Mid Penn Bancorp MPB
$34.46 +$0.16 (+0.47%)
Market closed · Nov 6, 8:20 pm ET · Last extended-hours $34.46 0.00%
Open$34.35
Prev close$34.30
Day range$34.18 – $34.74
Volume135.3K
Market cap$873.32M
P/E (TTM)11.8
Dividend yield2.50%
Fundamentals
Latest reported quarter: Q3, ended Sep 2026
Revenue$73.47M+20.9% YoY
Net profit$21.63M+18.2% YoY
Diluted EPS$0.84+6.3% YoY
Free cash flow$31.21M-3.9% YoY
Operating cash flow$32.38M
Revenue, last 8 quarters
Net profit, last 8 quarters
Diluted EPS by quarter
Free cash flow by quarter
Annual revenue
Profitability & balance sheet
Net margin29.4%
Liabilities / assets87.4%
Cash & investments$76.87M
Total debt$86.18M
Net cash (debt)-$9.31M
Income statement
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Operating Revenue | $73.47M | $75.17M | $63.61M | $222.61M | $61.05M |
| Net Interest Income | $64.64M | $65.28M | $55.25M | $199.10M | $54.75M |
| -Interest Income | $97.58M | $96.69M | $83.93M | $323.77M | $85.14M |
| -Interest Expense | $32.94M | $31.41M | $28.68M | $124.68M | $30.39M |
| Non-Interest Income | $8.83M | $9.89M | $8.36M | $23.51M | $6.30M |
| -Total Premiums Earned | $816,000.00 | $1.04M | $705,000.00 | $1.98M | $609,000.00 |
| -Fees and Commissions | $6.18M | $6.12M | $4.89M | $11.89M | $2.88M |
| -Other Non-Interest Income | $2.16M | $2.59M | $3.01M | $10.05M | $2.93M |
| -Gain Loss on Sale of Assets | -$326,000.00 | $136,000.00 | -$247,000.00 | -$404,000.00 | -$115,000.00 |
| Credit Losses Provision | $1.56M | -$528,000.00 | -$1.59M | -$1.30M | $839,000.00 |
| Non-Interest Expense | $47.34M | $46.97M | $42.99M | $137.42M | $34.91M |
| Occupancy and Equipment | $4.72M | $4.58M | $4.81M | $14.93M | $4.06M |
| Professional Expense and Contract Services Expense | $1.71M | $2.16M | $1.69M | $3.88M | $992,000.00 |
| Selling and Admin Expenses | $27.28M | $27.61M | $24.15M | $81.48M | $21.07M |
| -General & Admin Expense | $27.28M | $27.61M | $24.15M | $81.48M | $21.07M |
| Depreciation & Amortization & Depletion | $1.71M | $1.82M | $1.30M | $3.05M | $930,000.00 |
| -Depreciation & Amortization | $1.71M | $1.82M | $1.30M | $3.05M | $930,000.00 |
| Other Non-Interest Expenses | $11.91M | $10.81M | $11.05M | $34.09M | $7.86M |
| Other Income (Expense) | -$43,000.00 | -$103,000.00 | -$7.72M | -$11.52M | $39,000.00 |
| Special Income (Charges) | -$43,000.00 | -$103,000.00 | -$7.72M | -$11.52M | $39,000.00 |
| -Less:Restructuring and Mergern & Acquisition | $43,000.00 | $103,000.00 | $7.72M | $11.52M | -$39,000.00 |
| Pretax Profit | $27.65M | $27.57M | $11.30M | $72.37M | $27.02M |
| Tax | $6.02M | $5.88M | $2.60M | $16.12M | $7.57M |
| Net Profit | $21.63M | $21.69M | $8.71M | $56.25M | $19.45M |
| Profit from Continuing Operations | $21.63M | $21.69M | $8.71M | $56.25M | $19.45M |
| Net Income to Parent Company | $21.63M | $21.69M | $8.71M | $56.25M | $19.45M |
| Net Income to Common Stockholders | $21.63M | $21.69M | $8.71M | $56.25M | $19.45M |
| Basic EPS | $0.85 | $0.86 | $0.36 | $2.59 | $0.84 |
| Diluted EPS | $0.84 | $0.85 | $0.36 | $2.55 | $0.83 |
