Your Best Stock
Stocks › Capital Markets › SCHW

Charles Schwab SCHW

US equityMarket cap rank #89Capital MarketsAsset Management
$99.44
−$0.06 (-0.06%)
Market open · Sep 24, 2:00 pm ET
After hours $99.51 +0.01%
Open$99.51
Prev close$99.50
Day range$98.07 – $100.00
Volume4.09M
Market cap$171.97B
P/E (TTM)18.1
Dividend yield1.19%

Fundamentals

Latest reported quarter: Q2, ended Jun 2026

Revenue$7.07B+20.9% YoY
Net profit$2.80B+31.7% YoY
Diluted EPS$1.54+42.6% YoY
Free cash flow$4.12B+35.0% YoY
Operating cash flow$4.30B

Revenue, last 8 quarters

$4.8BSep '24$5.3BDec '24$5.6BMar '25$5.9BJun '25$6.1BSep '25$6.3BDec '25$6.5BMar '26$7.1BJun '26

Net profit, last 8 quarters

$1.4BSep '24$1.8BDec '24$1.9BMar '25$2.1BJun '25$2.4BSep '25$2.5BDec '25$2.5BMar '26$2.8BJun '26

Diluted EPS by quarter

0.71Sep '240.94Dec '240.99Mar '251.08Jun '251.26Sep '251.33Dec '251.37Mar '261.54Jun '26

Free cash flow by quarter

$19.0BSep '24$-11.1BDec '24$6.2BMar '25$3.0BJun '25$393.0MSep '25$-921.0MDec '25$7.2BMar '26$4.1BJun '26

Annual revenue

$11.7BFY20$18.5BFY21$20.8BFY22$18.8BFY23$19.6BFY24$23.9BFY25

Profitability & balance sheet

Net margin37.4%
Return on equity22.4%
Return on assets2.0%
Liabilities / assets90.3%
Cash & investments$40.58B
Total debt$37.35B
Net cash (debt)$3.24B
Free cash flow / sales41.5%

Where the revenue comes from

Quarter 2026/Q2

By business line

  • Investor Services$5.53B 78.2%
  • Advisor Services$1.54B 21.8%

Income statement

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Total Revenue as Reported $7.07B $6.48B – – $6.14B
Total Operating Revenue $7.07B $6.48B $23.92B $6.34B $6.14B
Net Interest Income $3.36B $3.14B $11.75B $3.17B $3.05B
-Interest Income $4.15B $3.96B $15.50B $4.00B $3.96B
-Interest Expense $789.00M $818.00M $3.75B $832.00M $906.00M
Non-Interest Income $3.72B $3.34B $12.17B $3.16B $3.09B
-Fees and Commissions $2.16B $2.05B $7.48B $1.97B $1.92B
-Trading Gain Loss $1.22B $1.09B $3.92B $1.07B $995.00M
-Other Non-Interest Income $342.00M $195.00M $767.00M $127.00M $170.00M
-Gain Loss on Sale of Assets $0.00 $0.00 $0.00 $0.00 $0.00
Non-Interest Expense $3.40B $3.29B $12.46B $3.16B $3.11B
Occupancy and Equipment $301.00M $285.00M $1.12B $293.00M $280.00M
Professional Expense and Contract Services Expense $307.00M $303.00M $1.20B $344.00M $293.00M
Selling and Admin Expenses $1.90B $1.91B $6.91B $1.75B $1.75B
-Selling & Marketing Expense $111.00M $101.00M $420.00M $115.00M $101.00M
-General & Admin Expense $1.79B $1.81B $6.49B $1.63B $1.65B
Depreciation & Amortization & Depletion $340.00M $333.00M $1.36B $333.00M $339.00M
-Depreciation & Amortization $340.00M $333.00M $1.36B $333.00M $339.00M
Other Non-Interest Expenses $554.00M $460.00M $1.88B $441.00M $448.00M
Pretax Profit $3.67B $3.19B $11.46B $3.18B $3.02B
Tax $869.00M $709.00M $2.61B $721.00M $663.00M
Net Profit $2.80B $2.48B $8.85B $2.46B $2.36B
Profit from Continuing Operations $2.80B $2.48B $8.85B $2.46B $2.36B
Net Income to Parent Company $2.80B $2.48B $8.85B $2.46B $2.36B
Preferred Stock Dividends $119.00M $82.00M $435.00M $92.00M $81.00M
Net Income to Common Stockholders $2.68B $2.40B $8.42B $2.37B $2.28B
Basic EPS $1.55 $1.37 $4.67 $1.34 $1.26
Diluted EPS $1.54 $1.37 $4.65 $1.33 $1.26
Dividend Per Share $0.32 $0.32 $1.08 $0.27 $0.27

