Latest reported quarter: Q3, ended Jul 2026 · reported in CAD
Quarter 2026/Q3
This company reports in its own local currency, not U.S. dollars. Every figure below is labeled with its real currency, not automatically converted.
| Line item | 2026 Q3 (CAD) |
2026 Q2 (CAD) |
2026 Q1 (CAD) |
2025 ANNUAL (CAD) |
2025 Q4 (CAD) |
|---|---|---|---|---|---|
| Total Revenue as Reported | C$38.81M | C$38.29M | C$36.51M | C$124.64M | C$35.09M |
| Total Operating Revenue | C$38.81M | C$38.29M | C$36.51M | C$124.64M | C$35.09M |
| Net Interest Income | C$36.77M | C$35.68M | C$33.88M | C$116.17M | C$32.63M |
| -Interest Income | C$89.74M | C$83.06M | C$81.22M | C$295.68M | C$77.47M |
| -Interest Expense | C$52.96M | C$47.38M | C$47.34M | C$179.51M | C$44.84M |
| Non-Interest Income | C$2.04M | C$2.61M | C$2.63M | C$8.47M | C$2.46M |
| -Other Non-Interest Income | C$2.04M | C$2.61M | C$2.63M | C$8.47M | C$2.46M |
| Credit Losses Provision | C$229,000.00 | -C$428,000.00 | -C$700,000.00 | -C$4.41M | -C$1.32M |
| Non-Interest Expense | C$25.16M | C$27.49M | C$20.55M | C$78.74M | C$23.87M |
| Occupancy and Equipment | C$2.37M | C$1.88M | C$1.80M | C$7.02M | C$1.95M |
| Selling and Admin Expenses | C$22.79M | C$25.60M | C$18.75M | C$71.71M | C$21.92M |
| -General & Admin Expense | C$22.79M | C$25.60M | C$18.75M | C$71.71M | C$21.92M |
| Pretax Profit | C$13.88M | C$10.38M | C$15.27M | C$41.49M | C$9.90M |
| Tax | C$3.82M | C$2.85M | C$4.20M | C$13.04M | C$4.70M |
| Net Profit | C$10.06M | C$7.53M | C$11.07M | C$28.46M | C$5.20M |
| Profit from Continuing Operations | C$10.06M | C$7.53M | C$11.07M | C$28.46M | C$5.20M |
| Net Income to Parent Company | C$10.06M | C$7.53M | C$11.07M | C$28.46M | C$5.20M |
| Net Income to Common Stockholders | C$10.06M | C$7.53M | C$11.07M | C$28.46M | C$5.20M |
| Basic EPS | C$0.31 | C$0.23 | C$0.35 | C$0.90 | C$0.16 |
| Diluted EPS | C$0.31 | C$0.23 | C$0.35 | C$0.90 | C$0.16 |
| Dividend Per Share | C$0.03 | C$0.03 | C$0.03 | C$0.10 | C$0.03 |
| Line item | 2026 Q3 (CAD) |
2026 Q2 (CAD) |
2026 Q1 (CAD) |
2025 ANNUAL (CAD) |
2025 Q4 (CAD) |
|---|---|---|---|---|---|
| Total Assets | C$6.88B | C$6.44B | C$6.15B | C$5.81B | C$5.81B |
| Cash, Cash Equivalents & Federal Funds Sold | C$490.05M | C$568.16M | C$628.00M | C$581.71M | C$581.71M |
| -Cash and Cash Equivalents | C$490.05M | C$568.16M | C$628.00M | C$581.71M | C$581.71M |
| Securities Investment | C$134.18M | C$106.28M | C$101.28M | C$81.88M | C$81.88M |
| -Short Term Investments | C$134.18M | C$106.28M | C$101.28M | C$953,000.00 | C$953,000.00 |
| Derivative Assets | C$2.27M | C$5.15M | C$0.00 | C$0.00 | C$0.00 |
| Net Loan | C$6.13B | C$5.65B | C$5.31B | C$5.04B | C$5.04B |
| -Gross Loan | C$6.14B | C$5.66B | C$5.32B | C$5.05B | C$5.05B |
| -Allowance for Loans and Lease Losses | C$8.11M | C$8.34M | C$7.92M | C$7.28M | C$7.28M |
| Receivables | C$35.98M | C$33.56M | C$33.12M | C$30.79M | C$30.79M |
| -Accounts Receivable | C$35.98M | C$33.56M | C$33.12M | C$30.79M | C$30.79M |
| Net PPE | C$31.45M | C$31.48M | C$26.72M | C$26.36M | C$26.36M |
| -Gross PPE | C$31.45M | C$31.48M | C$26.72M | C$39.81M | C$39.81M |
| Goodwill and Other Intangible Assets | C$19.69M | C$19.97M | C$22.52M | C$22.86M | C$22.86M |
| -Goodwill | C$12.30M | C$12.30M | C$12.30M | C$12.30M | C$12.30M |
| -Other Intangible Assets | C$7.39M | C$7.67M | C$10.21M | C$10.56M | C$10.56M |
| Deferred Assets | C$4.59M | C$4.12M | C$3.31M | C$4.04M | C$4.04M |
| Other Assets | C$23.72M | C$22.12M | C$22.70M | C$17.88M | C$17.88M |
| Total Liabilities | C$6.31B | C$5.89B | C$5.60B | C$5.28B | C$5.28B |
| Total Deposits | C$5.91B | C$5.52B | C$5.25B | C$4.86B | C$4.86B |
| Derivative Product Liabilities | C$0.00 | C$0.00 | C$1.25M | C$416,000.00 | C$416,000.00 |
| Payables | C$2.56M | C$1.47M | C$1.02M | C$126,000.00 | C$126,000.00 |
| -Total Tax Payable | C$2.56M | C$1.47M | C$1.02M | C$126,000.00 | C$126,000.00 |
