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UnitedHealth UNH

US equityMarket cap rank #41
$372.23
+$0.94 (+0.25%)
Market open · Sep 24, 1:10 pm ET
After hours $371.00 -0.08%
Open$371.51
Prev close$371.29
Day range$368.50 – $374.74
Volume2.22M
Market cap$333.97B
P/E (TTM)23.9
Dividend yield2.41%

Price chart

Daily bars for up to one year, weekly bars for the 5-year view. Averages are 50/200 trading days (10/40 weeks on the 5-year view).

UNH at a glance

UnitedHealth (UNH) is trading at $372.23, up 0.25% on the day. Its market value of $333.97B makes it the 41st largest of the 300 companies we follow.

The 52-week range is $252.95 to $458.79. Today's price is about 58% of the way from the low to the high. Holders are ahead 8.0% over twelve months, but down 8.3% across the last three months.

Price is below the 50-day average ($400.56) but above the 200-day ($352.82); RSI is 35, and the last 30 sessions moved at roughly 20% annualized volatility.

Revenue for the quarter ended Jun 2026 was $112.03B, up 0.4% from a year earlier, with $5.67B of net profit (a 3.1% margin).

Buyers are paying 23.9 times trailing earnings, 6% below its five-year average of 25.4.

21 analysts follow the stock and the average call is "buy". The mean target, $487.22, sits 30.9% over where the stock trades.

This summary is put together from the numbers on the page and updates when they do. It describes the data; it is not a forecast or a recommendation.

UnitedHealth: the business

UnitedHealth runs the largest U.S. health insurer, UnitedHealthcare, and the Optum health services and pharmacy benefit unit.

What tends to move it. Medical costs in Medicare Advantage, government investigations and its recovery plan are the main issues.

Written by hand by the BeStock desk and revised when a business changes. See how we work. Spot something out of date? Tell us.

Performance

Price return over each window, from adjusted daily and weekly closes

1 day
+0.3%
1 week
-0.8%
1 month
-6.7%
3 months
-8.3%
6 months
+37.5%
Year to date
+14.3%
1 year
+8.0%
Day range
$368.50$374.74
52-week range
$252.95$458.79

Technical signals

Full technicals →
Trend readLeaning bearish

2 bullish · 5 bearish of 7 signals

IndicatorValueSignal
Price vs 20-day average-3.5%Bearish
Price vs 50-day average-7.1%Bearish
Price vs 200-day average+5.5%Bullish
50-day vs 200-day50d above 200dBullish
RSI (14)35.0Bearish
MACD (12,26,9)-7.42Bearish
Bollinger band position15%Bearish

Standard indicator readings worked out from daily closes. They describe how the price has behaved, not where it is going.

Key statistics

Bid / Ask$372.06 / $372.20
Average price today$371.71
Volume2.22MAvg (90d) 5.66M
Turnover$825.81M
Turnover rate0.25%of shares outstanding
Volume ratio0.72vs. recent average pace
Day amplitude1.68%
Market cap$333.97B
Float market cap$333.15B
Shares outstanding895.00M
EPS (TTM)$13.23
P/E (TTM)23.91
P/B3.39
Book value / share$109.68
Earnings yield0.14%
Dividend (TTM)$8.95 / shareYield 2.41%
Net profit (TTM)$11.88B
Net assets$98.45B
30-day volatility19.9%annualized
Avg daily range (ATR)2.76%of price, 14 days
Max drawdown (1y)-29.0%-14.7% from 1y peak

Quote as of Sep 24, 2026 1:10 pm ET. Prices can lag the live tape. This is background information, not a recommendation.

How UNH ranks on BeStock

Market value#41 of 300
P/E (cheapest = 1)#152 of 283
Dividend yield#87 of 244
Closeness to 52-week high#204 of 300
Dollar volume today#46 of 300

Ranks are among the 300 or so U.S.-listed stocks BeStock covers, recalculated whenever prices refresh. A row is left out when the measure does not apply, such as yield for a stock that pays no dividend.

Latest reported quarter: Q2, ended Jun 2026

Revenue$112.03B+0.4% YoY
Operating profit$7.99B+55.2% YoY
Net profit$5.67B+58.7% YoY
Diluted EPS$6.04+61.5% YoY
Free cash flow$10.25B+62.7% YoY
Operating cash flow$11.05B

Revenue, last 8 quarters

$100.8BSep '24$100.8BDec '24$109.6BMar '25$111.6BJun '25$113.2BSep '25$113.2BDec '25$111.7BMar '26$112.0BJun '26

Net profit, last 8 quarters

$6.3BSep '24$5.8BDec '24$6.5BMar '25$3.6BJun '25$2.5BSep '25$218.0MDec '25$6.5BMar '26$5.7BJun '26

Profitability & balance sheet

Gross margin19.5%
Operating margin4.8%
Net margin3.1%
Return on equity14.6%
Return on assets4.6%
Return on invested capital10.1%
Current ratio0.78
Liabilities / assets65.8%
Cash & investments$31.47B
Total debt$73.33B
Net cash (debt)-$41.86B
Free cash flow / sales5.2%

Where the revenue comes from

Quarter 2026/Q2

By business line

  • UnitedHealthcare$86.02B 56.2%
  • Optum Rx$38.29B 25.0%
  • Optum Health$23.47B 15.3%
  • Optum Insight$5.40B 3.5%
Average move on report day±6.4%last 16 reports
Closed higher8 of 1650% of the time
Best reaction+7.2%
Worst reaction-22.4%

Stock move on the day after each report

-8.1%2024/Q3-6.0%2024/Q4-22.4%2025/Q1-7.5%2025/Q2+0.5%2025/Q3-19.6%2025/Q4+7.0%2026/Q1+1.2%2026/Q2

"Implied move" is the size of move the options market was pricing ahead of the report. Move is the stock’s change on the first session after the release.

