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Provident Financial Services PFS

US equityMarket cap rank #2505
$22.38 −$0.20 (-0.89%)
Pre-market · Oct 6, 7:30 am ET · After hours $22.38 0.00%
Open$22.59
Prev close$22.58
Day range$22.28 – $22.63
Volume1.05M
Market cap$2.92B
P/E (TTM)9.3
Dividend yield4.29%

Fundamentals

Latest reported quarter: ANNUAL, ended Dec 2025

Revenue$870.40M+25.3% YoY
Net profit$291.16M+152.0% YoY
Diluted EPS$2.23+112.4% YoY

Annual revenue

$385.0MFY20$452.8MFY21$505.3MFY22$479.3MFY23$694.7MFY24$870.4MFY25

Profitability & balance sheet

Net margin33.5%

Income statement

Line item 2025 ANNUAL 2024 ANNUAL 2023 ANNUAL 2022 ANNUAL 2021 ANNUAL
Dividend Per Share $0.96 $0.96 $0.96 $0.96 $0.93
Selling and Admin Expenses $271.57M $236.45M $161.90M $157.59M $153.58M
Net Interest Income $760.57M $600.61M $399.45M $417.55M $366.02M
Non-Interest Expense $458.66M $400.68M $267.51M $256.10M $248.54M
Credit Losses Provision -$3.58M -$87.56M -$28.17M -$5.00M $22.82M
-Gain Loss on Sale of Assets $843,000.00 -$2.99M $30,000.00 $181,000.00 $255,000.00
-Other Non-Interest Income $8.49M $4.54M $7.32M $14.18M $7.69M
-Fees and Commissions $90.38M $80.85M $66.00M $67.44M $70.94M
-Total Premiums Earned $10.13M $11.71M $6.48M $5.99M $7.93M
Non-Interest Income $109.84M $94.11M $79.83M $87.79M $86.81M
-Interest Expense $512.21M $445.52M $216.37M $48.63M $36.32M
-Interest Income $1.27B $1.05B $615.82M $466.18M $402.34M
Total Operating Revenue $870.40M $694.73M $479.28M $505.34M $452.83M
-Selling & Marketing Expense $5.53M $5.15M $4.82M $5.19M $3.95M
-General & Admin Expense $266.04M $231.31M $157.08M $152.40M $149.63M
Depreciation & Amortization & Depletion $37.07M $28.93M $2.95M $3.29M $3.66M
Occupancy and Equipment $52.79M $45.01M $32.27M $34.57M $32.93M
Diluted EPS $2.23 $1.05 $1.71 $2.35 $2.19
Basic EPS $2.23 $1.05 $1.72 $2.35 $2.20
Net Income to Common Stockholders $291.16M $115.53M $128.40M $175.65M $167.92M
Net Income to Parent Company $291.16M $115.53M $128.40M $175.65M $167.92M
Profit from Continuing Operations $291.16M $115.53M $128.40M $175.65M $167.92M
Net Profit $291.16M $115.53M $128.40M $175.65M $167.92M
Tax $117.00M $34.09M $47.38M $64.46M $59.20M
Pretax Profit $408.16M $149.62M $175.78M $240.11M $227.12M
-Less:Restructuring and Mergern & Acquisition $0.00 $56.87M $7.83M $4.13M $0.00
Special Income (Charges) $0.00 -$56.87M -$7.83M -$4.13M $0.00
-Depreciation & Amortization $37.07M $28.93M $2.95M $3.29M $3.66M
Other Non-Interest Expenses $97.24M $90.29M $70.39M $60.66M $58.37M
Other Income (Expense) – -$56.87M -$7.83M -$4.13M –

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