| Long Term Debt and Capital Lease Obligation | C$107.24M | C$104.32M | C$103.97M | C$108.51M | C$108.51M |
| -Long Term Debt | C$103.79M | C$100.69M | C$100.16M | C$103.52M | C$103.52M |
| -Long Term Capital Lease Obligation | C$3.45M | C$3.64M | C$3.81M | C$5.00M | C$5.00M |
| Non-Current Liabilities | C$275.95M | C$249.15M | C$235.31M | C$290.67M | C$290.67M |
| Non-Current Deferred Liabilities | C$16,000.00 | C$39,000.00 | C$49,000.00 | C$33,000.00 | C$33,000.00 |
| Other Liabilities | C$14.05M | C$12.58M | C$12.39M | C$15.19M | C$15.19M |
| Total Equity | C$565.57M | C$552.24M | C$543.08M | C$532.67M | C$532.67M |
| Stockholders' Equity | C$565.57M | C$552.24M | C$543.08M | C$532.67M | C$532.67M |
| Capital Stock | C$334.90M | C$331.26M | C$328.54M | C$325.91M | C$325.91M |
| -Common Stock | C$334.90M | C$331.26M | C$328.54M | C$325.91M | C$325.91M |
| Additional Paid-In Capital | C$1.03M | C$980,000.00 | C$1.82M | C$2.47M | C$2.47M |
| Retained Earnings | C$229.97M | C$220.72M | C$214.00M | C$203.73M | C$203.73M |
| Gains/Losses Not Affecting Retained Earnings | -C$330,000.00 | -C$727,000.00 | -C$1.28M | C$562,000.00 | C$562,000.00 |
| -Available for Sale Securities | – | – | – | C$80.92M | C$80.92M |
| -Accumulated Depreciation | – | – | – | -C$13.45M | -C$13.45M |
| -Preferred Stock | – | – | – | C$0.00 | C$0.00 |
| Line item | 2026 Q3 (CAD) |
2026 Q2 (CAD) |
2026 Q1 (CAD) |
2025 ANNUAL (CAD) |
2025 Q4 (CAD) |
|---|---|---|---|---|---|
| Operating Cash Flow | -C$44.73M | -C$44.28M | C$55.64M | C$44.45M | C$49.38M |
| Net cash flow from continuing operations | -C$44.73M | -C$44.28M | C$55.64M | C$44.45M | C$49.38M |
| Net Income from Continuing Operations | C$10.06M | C$7.53M | C$11.07M | C$28.46M | C$5.20M |
| Gain/Loss from Continuing Operations | C$5.66M | C$534,000.00 | -C$4.87M | C$3.06M | C$784,000.00 |
| Depreciation & Depletion & Amortization | C$1.23M | C$947,000.00 | C$939,000.00 | C$3.10M | C$902,000.00 |
| Deferred Tax | C$3.82M | C$2.85M | C$4.20M | C$13.04M | C$4.70M |
| Other Non-Cash Items | -C$36.77M | -C$35.68M | -C$33.88M | -C$116.17M | -C$32.63M |
| Change in Working Capital | -C$45.93M | -C$57.04M | C$43.73M | C$16.55M | C$38.94M |
| -Change in Loans | -C$482.69M | -C$341.41M | -C$265.55M | -C$829.79M | -C$287.50M |
| -Change in Other Working Capital | C$436.76M | C$284.37M | C$309.28M | C$846.34M | C$326.45M |
| Net cash flow from investing | -C$31.56M | -C$18.23M | -C$11.76M | C$212.26M | C$76.93M |
| Net Cash Flow from Continuing Investing Activities | -C$31.56M | -C$18.23M | -C$11.76M | C$212.26M | C$76.93M |
| Net PPE Purchase and Sale | -C$185,000.00 | -C$5.48M | -C$170,000.00 | -C$954,000.00 | -C$290,000.00 |
| Net Business Purchase and Sale | C$0.00 | C$0.00 | C$1.04M | C$0.00 | C$0.00 |
| Net Investment Purchase and Sale | -C$32.02M | -C$4.60M | -C$20.12M | C$213.21M | C$77.22M |
| Financing Cash Flow | C$2.67M | C$915,000.00 | C$967,000.00 | C$102.04M | -C$4.14M |
| Net Cash Flow from Continuing Financing Activities | C$2.67M | C$915,000.00 | C$967,000.00 | C$102.04M | -C$4.14M |
| Net Issuance Payments of Debt | -C$186,000.00 | -C$174,000.00 | -C$204,000.00 | -C$367,000.00 | -C$198,000.00 |
| Net Common Stock Issuance | C$3.67M | C$1.89M | C$1.97M | C$105.65M | -C$3.14M |
| Cash Dividends Paid | -C$809,000.00 | -C$802,000.00 | -C$799,000.00 | -C$3.24M | -C$802,000.00 |
| Ending Cash Balance | C$490.05M | C$568.16M | C$628.00M | C$581.71M | C$581.71M |
| Net Change in Cash | -C$73.61M | -C$61.60M | C$44.85M | C$358.75M | C$122.18M |
| Beginning Cash Balance | C$568.16M | C$628.00M | C$581.71M | C$225.25M | C$460.31M |
| Effect of Exchange Rate Changes | -C$4.50M | C$1.76M | C$1.45M | -C$2.30M | -C$777,000.00 |
| Free Cash Flow | -C$44.91M | -C$49.76M | C$55.47M | C$43.50M | C$49.09M |
| Net Other Investing Changes | – | -C$8.15M | C$7.50M | – | – |
| Net Preferred Stock Issuance | – | – | – | C$0.00 | – |
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