Visa V

Ryan McInerney Specific Qualifications, Experience, Attributes, and Skills Senior Leadership As Visa's Chief Executive Officer and previous President, he brings significant senior leadership and direct knowledge and experience in Visa's culture, business development, strategy, growth, and long-term success Payments, Global Markets, and Risk A seasoned industry veteran with deep expertise in payments, global financial services, and mobile technology Technology and E-Commerce/Mobile Gained extensive consumer and mobile banking service experience from serving in various senior management roles, including as Chief Executive Officer and Chief Operating Officer of divisions of a global financial services firm Age: 49 Director Since: February 2023 Board Committees: None Career Highlights Visa Chief Executive Officer, Visa Inc. (since February 2023) President (from May 2013 to January 2023) JPMorgan Chase, a global financial services firm Chief Executive Officer of Consumer Banking (from 2010 to 2013) Chief Operating Officer for Home Lending (from 2009 to 2010) Chief Risk Officer for Consumer Businesses (from 2008 to 2009) Head of Product and Marketing for Consumer Banking (from 2005 to 2008) McKinsey & Company, a global management consulting firm Principal in the firm's retail banking and payments practices (from 1997 to 2005) Other Public Company Directorships Current Public Company Boards: None Previous Public Company Boards: None Educational Background Bachelor's degree in Finance from the University of Notre Dame.

Rajat Taneja President, Technology Age: 61 Joined Visa in November 2013 Responsible for the Company's technology innovation and investment strategy, product engineering, global IT, operations infrastructure, and for accelerating the integration of engineering and product teams Served as Executive Vice President and Chief Technology Officer of Electronic Arts Inc., a video game company, from October 2011 to November 2013, where he was responsible for platform engineering, data center operations, and IT supporting the company's global customer base Worked at Microsoft Corporation, including most recently as the Corporate Vice President, Commerce Division, in 2011 and the General Manager and Corporate Vice President, Online Services Division, from 2007 to 2011 Member of the Board of Directors of MSCI Inc. Received a B.E. in Electrical Engineering from Jadavpur University and an M.B.A. from Washington State University.

Kelly Mahon Tullier Vice Chair, Chief People and Corporate Affairs Officer, and Corporate Secretary Age: 59 Joined Visa in June 2014 Serves as corporate secretary and leads the Company's people, communications, government engagement, inclusive impact and sustainability, transformation, and corporate services functions, including real estate, aviation, security, and global events Served as the Company's Chief Legal and Administrative Officer from January 2021 to September 2021, and General Counsel from October 2014 to January 2021 Former Senior Vice President and Deputy General Counsel for PepsiCo, Inc., a multinational food, snack, and beverage corporation, from August 2011 to June 2014, and managed the global legal teams supporting the business around the world, as well as centralized teams responsible for mergers and acquisitions, intellectual property, regulatory, litigation, and procurement legal matters; also served as Senior Vice President and General Counsel for PepsiCo's Asia Pacific, Middle East and Africa division, based in Dubai Former Vice President and General Counsel for Frito-Lay, Inc., with responsibility for a wide range of legal, policy, and compliance issues Former associate at Baker Botts LLP and also served as a law clerk for the Honorable Sidney A. Fitzwater, U.S. District Court, Northern District of Texas Received her B.A. from Louisiana State University and her J.D., magna cum laude, from Cornell Law School.

Chris Suh Chief Financial Officer Age: 55 Joined Visa in July 2023 Responsible for the Company's financial strategies, planning, and reporting, in addition to all finance operations and investor relations Served as Executive Vice President and Chief Financial Officer of Electronic Arts, Inc., a video game company, from March 2022 to June 2023 Held various senior roles in finance at Microsoft Corporation, a technology company, from July 1996 to February 2022, including as Corporate Vice President and Chief Financial Officer of the company's Cloud + AI group from January 2018 to February 2022 Received a B.A. in Accounting and Finance from the University of Washington and an M.B.A. from the University of Washington Michael G. Foster School of Business.

