Axos 金融 AX

Mr. Garrabrants brings to the Board more than twenty-five years of experience in financial services and possesses particular strengths in leadership and management. Prior to joining the Company, he served as Senior Vice President and Head of Corporate Business Development at the nation's seventh-largest thrift, where he focused on entry into new business segments, mergers and acquisitions, joint ventures, and strategic alliances. Before his senior executive roles in banking institutions, Mr. Garrabrants served the financial services industry for more than fifteen years as an investment banker, management consultant, and attorney. He was an investment banker at Goldman Sachs, specializing in advising management teams and boards of directors on strategic planning, capital and liquidity management, balance sheet management, asset/liability management, and enhancing stockholder value. Prior to Goldman Sachs, Mr. Garrabrants was a management consultant at McKinsey & Company, where he led teams working with senior management of money-center banks, non-bank financial services companies, insurance companies, and asset managers on strategy development, sales force effectiveness, risk management, organizational design, and corporate restructuring. Before joining McKinsey, he worked as a summer associate at Skadden, Arps, Slate, Meagher & Flom, Munger, Tolles & Olson, and Morrison & Foerster, focusing on corporate and securities law, and clerked for the Honorable Steven V. Wilson of the United States District Court for the Central District of California. Prior to attending graduate school, he began his career at Deloitte Consulting in the financial advisory services and litigation support practices. Mr. Garrabrants earned his Juris Doctorate, magna cum laude, from the Northwestern University School of Law and his MBA, with the highest distinctions, from the J.L. Kellogg Graduate School of Management at Northwestern University. He has a Bachelor of Science degree in Industrial and Systems Engineering and a minor in Economics from the University of Southern California where he graduated with high honors.

Prior to joining the Company in 2010, Mr. Swanson was a Vice President and Sales Leader within the Consumer Mortgage Division of Bank of America. Mr. Swanson has over 20 years in the banking industry in a variety of sales and operations leadership roles.

Prior to joining the Company in 2017, Mr. Matsumoto served as Executive Vice President and Chief Administrative Officer of CIT Group. He has also held executive positions at OneWest Bank and IndyMac Bank. Mr. Matsumoto began his career with 18 years of experience as a Senior Manager and Certified Public Accountant at KPMG and also served as Chief Financial and Operations Officer for a consumer food products company.

Prior to joining the Company in 2011, Mr. Bar-Adon served as Executive Vice President and Chief Legal Officer of a leading specialty finance firm, Seneca One Finance, Inc. During his tenure, he served as Acting President and was a member of the Company's Executive Committee.

He previously served as Senior Vice President and Chief Accounting Officer of the Company beginning in 2015 and joined the Company in 2013. Prior to joining the Company, Mr. Walsh led the SEC and Regulatory Reporting functions at LPL Financial from 2011 to 2013, where he obtained his Series 7, Series 27, and Series 66 licenses (with the Series 7 and Series 66 currently inactive) and was also responsible for various aspects of management reporting and investor relations. Mr. Walsh began his career in public accounting, auditing financial institutions and public companies, where he earned his Certified Public Accountant (CPA) license.

Mr. Mosich has extensive knowledge of the real estate development and investment banking industries gained through his career as a Managing Member of Ion Capital Partners, LLC and Arroyo Vista Partners, LLC, both discretionary investment funds that acquire land for residential development projects in California. He also serves as General Partner of Southwest Aviation Complex, LP, a fixed-base operation at Van Nuys Airport. In addition, Mr. Mosich brings 40 years of capital markets and business management experience, most recently serving as Executive Vice President and Board Member of The Seidler Companies Incorporated, a NYSE member firm. While at Seidler, he was responsible for overseeing the firm's Private Client Service and Investment Banking operations. He also served as Managing Director of Seidler's Community Bank Group, where he was active in mergers and acquisitions and in raising public and private capital for emerging growth banks, including serving in a co-manager role for the Axos initial public offering. Previously, Mr. Mosich was a Partner at McGoodwin James & Company, a venture capital firm headquartered in Costa Mesa, where he was actively involved in financing later-stage venture companies and making private investments in public companies. Mr. Mosich completed his undergraduate degree (cum laude) at the University of Michigan and received a MBA from Stanford University.