Balance sheet

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Total Assets $517.27B $493.32B $491.00B $491.00B $465.26B
Cash, Cash Equivalents & Federal Funds Sold $73.59B $84.75B $88.96B $88.96B $78.33B
-Cash and Cash Equivalents $40.58B $44.98B $46.03B $46.03B $30.57B
-Restricted Cash and Investments $33.01B $39.78B $42.93B $42.93B $47.75B
Securities Investment $188.34B $189.54B $200.25B $200.25B $196.64B
-Held to Maturity Securities $126.64B $129.09B $132.70B $132.70B $134.65B
-Short Term Investments $61.71B $60.44B $62.08B $62.08B $62.00B
Net Loan $67.00B $60.87B $57.96B $57.96B $53.57B
-Gross Loan $67.03B $60.91B $57.99B $57.99B $53.59B
-Allowance for Loans and Lease Losses $37.00M $36.00M $36.00M $36.00M $22.00M
Receivables $144.85B $118.02B $115.52B $115.52B $98.52B
-Accounts Receivable $122.85B $106.21B $107.55B $107.55B $93.79B
-Other Receivables $22.00B $11.81B $7.98B $7.98B $4.73B
Net PPE $3.66B $3.07B $3.80B $3.80B $3.14B
Goodwill and Other Intangible Assets $19.57B $19.71B $19.18B $19.18B $19.31B
-Goodwill $12.29B $12.30B $11.95B $11.95B $11.95B
-Other Intangible Assets $7.28B $7.41B $7.23B $7.23B $7.36B
Other Assets $20.25B $17.36B $2.02B $2.02B $15.75B
Total Liabilities $467.12B $444.09B $441.57B $441.57B $415.87B
Total Deposits $249.68B $253.04B $255.75B $255.75B $239.06B
Derivative Product Liabilities -$231.00M -$97.00M $11.00M $11.00M $6.00M
Short-Term Debt and Capital Lease Obligation $14.45B $12.49B $8.76B $8.76B $7.39B
-Current Debt $14.45B $12.49B $8.76B $8.76B $7.39B
Payables $167.79B $146.09B $142.03B $142.03B $137.80B
-Accounts Payable $167.79B $146.09B $142.03B $142.03B $137.80B
Long Term Debt and Capital Lease Obligation $22.90B $20.58B $22.19B $22.19B $20.19B
-Long Term Debt $22.88B $20.55B $22.15B $22.15B $20.16B
-Long Term Capital Lease Obligation $23.00M $30.00M $37.00M $37.00M $30.00M
Other Liabilities $12.53B $11.98B $12.83B $12.83B $11.42B
Total Equity $50.15B $49.23B $49.43B $49.43B $49.38B
Stockholders' Equity $50.15B $49.23B $49.43B $49.43B $49.38B
Capital Stock $6.23B $6.78B $6.78B $6.78B $6.78B
-Common Stock $21.00M $21.00M $21.00M $21.00M $21.00M
-Preferred Stock $6.21B $6.76B $6.76B $6.76B $6.76B
Additional Paid-In Capital $28.18B $28.05B $28.00B $28.00B $27.91B
Retained Earnings $48.04B $45.91B $44.07B $44.07B $42.17B
Less: Treasury Stock $21.74B $20.75B $18.44B $18.44B $15.68B
Gains/Losses Not Affecting Retained Earnings -$10.58B -$10.76B -$10.98B -$10.98B -$11.80B
-Available for Sale Securities – – $5.48B $5.48B –
-Gross PPE – – $8.76B $8.76B –
-Accumulated Depreciation – – -$4.97B -$4.97B –
Federal Home Loan Bank Stock – – $753.00M $753.00M –
Deferred Assets – – $2.55B $2.55B –

Cash flow

Line item 2026 Q2 2026 Q1 2025 ANNUAL 2025 Q4 2025 Q3
Operating Cash Flow $4.30B $7.34B $9.31B -$763.00M $538.00M
Net cash flow from continuing operations $4.30B $7.34B $9.31B -$763.00M $538.00M
Net Income from Continuing Operations $2.80B $2.48B $8.85B $2.46B $2.36B
Depreciation & Depletion & Amortization $340.00M $333.00M $1.36B $333.00M $339.00M
Deferred Tax -$10.00M -$10.00M $361.00M -$36.00M $437.00M
Other Non-Cash Items $219.00M $183.00M $729.00M $204.00M $206.00M
Change in Working Capital $712.00M $4.05B -$3.01B -$3.95B -$3.04B
-Change in Receivables -$26.85B -$6.19B -$24.14B -$13.34B -$11.49B
-Change in Payables and Accrued Expense $21.99B $2.99B $26.94B $5.49B $10.10B
-Change in Other Current Assets $5.57B $7.24B -$5.81B $3.90B -$1.64B
Net cash flow from investing -$6.41B -$10.00M $24.54B -$1.15B $6.14B
Net Cash Flow from Continuing Investing Activities -$6.41B -$10.00M $24.54B -$1.15B $6.14B
Net PPE Purchase and Sale -$185.00M -$140.00M -$548.00M -$158.00M -$145.00M
Net Business Purchase and Sale $0.00 -$577.00M – – –
Net Investment Purchase and Sale $8.00M $3.86B $37.63B $3.53B $9.27B
Net Income from Loans -$6.04B -$3.02B -$12.81B -$4.38B -$3.20B
Net Other Investing Changes -$193.00M -$136.00M $265.00M -$139.00M $212.00M
Financing Cash Flow -$1.96B -$3.71B -$29.70B $16.71B -$7.39B
Net Cash Flow from Continuing Financing Activities -$1.96B -$3.71B -$29.70B $16.71B -$7.39B
Increase/Decrease in Deposit -$3.36B -$2.71B -$3.37B $16.69B $6.00B
Net Issuance Payments of Debt $3.63B $2.09B -$14.25B $3.34B -$10.10B
Net Common Stock Issuance -$999.00M -$2.38B -$7.35B -$2.77B -$2.75B
Cash Dividends Paid -$643.00M -$632.00M -$2.33B -$564.00M -$562.00M
Proceeds from Stock Option Exercised $11.00M $47.00M $156.00M $15.00M $32.00M
Net Other Financing Activities -$29.00M -$129.00M -$101.00M -$4.00M -$2.00M
Ending Cash Balance $69.20B $73.28B $69.66B $69.66B $54.87B
Net Change in Cash -$4.08B $3.62B $4.15B $14.80B -$704.00M
Beginning Cash Balance $73.28B $69.66B $65.51B $54.87B $55.57B
Free Cash Flow $4.12B $7.20B $8.76B -$921.00M $393.00M
Net Preferred Stock Issuance – – -$2.46B $0.00 $0.00
Scroll to Top