Latest reported quarter: Q4, ended Mar 2025 · reported in INR
Quarter 2026/FY
This company reports in its own local currency, not U.S. dollars. Every figure below is labeled with its real currency, not automatically converted.
| Line item | 2026 ANNUAL (INR) |
2025 ANNUAL (INR) |
2025 Q4 (INR) |
2024 ANNUAL (INR) |
2023 ANNUAL (INR) |
|---|---|---|---|---|---|
| Total Operating Revenue | ₹1.93T | ₹1.84T | ₹732.83B | ₹1.60T | ₹1.21T |
| Net Interest Income | ₹1.50T | ₹1.40T | ₹397.93B | ₹1.25T | ₹913.99B |
| -Interest Income | ₹3.36T | ₹3.23T | ₹867.79B | ₹2.78T | ₹1.69T |
| -Interest Expense | ₹1.86T | ₹1.82T | ₹469.86B | ₹1.53T | ₹775.54B |
| Non-Interest Income | ₹425.90B | ₹434.16B | ₹334.89B | ₹356.97B | ₹291.39B |
| -Total Premiums Earned | -₹23.96B | -₹34.60B | ₹256.36B | -₹86.30M | ₹0.00 |
| -Fees and Commissions | ₹356.57B | ₹324.09B | – | ₹280.97B | ₹239.60B |
| -Trading Gain Loss | ₹18.46B | ₹43.41B | – | ₹41.60B | ₹479.90M |
| -Foreign Exchange Trading Gains | -₹4.09B | ₹38.42B | – | ₹15.52B | ₹25.55B |
| -Other Non-Interest Income | ₹14.47B | ₹18.37B | ₹78.54B | -₹486.80M | ₹11.18B |
| -Gain Loss on Sale of Assets | ₹64.45B | ₹44.47B | – | ₹19.46B | ₹14.57B |
| Credit Losses Provision | -₹168.27B | -₹181.38B | -₹38.05B | -₹133.06B | -₹74.21B |
| Non-Interest Expense | ₹781.58B | ₹732.76B | ₹439.04B | ₹687.28B | ₹468.78B |
| Occupancy and Equipment | ₹91.06B | ₹77.73B | – | ₹65.13B | ₹45.07B |
| Selling and Admin Expenses | ₹628.69B | ₹592.01B | ₹313.53B | ₹569.80B | ₹400.22B |
| -General & Admin Expense | ₹628.69B | ₹592.01B | ₹313.53B | ₹569.80B | ₹400.22B |
| Depreciation & Amortization & Depletion | ₹61.83B | ₹63.02B | – | ₹52.35B | ₹23.49B |
| -Depreciation & Amortization | ₹61.83B | ₹63.02B | – | ₹52.35B | ₹23.49B |
| Other Income (Expense) | -₹36.79B | -₹62.95B | – | -₹79.17B | – |
| Other Non-Operating Income (Expenses) | -₹36.79B | -₹62.95B | – | -₹79.17B | – |
| Pretax Profit | ₹939.03B | ₹861.55B | ₹255.73B | ₹705.46B | ₹662.38B |
| Tax | ₹211.93B | ₹175.01B | ₹62.89B | ₹77.83B | ₹166.12B |
| Net Profit | ₹727.10B | ₹686.53B | ₹192.85B | ₹627.63B | ₹496.26B |
| Profit from Continuing Operations | ₹727.10B | ₹686.53B | ₹192.85B | ₹627.63B | ₹496.26B |
| Minority Interests | ₹22.30B | ₹13.02B | ₹4.50B | ₹4.98B | ₹817.50M |
| Net Income to Parent Company | ₹704.79B | ₹673.51B | ₹188.35B | ₹622.66B | ₹495.45B |