Mr. Dada has a strong business and financial background focused on technology and marketing. He is the Founder and Chief Executive Officer of Iron Horse (IH), an award-winning growth marketing technology and services company serving a wide range of Fortune 500 and high-growth technology companies, a position he has held since 2001. Under Mr. Dada's leadership, Iron Horse has introduced a suite of proprietary demand generation solutions and technologies that have been widely recognized for their innovation. Mr. Dada is a graduate of the University of California, Berkeley and the J.L. Kellogg Graduate School of Management at Northwestern University.

Mr. Santi currently serves as a member of the Board of Directors of ECC Capital Corporation and as a member of the Board of Directors and Chair of the Audit Committee of Operation Homefront, a non-profit organization. He previously served as Enterprise Chief Financial Officer (CFO) with Roosevelt Management Company, LLC through October 2023, where he developed and implemented strategic plans and directed personnel responsible for the oversight of the financial control function. Prior to joining Roosevelt Management, he served from 2010 to 2019 as President, CEO, CFO, and Board Member of Elderlife Financial Services, LLC, where he organized the recapitalization and buildout of a national direct lending unit and developed a unique financial concierge service for the senior living industry during the financial crisis. From 2004 to 2019, Mr. Santi was President and CFO of ECC Capital Corporation. His experience also includes serving as a Partner with Ernst & Young LLP and Arthur Andersen LLP, and as a Manager with Deloitte & Touche. Mr. Santi served as a member of the Board of ElderLife Financial Services, LLC through 2021 and was also a member of the Board of Federal National Holdings, Inc. Mr. Santi has a bachelor's degree in Accounting from Pace University in New York, New York, and has been a Certified Public Accountant since 1988 - Certified in Maryland and Virginia (status - inactive).

Ms. Bohlig brings to the Board more than 30 years of experience driving billions of dollars in aggregate revenue and accumulated assets under management for companies operating at the intersection of technology, financial services, and consumer products. She offers board-ready judgment, investor-facing credibility, and more than twenty-five years of experience in regulated industries, helping venture capital and private equity-backed early- and mid-stage startups, as well as Fortune 50 companies, position themselves for domestic and international growth. Over the course of her career, she has built or transformed nine marketing, product management, and client experience organizations; guided market and investor positioning through three acquisitions, eight funding rounds, and one initial public offering; and launched more than 175 products and services representing approximately $2 billion in aggregate revenue and $75 billion in assets under management. Ms. Bohlig served as Chief Marketing Officer at two regulated B2B2C platforms, Vida Health and AssetMark, where she built the go-to-market function for Vida Health's digital health platform and helped lead AssetMark's investment platform through its public listing on the New York Stock Exchange. She also held senior executive roles across business development, client experience, and marketing within the investor retail and investment management divisions of Charles Schwab & Co., Inc. Earlier in her career, she served in senior marketing leadership positions at JPMorgan Chase, N.A. (including its predecessor institutions WaMu and Providian), and held product management, sales, and marketing roles at Hewlett-Packard, Procter & Gamble, and General Mills. Ms. Bohlig holds two degrees from Northwestern University, including an MBA from the J.L. Kellogg Graduate School of Management, and a bachelor of arts in sociology.

Ms. Carter has been a practicing attorney since 2005, specializing in civil litigation, contractual disputes, and providing strategic legal and business counsel to companies, entrepreneurs, and individuals. She currently serves as an arbitrator and is the principal of two entities, Stefani Carter & Associates, LLC, a consulting and legal services firm, and Stable Realty, LLC, a real estate investment company. From 2020 to 2023, Ms. Carter served as a litigation shareholder at Ferguson Braswell Fraser Kubasta PC (FBFK), a full-service law firm. Prior to joining FBFK, she served as Senior Counsel at Estes Thorne & Carr PLLC for three years. In addition, she served as the elected representative for House District 102 in the Texas House of Representatives from 2011 to 2015. From 2008 to 2011, Ms. Carter was an Associate Attorney at Sayles Werbner, PC, and from 2007 to 2008 served as a Prosecutor in the Collin County, Texas District Attorney's Office. Prior to serving as a prosecutor, she was an Associate Attorney at Vinson & Elkins LLP from 2005 to 2007. Ms. Carter currently serves as Chairman of the Board of Directors, a Member of the Nominating and Corporate Governance Committee, and a Member of the Executive Committee of Wheeler Real Estate Investment Trust, Inc. (NASDAQ: WHLR), a retail real estate investment trust. Previously, she served for more than twelve years as Lead Director, Chair of the Nominating and Corporate Governance Committee, and a Member of the Related Party Transactions Committee of Braemar Hotels & Resorts, Inc. (NYSE: BHR), a luxury real estate investment trust. Ms. Carter has a Juris Doctor from Harvard Law School, a Master's in Public Policy from Harvard University's John F. Kennedy School of Government, and a Bachelor of Arts in Government as well as a Bachelor of Journalism in News/Public Affairs from the University of Texas at Austin.

