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Canadian Imperial Bank of Commerce CM

US equityMarket cap rank #156Banks - Diversified
$111.55
+$0.10 (+0.09%)
Market open · Sep 24, 2:00 pm ET
After hours $111.45 0.00%
Open$111.11
Prev close$111.45
Day range$110.42 – $112.17
Volume428.6K
Market cap$101.82B
P/E (TTM)15.1
Dividend yield2.67%

Fundamentals

Latest reported quarter: Q3, ended Jul 2026 · reported in CAD

RevenueC$8.33B+15.3% YoY
Net profitC$2.41B+14.9% YoY
Diluted EPSC$2.47+14.9% YoY
Free cash flowC$4.03B-27.7% YoY
Operating cash flowC$4.33B

Revenue, last 8 quarters

C$6.6BOct '24C$7.3BJan '25C$7.0BApr '25C$7.2BJul '25C$7.6BOct '25C$8.3BJan '26C$8.0BApr '26C$8.3BJul '26

Net profit, last 8 quarters

C$1.9BOct '24C$2.2BJan '25C$2.0BApr '25C$2.1BJul '25C$2.2BOct '25C$3.1BJan '26C$2.5BApr '26C$2.4BJul '26

Diluted EPS by quarter

1.90Oct '242.19Jan '252.04Apr '252.15Jul '252.20Oct '253.21Jan '262.53Apr '262.47Jul '26

Free cash flow by quarter

C$-1.2BOct '24C$11.2BJan '25C$668.0MApr '25C$5.6BJul '25C$-4.7BOct '25C$-2.4BJan '26C$15.9BApr '26C$4.0BJul '26

Annual revenue

C$18.7BFY20C$20.0BFY21C$21.8BFY22C$23.3BFY23C$25.5BFY24C$29.0BFY25

Profitability & balance sheet

Net margin30.0%
Return on equity16.8%
Return on assets0.8%
Liabilities / assets94.3%
Cash & investmentsC$57.49B
Total debtC$221.59B
Net cash (debt)-C$164.11B
Free cash flow / sales39.9%

Where the revenue comes from

Quarter 2026/Q3

By business line

  • Canadian Personal and Business BankingC$3.34B 40.0%
  • Canadian Commercial Banking and Wealth ManagementC$2.04B 24.3%
  • Capital MarketsC$1.83B 21.9%
  • U.S. Commercial Banking and Wealth ManagementC$863.00M 10.3%
  • Corporate and OtherC$290.00M 3.5%

This company reports in its own local currency, not U.S. dollars. Every figure below is labeled with its real currency, not automatically converted.

Income statement

Line item 2026 Q3
(CAD)		 2026 Q2
(CAD)		 2026 Q1
(CAD)		 2025 ANNUAL
(CAD)		 2025 Q4
(CAD)
Total Revenue as Reported C$8.37B C$8.01B C$8.40B C$29.13B C$7.58B
Total Operating Revenue C$8.33B C$7.97B C$8.32B C$29.01B C$7.55B
Net Interest Income C$4.51B C$4.35B C$4.31B C$15.77B C$4.13B
-Interest Income C$12.38B C$11.61B C$11.80B C$48.76B C$12.09B
-Interest Expense C$7.88B C$7.26B C$7.49B C$32.99B C$7.96B
Non-Interest Income C$3.82B C$3.62B C$4.01B C$13.25B C$3.42B
-Total Premiums Earned C$80.00M C$82.00M C$85.00M C$317.00M C$81.00M
-Fees and Commissions C$2.05B C$1.88B C$1.98B C$7.23B C$1.89B
-Investment Banking Profit C$244.00M C$273.00M C$297.00M C$915.00M C$245.00M
-Foreign Exchange Trading Gains C$75.00M C$82.00M C$114.00M C$369.00M C$86.00M
-Other Non-Interest Income C$88.00M C$101.00M C$118.00M C$409.00M C$121.00M
-Gain Loss on Sale of Assets C$1.29B C$1.20B C$1.42B C$4.01B C$994.00M
Credit Losses Provision -C$564.00M -C$605.00M -C$568.00M -C$2.34B -C$605.00M
Non-Interest Expense C$4.42B C$4.20B C$4.33B C$15.85B C$4.18B
Occupancy and Equipment C$1.02B C$973.00M C$946.00M C$3.79B C$1.07B
Professional Expense and Contract Services Expense C$100.00M C$80.00M C$88.00M C$284.00M C$88.00M
Selling and Admin Expenses C$2.79B C$2.66B C$2.73B C$9.66B C$2.48B
-Selling & Marketing Expense C$107.00M C$107.00M C$94.00M C$398.00M C$121.00M
-General & Admin Expense C$2.68B C$2.55B C$2.64B C$9.27B C$2.36B
Other Non-Interest Expenses C$509.00M C$488.00M C$563.00M C$2.11B C$546.00M
Other Income (Expense) -C$231.00M C$41.00M C$76.00M C$119.00M C$26.00M
Income from Associates & Other Participating Interests C$38.00M C$39.00M C$77.00M C$117.00M C$26.00M
Special Income (Charges) -C$269.00M C$2.00M -C$1.00M C$2.00M C$0.00
-Gain on Sale of Business -C$269.00M – – – –
Pretax Profit C$3.12B C$3.20B C$3.50B C$10.94B C$2.79B
Tax C$710.00M C$737.00M C$401.00M C$2.49B C$612.00M
Net Profit C$2.41B C$2.47B C$3.10B C$8.45B C$2.18B
Profit from Continuing Operations C$2.41B C$2.47B C$3.10B C$8.45B C$2.18B
Minority Interests C$10.00M C$8.00M C$7.00M C$25.00M C$6.00M
Net Income to Parent Company C$2.40B C$2.46B C$3.09B C$8.43B C$2.17B
Preferred Stock Dividends C$128.00M C$114.00M C$106.00M C$364.00M C$116.00M
Net Income to Common Stockholders C$2.27B C$2.34B C$2.99B C$8.07B C$2.06B
Basic EPS C$2.49 C$2.55 C$3.23 C$8.62 C$2.21
Diluted EPS C$2.47 C$2.53 C$3.21 C$8.57 C$2.20
Dividend Per Share C$1.07 C$1.07 C$1.07 C$3.88 C$0.97
-Less:Other Special Charges – -C$2.00M C$1.00M -C$2.00M C$0.00