Paul D. Fabara Chief Risk and Client Services Officer Age: 60 Joined Visa in September 2019 Leads the global risk and client operations functions. Responsible for maintaining the integrity and security of the Visa payment system, while also serving as the principal liaison with regulatory agencies Supports Visa's efforts to continue to deliver industry-leading services to prevent, detect, and mitigate the impact of fraud and security attacks on Visa's clients and other payment system stakeholders Held many senior positions at American Express Company, a multinational financial services corporation, from 2011 to 2019, most recently as President, Global Services Group from February 2018 to September 2019, where he was responsible for the company's global servicing functions, including customer service, credit, and fraud operations, as well as enterprise-wide strategic initiatives; and Chief Risk Officer and President, Global Risk, Banking & Compliance, where he promoted strong capabilities and disciplined, integrated risk controls, from February 2016 to February 2018 Held senior positions at Barclays, a multinational investment bank and financial services company, including Managing Director, Global Head of Operations, Regulatory Implementation and Planning from February 2009 to January 2011, and Global Chief Operating Officer, Barclaycard from August 2006 to February 2009 Former Chief Operating Officer, Card Services at Alliance Data Systems, provider of loyalty and marketing services, from June 2002 to August 2006 Started his career at Providian Financial Corporation, where he served in many capacities, including risk management, underwriting, marketing, sales and service and credit administration.

John F. Lundgren Specific Qualifications, Experience, Attributes, and Skills Senior Leadership Substantial executive leadership and brand experience from having served for over 12 years as Chief Executive Officer and Chairman of Stanley Black & Decker and The Stanley Works Global Markets Gained knowledge and experience with consumer markets in Europe from having served as President, European Consumer Products of Georgia Pacific Corporation, Fort James Corporation, and James River Corporation for over 10 years Financial and Risk Currently serves as a member of the Audit Committee of Topgolf Callaway Brands Corp, providing him with experience in the areas of corporate finance, accounting, internal controls and procedures for financial reporting, risk management oversight, and other audit committee functions Public Company Boards As a current and former director of other public companies, he has experience with corporate governance, risk management, and business strategy and operation As Visa's Board Chair and previously Lead Independent Director, he has developed strong working relationships with his fellow directors and gained their respect and trust, demonstrating effective leadership and functioning of the Board Independent Age: 73 Director Since: April 2017 Board Committees: Compensation Committee Nominating and Corporate Governance Committee Career Highlights Visa Board Chair (since January 2024) and Lead Independent Director (April 2019 to January 2024) Stanley Black & Decker, Inc., a manufacturer of industrial tools and household hardware Chief Executive Officer (from March 2010 until his retirement in July 2016) Chairman (until December 2016) The Stanley Works, a worldwide supplier of consumer products, industrial tools, and security solutions for professional, industrial, and consumer use Chairman and Chief Executive Officer (from March 2004 until its merger with Black & Decker in March 2010) Georgia-Pacific Corporation, manufacturer and distributor of tissue, pulp, paper, packaging, building products, and related chemicals President (from January 2000 to February 2004) Fort James Corporation, pulp and paper company President of European Consumer Products (from 1997 to 2000 until its acquisition by Georgia-Pacific) James River Corporation, pulp and paper company President of European Consumer Products (from 1995 to 1997) Other Public Company Directorships Current Public Company Boards: Topgolf Callaway Brands Corp (Chairman) Previous Public Company Boards: Stanley Black & Decker, Inc. Staples, Inc. Educational Background B.A. degree from Dartmouth College and an M.B.A. degree from Stanford University.

Maynard G. Webb, Jr. Specific Qualifications, Experience, Attributes, and Skills Senior Leadership Substantial leadership and operational experience, having served as the Chief Executive Officer of LiveOps, Chief Operating Officer of eBay, Inc., President of eBay Technologies, and as Chief Information Officer of Gateway and Bay Networks Technology and Payments Significant experience in developing, managing, and leading high-growth technology companies, both from his roles as an investor and as a senior executive of LiveOps and eBay Financial and E-Commerce/Mobile His experience and expertise in engineering and information technology, as well as his prior and current service on the boards of several large, publicly-traded technology companies, enable him to contribute to the Board's understanding and oversight of Visa's management, operations, systems, and strategies Independent Age: 69 Director Since: January 2014 Board Committees: Compensation Committee Finance Committee Career Highlights Webb Investment Network, an early stage investment firm Founder (since 2010) LiveOps, Inc., a cloud-based call center Chairman of the Board (from 2008 to 2013) Chief Executive Officer (from December 2006 to July 2011) eBay, Inc., a global commerce and payments provider Chief Operating Officer (from June 2002 to August 2006) President of eBay Technologies (from August 1999 to June 2002) Gateway, Inc., a computer manufacturer Senior Vice President and Chief Information Officer (from July 1998 to August 1999) Bay Networks, Inc., a computer networking products manufacturer Vice President and Chief Information Officer (from February 1995 to July 1998) Other Public Company Directorships Current Public Company Boards: Salesforce, Inc. Previous Public Company Boards: Extensity, Inc. Gartner, Inc. Hyperion Solutions Corporation Niku Corporation Yahoo! Inc. Educational Background Bachelor of Applied Arts degree from Florida Atlantic University.

