股票 › ATLC
大西洋信贷 ATLC
美股市值排名 #2996
$91.23 −$5.22 (-5.41%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $91.30 +0.08%
开盘$96.45
昨收$96.45
当日区间$88.87 – $99.69
成交量418.5K
市值$1.40B
市盈率（TTM）8.0
股息率–
基本面
最新报告季度：Q2, ended Jun 2026
营收$166.75M+86.1% YoY
净利润$49.72M+64.1% YoY
摊薄每股收益$2.50+65.6% YoY
自由现金流$276.86M+112.1% YoY
经营现金流$276.93M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率26.9%
净资产收益率22.9%
资产收益率2.6%
负债/资产比率90.7%
现金及投资$555.22M
总负债$6.29B
净现金（净负债）-$5.74B
自由现金流/营收173.7%
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $744.31M | – | $1.97B | – | – |
| 营业总收入 | $166.75M | $146.39M | $402.60M | $122.50M | $103.34M |
| 净利息收入 | $421.66M | $406.68M | $1.10B | $413.25M | $265.70M |
| -利息收入 | $545.09M | $529.45M | $1.40B | $538.48M | $341.16M |
| -利息支出 | $123.43M | $122.76M | $301.90M | $125.23M | $75.46M |
| 非利息收入 | -$254.91M | -$260.30M | -$699.15M | -$290.75M | -$162.36M |
| -手续费及佣金 | $126.30M | $94.32M | $371.51M | $127.19M | $106.55M |
| -其他非利息收入 | $15.07M | $10.90M | $32.39M | $13.14M | $7.94M |
| -资产出售损益 | -$396.28M | -$365.52M | -$1.10B | -$431.08M | -$276.85M |
| 信用损失准备 | -$1.04M | -$1.60M | -$6.24M | -$2.24M | -$1.55M |
| 非利息支出 | $99.70M | $85.94M | $236.65M | $74.05M | $69.31M |
| 销售及管理费用 | $75.38M | $65.12M | $182.84M | $55.17M | $53.50M |
| -销售及营销费用 | $48.13M | $36.47M | $113.27M | $32.68M | $35.30M |
| -管理费用 | $27.25M | $28.65M | $69.57M | $22.49M | $18.20M |
| 折旧、摊销与折耗 | $3.59M | $3.59M | $5.81M | $2.64M | $1.49M |
| -折旧与摊销 | $3.59M | $3.59M | $5.81M | $2.64M | $1.49M |
| 其他非利息支出 | $20.73M | $17.23M | $48.00M | $16.24M | $14.32M |
| 税前利润 | $66.01M | $58.85M | $159.71M | $46.22M | $32.48M |
| 税费 | $16.29M | $14.27M | $39.10M | $11.61M | $7.89M |
| 净利润 | $49.72M | $44.58M | $120.61M | $34.61M | $24.59M |
| 持续经营利润 | $49.72M | $44.58M | $120.61M | $34.61M | $24.59M |
| 少数股东权益 | $2,000.00 | $402,000.00 | -$1.60M | -$525,000.00 | -$389,000.00 |
| 归属母公司净利润 | $49.72M | $44.18M | $122.20M | $35.13M | $24.98M |
| 优先股股息 | $2.31M | $2.31M | $10.41M | $2.31M | $2.31M |
| 归属普通股股东净利润 | $47.41M | $41.87M | $111.80M | $32.83M | $22.67M |
| 基本每股收益 | $3.13 | $2.80 | $7.40 | $2.18 | $1.50 |
| 摊薄每股收益 | $2.50 | $2.23 | $5.96 | $1.75 | $1.21 |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $7.49B | $7.47B | $7.62B | $7.62B | $7.08B |
| 现金、现金等价物及联邦基金出售 | $645.18M | $804.06M | $767.41M | $767.41M | $525.94M |
| -现金及现金等价物 | $555.22M | $651.13M | $621.09M | $621.09M | $425.02M |
| -受限现金及投资 | $89.97M | $152.93M | $146.31M | $146.31M | $100.91M |
| 贷款净额 | $6.74B | $6.53B | $6.73B | $6.73B | $6.44B |
| -贷款总额 | $6.74B | $6.53B | $6.73B | $6.73B | $6.46B |
| 固定资产净值 | $24.75M | $26.34M | $27.69M | $27.69M | $29.02M |
| -固定资产原值 | $24.75M | $26.34M | $40.46M | $40.46M | $29.02M |
| 商誉及其他无形资产 | $25.13M | $27.70M | $30.27M | $30.27M | $31.89M |
| -其他无形资产 | $25.13M | $27.70M | $30.27M | $30.27M | – |
| 其他资产 | $60.23M | $74.10M | $66.95M | $66.95M | $57.87M |
| 负债合计 | $6.79B | $6.82B | $7.02B | $7.02B | $6.49B |
| 应付款 | $459.73M | $426.80M | $436.65M | $436.65M | $393.94M |