Valuation

Multiples measured against the stock's own five-year history

Valuation detail →
Price / earnings24.7x
CheapRich

Around its usual level · 46th percentile, 5-year average 25.4x

#1846 of 2977 stocks by PE (1 = cheapest)

Price / book3.5x
CheapRich

Below its usual level · 20th percentile, 5-year average 5.1x

#3806 of 5303 stocks by PB (1 = cheapest)

Price / sales0.8x
CheapRich

Near the bottom of its 5-year range · 19th percentile, 5-year average 1.2x

#1265 of 5143 stocks by PS (1 = cheapest)

P/E over five years

9x20x31x42xSep '21Mar '24Sep '26

Dashed line is the 5-year average; the shaded band is one standard deviation either side.

Morningstar fair value estimate

Fair value$475.00
Price vs. fair value-21.6%Trading below the estimate
Star rating★★★★☆
Economic moatNarrow
UncertaintyHigh

Analyst view

All ratings →
ConsensusBuy
Analysts21
Average target$487.22+30.9% vs. price
  • Buy 81%
  • Hold 19%
Low $430.00Now $372.23Avg $487.22High $529.00

Latest rating actions

  • 14 Sep 2026UBSBUY · PT $490.00
  • 14 Sep 2026EvercoreBUY · PT $480.00
  • 10 Sep 2026BarclaysBUY · PT $441.00
  • 9 Sep 2026Wells FargoBUY · PT $526.00
  • 9 Sep 2026BernsteinBUY · PT $512.00

Ownership & positioning

Who holds it, who is betting against it, and where the big money is moving

Ownership detail →
Institutional ownership89.3%+0.68 pts vs. prior quarter
Institutions holding3,932-23 vs. prior quarter
Insider trades (recent)16 buys / 4 sellsNet buying
Short interest1.70% of floatDays to cover 3.6 · as of 31 Aug 2026
Short-sale volume share12.3%5-day average of daily volume

Short-sale volume as % of daily volume

7%10%14%17%Aug '26Sep '26Sep '26

Large-order net flow, last 20 sessions

Net of large-order buying minus selling, in USD. Over this window: −$147.90M (3 inflow days, 17 outflow days).

Dividends

Dividend yield (TTM)2.41%
Last dividend$2.32Ex-date 14 Sep 2026
Next-to-last$2.32
Payments on file40

Dividends paid per share, by year

3.4520184.1420194.8320205.6020216.4020227.2920238.1820248.732025

Across the full calendar years shown, the annual payout grew by roughly 14.2% a year.

Latest headlines

More news →
  • UnitedHealth, Alphabet Inc. Cl A Share Losses Lead Dow's 350-Point DropMarketWatch · 9 Sep 2026
  • Bernstein Maintains UnitedHealth(UNH.US) With Buy Rating, Maintains Target Price $512Market news · 9 Sep 2026
  • UnitedHealth Stock (UNH) Is Up 20%+ YTD. Does Wall Street See More Room to Run?TipRanks · 8 Sep 2026
  • Bernstein Maintains UnitedHealth(UNH.US) With Buy Rating, Maintains Target Price $512Market news · 4 Sep 2026
  • Wells Fargo Maintains UnitedHealth(UNH.US) With Buy Rating, Maintains Target Price $526Market news · 15 Sep 2026
  • Evercore Maintains UnitedHealth(UNH.US) With Buy Rating, Raises Target Price to $480Market news · 14 Sep 2026

UNH stock: common questions

Where is UNH trading right now?

$372.23 is the latest print for UNH, a move of +0.25% against yesterday's close of $371.29. Today's low and high so far: $368.50 and $374.74.

What is UNH worth in total?

Equity value comes to $333.97B at the current price. By that measure it is number 41 of the 300 names in our coverage.

What multiple of earnings does UNH sell for?

Buyers pay 23.9 times the last twelve months of profit (EPS $13.23). Averaged over five years the multiple has been 25.4, and today's level ranks in the 46th percentile of its own history.

How far is UNH from its yearly high?

The year's floor is $252.95 and the ceiling $458.79. Shares are 18.9% away from that ceiling.

Are there dividends on UnitedHealth shares?

It does. Payouts over the past twelve months work out to a 2.41% yield; the latest ex-dividend date was September 14, 2026.

Do Wall Street analysts like UNH?

Of 21 analysts, 81% say buy, 19% hold and 0% sell. Price targets average $487.22, with the most cautious at $430.00 and the most optimistic at $529.00.

How does UnitedHealth make money?

UnitedHealth runs the largest U.S. health insurer, UnitedHealthcare, and the Optum health services and pharmacy benefit unit.

BeStock publishes market data and analysis for information only. Nothing here is investment advice or a solicitation to buy or sell any security. Quotes may be delayed and figures can contain errors; check primary sources before you trade. How we source and calculate these pages.

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