Lloyd A. Carney Specific Qualifications, Experience, Attributes, and Skills Senior Leadership Held senior leadership roles at Juniper Networks, Inc., a networking equipment provider, Nortel Networks Inc., a former telecommunications and data networking equipment manufacturer, and Bay Networks, Inc., a computer networking products manufacturer Technology and Global Markets As former Chief Executive Officer for Brocade and prior to that for multiple technology companies, he has extensive experience with information technology, strategic planning, finance, and risk management. He was responsible for design, implementation, and monitoring of large information security networks. He provides consulting and advisory services on information security to government and private institutions Public Company Boards, Financial, and Risk As a current and former director of several publicly-traded and private companies, he has experience with corporate governance, financial reporting and controls, risk management, and business strategy and operations Independent Age: 62 Director Since: June 2015 Board Committees: Audit and Risk Committee Nominating and Corporate Governance Committee Career Highlights Jamaica Ambassador/Special Investment Envoy for Technology (since May 2023) University of Technology, a public university in Jamaica Chancellor (since August 2022) Carney Global Ventures, LLC, an early round investor Chairman and Chief Executive Officer (since March 2007) Brocade Communications Systems, Inc., a global supplier of networking hardware and software Chief Executive Officer and director (from January 2013 to November 2017) Xsigo Systems, an information technology and hardware company Chief Executive Officer and director (from 2008 to 2012) Micromuse, Inc., a networking management software company, acquired by IBM Chief Executive Officer and Chairman of the Board (from 2003 to 2006) Other Public Company Directorships Current Public Company Boards: Grid Dynamics Holdings Inc. (Chairman) Vertex Pharmaceuticals Previous Public Company Boards: Nuance Communications, Inc. (Chairman) Brocade Communications Systems, Inc. Cypress Semiconductor Corporation Micromuse, Inc. (Chairman) Educational Background B.S. degree in Electrical Engineering Technology; Honorary PhD from the Wentworth Institute of Technology; Honorary PhD in engineering from the University of Technology, Kingston, Jamaica; and M.S. degree in Applied Business Management from Lesley College.

Teri L. List Specific Qualifications, Experience, Attributes, and Skills Senior Leadership Highly accomplished executive with decades of financial and leadership experience in dealing with complex finance and accounting matters across multiple industries enables her to provide the board with diverse perspectives and expertise on risk management, strategic planning, and financial oversight Public Company Boards, Financial, and Risk Having served as the Chief Financial Officer of large publicly-traded companies, and through her current and former public company board and committee memberships, she has extensive experience in corporate finance and accounting, financial reporting and internal controls, risk management, human resources, and compensation, which contributes to her service on our Audit and Risk and Compensation Committees Independent Age: 61 Director Since: April 2022 Board Committees: Audit and Risk Committee Compensation Committee Career Highlights Gap Inc., a global clothing retailer Executive Vice President and Chief Financial Officer (from January 2017 until her retirement in June 2020) Dick's Sporting Goods, Inc., a sporting goods retail company Executive Vice President and Chief Financial Officer (from August 2015 to August 2016) Kraft Foods Group Inc., a food and beverage company Advisor (from March 2015 to May 2015) Executive Vice President and Chief Financial Officer (from December 2013 to February 2015) Senior Vice President, Finance (from September 2013 to December 2013) The Procter & Gamble Company, a multinational consumer goods corporation Senior Vice President and Treasurer (from 2009 to 2013) Vice President, Finance, Global Operations (from 2007 to 2009) Vice President, Finance, Fabric Care and Vice President, Finance, Household Care (from 2005 to 2007) Vice President, Corporate Accounting (from 1999 to 2004) Various positions of increasing authority (from 1994 to 1999) Deloitte LLP, an auditing, consulting, tax, and advisory services firm Senior Manager (from 1985 to 1994) Other Public Company Directorships Current Public Company Boards: Danaher Corporation Microsoft Corporation lululemon athletica, inc. Previous Public Company Boards: Double Verify Holdings Oscar Health, Inc. Educational Background Bachelor's degree in accounting from Northern Michigan University; and a certified public accountant.