| Dividend Per Share | $0.23 | $0.22 | $0.22 | $0.82 | $0.22 |
Balance sheet
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Assets | $7.14B | $7.06B | $6.96B | $6.13B | $6.13B |
| Cash, Cash Equivalents & Federal Funds Sold | $180.91M | $102.37M | $151.27M | $106.49M | $106.49M |
| -Cash and Cash Equivalents | $76.87M | $70.54M | $80.35M | $75.87M | $75.87M |
| -Money Market Investments | $92.24M | $16.11M | $60.84M | $23.05M | $23.05M |
| -Restricted Cash and Investments | $11.81M | $15.72M | $10.08M | $7.58M | $7.58M |
| Securities Investment | $841.61M | $878.03M | $830.50M | $769.05M | $769.05M |
| -Held to Maturity Securities | $365.68M | $303.91M | $312.12M | $315.84M | $315.84M |
| -Short Term Investments | $475.93M | $511.20M | $327.68M | $387.79M | $387.79M |
| Net Loan | $5.62B | $5.59B | $5.49B | $4.83B | $4.83B |
| -Gross Loan | $5.66B | $5.63B | $5.53B | $4.87B | $4.87B |
| -Allowance for Loans and Lease Losses | $40.24M | $41.64M | $41.11M | $36.09M | $36.09M |
| Receivables | $34.62M | $33.39M | $32.96M | $29.64M | $29.64M |
| -Accounts Receivable | $34.62M | $33.39M | $32.96M | $29.64M | $29.64M |
| Net PPE | $64.30M | $67.39M | $68.74M | $66.28M | $66.28M |
| -Gross PPE | $64.30M | $67.39M | $68.74M | $90.11M | $90.11M |
| Goodwill and Other Intangible Assets | $186.59M | $188.29M | $190.13M | $151.28M | $151.28M |
| -Goodwill | $157.12M | $157.12M | $157.12M | $136.62M | $136.62M |
| -Other Intangible Assets | $29.47M | $31.17M | $33.01M | $14.66M | $14.66M |
| Bank-Owned Life Insurance | $118.33M | $117.52M | $116.47M | $95.35M | $95.35M |
| Foreclosed Assets | $10.32M | $8.39M | $8.42M | $7.81M | $7.81M |
| Deferred Assets | $27.42M | $23.23M | $23.80M | $21.42M | $21.42M |
| Other Assets | $59.45M | $52.19M | $57.13M | $56.17M | $56.17M |
| Total Liabilities | $6.24B | $6.16B | $6.08B | $5.32B | $5.32B |
| Total Deposits | $6.10B | $5.95B | $5.97B | $5.21B | $5.21B |
| Short-Term Debt and Capital Lease Obligation | $68.00M | $137.50M | $31.50M | $20.83M | $20.83M |
| -Current Debt | $68.00M | $137.50M | $31.50M | $20.83M | $20.83M |
| Payables | $13.03M | $12.18M | $12.20M | $10.94M | $10.94M |
| -Accounts Payable | $13.03M | $12.18M | $12.20M | $10.94M | $10.94M |
| Long Term Debt and Capital Lease Obligation | $18.18M | $19.18M | $20.21M | $38.54M | $38.54M |
| -Long Term Debt | $2.81M | $60,000.00 | $141,000.00 | $20.22M | $20.22M |
| -Long Term Capital Lease Obligation | $15.37M | $19.12M | $20.07M | $18.32M | $18.32M |
| Other Liabilities | $43.11M | $38.85M | $42.54M | $34.86M | $34.86M |
| Total Equity | $902.64M | $901.91M | $887.41M | $814.06M | $814.06M |
| Stockholders' Equity | $902.64M | $901.91M | $887.41M | $814.06M | $814.06M |
| Capital Stock | $25.95M | $25.92M | $25.82M | $23.57M | $23.57M |
| -Common Stock | $25.95M | $25.92M | $25.82M | $23.57M | $23.57M |
| Additional Paid-In Capital | $663.37M | $661.90M | $659.88M | $589.42M | $589.42M |
| Retained Earnings | $254.02M | $238.22M | $222.15M | $219.69M | $219.69M |