| -应付账款 | $275.31M | $258.34M | $284.51M | $284.51M | $253.08M |
| -应付税款合计 | $184.41M | $168.46M | $152.14M | $152.14M | $140.86M |
| 长期债务及融资租赁负债 | $6.29B | $6.35B | $6.54B | $6.54B | $6.06B |
| -长期债务 | $6.27B | $6.33B | $6.52B | $6.52B | $6.04B |
| -长期融资租赁负债 | $23.57M | $24.45M | $25.28M | $25.28M | $25.92M |
| 可转换优先证券 | $40.00M | $40.00M | $40.00M | $40.00M | $40.00M |
| 股东权益合计 | $697.48M | $643.97M | $603.83M | $603.83M | $584.81M |
| 股东权益 | $701.88M | $648.44M | $608.70M | $608.70M | $589.34M |
| 股本 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| -优先股 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 资本公积 | $106.18M | $100.14M | $102.28M | $102.28M | $115.75M |
| 留存收益 | $595.70M | $548.29M | $506.42M | $506.42M | $473.60M |
| 少数股东权益 | -$4.40M | -$4.47M | -$4.87M | -$4.87M | -$4.54M |
| -累计折旧 | – | – | -$12.76M | -$12.76M | – |
| -贷款及租赁损失准备 | – | – | – | – | $4.60M |
| -未实现收入 | – | – | – | – | -$21.50M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $276.93M | $286.35M | $637.96M | $266.25M | $107.45M |
| 持续经营经营活动现金流净额 | $276.93M | $286.35M | $637.96M | $266.25M | $107.45M |
| 持续经营净利润 | $49.72M | $44.58M | $120.61M | $34.61M | $24.59M |
| 折旧、折耗与摊销 | $5.08M | $5.07M | $9.90M | $4.12M | $2.49M |
| 递延税款 | $16.19M | $14.23M | $38.65M | $11.44M | $7.80M |
| 其他非现金项目 | $341.74M | $323.67M | $1.11B | $419.55M | $388.20M |
| 营运资金变动 | -$140.71M | -$101.88M | -$444.67M | -$172.30M | -$152.44M |
| -应收款变动 | -$174.32M | -$90.92M | -$446.93M | -$180.38M | -$121.92M |
| -应付账款及应计费用变动 | $20.92M | -$1.48M | $28.92M | $20.07M | -$31.09M |
| -其他流动负债变动 | -$1.29M | -$1.28M | -$3.50M | -$1.22M | -$748,000.00 |
| -Change in Other Working Capital | $13.98M | -$8.20M | -$23.16M | -$10.77M | $1.32M |
| 投资活动现金流净额 | -$369.23M | -$51.21M | -$1.51B | -$484.54M | -$506.91M |
| 持续经营投资活动现金流净额 | -$369.23M | -$51.21M | -$1.51B | -$484.54M | -$506.91M |
| 固定资产购置及出售净额 | -$68,000.00 | -$250,000.00 | -$5.02M | -$144,000.00 | -$58,000.00 |
| 其他投资变动净额 | -$369.16M | -$50.96M | -$1.43B | -$484.39M | -$433.99M |
| 筹资活动现金流 | -$66.58M | -$198.48M | $1.14B | $459.76M | $442.16M |
| 持续经营筹资活动现金流净额 | -$66.58M | -$198.48M | $1.14B | $459.76M | $442.16M |
| Net Issuance Payments of Debt | -$67.56M | -$192.65M | $1.20B | $476.90M | $442.03M |
| 普通股发行净额 | -$55,000.00 | -$3.83M | -$57.98M | -$16.38M | -$25,000.00 |
| 优先股发行净额 | $0.00 | $12,000.00 | $6.25M | $478,000.00 | $2.30M |
| 已付现金股利 | -$2.31M | -$2.31M | -$12.43M | -$2.30M | -$2.30M |
| 股票期权行使所得 | $3.28M | $294,000.00 | $1.44M | $873,000.00 | $157,000.00 |
| 其他筹资活动净额 | $60,000.00 | $3,000.00 | $268,000.00 | $190,000.00 | $0.00 |
| 期末现金余额 | $645.18M | $804.06M | $767.41M | $767.41M | $525.94M |
| 现金净变动 | -$158.88M | $36.65M | $267.77M | $241.47M | $42.70M |
| 期初现金余额 | $804.06M | $767.41M | $499.64M | $525.94M | $483.24M |
| 自由现金流 | $276.86M | $286.10M | $632.94M | $266.11M | $107.39M |
| 业务购买及出售净额 | – | – | -$72.86M | $0.00 | – |
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