Ms. Wardell-Smith brings extensive experience to the Board in the areas of wholesale banking, financial institutions, global payments, and fintech partnerships. She previously served as Head of Visa Business Solutions for North America at Visa, Inc. (NYSE: V), where she oversaw commercial products, partnerships, sales, and platforms. Prior to joining Visa, Ms. Wardell-Smith spent more than two decades at Wells Fargo Bank, N.A. (NYSE: WFC), serving as an Executive Vice President and holding senior leadership positions across multiple wholesale banking businesses. She is also an experienced board member and advisor, currently serving on the board of Stripe's Bridge National Trust Bank, an OCC-conditionally approved national trust bank in organization that will provide federally regulated infrastructure for the issuance, custody, reserve management, and redemption of payment stablecoins. In addition, she serves as an independent board member of R&T Deposit Solutions, a private provider of enhanced FDIC-insured deposit and funding solutions for financial institutions, and as an independent director of Figure Certificate Company, an Investment Company Act of 1940 registered fund offering an SEC-registered yield-bearing stablecoin structured as a blockchain-native public debt security. Throughout her career, Ms. Wardell-Smith has held executive leadership and board roles spanning banking, payments, fintech, digital assets, treasury, and financial market infrastructure. Previously, she served on the U.S. board of Revolut and on the board of the CLS Group, the operator of the world's leading multi-currency cash settlement system for financial institutions. Ms. Wardell-Smith has a Bachelor of Science degree in International Finance from the University of San Francisco.

Prior to joining the Company in 2023, Mr. Crow served as the Co-Head of Wealth Solutions Relationship Management at Pershing, LLC, where he served in various capacities for over 24 years. Mr. Crow maintains his Series 7, 24 and 63 licenses.

Prior to joining the Company in 2022, Candace served as Senior Vice President and Sales Performance Manager of Global Commercial Banking at Bank of America. She has more than 20 years of experience in the banking industry, having distinguished herself across a variety of roles and functions, including marketing, operations, commercial banking, and merchant services.

Prior to joining the Company in 2013, Mr. Tolla served in leadership roles at BearingPoint and Booz Allen where his primary focus was on regulatory compliance, strategy, process improvement, and risk management with special attention to clients operating in heavily regulated industries.

Prior to joining the Company in 2001, Mr. Micheletti served as the Vice President - Finance for TeleSpectrum Worldwide Inc., an international provider of outsourced telephone and Internet services and as Managing Director, Chief Financial Officer of LPL Financial, an independent securities broker-dealer.

Prior to joining the Company in 2021, Mr. Watson served as Managing Director, National Strategic Accounts for TD Ameritrade Institutional. He has more than 25 years of experience in the financial services industry, with a focus on scaling custody, clearing, and wealth management platform businesses. Mr. Watson also holds the Series 7, Series 8, and Series 63 FINRA securities licenses.

Prior to joining the Company in 2010, Mr. Constantine served as a senior examiner with the former Office of Thrift Supervision (OTS). Mr. Constantine has more than 35 years of experience in the banking and financial services industries previously working in various roles, including as a portfolio manager, commercial real estate loan officer, chief lending officer and chief credit officer.

On September 24, 2024, the Board of Directors of Axos Financial, Inc. and its subsidiary Axos Bank appointed Ann Gill as the Company's Senior Vice President and Chief Accounting Officer. The appointment of Ms. Gill to this role is effective immediately. Ms. Gill, a CPA licensed in New York, joined the Company in October 2019, as Senior Vice President, Corporate Controller. Before joining the Company, Ms. Gill was the Chief Accounting Officer-Global Controller at Encore Capital Group and has served in various other controller roles in the financial services industry. Ms. Gill also spent approximately 15 years in public accounting.