| Net Income to Common Stockholders | ₹704.79B | ₹673.51B | ₹188.35B | ₹622.66B | ₹495.45B |
| Basic EPS | ₹137.67 | ₹135.03 | ₹36.93 | ₹132.99 | ₹133.53 |
| Diluted EPS | ₹137.25 | ₹134.46 | ₹36.78 | ₹132.48 | ₹133.02 |
| Dividend Per Share | ₹33.12 | ₹28.98 | ₹0.00 | ₹28.81 | ₹22.50 |
| Total Revenue as Reported | – | ₹2.19T | – | ₹1.85T | ₹1.13T |
| Other Non-Interest Expenses | – | – | ₹125.51B | ₹79.17B | – |
| Special Income (Charges) | – | – | ₹0.00 | – | – |
| Net Income Extraordinary | – | – | ₹0.00 | – | – |
| Line item | 2026 ANNUAL (INR) |
2026 Q4 (INR) |
2026 Q2 (INR) |
2025 ANNUAL (INR) |
2025 Q4 (INR) |
|---|---|---|---|---|---|
| Total Assets | ₹52.62T | ₹52.62T | ₹48.98T | ₹48.19T | ₹48.19T |
| Cash, Cash Equivalents & Federal Funds Sold | ₹7.11T | ₹7.11T | ₹5.23T | ₹7.58T | ₹7.58T |
| -Cash and Cash Equivalents | ₹3.65T | ₹3.65T | ₹1.59T | ₹3.22T | ₹3.22T |
| -Money Market Investments | ₹421.58B | ₹421.58B | ₹58.65B | ₹349.21B | ₹349.21B |
| -Restricted Cash and Investments | ₹3.04T | ₹3.04T | ₹3.58T | ₹4.01T | ₹4.01T |
| Securities Investment | ₹8.43T | ₹8.43T | ₹7.38T | ₹6.98T | ₹6.98T |
| -Trading Securities | ₹848.43B | ₹848.43B | ₹549.68B | ₹625.39B | ₹625.39B |
| -Available for Sale Securities | ₹305.99B | ₹305.99B | – | ₹381.93B | ₹381.93B |
| -Short Term Investments | ₹7.28T | ₹7.28T | ₹6.83T | ₹5.97T | ₹5.97T |
| Derivative Assets | ₹624.21B | ₹624.21B | – | ₹179.81B | ₹179.81B |
| Net Loan | ₹30.99T | ₹30.99T | ₹29.04T | ₹28.10T | ₹28.10T |
| -Gross Loan | ₹31.59T | ₹31.59T | ₹29.62T | ₹28.64T | ₹28.64T |
| -Allowance for Loans and Lease Losses | ₹594.31B | ₹594.31B | ₹580.68B | ₹535.83B | ₹535.83B |
| Receivables | ₹458.84B | ₹458.84B | ₹334.58B | ₹454.65B | ₹454.65B |
| -Accounts Receivable | ₹330.25B | ₹330.25B | ₹334.58B | ₹323.23B | ₹323.23B |
| -Other Receivables | ₹128.59B | ₹128.59B | – | ₹131.41B | ₹131.41B |
| Net PPE | ₹339.81B | ₹339.81B | ₹173.69B | ₹314.74B | ₹314.74B |
| -Gross PPE | ₹551.85B | ₹551.85B | – | ₹500.18B | ₹500.18B |
| -Accumulated Depreciation | -₹212.05B | -₹212.05B | – | -₹185.45B | -₹185.45B |
| Goodwill and Other Intangible Assets | ₹2.98T | ₹2.98T | ₹2.99T | ₹3.00T | ₹3.00T |
| -Goodwill | ₹1.63T | ₹1.63T | ₹1.63T | ₹1.63T | ₹1.63T |
| -Other Intangible Assets | ₹1.35T | ₹1.35T | ₹1.36T | ₹1.37T | ₹1.37T |
| Prepaid Assets | ₹209.88B | ₹209.88B | – | ₹223.01B | ₹223.01B |
