American Integrity Insurance 集团 AII
$26.95 −$0.13 (-0.48%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $26.99 +0.16%
开盘$26.89
昨收$27.08
当日区间$26.12 – $27.31
成交量266.1K
市值$528.04M
市盈率（TTM）6.0
股息率–
基本面
最新报告季度：Q2, ended Jun 2026
营收$115.17M+54.6% YoY
净利润$34.15M+24.2% YoY
摊薄每股收益$1.74+7.4% YoY
自由现金流$119.84M+345.1% YoY
经营现金流$123.05M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率25.5%
净资产收益率25.6%
资产收益率5.4%
负债/资产比率77.1%
总负债$33.48M
自由现金流/营收48.7%
利润表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 报告营业总收入 | $115.17M | $90.93M | $276.49M | $68.07M | $62.03M |
| 营业总收入 | $115.17M | $90.93M | $276.49M | $68.07M | $62.03M |
| 已赚保费合计 | $104.70M | $82.21M | $242.92M | $59.35M | $52.00M |
| -净承保保费 | $189.04M | $71.44M | $302.60M | $36.63M | $69.15M |
| -未到期保费净准备增减 | -$84.34M | $10.77M | -$59.68M | $22.73M | -$17.15M |
| 手续费收入及其他收入 | $4.23M | $3.02M | $11.29M | $2.78M | $3.08M |
| -手续费及佣金 | $3.71M | $2.75M | $10.40M | $2.42M | $2.81M |
| -其他收入/费用 | $516,000.00 | $273,000.00 | $892,000.00 | $356,000.00 | $275,000.00 |
| 净投资收益 | $6.25M | $5.65M | $21.70M | $5.92M | $6.91M |
| 投资已实现损益净额 | -$2,000.00 | $53,000.00 | $569,000.00 | $27,000.00 | $41,000.00 |
| 总费用 | $68.75M | $63.68M | $161.43M | $38.80M | $43.25M |
| 理赔费用 | $33.15M | $31.73M | $98.03M | $26.33M | $29.65M |
| 保单获取费用 | $17.41M | $15.99M | $21.45M | $5.80M | $6.25M |
| 销售及管理费用 | $18.19M | $15.97M | $41.95M | $6.66M | $7.35M |
| -管理费用 | $18.19M | $15.97M | $41.95M | $6.66M | $7.35M |
| 税前利润 | $46.42M | $27.26M | $115.06M | $29.28M | $18.77M |
| 税费 | $12.28M | $7.35M | $15.44M | $8.41M | $5.61M |
| 净利润 | $34.15M | $19.91M | $99.62M | $20.87M | $13.16M |
| 持续经营利润 | $34.15M | $19.91M | $99.62M | $20.87M | $13.16M |
| 归属母公司净利润 | $34.15M | $19.91M | $99.62M | $20.87M | $13.16M |
| 归属普通股股东净利润 | $34.15M | $19.91M | $97.43M | $20.87M | $13.16M |
| 基本每股收益 | $1.74 | $1.02 | $5.65 | $1.07 | $0.67 |
| 摊薄每股收益 | $1.74 | $1.02 | $5.65 | $1.07 | $0.67 |
| 其他优先股股息 | – | – | $2.19M | $0.00 | – |
资产负债表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 总资产 | $1.61B | $1.18B | $1.23B | $1.23B | $1.43B |
| 现金及现金等价物 | $288.45M | $171.18M | $203.90M | $203.90M | $144.78M |
| 受限现金及现金等价物 | $55.42M | $55.17M | $40.22M | $40.22M | $39.54M |
| 投资合计 | $351.17M | $349.74M | $348.61M | $348.61M | $356.98M |
| -短期投资 | $230.56M | $211.40M | $170.45M | $170.45M | $356.98M |
| -股权投资 | $120.61M | $138.34M | $178.16M | $178.16M | – |
| 应收款 | $308.57M | $378.59M | $314.09M | $314.09M | $426.05M |
| -应收账款 | $307.02M | $378.59M | $314.09M | $314.09M | $426.05M |
| -应收税款 | $1.55M | – | – | – | – |
| 应计投资收益 | $3.16M | $3.07M | $3.46M | $3.46M | $3.18M |
| 固定资产净值 | $47.40M | $42.09M | $6.17M | $6.17M | $7.25M |
| 预付资产 | $519.57M | $157.89M | $275.09M | $275.09M | $444.04M |
| 递延保单获取成本 | $22.41M | – | – | – | – |
| 其他资产 | $11.01M | $8.37M | $24.90M | $24.90M | $5.19M |
| 负债合计 | $1.24B | $839.57M | $888.05M | $888.05M | $1.12B |
| 保单持有人负债 | $831.16M | $761.54M | $759.90M | $759.90M | $888.54M |
| 应付款 | $341.61M | $10.08M | $81.21M | $81.21M | $178.87M |
| -应付账款 | $341.61M | $5.35M | $78.53M | $78.53M | $177.57M |
