大西洋信贷 ATLC

Mr. Hanna has chaired the Board since our initial public offering in 1999. He has served as Executive Chairman of Atlanticus since March 2021 and previously served as Chief Executive Officer of Atlanticus from its formation in 1996 until March 2021. Mr. Hanna has been in the consumer credit industry for over 36 years. Since 1992, Mr. Hanna has served as President and a director of HBR Capital, Ltd., an administrative services firm, and since 2006, as President of Hanna Capital, LLC, an investment firm.

Mr. Howard became a director in 2014. He has served as Atlanticus' Chief Executive Officer since March 2021 and as Atlanticus' President since April 2014. Mr. Howard joined our subsidiary Atlanticus Services Corporation in 2001 and has served as Executive Managing Director of that subsidiary since 2010 and as Director of Corporate Development since 2001. His 25 years with Atlanticus provide the Board with an intimate understanding of the company's operations and insightful institutional knowledge.

Mr. McCamey became Chief Financial Officer in January 2014; he served as Treasurer from the time he joined Atlanticus in 2004 to 2015. Mr. McCamey has over 32 years' experience in capital markets and finance.

Ms. Jones became a director in 2021. She has served as a partner of Baker & Hostetler LLP, one of the nation's largest law firms, since June 2015 and as Atlanta Office Managing Partner of the firm since 2016. From 2007 to 2015, Ms. Jones was the Atlanta Office Managing Partner of McKenna Long & Aldridge (now Dentons), a large international law firm. Ms. Jones's legal practice focuses on real estate development and finance. She has more than 36 years' experience in commercial real estate including assemblage, development, financing, leasing, and monetizing of real property assets. Ms. Jones is active in her community, serving in leadership positions in a number of organizations. She holds a bachelor's degree from Chestnut Hill College and earned her J.D. from the University of Virginia School of Law.

Blake Paulson appointed to the Board effective on 7 May 2026. From 1986 through his retirement in August 2022, Mr. Paulson served in various roles with the Office of the Comptroller of the Currency (the OCC), which charters, regulates and supervises all U.S. national banks and federal savings associations as well as federal branches and agencies of foreign banks. He served as Acting Comptroller of the Currency from January 2021 until May 2021. From June 2020 to July 2021, Mr. Paulson served as the Senior Deputy Comptroller and Chief Operating Officer of the OCC and was responsible for bank supervision and management operations. He served as Senior Deputy Comptroller for Midsize and Community Bank Supervision from December 2019 to June 2020 and was responsible for the supervision of over 1,000 federally chartered banks. He served as Senior Deputy Comptroller Supervision Risk and Analysis from July 2021 to August 2022. In this position, Mr. Paulson oversaw the OCC's staff responsible for systemic risk identification support and specialty supervision, supervision system and analytical support, economic and policy analysis and risk analysis. He was designated the Chief National Bank Examiner in April 2020. Since his retirement from the OCC, he has been an independent consultant, advising banks and fintech companies. He also serves as a Board member and Board Observer for community banks, including Axiom Bank, N.A. and United Texas Bank. Mr. Paulson earned his bachelor's degree from the University of South Dakota.

Mr. Brinkley Dickerson is appointed to the Board effective on 7 May 2026. Mr. Dickerson served as a partner of Troutman Pepper Locke LLP, one of the nation's largest law firms, from 1998 until his retirement in December 2025. His legal practice focused on advising a diverse group of publicly-traded and private companies, their boards and senior management with respect to their ongoing legal needs, particularly in the areas of securities law, corporate governance, and mergers and acquisitions. Several of his clients were active in consumer lending and financial technology. While a partner at Troutman, Mr. Dickerson was responsible for the financial performance of Troutman's 300+ transactional attorneys, chaired the firm's Retirement and Disability Committee and oversaw $2+ billion in investments, and chaired the firm's Technology Committee, including the security of its systems and the deployment of new technology. Since his retirement from Troutman, he has served as an independent consultant. He holds bachelor's, MBA and J.D. degrees from Emory University.

On November 18, 2013, the Company announced the appointment of Mitchell C. Saunders as the Chief Accounting Officer of the Company. This appointment will become effective on January 1, 2014. Mr. Saunders, joined the Company in 2003 and has served as Controller since 2005.