Denise M. Morrison Specific Qualifications, Experience, Attributes, and Skills Senior Leadership Her extensive executive leadership experience provides her with a strong understanding of the key strategic challenges and opportunities of running a large, complex business, including financial management, operations, risk management, talent management, and succession planning, which contributes to her service on our Board Global Markets Distinguished record of building strong businesses and growing iconic brands, having served over 15 years as Chief Executive Officer and in other senior management roles at The Campbell's Company, whose products are sold in over 120 countries around the world Public Company Boards and Marketing/Brand Her prior experience in sales, marketing, operations, and business development in leading consumer product companies add to her deep understanding of the consumer and retail market. Her current and former board and committee service with public and private companies provide her with a strong understanding of the effective functioning of corporate governance structures Independent Age: 70 Director Since: August 2018 Board Committees: Audit and Risk Committee Compensation Committee Career Highlights Denise Morrison & Associates, LLC, a consulting firm Founder (since October 2018) The Campbell's Company, a food and beverage company President and Chief Executive Officer (from August 2011 to May 2018) Board member (from October 2010 to May 2018) Executive Vice President and Chief Operating Officer (from October 2010 to July 2011) Senior Vice President, President of North America Soup, Sauces and Beverages (from October 2007 to September 2010) President, Campbell USA (from June 2005 to September 2007) President, Global Sales and Chief Customer Officer (from April 2003 to May 2005) Kraft Foods, Inc., a food and beverage company Executive Vice President and General Manager, Snacks Division (from 2001 to 2003) Executive Vice President and General Manager, Confections Division (in 2001) Senior Vice President and General Manager, Nabisco Down the Street Division (in 2000) Senior Vice President, Nabisco Sales and Integrated Logistics (from 1998 to 2000) Vice President, Nabisco Foods Sales and Integrated Logistics (from 1997 to 1998) Area Vice President, West, Nabisco Sales and Integrated Logistics (from 1995 to 1997) Nestle SA Senior marketing and sales positions (from 1984 to 1995) PepsiCo, Inc. Business Development manager (from 1982 to 1984) The Procter & Gamble Company Manager and sales positions (from 1975 to 1982) Other Public Company Directorships Current Public Company Boards: MetLife, Inc. Quest Diagnostics Inc. Previous Public Company Boards: The Campbell's Company Educational Background B.S. degrees in Economics and Psychology from Boston College.

Kermit R. Crawford Specific Qualifications, Experience, Attributes, and Skills Senior Leadership and Marketing/Brand A seasoned executive with over 30 years of senior leadership and operating experience at trusted national brands with a deep understanding of consumer experiences and insights Strong track record of developing strategy, delivering performance, and effecting operational change in highly competitive, global, and consumer-focused service businesses Public Company Boards and Risk As a current and former director of publicly-traded and private companies, he has accumulated extensive experience with corporate governance, business strategy and operations, and risk management and controls Independent Age: 65 Director Since: October 2022 Board Committees: Audit and Risk Committee Nominating and Corporate Governance Committee Career Highlights Rite Aid Corporation, a retail drugstore chain President and Chief Operating Officer (from October 2017 to March 2019) Sycamore Partners, a private equity firm specializing in consumer, distribution, and retail-related investments Operating Partner, Retail and Healthcare (from 2015 to 2017) Walgreens Boots Alliance Inc., a holding company that owns retail pharmacy chains Walgreens and Boots Executive Vice President and President, Pharmacy, Health and Wellness (from 2011 to 2014) Executive Vice President, Pharmacy Services (from 2010 to 2011) Senior Vice President, Pharmacy Services (from 2007 to 2010) Executive Vice President, Pharmacy Benefit Management Services (from 2004 to 2007) Operational Vice President, Store Operations (from 2000 to 2004); and Positions of increasing responsibility in Retail Pharmacy and Store Operations (from 1983 to 2000) Other Public Company Directorships Current Public Company Boards: C.H. Robinson Worldwide, Inc. The Allstate Corporation Previous Public Company Boards: TransUnion Educational Background B.S. degree from The College of Pharmacy and Health Sciences at Texas Southern University.

