | $246.51B | $266.01B |
| Effect of Exchange Rate Changes | -$289.00M | -$600.00M | $4.33B | -$592.00M | -$331.00M |
| Free Cash Flow | $29.04B | $41.77B | $12.61B | -$22.95B | $46.87B |
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