Latest reported quarter: Q2, ended Jun 2026
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Operating Revenue | $73.11M | $76.40M | $299.20M | $80.50M | $70.65M |
| Net Interest Income | $62.35M | $63.69M | $269.89M | $68.30M | $68.16M |
| -Interest Income | $126.58M | $131.90M | $604.48M | $149.53M | $150.10M |
| -Interest Expense | $64.23M | $68.21M | $334.60M | $81.22M | $81.94M |
| Non-Interest Income | $10.76M | $12.71M | $29.31M | $12.19M | $2.50M |
| -Total Premiums Earned | $5.67M | $5.68M | $20.37M | $5.64M | $5.29M |
| -Fees and Commissions | $1.73M | $1.73M | $7.13M | $1.84M | $1.77M |
| -Other Non-Interest Income | $797,000.00 | $1.74M | $10.32M | $5.84M | $961,000.00 |
| -Gain Loss on Sale of Assets | $2.56M | $3.55M | -$8.51M | -$1.13M | -$5.53M |
| Credit Losses Provision | -$21.46M | -$11.60M | -$294.72M | -$15.67M | -$113.18M |
| Non-Interest Expense | $44.03M | $48.74M | $190.66M | $59.84M | $41.90M |
| Occupancy and Equipment | $2.45M | $2.53M | $12.03M | $2.86M | $2.94M |
| Professional Expense and Contract Services Expense | $4.78M | $4.31M | $10.17M | $3.10M | $2.40M |
| Selling and Admin Expenses | $29.39M | $31.12M | $124.29M | $31.56M | $29.27M |
| -Selling & Marketing Expense | $1.16M | $868,000.00 | $5.02M | $1.19M | $1.32M |
| -General & Admin Expense | $28.23M | $30.26M | $119.27M | $30.37M | $27.96M |
| Other Non-Interest Expenses | $7.41M | $10.77M | $44.17M | $22.32M | $7.29M |
| Pretax Profit | $7.63M | $16.06M | -$196.18M | -$5.01M | -$84.42M |
| Tax | $707,000.00 | $1.34M | -$58.13M | -$2.57M | -$16.91M |
| Net Profit | $6.92M | $14.72M | -$138.05M | -$2.44M | -$67.51M |
| Profit from Continuing Operations | $6.92M | $14.72M | -$138.05M | -$2.44M | -$67.51M |
| Net Income to Parent Company | $6.92M | $14.72M | -$138.05M | -$2.44M | -$67.51M |
| Net Income to Common Stockholders | $6.92M | $14.72M | -$138.05M | -$2.44M | -$67.51M |
| Basic EPS | $0.23 | $0.48 | -$4.55 | -$0.08 | -$2.22 |
| Diluted EPS | $0.23 | $0.48 | -$4.55 | -$0.08 | -$2.22 |
| Dividend Per Share | $0.01 | $0.01 | $0.51 | $0.01 | $0.17 |
| Other Income (Expense) | – | – | -$10.00M | -$10.00M | – |
| Special Income (Charges) | – | – | -$10.00M | -$10.00M | $0.00 |
| -Less:Impairment of Capital Assets | – | – | $0.00 | $0.00 | $0.00 |
| -Less:Other Special Charges | – | – | $10.00M | – | – |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Total Assets | $9.66B | $9.95B | $10.50B | $10.50B | $10.82B |
| Cash, Cash Equivalents & Federal Funds Sold | $625.74M | $579.36M | $695.69M | $695.69M | $850.77M |
| -Cash and Cash Equivalents | $625.74M | $579.36M | $695.69M | $695.69M | $849.31M |
| Securities Investment | $1.72B | $1.77B | $1.83B | $1.83B | $1.95B |
| -Available for Sale Securities | $253.87M | $255.44M | $290.03M | $290.03M | $300.48M |
| -Held to Maturity Securities | $802.91M | $836.35M | $849.88M | $849.88M | $872.42M |
| -Short Term Investments | $662.29M | $679.80M | $691.64M | $691.64M | $772.94M |
| Net Loan | $6.55B | $6.85B | $7.21B | $7.21B | $7.28B |
| -Gross Loan | $6.67B | $6.99B | $7.37B | $7.37B | $7.44B |
| -Allowance for Loans and Lease Losses | $121.14M | $147.16M | $159.60M | $159.60M | $156.23M |
| Net PPE | $41.20M | $40.43M | $41.25M | $41.25M | $40.29M |
| -Gross PPE | $41.20M | $40.43M | $74.15M | $74.15M | $40.29M |
| Bank-Owned Life Insurance | $345.47M | $339.84M | $335.18M | $335.18M | $330.43M |
| Foreclosed Assets | $1.97M | $2.06M | $2.06M | $2.06M | $14.68M |
| Federal Home Loan Bank Stock | $32.50M | $27.69M | $28.33M | $28.33M | $28.31M |
| Deferred Assets | $134.08M | $132.73M | $132.33M | $132.33M | $77.36M |
| Other Assets | $207.94M | $213.49M | $219.31M | $219.31M | $242.88M |
| Total Liabilities | $8.51B | $8.81B | $9.37B | $9.37B | $9.69B |
| Total Deposits | $8.19B | $8.59B | $9.13B | $9.13B | $9.46B |
| Short-Term Debt and Capital Lease Obligation | $100.00M | – | $0.00 | $0.00 | $0.00 |
| -Current Debt | $100.00M | – | $0.00 | $0.00 | $0.00 |
