Latest reported quarter: Q2, ended Jun 2026
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Operating Revenue | $46.71M | $44.29M | $168.63M | $42.22M | $44.53M |
| Net Interest Income | $38.14M | $35.52M | $136.69M | $34.76M | $34.89M |
| -Interest Income | $65.02M | $61.90M | $247.31M | $62.75M | $63.75M |
| -Interest Expense | $26.88M | $26.38M | $110.62M | $27.99M | $28.86M |
| Non-Interest Income | $8.57M | $8.78M | $31.94M | $7.46M | $9.64M |
| -Total Premiums Earned | $757,000.00 | $757,000.00 | $2.76M | $739,000.00 | $965,000.00 |
| -Fees and Commissions | $6.28M | $6.26M | $22.93M | $6.13M | $6.31M |
| -Other Non-Interest Income | $1.53M | $1.17M | $4.37M | $458,000.00 | $1.98M |
| -Gain Loss on Sale of Assets | $0.00 | $592,000.00 | $1.88M | $140,000.00 | $382,000.00 |
| Credit Losses Provision | -$2.07M | -$2.96M | -$8.66M | -$1.86M | -$1.44M |
| Non-Interest Expense | $27.85M | $26.95M | $99.52M | $24.13M | $25.70M |
| Occupancy and Equipment | $989,000.00 | $995,000.00 | $3.68M | $956,000.00 | $863,000.00 |
| Professional Expense and Contract Services Expense | $1.49M | $1.45M | $5.02M | $1.00M | $1.07M |
| Selling and Admin Expenses | $20.12M | $20.16M | $74.95M | $18.89M | $19.14M |
| -Selling & Marketing Expense | $840,000.00 | $711,000.00 | $3.84M | $938,000.00 | $876,000.00 |
| -General & Admin Expense | $19.28M | $19.45M | $71.11M | $17.95M | $18.26M |
| Other Non-Interest Expenses | $5.25M | $4.35M | $15.87M | $3.29M | $4.63M |
| Pretax Profit | $16.80M | $14.38M | $60.45M | $16.24M | $17.39M |
| Tax | $1.22M | $2.18M | $10.13M | $2.91M | $2.99M |
| Net Profit | $15.58M | $12.20M | $50.32M | $13.33M | $14.39M |
| Profit from Continuing Operations | $15.58M | $12.20M | $50.32M | $13.33M | $14.39M |
| Net Income to Parent Company | $15.58M | $12.20M | $50.32M | $13.33M | $14.39M |
| Preferred Stock Dividends | $219,000.00 | $219,000.00 | $875,000.00 | $219,000.00 | $218,000.00 |
| Net Income to Common Stockholders | $15.36M | $11.76M | $48.49M | $12.88M | $13.92M |
| Basic EPS | $1.84 | $1.44 | $5.94 | $1.58 | $1.70 |
| Diluted EPS | $1.84 | $1.44 | $5.94 | $1.58 | $1.70 |
| Dividend Per Share | $0.34 | $0.34 | $1.16 | $0.29 | $0.29 |
| Other Preferred Stock Dividends | – | $220,000.00 | $953,000.00 | $234,000.00 | $259,000.00 |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Assets | $4.41B | $4.32B | $4.08B | $4.08B | $4.03B |
| Cash, Cash Equivalents & Federal Funds Sold | $163.36M | $137.13M | $39.49M | $39.49M | $44.35M |
| -Cash and Cash Equivalents | $163.36M | $137.13M | $39.49M | $39.49M | $44.35M |
| Securities Investment | $414.37M | $425.12M | $427.30M | $427.30M | $467.76M |
| -Available for Sale Securities | $42.40M | $44.37M | $45.27M | $45.27M | $461.24M |
| -Held to Maturity Securities | $4.21M | $4.34M | $4.47M | $4.47M | $5.05M |
| -Short Term Investments | $367.75M | $376.42M | $377.56M | $377.56M | $1.47M |
| Long Term Equity Investment | $75.44M | $73.80M | $68.37M | $68.37M | $16.87M |
| Derivative Assets | $45.83M | $38.20M | $36.52M | $36.52M | $37.63M |
| Net Loan | $3.55B | $3.49B | $3.36B | $3.36B | $3.31B |
| -Gross Loan | $3.59B | $3.52B | $3.39B | $3.39B | $3.35B |
| -Allowance for Loans and Lease Losses | $37.39M | $36.63M | $35.88M | $35.88M | $36.69M |
| -Unearned Income | -$2.71M | -$2.22M | -$1.99M | -$1.99M | -$1.72M |
| Receivables | $12.78M | $13.23M | $13.10M | $13.10M | $13.73M |
| -Accounts Receivable | $12.78M | $13.23M | $13.10M | $13.10M | $13.73M |
| Net PPE | $9.12M | $9.55M | $9.99M | $9.99M | $10.51M |
| -Gross PPE | $9.12M | $9.55M | $20.96M | $20.96M | $10.51M |
| Goodwill and Other Intangible Assets | $11.93M | $12.01M | $11.99M | $11.99M | $12.04M |
| Prepaid Assets | $5.70M | $5.44M | $4.79M | $4.79M | $5.77M |
| Bank-Owned Life Insurance | $85.53M | $84.78M | $83.99M | $83.99M | $83.26M |
| Federal Home Loan Bank Stock | $13.17M | $11.24M | $8.94M | $8.94M | $9.61M |
| Deferred Assets | $13.56M | $13.19M | $13.18M | $13.18M | $12.54M |
| Other Assets | $11.00M | $11.19M | $8.04M | $8.04M | $9.03M |
| Total Liabilities | $4.01B | $3.94B | $3.71B | $3.71B | $3.68B |
