Latest reported quarter: Q2, ended Jun 2026
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Operating Revenue | $35.88M | $33.80M | $118.09M | $31.84M | $31.13M |
| Net Interest Income | $32.37M | $30.26M | $104.95M | $28.74M | $27.53M |
| -Interest Income | $58.13M | $54.61M | $211.48M | $54.53M | $54.99M |
| -Interest Expense | $25.76M | $24.35M | $106.53M | $25.79M | $27.46M |
| Non-Interest Income | $3.51M | $3.54M | $13.14M | $3.09M | $3.60M |
| -Total Premiums Earned | $457,000.00 | $446,000.00 | $1.71M | $451,000.00 | $439,000.00 |
| -Fees and Commissions | $2.84M | $2.84M | $11.02M | $2.96M | $2.83M |
| -Other Non-Interest Income | $211,000.00 | $257,000.00 | $924,000.00 | $195,000.00 | $335,000.00 |
| Credit Losses Provision | -$1.03M | -$1.30M | -$2.95M | -$650,000.00 | -$850,000.00 |
| Non-Interest Expense | $20.39M | $20.02M | $75.53M | $18.42M | $18.95M |
| Occupancy and Equipment | $2.55M | $2.49M | $9.98M | $2.47M | $2.45M |
| Professional Expense and Contract Services Expense | $782,000.00 | $675,000.00 | $2.46M | $732,000.00 | $605,000.00 |
| Selling and Admin Expenses | $13.53M | $13.27M | $50.21M | $11.87M | $12.67M |
| -Selling & Marketing Expense | $423,000.00 | $399,000.00 | $1.53M | $346,000.00 | $412,000.00 |
| -General & Admin Expense | $13.11M | $12.87M | $48.68M | $11.52M | $12.26M |
| Other Non-Interest Expenses | $3.53M | $3.58M | $12.89M | $3.35M | $3.22M |
| Pretax Profit | $14.46M | $12.48M | $39.61M | $12.77M | $11.33M |
| Tax | $3.27M | $2.60M | $9.24M | $2.91M | $2.67M |
| Net Profit | $11.20M | $9.89M | $30.37M | $9.86M | $8.66M |
| Profit from Continuing Operations | $11.20M | $9.89M | $30.37M | $9.86M | $8.66M |
| Net Income to Parent Company | $11.20M | $9.89M | $30.37M | $9.86M | $8.66M |
| Net Income to Common Stockholders | $11.20M | $9.89M | $30.37M | $9.86M | $8.66M |
| Basic EPS | $1.22 | $1.21 | $3.75 | $1.23 | $1.08 |
| Diluted EPS | $1.20 | $1.19 | $3.72 | $1.21 | $1.07 |
| -Gain Loss on Sale of Assets | – | – | -$515,000.00 | – | – |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Assets | $4.70B | $4.58B | $4.40B | $4.40B | $4.36B |
| Cash, Cash Equivalents & Federal Funds Sold | $361.63M | $342.78M | $269.58M | $269.58M | $282.90M |
| -Cash and Cash Equivalents | $102.59M | $114.54M | $86.11M | $86.11M | $104.37M |
| -Money Market Investments | $259.05M | $228.24M | $183.47M | $183.47M | $178.53M |
| Securities Investment | $149.67M | $129.44M | $132.85M | $132.85M | $136.16M |
| -Available for Sale Securities | $149.65M | $129.40M | $132.83M | $132.83M | $135.69M |
| -Short Term Investments | $21,000.00 | $35,000.00 | $19,000.00 | $19,000.00 | $469,000.00 |
| Long Term Equity Investment | $403,000.00 | $403,000.00 | $403,000.00 | $403,000.00 | $403,000.00 |
| Net Loan | $3.99B | $3.91B | $3.81B | $3.81B | $3.75B |
| -Gross Loan | $4.04B | $3.96B | $3.86B | $3.86B | $3.80B |
| -Allowance for Loans and Lease Losses | $44.23M | $43.38M | $42.28M | $42.28M | $41.80M |
| Net PPE | $88.01M | $88.58M | $83.47M | $83.47M | $84.59M |
| Bank-Owned Life Insurance | $56.68M | $56.22M | $55.78M | $55.78M | $55.32M |
| Deferred Assets | $13.95M | $13.81M | $13.70M | $13.70M | $12.66M |
| Other Assets | $35.22M | $34.61M | $33.30M | $33.30M | $32.43M |
| Total Liabilities | $4.25B | $4.20B | $4.03B | $4.03B | $4.00B |
| Total Deposits | $3.94B | $3.87B | $3.72B | $3.72B | $3.68B |
| Long Term Debt and Capital Lease Obligation | $253.40M | $264.90M | $264.90M | $264.90M | $264.90M |