| -应付税款合计 | $0.00 | $4.73M | $2.68M | $2.68M | $1.30M |
| 长期债务及融资租赁负债 | $33.48M | $33.17M | $1.08M | $1.08M | $1.75M |
| -长期债务 | $412,000.00 | $515,000.00 | $618,000.00 | $618,000.00 | $721,000.00 |
| -长期融资租赁负债 | $33.07M | $32.65M | $458,000.00 | $458,000.00 | $1.03M |
| 其他负债 | $36.52M | $25.98M | $32.97M | $32.97M | $25.74M |
| 股东权益合计 | $369.52M | $335.48M | $337.02M | $337.02M | $315.88M |
| 股东权益 | $369.52M | $335.48M | $337.02M | $337.02M | $315.88M |
| 股本 | $20,000.00 | $20,000.00 | $20,000.00 | $20,000.00 | $20,000.00 |
| -普通股 | $20,000.00 | $20,000.00 | $20,000.00 | $20,000.00 | $20,000.00 |
| 资本公积 | $106.66M | $106.16M | $105.90M | $105.90M | $105.82M |
| 留存收益 | $263.26M | $229.12M | $229.18M | $229.18M | $208.31M |
| 不影响留存收益的损益 | -$420,000.00 | $184,000.00 | $1.93M | $1.93M | $1.73M |
| 存款合计 | – | $8.80M | $12.90M | $12.90M | $22.90M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $123.05M | $6.79M | $138.19M | $50.19M | -$7.48M |
| 持续经营经营活动现金流净额 | $123.05M | $6.79M | $138.19M | $50.19M | -$7.48M |
| 持续经营净利润 | $34.15M | $19.91M | $99.62M | $20.87M | $13.16M |
| 持续经营损益 | $2,000.00 | -$53,000.00 | -$569,000.00 | -$27,000.00 | -$41,000.00 |
| 递延税款 | $4.03M | $282,000.00 | -$10.53M | -$2.75M | $2.05M |
| 其他非现金项目 | -$805,000.00 | $389,000.00 | -$2.28M | -$695,000.00 | -$531,000.00 |
| 营运资金变动 | $84.77M | -$14.80M | $39.06M | $31.98M | -$22.62M |
| -应收款变动 | -$14.67M | $599,000.00 | $6.56M | $9.14M | $4.45M |
| -预付资产变动 | -$361.69M | $117.21M | -$6.84M | $168.95M | $121.80M |
| -赔款及理赔费用准备变动 | -$10.68M | -$1.73M | -$209.12M | -$96.85M | -$15.34M |
| -应计投资收益变动 | -$91,000.00 | $386,000.00 | -$1.28M | -$275,000.00 | -$272,000.00 |
| -已付及未付赔款再保险可收回额变动 | $19.06M | $2.08M | $193.04M | $102.83M | $20.69M |
| -应付账款及应计费用变动 | $385.41M | -$140.36M | $22.18M | -$99.04M | -$167.20M |
| -未到期保费变动 | $84.34M | -$10.77M | $59.68M | -$22.72M | $17.15M |
| -其他流动资产变动 | -$5.17M | $13.53M | -$8.54M | -$19.71M | $1.88M |
| -其他流动负债变动 | $11.76M | -$7.84M | $6.41M | $7.35M | $1.44M |
| -Change in Other Working Capital | -$23.51M | $12.10M | -$23.03M | -$17.68M | -$7.22M |
| 投资活动现金流净额 | -$5.31M | -$4.49M | -$135.08M | $9.71M | -$84.92M |
| 持续经营投资活动现金流净额 | -$5.31M | -$4.49M | -$135.08M | $9.71M | -$84.92M |
| 固定资产购置及出售净额 | -$3.21M | -$1.27M | -$5.02M | $19,000.00 | -$4.46M |
| 投资购置及出售净额 | -$2.10M | -$3.22M | -$130.06M | $9.69M | -$80.46M |
| 筹资活动现金流 | -$223,000.00 | -$20.07M | $61.73M | -$103,000.00 | -$102,000.00 |
| 持续经营筹资活动现金流净额 | -$223,000.00 | -$20.07M | $61.73M | -$103,000.00 | -$102,000.00 |
| Net Issuance Payments of Debt | -$103,000.00 | -$103,000.00 | -$411,000.00 | -$103,000.00 | -$102,000.00 |
| 已付现金股利 | $0.00 | -$19.97M | -$22.88M | $0.00 | $0.00 |
| 期末现金余额 | $343.87M | $226.35M | $244.12M | $244.12M | $184.32M |
| 现金净变动 | $117.52M | -$17.77M | $64.85M | $59.80M | -$92.50M |
| 期初现金余额 | $226.35M | $244.12M | $179.27M | $184.32M | $276.82M |
| 自由现金流 | $119.84M | $5.53M | $133.18M | $50.21M | -$11.94M |
| 普通股发行净额 | – | – | $93.00M | $0.00 | $0.00 |
| 其他筹资费用净额 | – | – | -$7.98M | $0.00 | $0.00 |
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