| Long Term Debt and Capital Lease Obligation | $111.67M | $111.04M | $111.68M | $111.68M | $112.62M |
| -Long Term Debt | $76.59M | $76.51M | $76.43M | $76.43M | $76.35M |
| -Long Term Capital Lease Obligation | $35.08M | $34.53M | $35.26M | $35.26M | $36.28M |
| Non-Current Liabilities | $3.32M | $3.31M | $5.09M | $5.09M | $4.89M |
| Other Liabilities | $108.32M | $103.15M | $115.54M | $115.54M | $97.23M |
| Total Equity | $1.15B | $1.15B | $1.13B | $1.13B | $1.12B |
| Stockholders' Equity | $1.15B | $1.15B | $1.13B | $1.13B | $1.12B |
| Capital Stock | $302,000.00 | $302,000.00 | $300,000.00 | $300,000.00 | $300,000.00 |
| -Common Stock | $302,000.00 | $302,000.00 | $300,000.00 | $300,000.00 | $300,000.00 |
| Additional Paid-In Capital | $385.08M | $383.05M | $382.50M | $382.50M | $389.31M |
| Retained Earnings | $858.60M | $852.00M | $837.64M | $837.64M | $831.69M |
| Gains/Losses Not Affecting Retained Earnings | -$93.48M | -$90.07M | -$89.16M | -$89.16M | -$97.81M |
| -Accumulated Depreciation | – | – | -$32.90M | -$32.90M | – |
| -Money Market Investments | – | – | – | – | $1.46M |
| Federal Funds Purchased and Securities Sold Under Agreement to Repurchase | – | – | – | – | $13.73M |
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $32.38M | $14.87M | $28.50M | -$5.92M | $19.85M |
| Net cash flow from continuing operations | $32.38M | $14.87M | $28.50M | -$5.92M | $19.85M |
| Net Income from Continuing Operations | $6.92M | $14.72M | -$138.05M | -$2.44M | -$67.51M |
| Gain/Loss from Continuing Operations | -$266,000.00 | -$3,000.00 | $3.82M | -$9,000.00 | $1.98M |
| Depreciation & Depletion & Amortization | $564,000.00 | $606,000.00 | $2.95M | $636,000.00 | $700,000.00 |
| Change in Working Capital | $461,000.00 | -$14.67M | -$86.70M | $37.00M | -$31.43M |
| -Change in Other Current Assets | $5.60M | $6.03M | -$37.64M | $23.61M | -$18.91M |
| -Change in Other Current Liabilities | $538,000.00 | -$15.02M | -$28.69M | $19.02M | -$7.23M |
| -Change in Other Working Capital | -$5.67M | -$5.68M | -$20.37M | -$5.64M | -$5.29M |
| Net cash flow from investing | $320.64M | $412.22M | $570.43M | $194.75M | $295.41M |
| Net Cash Flow from Continuing Investing Activities | $320.64M | $412.22M | $570.43M | $194.75M | $295.41M |
| Net PPE Purchase and Sale | -$857,000.00 | -$587,000.00 | -$7.73M | -$2.85M | -$4.02M |
| Net Investment Purchase and Sale | $51.71M | $60.46M | $435.96M | $124.80M | $132.48M |
| Net Income from Loans | $274.24M | $350.90M | $303.00M | $57.82M | $164.64M |
| Net Other Investing Changes | -$4.45M | $1.45M | -$160.79M | $14.98M | $2.30M |
| Financing Cash Flow | -$306.64M | -$543.43M | -$536.72M | -$343.91M | $278.18M |
| Net Cash Flow from Continuing Financing Activities | -$306.64M | -$543.43M | -$536.72M | -$343.91M | $278.18M |
| Change in Federal Funds and Securities Sold for Repurchase | $0.00 | $0.00 | -$33.16M | -$13.73M | -$9.72M |
| Increase/Decrease in Deposit | -$406.40M | -$542.11M | $2.53M | -$329.95M | $343.95M |
| Cash Dividends Paid | -$305,000.00 | -$303,000.00 | -$15.31M | -$308,000.00 | -$5.01M |
| Proceeds from Stock Option Exercised | $123,000.00 | $77,000.00 | -$772,000.00 | $80,000.00 | -$1.05M |
| Net Other Financing Activities | -$51,000.00 | -$1.10M | – | – | – |
| Ending Cash Balance | $625.74M | $579.36M | $695.69M | $695.69M | $850.77M |
| Net Change in Cash | $46.38M | -$116.33M | $62.21M | -$155.07M | $593.43M |
| Beginning Cash Balance | $579.36M | $695.69M | $633.48M | $850.77M | $257.33M |
| Free Cash Flow | $31.52M | $14.29M | $20.76M | -$8.77M | $15.83M |
| Deferred Tax | – | – | -$58.13M | – | – |
| Other Non-Cash Items | – | – | -$1.65M | -$1.54M | $375,000.00 |
| Net Intangibles Purchase and Sale | – | – | $0.00 | $0.00 | – |
| Net Issuance Payments of Debt | – | – | -$490.00M | $0.00 | -$50.00M |
| Net Common Stock Issuance | – | – | $0.00 | – | – |
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