Balance sheet

Line item 2026 Q3
(CAD)		 2026 Q2
(CAD)		 2026 Q1
(CAD)		 2025 ANNUAL
(CAD)		 2025 Q4
(CAD)
Total Assets C$1.18T C$1.16T C$1.13T C$1.12T C$1.12T
Cash, Cash Equivalents & Federal Funds Sold C$147.01B C$144.43B C$133.71B C$130.70B C$130.70B
-Cash and Cash Equivalents C$57.49B C$53.52B C$47.77B C$44.00B C$44.00B
-Money Market Investments C$89.53B C$90.91B C$85.94B C$86.70B C$86.70B
Securities Investment C$303.67B C$303.24B C$285.93B C$283.24B C$283.24B
-Available for Sale Securities C$201.65B C$204.45B C$193.57B C$246.17B C$246.17B
-Short Term Investments C$102.02B C$98.78B C$92.36B C$37.06B C$37.06B
Long Term Equity Investment C$1.34B C$837.00M C$805.00M C$808.00M C$808.00M
Derivative Assets C$36.38B C$34.94B C$38.21B C$38.35B C$38.35B
Securities Lent C$23.67B C$25.08B C$23.81B C$21.70B C$21.70B
Net Loan C$611.42B C$600.98B C$592.49B C$589.49B C$589.49B
-Gross Loan C$616.06B C$605.50B C$596.90B C$593.89B C$593.89B
-Allowance for Loans and Lease Losses C$4.65B C$4.52B C$4.41B C$4.39B C$4.39B
Net PPE C$3.59B C$3.52B C$3.43B C$3.44B C$3.44B
Goodwill and Other Intangible Assets C$8.35B C$8.22B C$8.21B C$8.37B C$8.37B
-Goodwill C$5.44B C$5.34B C$5.35B C$5.48B C$5.48B
-Other Intangible Assets C$2.92B C$2.89B C$2.87B C$2.89B C$2.89B
Deferred Assets C$1.23B C$1.06B C$877.00M C$1.03B C$1.03B
Other Assets C$41.11B C$38.26B C$45.11B C$8.26B C$8.26B
Total Liabilities C$1.11T C$1.09T C$1.07T C$1.05T C$1.05T
Total Deposits C$637.34B C$623.05B C$603.45B C$590.16B C$590.16B
Federal Funds Purchased and Securities Sold Under Agreement to Repurchase C$138.71B C$144.01B C$138.68B C$130.04B C$130.04B
Derivative Product Liabilities C$41.15B C$41.73B C$41.72B C$41.41B C$41.41B
Short-Term Debt and Capital Lease Obligation C$81.31B C$76.88B C$78.12B C$84.91B C$84.91B
-Current Debt C$81.31B C$76.88B C$78.12B C$84.91B C$84.91B
Trading Liabilities C$23.63B C$21.64B C$20.81B C$24.24B C$24.24B
Long Term Debt and Capital Lease Obligation C$140.28B C$139.57B C$142.11B C$142.86B C$142.86B
-Long Term Debt C$140.28B C$139.57B C$142.11B C$140.88B C$140.88B
Non-Current Deferred Liabilities C$43.00M C$49.00M C$52.00M C$47.00M C$47.00M
Other Liabilities C$47.83B C$47.68B C$42.02B C$13.50B C$13.50B
Total Equity C$67.49B C$65.97B C$65.61B C$64.41B C$64.41B
Stockholders' Equity C$67.19B C$65.68B C$65.32B C$64.13B C$64.13B
Capital Stock C$24.70B C$24.09B C$24.13B C$23.21B C$23.21B
-Common Stock C$16.66B C$16.75B C$16.80B C$16.85B C$16.85B
-Preferred Stock C$8.05B C$7.34B C$7.34B C$6.37B C$6.37B
Additional Paid-In Capital C$363.00M C$311.00M C$252.00M C$226.00M C$226.00M
Retained Earnings C$38.38B C$38.17B C$37.59B C$36.47B C$36.47B
Gains/Losses Not Affecting Retained Earnings C$3.75B C$3.11B C$3.35B C$4.22B C$4.22B
Minority Interests C$295.00M C$291.00M C$289.00M C$284.00M C$284.00M
Receivables – – – C$29.28B C$29.28B
-Accounts Receivable – – – C$5.87B C$5.87B
-Other Receivables – – – C$23.41B C$23.41B
-Gross PPE – – – C$7.68B C$7.68B
-Accumulated Depreciation – – – -C$4.24B -C$4.24B
Prepaid Assets – – – C$595.00M C$595.00M
Acceptance Bills – – – C$10.00M C$10.00M
Defined Pension Benefit – – – C$1.68B C$1.68B
Payables – – – C$19.83B C$19.83B
-Accounts Payable – – – C$14.03B C$14.03B
-Other Payable – – – C$5.80B C$5.80B
Current Accrued Expenses – – – C$5.07B C$5.07B
-Long Term Capital Lease Obligation – – – C$1.98B C$1.98B
Employee Benefits – – – C$457.00M C$457.00M

