Hippo Holdings HIPO
$34.89 +$0.10 (+0.29%)
Market closed · Nov 6, 8:10 pm ET · Last extended-hours $34.89 0.00%
Open$34.06
Prev close$34.79
Day range$33.64 – $35.09
Volume250.4K
Market cap$928.83M
P/E (TTM)28.4
Dividend yield–
Fundamentals
Latest reported quarter: Q3, ended Sep 2026
Revenue$156.00M+29.4% YoY
Net profit$8.80M-91.0% YoY
Diluted EPS$0.33-91.2% YoY
Free cash flow$69.00M+414.9% YoY
Operating cash flow$72.60M
Revenue, last 8 quarters
Net profit, last 8 quarters
Diluted EPS by quarter
Free cash flow by quarter
Annual revenue
Profitability & balance sheet
Net margin5.9%
Return on equity7.2%
Return on assets1.4%
Liabilities / assets83.0%
Total debt$51.10M
Free cash flow / sales21.0%
Income statement
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Revenue as Reported | $156.00M | $144.70M | $121.50M | $468.60M | $120.40M |
| Total Operating Revenue | $156.00M | $144.70M | $121.50M | $468.60M | $120.40M |
| Total Premiums Earned | $128.30M | $118.70M | $98.90M | $380.10M | $99.10M |
| -Net Premiums Written | $149.10M | $183.20M | $98.90M | $422.30M | $97.20M |
| -Increase Decrease in Net Unearned Premium Reserves | -$20.80M | -$64.50M | – | -$42.20M | $1.90M |
| Fee Revenue and Other Income | $19.70M | $19.40M | $15.90M | $63.10M | $14.70M |
| -Fees and Commissions | $19.70M | $19.40M | $15.90M | $63.10M | $14.70M |
| Net Investment Income | $8.00M | $6.60M | $6.70M | $25.40M | $6.60M |
| Total Expenses | $147.10M | $133.70M | $114.30M | $405.30M | $113.60M |
| Loss Adjustment Expense | $112.00M | $98.50M | $82.40M | $361.20M | $80.90M |
| Selling and Admin Expenses | $22.90M | $24.50M | $22.50M | $100.60M | $24.10M |
| -Selling & Marketing Expense | $5.90M | $6.30M | $6.30M | $33.50M | $7.40M |
| -General & Admin Expense | $17.00M | $18.20M | $16.20M | $67.10M | $16.70M |
| Net Non-Operating Interest Income (Expense) | -$1.20M | -$600,000.00 | – | – | – |
| -Interest Expense Non-Operating | $1.20M | – | – | – | – |
| Special Income (Charges) | $0.00 | $0.00 | – | $90.00M | $0.00 |
| Less:Write Off | $0.00 | $0.00 | – | $5.00M | $0.00 |
| Other Operating Expenses | $11.00M | $10.10M | $9.40M | $33.50M | $9.30M |
| Pretax Profit | $8.90M | $11.00M | $7.20M | $63.30M | $6.80M |
| Tax | $100,000.00 | $900,000.00 | $100,000.00 | $700,000.00 | $800,000.00 |
| Net Profit | $8.80M | $10.10M | $7.10M | $62.60M | $6.00M |
| Profit from Continuing Operations | $8.80M | $10.10M | $7.10M | $62.60M | $6.00M |
| Minority Interests | $0.00 | $0.00 | $0.00 | $4.90M | $0.00 |
| Net Income to Parent Company | $8.80M | $10.10M | $7.10M | $57.70M | $6.00M |
| Net Income to Common Stockholders | $8.80M | $10.10M | $7.10M | $57.70M | $6.00M |
| Basic EPS | $0.33 | $0.38 | $0.27 | $2.28 | $0.24 |
| Diluted EPS | $0.33 | $0.38 | $0.27 | $2.22 | $0.23 |
| -Less:Impairment of Capital Assets | – | $0.00 | – | $5.00M | $0.00 |
| -Less:Other Special Charges | – | – | – | -$95.00M | $0.00 |
Balance sheet
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Assets | $2.75B | $2.32B | $2.06B | $1.91B | $1.91B |
| Cash and Cash Equivalents | $311.80M | $244.50M | $275.40M | $218.30M | $218.30M |
| Restricted Cash and Cash Equivalents | $15.00M | $27.10M | $29.40M | $31.80M | $31.80M |
| Total Investments | $499.10M | $498.00M | $423.90M | $445.90M | $445.90M |
| -Short Term Investments | $206.60M | $200.30M | $244.40M | $253.70M | $253.70M |
| -Equity Investments | $292.50M | $297.70M | $179.50M | $192.20M | $192.20M |
| Receivables | $1.22B | $960.40M | $813.90M | $696.30M | $696.30M |
| -Accounts Receivable | $968.70M | $801.90M | $681.10M | $597.60M | $597.60M |
| -Other Receivables | $254.40M | $158.50M | $132.80M | $98.70M | $98.70M |
| Net PPE | $33.10M | $32.20M | $32.70M | $33.20M | $33.20M |
| Goodwill and Other Intangible Assets | $54.00M | $55.00M | $55.90M | $56.80M | $56.80M |
| -Other Intangible Assets | $54.00M | $55.00M | $55.90M | $56.80M | $56.80M |