| Deferred Assets | ₹254.62B | ₹254.62B | – | ₹158.98B | ₹158.98B |
| Other Assets | ₹1.22T | ₹1.22T | ₹3.83T | ₹1.20T | ₹1.20T |
| Total Liabilities | ₹43.46T | ₹43.46T | ₹40.09T | ₹39.56T | ₹39.56T |
| Total Deposits | ₹31.00T | ₹31.00T | ₹27.98T | ₹27.11T | ₹27.11T |
| Federal Funds Purchased and Securities Sold Under Agreement to Repurchase | ₹100.00B | ₹100.00B | ₹576.57B | ₹129.19B | ₹129.19B |
| Derivative Product Liabilities | ₹578.28B | ₹578.28B | – | ₹143.57B | ₹143.57B |
| Short-Term Debt and Capital Lease Obligation | ₹1.35T | ₹1.35T | ₹1.10T | ₹1.31T | ₹1.31T |
| -Current Debt | ₹1.35T | ₹1.35T | ₹1.10T | ₹1.31T | ₹1.31T |
| Payables | ₹799.13B | ₹799.13B | ₹287.17B | ₹713.38B | ₹713.38B |
| -Accounts Payable | ₹653.39B | ₹653.39B | ₹287.17B | ₹576.84B | ₹576.84B |
| -Other Payable | ₹145.74B | ₹145.74B | – | ₹136.54B | ₹136.54B |
| Current Accrued Expenses | ₹113.84B | ₹113.84B | – | ₹101.95B | ₹101.95B |
| Long Term Debt and Capital Lease Obligation | ₹5.29T | ₹5.29T | ₹4.97T | ₹6.02T | ₹6.02T |
| -Long Term Debt | ₹5.12T | ₹5.12T | ₹4.97T | ₹5.87T | ₹5.87T |
| -Long Term Capital Lease Obligation | ₹174.56B | ₹174.56B | – | ₹153.93B | ₹153.93B |
| Non-Current Deferred Liabilities | ₹244.84B | ₹244.84B | – | ₹324.63B | ₹324.63B |
| Other Liabilities | ₹3.98T | ₹3.98T | ₹5.18T | ₹3.72T | ₹3.72T |
| Total Equity | ₹9.16T | ₹9.16T | ₹8.89T | ₹8.62T | ₹8.62T |
| Stockholders' Equity | ₹8.17T | ₹8.17T | ₹7.90T | ₹7.68T | ₹7.68T |
| Capital Stock | ₹15.39B | ₹15.39B | ₹15.36B | ₹15.30B | ₹15.30B |
| -Common Stock | ₹15.39B | ₹15.39B | ₹15.36B | ₹15.30B | ₹15.30B |
| Additional Paid-In Capital | ₹4.58T | ₹4.58T | ₹4.55T | ₹4.43T | ₹4.43T |
| Retained Earnings | ₹2.41T | ₹2.41T | ₹2.22T | ₹2.10T | ₹2.10T |
| Less: Treasury Stock | ₹16.86B | ₹16.86B | ₹16.86B | ₹16.86B | ₹16.86B |
| Gains/Losses Not Affecting Retained Earnings | ₹1.18T | ₹1.18T | ₹1.13T | ₹1.15T | ₹1.15T |
| Minority Interests | ₹993.30B | ₹993.30B | ₹983.46B | ₹946.00B | ₹946.00B |
| Line item | 2026 ANNUAL (INR) |
2025 ANNUAL (INR) |
2024 ANNUAL (INR) |
2023 ANNUAL (INR) |
2022 ANNUAL (INR) |
|---|---|---|---|---|---|
| Operating Cash Flow | ₹1.12T | ₹1.20T | ₹1.02T | ₹477.20B | ₹581.02B |
| Net cash flow from continuing operations | ₹1.12T | ₹1.20T | ₹1.02T | ₹477.20B | ₹581.02B |
| Net Income from Continuing Operations | ₹727.10B | ₹686.53B | ₹627.63B | ₹496.26B | ₹386.60B |