| Less: Treasury Stock | $15.00M | $15.00M | $12.29M | $12.29M | $12.29M |
| Gains/Losses Not Affecting Retained Earnings | -$25.69M | -$9.14M | -$8.16M | -$6.32M | -$6.32M |
| -Available for Sale Securities | – | $62.92M | $190.70M | $65.42M | $65.42M |
| -Accumulated Depreciation | – | – | – | -$23.83M | -$23.83M |
Cash flow
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $32.38M | $14.46M | $80.04M | $13.26M | $20.03M |
| Net cash flow from continuing operations | $32.38M | $14.46M | $80.04M | $13.26M | $20.03M |
| Net Income from Continuing Operations | $21.69M | $8.71M | $56.25M | $19.45M | $18.30M |
| Gain/Loss from Continuing Operations | -$1.15M | -$477,000.00 | -$3.10M | -$693,000.00 | -$1.26M |
| Depreciation & Depletion & Amortization | $3.41M | $2.84M | $8.08M | $2.34M | $2.18M |
| Other Non-Cash Items | $2.83M | -$9.39M | $7.50M | $3.39M | -$1.36M |
| Change in Working Capital | $2.95M | $10.29M | -$6.21M | -$24.96M | $5.00M |
| -Change in Receivables | -$433,000.00 | $740,000.00 | -$523,000.00 | $65,000.00 | -$1.16M |
| -Change in Payables and Accrued Expense | -$20,000.00 | $1.13M | -$2.57M | -$5.52M | $3.04M |
| -Change in Deferred Charges | $806,000.00 | $1.31M | – | – | $5.93M |
| -Change in Other Current Assets | $7.19M | $867,000.00 | -$4.11M | -$11.12M | $2.42M |
| -Change in Other Current Liabilities | -$4.59M | $6.24M | $1.00M | -$1.00M | -$5.23M |
| Net cash flow from investing | -$166.98M | $33.92M | $83.17M | -$22.18M | $5.43M |
| Net Cash Flow from Continuing Investing Activities | -$166.98M | $33.92M | $83.17M | -$22.18M | $5.43M |
| Net PPE Purchase and Sale | -$1.17M | -$1.43M | -$7.88M | -$1.57M | -$1.95M |
| Net Business Purchase and Sale | $21,000.00 | $162.81M | $218.11M | -$1,000.00 | $1,000.00 |
| Net Investment Purchase and Sale | -$34.00M | -$79.82M | -$106.60M | $20.22M | -$8.65M |
| Net Income from Loans | -$109.04M | -$65.63M | -$25.52M | -$42.59M | $14.80M |
| Net Other Investing Changes | -$22.78M | $17.98M | $5.05M | $1.77M | $1.22M |
| Financing Cash Flow | $80.05M | -$6.10M | -$134.85M | -$149.33M | -$105.13M |
| Net Cash Flow from Continuing Financing Activities | $80.05M | -$6.10M | -$134.85M | -$149.33M | -$105.13M |
| Increase/Decrease in Deposit | -$17.67M | $9.39M | -$95.02M | -$128.06M | -$106.94M |
| Net Issuance Payments of Debt | $105.88M | -$9.45M | -$26.91M | -$16.44M | -$115,000.00 |
| Cash Dividends Paid | -$5.62M | -$6.24M | -$18.16M | -$5.08M | -$4.55M |
| Proceeds from Stock Option Exercised | $171,000.00 | $194,000.00 | $7.50M | $491,000.00 | $6.70M |
| Ending Cash Balance | $86.65M | $141.19M | $98.92M | $98.92M | $257.17M |
| Net Change in Cash | -$54.54M | $42.27M | $28.35M | -$158.25M | -$79.68M |
| Beginning Cash Balance | $141.19M | $98.92M | $70.56M | $257.17M | $336.85M |
| Free Cash Flow | $31.21M | $13.03M | $71.80M | $11.45M | $18.08M |
| Deferred Tax | – | – | $13.89M | – | – |
| Net Common Stock Issuance | – | – | -$2.25M | -$246,000.00 | -$226,000.00 |
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