| -Long Term Debt | $253.40M | $264.90M | $264.90M | $264.90M | $264.90M |
| Other Liabilities | $59.05M | $60.63M | $53.13M | $53.13M | $60.92M |
| Total Equity | $452.27M | $379.41M | $368.66M | $368.66M | $356.35M |
| Stockholders' Equity | $452.27M | $379.41M | $368.66M | $368.66M | $356.35M |
| Capital Stock | $95,000.00 | $82,000.00 | $82,000.00 | $82,000.00 | $82,000.00 |
| -Common Stock | $95,000.00 | $82,000.00 | $82,000.00 | $82,000.00 | $82,000.00 |
| -Preferred Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Additional Paid-In Capital | $188.93M | $127.17M | $125.92M | $125.92M | $125.04M |
| Retained Earnings | $272.53M | $261.33M | $251.44M | $251.44M | $241.59M |
| Gains/Losses Not Affecting Retained Earnings | -$8.37M | -$7.87M | -$7.45M | -$7.45M | -$8.43M |
| Other Equity Interests | -$912,000.00 | -$1.30M | -$1.34M | -$1.34M | -$1.93M |
| -Gross PPE | – | – | $114.32M | $114.32M | – |
| -Accumulated Depreciation | – | – | -$30.85M | -$30.85M | – |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $18.05M | $10.77M | $30.46M | -$2.09M | $14.49M |
| Net cash flow from continuing operations | $18.05M | $10.77M | $30.46M | -$2.09M | $14.49M |
| Net Income from Continuing Operations | $11.20M | $9.89M | $30.37M | $9.86M | $8.66M |
| Gain/Loss from Continuing Operations | -$1.59M | -$1.32M | -$5.82M | -$1.27M | -$1.74M |
| Depreciation & Depletion & Amortization | $956,000.00 | $945,000.00 | $4.31M | $988,000.00 | $1.02M |
| Other Non-Cash Items | $6.68M | -$793,000.00 | -$666,000.00 | -$2.88M | $5.57M |
| Change in Working Capital | -$850,000.00 | $238,000.00 | -$3.38M | -$10.12M | -$535,000.00 |
| -Change in Deferred Charges | -$1,000.00 | $1,000.00 | -$1.30M | – | – |
| -Change in Other Current Assets | $330,000.00 | -$886,000.00 | $1.88M | -$879,000.00 | $305,000.00 |
| -Change in Other Current Liabilities | -$858,000.00 | $1.43M | -$2.33M | -$7.50M | -$422,000.00 |
| -Change in Other Working Capital | -$321,000.00 | -$311,000.00 | -$1.62M | -$433,000.00 | -$417,000.00 |
| Net cash flow from investing | -$111.15M | -$94.89M | -$206.33M | -$52.51M | -$43.21M |
| Net Cash Flow from Continuing Investing Activities | -$111.15M | -$94.89M | -$206.33M | -$52.51M | -$43.21M |
| Net PPE Purchase and Sale | -$1.32M | -$280,000.00 | -$581,000.00 | -$272,000.00 | -$88,000.00 |
| Net Investment Purchase and Sale | -$20.84M | $2.78M | $7.97M | $3.94M | -$951,000.00 |
| Net Income from Loans | -$89.28M | -$97.62M | -$213.72M | -$56.17M | -$42.17M |
| Net Other Investing Changes | $292,000.00 | $237,000.00 | – | – | – |
| Financing Cash Flow | $111.96M | $157.31M | $282.60M | $41.28M | $40.59M |
| Net Cash Flow from Continuing Financing Activities | $111.96M | $157.31M | $282.60M | $41.28M | $40.59M |
| Increase/Decrease in Deposit | $62.00M | $156.65M | $281.04M | $40.39M | $40.09M |
| Proceeds from Stock Option Exercised | $239,000.00 | $1.30M | $2.04M | $945,000.00 | $581,000.00 |
| Net Other Financing Activities | -$49,000.00 | -$642,000.00 | -$485,000.00 | -$56,000.00 | -$79,000.00 |
| Ending Cash Balance | $361.63M | $342.78M | $269.58M | $269.58M | $282.90M |
| Net Change in Cash | $18.86M | $73.19M | $106.72M | -$13.32M | $11.87M |
| Beginning Cash Balance | $342.78M | $269.58M | $162.86M | $282.90M | $271.03M |
| Free Cash Flow | $16.73M | $10.49M | $29.88M | -$2.36M | $14.40M |
| Net Issuance Payments of Debt | – | – | $0.00 | $0.00 | $0.00 |
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