| Total Deposits | $3.59B | $3.57B | $3.38B | $3.38B | $3.33B |
| Derivative Product Liabilities | $39.73M | $35.86M | $36.93M | $36.93M | $38.73M |
| Short-Term Debt and Capital Lease Obligation | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| -Current Debt | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Long Term Debt and Capital Lease Obligation | $353.49M | $310.48M | $259.41M | $259.41M | $274.36M |
| -Long Term Debt | $346.79M | $303.45M | $252.05M | $252.05M | $266.68M |
| -Long Term Capital Lease Obligation | $6.70M | $7.03M | $7.36M | $7.36M | $7.69M |
| Other Liabilities | $29.31M | $28.43M | $33.55M | $33.55M | $30.37M |
| Total Equity | $395.31M | $380.08M | $371.59M | $371.59M | $358.32M |
| Stockholders' Equity | $395.31M | $380.08M | $371.59M | $371.59M | $358.32M |
| Capital Stock | $12.09M | $12.09M | $12.09M | $12.09M | $12.09M |
| -Common Stock | $97,000.00 | $96,000.00 | $96,000.00 | $96,000.00 | $96,000.00 |
| -Preferred Stock | $11.99M | $11.99M | $11.99M | $11.99M | $11.99M |
| Additional Paid-In Capital | $98.11M | $97.17M | $96.49M | $96.49M | $95.81M |
| Retained Earnings | $327.03M | $314.62M | $305.54M | $305.54M | $294.84M |
| Less: Treasury Stock | $34.48M | $33.60M | $32.79M | $32.79M | $32.77M |
| Gains/Losses Not Affecting Retained Earnings | -$7.45M | -$10.20M | -$9.74M | -$9.74M | -$11.65M |
| -Accumulated Depreciation | – | – | -$10.97M | -$10.97M | – |
| -Goodwill | – | – | $10.69M | $10.69M | – |
| -Other Intangible Assets | – | – | $1.30M | $1.30M | – |
| Foreclosed Assets | – | – | $0.00 | $0.00 | $0.00 |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $43.79M | $3.05M | $61.70M | $16.14M | $18.41M |
| Net cash flow from continuing operations | $43.79M | $3.05M | $61.70M | $16.14M | $18.41M |
| Net Income from Continuing Operations | $15.58M | $12.20M | $50.32M | $13.33M | $14.39M |
| Gain/Loss from Continuing Operations | $552,000.00 | -$599,000.00 | -$315,000.00 | $1.37M | -$382,000.00 |
| Depreciation & Depletion & Amortization | $968,000.00 | $929,000.00 | $3.77M | $950,000.00 | $1.00M |
| Deferred Tax | -$485,000.00 | -$68,000.00 | -$1.56M | -$1.78M | -$510,000.00 |
| Other Non-Cash Items | $23.30M | -$4.37M | -$5.03M | -$6.96M | -$554,000.00 |
| Change in Working Capital | -$1.17M | -$10.73M | -$3.15M | $4.88M | $1.38M |
| -Change in Receivables | -$5.27M | -$5.75M | $20.80M | $3.54M | $2.77M |
| -Change in Payables and Accrued Expense | $4.86M | -$4.23M | -$21.19M | $2.09M | -$421,000.00 |
| -Change in Other Working Capital | -$757,000.00 | -$757,000.00 | -$2.76M | -$739,000.00 | -$965,000.00 |
| Net cash flow from investing | -$83.05M | -$138.50M | -$373.38M | -$51.11M | -$113.05M |
| Net Cash Flow from Continuing Investing Activities | -$83.05M | -$138.50M | -$373.38M | -$51.11M | -$113.05M |
| Net PPE Purchase and Sale | -$122,000.00 | -$135,000.00 | -$595,000.00 | -$39,000.00 | -$146,000.00 |
| Net Investment Purchase and Sale | $6.61M | -$8.22M | -$83.16M | -$10.92M | -$28.50M |
| Net Income from Loans | -$87.75M | -$127.83M | -$268.34M | -$40.83M | -$85.30M |
| Net Other Investing Changes | -$1.93M | -$2.33M | -$21.33M | $665,000.00 | $893,000.00 |
| Financing Cash Flow | $65.49M | $233.09M | $193.47M | $30.10M | $15.79M |
| Net Cash Flow from Continuing Financing Activities | $65.49M | $233.09M | $193.47M | $30.10M | $15.79M |
| Increase/Decrease in Deposit | $26.16M | $185.59M | $273.28M | $47.34M | $27.85M |
| Net Issuance Payments of Debt | $43.34M | $51.40M | -$68.00M | -$14.63M | -$9.45M |
| Net Common Stock Issuance | -$878,000.00 | -$811,000.00 | -$1.39M | -$16,000.00 | -$11,000.00 |
| Cash Dividends Paid | -$3.17M | -$3.12M | -$10.56M | -$2.63M | -$2.63M |
| Proceeds from Stock Option Exercised | $33,000.00 | $33,000.00 | $143,000.00 | $35,000.00 | $36,000.00 |
| Ending Cash Balance | $163.36M | $137.13M | $39.49M | $39.49M | $44.35M |
| Net Change in Cash | $26.23M | $97.64M | -$118.22M | -$4.86M | -$78.86M |
| Beginning Cash Balance | $137.13M | $39.49M | $157.70M | $44.35M | $123.21M |
| Free Cash Flow | $43.63M | $2.92M | $61.10M | $16.10M | $18.26M |
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