| Gain/Loss from Continuing Operations | -₹5.59B | ₹13.13B | ₹3.91B | ₹987.30M | -₹21.56B |
| Depreciation & Depletion & Amortization | ₹61.83B | ₹63.02B | ₹52.35B | ₹23.49B | ₹16.82B |
| Deferred Tax | -₹24.43B | -₹15.61B | -₹57.13B | ₹12.28B | -₹9.89B |
| Other Non-Cash Items | ₹65.55B | ₹34.73B | ₹18.68B | ₹4.57B | ₹790.70M |
| Change in Working Capital | ₹54.44B | ₹168.58B | ₹201.32B | -₹156.47B | ₹58.91B |
| -Change in Receivables | -₹5.14B | -₹72.88B | -₹24.10B | -₹51.40B | -₹15.64B |
| -Change in Payables and Accrued Expense | ₹462.25B | ₹186.06B | -₹158.14B | ₹96.48B | ₹51.93B |
| -Change in Other Current Assets | -₹434.46B | -₹244.90B | ₹77.81B | -₹113.66B | -₹26.23B |
| -Change in Other Working Capital | ₹31.79B | ₹300.30B | ₹305.75B | -₹87.89B | ₹48.85B |
| Net cash flow from investing | -₹3.58T | -₹3.72T | -₹3.67T | -₹4.39T | -₹3.30T |
| Net Cash Flow from Continuing Investing Activities | -₹3.58T | -₹3.72T | -₹3.67T | -₹4.39T | -₹3.30T |
| Proceeds Payment in Interest Bearing Deposits in Bank | ₹137.20B | ₹103.00B | -₹353.05B | -₹498.56B | -₹366.30B |
| Net PPE Purchase and Sale | -₹47.78B | -₹65.42B | -₹52.30B | -₹43.19B | -₹26.13B |
| Net Business Purchase and Sale | ₹0.00 | ₹0.00 | ₹149.80B | ₹0.00 | ₹0.00 |
| Net Investment Purchase and Sale | -₹518.82B | -₹1.55T | -₹767.69B | -₹563.57B | -₹147.84B |
| Net Income from Loans | -₹3.05T | -₹1.96T | -₹3.17T | -₹3.05T | -₹2.45T |
| Financing Cash Flow | ₹2.97T | ₹2.42T | ₹3.35T | ₹4.17T | ₹2.91T |
| Net Cash Flow from Continuing Financing Activities | ₹2.97T | ₹2.42T | ₹3.35T | ₹4.17T | ₹2.91T |
| Increase/Decrease in Deposit | ₹3.84T | ₹3.32T | ₹3.37T | ₹3.22T | ₹2.24T |
| Net Issuance Payments of Debt | -₹823.07B | -₹815.31B | -₹22.27B | ₹1.00T | ₹684.32B |
| Cash Dividends Paid | -₹219.07B | -₹158.06B | -₹86.62B | -₹86.39B | -₹36.24B |
| Proceeds from Stock Option Exercised | ₹51.09B | ₹63.47B | ₹84.43B | ₹34.16B | ₹26.10B |
| Net Other Financing Activities | ₹128.13B | ₹6.01B | ₹3.64B | ₹822.70M | ₹691.80M |
| Ending Cash Balance | ₹2.55T | ₹1.98T | ₹2.09T | ₹1.39T | ₹1.12T |
| Net Change in Cash | ₹513.81B | -₹101.09B | ₹697.10B | ₹258.33B | ₹190.85B |
| Beginning Cash Balance | ₹1.98T | ₹2.09T | ₹1.39T | ₹1.12T | ₹930.69B |
| Effect of Exchange Rate Changes | ₹51.10B | -₹2.01B | ₹1.54B | ₹7.04B | ₹490.50M |
| Free Cash Flow | ₹1.07T | ₹1.13T | ₹968.48B | ₹433.58B | ₹554.69B |