Cash flow

Line item 2026 Q3
(CAD)		 2026 Q2
(CAD)		 2026 Q1
(CAD)		 2025 ANNUAL
(CAD)		 2025 Q4
(CAD)
Operating Cash Flow C$4.33B C$16.22B -C$2.15B C$13.84B -C$4.29B
Net cash flow from continuing operations C$4.33B C$16.22B -C$2.15B C$13.84B -C$4.29B
Net Income from Continuing Operations C$2.41B C$2.47B C$3.10B C$8.45B C$2.18B
Gain/Loss from Continuing Operations -C$37.00M -C$35.00M -C$41.00M C$12.00M C$11.00M
Depreciation & Depletion & Amortization C$444.00M C$302.00M C$301.00M C$1.18B C$324.00M
Deferred Tax -C$180.00M -C$196.00M C$144.00M -C$257.00M -C$121.00M
Other Non-Cash Items C$3.00M C$154.00M C$387.00M -C$16.00M -C$262.00M
Change in Working Capital C$1.12B C$12.91B -C$6.62B C$2.11B -C$7.04B
-Change in Receivables C$252.00M -C$91.00M C$188.00M C$44.00M -C$372.00M
-Change in Payables and Accrued Expense C$74.00M C$160.00M -C$300.00M -C$983.00M C$20.00M
-Change in Loans -C$14.97B -C$8.83B C$5.73B -C$16.47B -C$24.58B
-Change in Other Working Capital C$15.76B C$21.67B -C$12.24B C$19.51B C$17.89B
Net cash flow from investing -C$4.22B -C$7.41B C$1.98B -C$5.78B -C$718.00M
Net Cash Flow from Continuing Investing Activities -C$4.22B -C$7.41B C$1.98B -C$5.78B -C$718.00M
Net PPE Purchase and Sale -C$302.00M -C$320.00M -C$246.00M -C$1.11B -C$388.00M
Net Investment Purchase and Sale -C$3.91B -C$7.09B C$2.23B -C$4.67B -C$330.00M
Financing Cash Flow -C$1.66B -C$3.00B -C$1.13B -C$4.31B -C$1.76B
Net Cash Flow from Continuing Financing Activities -C$1.66B -C$3.00B -C$1.13B -C$4.31B -C$1.76B
Net Issuance Payments of Debt -C$83.00M -C$1.07B -C$72.00M -C$128.00M -C$74.00M
Net Common Stock Issuance -C$1.16B -C$818.00M -C$916.00M -C$1.57B -C$353.00M
Net Preferred Stock Issuance C$703.00M C$0.00 C$966.00M C$1.41B -C$304.00M
Cash Dividends Paid -C$1.10B -C$1.10B -C$1.10B -C$3.99B -C$1.02B
Net Other Financing Activities -C$21.00M -C$14.00M -C$17.00M -C$29.00M -C$7.00M
Ending Cash Balance C$15.33B C$16.79B C$11.00B C$12.38B C$12.38B
Net Change in Cash -C$1.55B C$5.80B -C$1.30B C$3.75B -C$6.77B
Beginning Cash Balance C$16.79B C$11.00B C$12.38B C$8.57B C$19.10B
Effect of Exchange Rate Changes C$83.00M -C$10.00M -C$82.00M C$63.00M C$43.00M
Free Cash Flow C$4.03B C$15.90B -C$2.40B C$12.73B -C$4.68B
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