| Prepaid Assets | $561.30M | $454.90M | $393.30M | $359.40M | $359.40M |
| Deferred Policy Acquisition Costs | $44.40M | $36.00M | $28.00M | $28.60M | $28.60M |
| Deferred Assets | $0.00 | $0.00 | $0.00 | $25.00M | $25.00M |
| Other Assets | $10.40M | $10.40M | $9.40M | $10.20M | $10.20M |
| Total Liabilities | $2.28B | $1.85B | $1.61B | $1.47B | $1.47B |
| Policy Holders Liabilities | $1.52B | $1.30B | $1.11B | $1.01B | $1.01B |
| Payables | $600.80M | $410.60M | $369.10M | $319.30M | $319.30M |
| -Accounts Payable | $600.80M | $410.60M | $369.10M | $319.30M | $319.30M |
| Long Term Debt and Capital Lease Obligation | $51.10M | $50.70M | $51.50M | $52.40M | $52.40M |
| -Long Term Debt | $47.90M | $47.90M | $47.90M | $47.90M | $47.90M |
| -Long Term Capital Lease Obligation | $3.20M | $2.80M | $3.60M | $4.50M | $4.50M |
| Non-Current Liabilities | $50.60M | $38.60M | $39.30M | $36.30M | $36.30M |
| Employee Benefits | $12.40M | $8.50M | $8.10M | $9.00M | $9.00M |
| Non-Current Deferred Liabilities | $17.30M | $16.70M | $12.00M | $10.90M | $10.90M |
| Other Liabilities | $29.30M | $25.80M | $23.40M | $29.60M | $29.60M |
| Total Equity | $469.00M | $465.60M | $448.70M | $436.10M | $436.10M |
| Stockholders' Equity | $469.00M | $465.60M | $448.70M | $436.10M | $436.10M |
| Capital Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| -Common Stock | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Additional Paid-In Capital | $1.67B | $1.67B | $1.66B | $1.65B | $1.65B |
| Retained Earnings | -$1.19B | -$1.20B | -$1.21B | -$1.22B | -$1.22B |
| Gains/Losses Not Affecting Retained Earnings | -$14.50M | -$2.00M | -$600,000.00 | $1.80M | $1.80M |
| Minority Interests | $0.00 | $0.00 | – | $0.00 | $0.00 |
Cash flow
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Operating Cash Flow | $72.60M | $43.10M | $8.50M | $9.20M | $3.20M |
| Net cash flow from investing | -$16.80M | -$77.20M | $42.50M | -$11.20M | -$25.70M |
| Net Cash Flow from Continuing Investing Activities | -$16.80M | -$77.20M | $42.50M | -$11.20M | -$25.70M |
| Capital Expenditure | -$3.20M | -$3.20M | -$3.10M | -$13.20M | -$3.50M |
| Net PPE Purchase and Sale | -$400,000.00 | -$100,000.00 | -$100,000.00 | -$100,000.00 | $0.00 |
| Net Business Purchase and Sale | $0.00 | – | – | $65.80M | $0.00 |
| Net Investment Purchase and Sale | -$13.20M | -$73.90M | $20.70M | -$63.70M | -$22.20M |
| Financing Cash Flow | -$600,000.00 | $900,000.00 | $3.70M | $19.30M | $400,000.00 |
| Net Cash Flow from Continuing Financing Activities | -$600,000.00 | $900,000.00 | $3.70M | $19.30M | $400,000.00 |
| Net Common Stock Issuance | $400,000.00 | $1.10M | $1.00M | -$10.70M | $1.00M |
| Net Other Financing Charges | -$1.00M | -$200,000.00 | $2.70M | $30.00M | -$600,000.00 |
| Ending Cash Balance | $326.80M | $271.60M | $304.80M | $250.10M | $250.10M |
| Net Change in Cash | $55.20M | -$33.20M | $54.70M | $17.30M | -$22.10M |
| Beginning Cash Balance | $271.60M | $304.80M | $250.10M | $232.80M | $272.20M |
| Free Cash Flow | $69.00M | $39.80M | $5.30M | -$4.10M | -$300,000.00 |
| Net Other Investing Changes | – | – | $25.00M | – | – |
| Net cash flow from continuing operations | – | – | – | $9.20M | – |
| Net Income from Continuing Operations | – | – | – | $62.60M | – |
| Gain/Loss from Continuing Operations | – | – | – | -$95.00M | – |
| Other Non-Cash Items | – | – | – | -$8.90M | – |
| Change in Working Capital | – | – | – | -$4.20M | – |
| -Change in Receivables | – | – | – | -$165.90M | – |
| -Change in Prepaid Assets | – | – | – | -$79.50M | – |
| -Change in Loss and Loss Adjustment Expense Reserves | – | – | – | $70.40M | – |
| -Change in Payables and Accrued Expense | – | – | – | $63.20M | – |
| -Change in Unearned Premiums | – | – | – | $121.80M | – |
| -Change in Other Current Assets | – | – | – | -$16.20M | – |
| -Change in Other Current Liabilities | – | – | – | $2.00M | – |
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