Linda J. Rendle Specific Qualifications, Experience, Attributes, and Skills Senior Leadership Strong track record of outstanding business results and values-led leadership, gained from over 20 years spent in a variety of senior operational and executive roles across many of Clorox's businesses, provide her with a diverse perspective on global sales, product innovation, and business strategy Global Markets and Marketing/Brand As Chief Executive Officer of a global company, her extensive experience and instrumental role in developing key corporate strategies provide important insights and perspectives with respect to global product development, growth, and long-range planning Independent Age: 47 Director Since: November 2020 Board Committees: Finance Committee Nominating and Corporate Governance Committee Career Highlights The Clorox Company, a global consumer products company Board Chair (since January 2024) Chief Executive Officer (since September 2020) President (from May 2020 to September 2020) EVP, Global Operations & Strategy, Cleaning and International (from July 2019 to May 2020) EVP, Global Operations & Strategy, International, Better Health (from January 2019 to July 2019) EVP and General Manager, Cleaning, Professional Products and Strategy (from June 2018 to January 2019) SVP and General Manager, Cleaning and Professional Products (from April 2017 to June 2018) SVP and General Manager, Cleaning (from August 2016 to April 2017) VP and General Manager, Home Care (from October 2014 to August 2016) VP, Sales, Cleaning (from April 2012 to October 2014) VP, Sales, Director of Sales Planning and Senior Sales Analyst (from January 2003 to April 2012) Procter & Gamble, a global consumer products company Several positions in sales management (from August 2000 to December 2002) Other Public Company Directorships Current Public Company Boards: The Clorox Company (Chair) Educational Background Bachelor's degree in Economics from Harvard University.

Pamela Murphy Specific Qualifications, Experience, Attributes, and Skills Senior Leadership Over 20 years of experience in the software and technology industries that includes senior leadership positions at global companies of scale Technology and Global Markets Extensive background and expertise in leading technology companies with wide range of responsibilities for global operational and financial functions provide additional depth to her role on the Board Public Company Boards and Risk Her experience as Chief Executive Officer of a cybersecurity software company and as a current and former board member of publicly-traded companies contributes to the Board's oversight of Visa's strategies, operations, systems security, and risk management Independent Age: 51 Director Since: April 2023 Board Committees: Finance Committee Nominating and Corporate Governance Committee Career Highlights Imperva, Inc., a cybersecurity software and services provider Chief Executive Officer (from 2020 to 2024) Infor, Inc., an enterprise software company Chief Operating Officer (from 2011 to 2019) Senior Vice President, Corporate Operations (from 2010 to 2011) Oracle Corporation, a computer technology corporation Vice President for Global Business Units Finance and Global Sales Operations (from 2008 to 2010) Vice President, Finance (from 2007 to 2008) Director, Consulting Business Operations EMEA (from 2002 to 2007) Senior Manager, EMEA Finance (from 2000 to 2002) Arthur Andersen LLP, an Accounting and Business Advisory firm Senior Manager, Business Consulting (from 1997 to 2000) Auditor (from 1995 to 1997) Other Public Company Directorships Current Public Company Boards: Rockwell Automation, Inc. Previous Public Company Boards: MeridianLink, Inc. Educational Background Bachelor of Commerce in Accounting and Finance from the University of Cork, Ireland, and a Fellow of the Institute of Chartered Accountants in Ireland.

On September 29, 2025, the board of directors of Visa Inc. elected Bill Ready to the Board, effective September 29, 2025. Mr. Ready is the chief executive officer of Pinterest, a position he has held since 2022. Before joining Pinterest, Mr. Ready was a leader in the payments industry, working across both innovative startups and leading technology companies. He has previously served as president of commerce, payments and next billion users at Google, chief operating officer at PayPal, and chief executive officer of Braintree, parent company of Venmo. Mr. Ready was also the president of iPay Technologies and a strategy consultant for McKinsey & Company where he advised leading financial technology companies. Educational Background: B.S. degree in Information Systems and Finance from the University of Louisville and M.B.A from Harvard Business School.

On June 23, 2022, Peter Andreski, age 49, was appointed as Senior Vice President, Global Corporate Controller and Chief Accounting Officer of the Company, effective July 1, 2022. Mr. Andreski has served as Senior Vice President, Global Head of Revenue Operations of the Company since June 2019. Prior to Visa, Mr. Andreski held a variety of accounting and finance leadership positions with the Boeing Company, ABB Ltd. and Deloitte & Touche. Mr. Andreski earned a Bachelor of Science degree in Business Administration - Accounting from the University of Nebraska in 1995 and a Master of Business Administration degree from the University of Washington in 2012. He is a certified public accountant in the state of Washington.