CNB Financial CCNE

Michael D. Peduzzi is the President and CEO of CNB and CNB Bank. He joined CNB as the President and Chief Operating Officer of CNB Bank in August 2021, and assumed his current President and CEO roles for both CNB and CNB Bank in 2022. Mr. Peduzzi has over 30 years of experience working for companies in the banking and financial services industry while maintaining his Certified Public Accounting license continuously throughout that same period. Prior to joining CNB, Mr. Peduzzi served as an executive at other publicly-held financial institutions, including as the Senior Executive Vice President and Chief Financial Officer of Mid Penn Bancorp, Inc. from 2016 through August 2021. He also held Executive and Chief Financial Officer roles at Codorus Valley Bancorp and Union National Financial Corp and was the Corporate Audit Executive for Keystone Financial Inc. Mr. Peduzzi graduated from The Pennsylvania State University with a Bachelor of Science degree in Accounting. He is a member of both the American Institute of Certified Public Accountants and the Pennsylvania Institute of Certified Public Accountants. Mr. Peduzzi's experience, spanning over three decades in the banking and financial services industry, provides extensive industry experience, knowledge and leadership to the Board.

Martin T. Griffith has over 30 years of experience in various areas of banking. Prior to joining CNB Bank in 2016, he was employed for the prior 16 years with Five Star Bank in Western New York, serving in the roles of SVP/Retail Banking Executive, SVP/Commercial Banking and Regional President. Mr. Griffith graduated from Ithaca College with a Bachelor of Science degree in Business Administration and has a degree from the Graduate School of Banking at the University of Wisconsin.

Tito L. Lima has over 35 years of experience in various areas of banking. Prior to joining CNB in July 2019, he served as Executive Vice President and Chief Financial Officer at NexTier Bank, N.A. from 2015 through June 2019. Prior to joining NexTier Bank, N.A. Mr. Lima served as Executive Vice President of Finance for National Penn Bancshares from 2013 to 2015. Mr. Lima graduated from the Robert Morris University with a Bachelor of Science degree in Finance.

Angela D. Wilcoxson joined CNB Bank in 2020 as Executive Vice President, Commercial Banking and has served as the Chief Commercial Banking Officer since January 1, 2022. Ms. Wilcoxson has over 30 years of experience in various areas of commercial banking and credit underwriting and previously served as Senior Vice President, Business Banking Team Leader of Northeast Ohio at KeyBank. Ms. Wilcoxson has served and continues to serve on various boards within the community. Ms. Wilcoxson holds a Bachelor of Business Administration degree in Finance from Kent State University and a Master of Arts in Applied Biblical Studies from Moody Bible Institute.

Jeffrey S. Powell has served as Chairperson of the Board since January 1, 2024, and has served as a director of both CNB and CNB Bank for over 30 years. Prior to becoming Chairperson of the Board, Mr. Powell served as the Chairperson of the Audit Committee of the Board (the Audit Committee) for 26 years. He is currently the President of JJ Powell Inc., a petroleum marketer, as well as Snappy's Convenience Stores. He is a graduate of The Pennsylvania State University where he earned a degree in Business Administration. Mr. Powell's extensive executive experience in the petroleum marketing and retail convenience industry, as well as nearly three decades of serving on the boards of directors of CNB and CNB Bank, provide strong knowledge regarding finance, operations compliance and planning to the Board.

Michael Obi is President & Chief Executive Officer (CEO) of UBIZ Venture Capital and Spectrum Global Holdings, LLC, in Cleveland, Ohio. He has over 17 years of experience working in banking and financial services, including executive leadership positions at KeyBank, Bank of America, Wells Fargo, and Truist. Before launching Spectrum Global Holdings, LLC, he served as Senior Vice President for KeyBank's Retail and Business Banking Segments. Mr. Obi has served and continues to serve on various boards within the Cleveland community. He also heads economic development strategies for the Urban League of Greater Cleveland. Mr. Obi obtained both his Bachelor of Science degree in Accounting and Master of Business Administration from the Coggins School of Business at the University of North Florida in Jacksonville, Florida. Michael is a graduate of the Columbia University's Senior Executive Business Program on Private Equity and Venture Capital. The Board believes that Mr. Obi, through his extensive experience in all areas of banking, including retail, commercial, operations, and finance, provides a significant depth of knowledge of the industry to the Board.

Peter C. Varischetti serves as President of Varischetti Holdings, LP, a privately held holding company with business interests in manufacturing, gas field services, fabrication, electrical contracting, automation and control systems, and real estate. He is also President of Varischetti Sports, LLC, which holds a minority ownership interest in the Pittsburgh Steelers. In these roles, Mr. Varischetti is responsible for the strategic leadership and oversight of multiple businesses across diverse industries, including responsibility for financial reporting, capital allocation, and merger and acquisition activities. Mr. Varischetti has served on the Audit Committee since 2017. His executive experience has provided him with a strong working knowledge of generally accepted accounting principles, the ability to evaluate financial statements of comparable complexity to those of CNB, and an understanding of internal control over financial reporting and audit committee functions. In addition to his business activities, Mr. Varischetti is actively involved in charitable and civic organizations. He serves on the Board of Trustees of the University of Pittsburgh, where he chairs the Governance, Nominating and Trusteeship Committee and serves on the Property and Facilities and Executive Committees. He also serves on the Board of Directors of UPMC. Mr. Varischetti is Chairman of the Brockway Center for Arts and Technology and serves on the Erie Diocesan Finance Council, the Parish Finance Council of St. Tobias Church, the Finance Committee of DuBois Central Catholic, and the Board of Directors of The Frank Varischetti Foundation. Mr. Varischetti holds a Bachelor of Science in Business Administration from the University of Pittsburgh. The Board believes that Mr. Varischetti's executive leadership and financial expertise provide significant value, particularly in the areas of accounting and financial reporting.

Julie M. Young is an attorney with 25 years of experience focused on management-side employment law. Since 2016, Ms. Young has led her own boutique law firm specializing in human resources and employment law for employers. Ms. Young works closely with small and mid-sized businesses in the Central Ohio area and across the nation to provide comprehensive legal services and compliance support in all aspects of human resources law. Ms. Young is a frequent speaker on employment law and human resource topics including employment agreements, federal and state legal compliance, wage matters, and anti-harassment and anti-discrimination policies and practices. Ms. Young is active in her community and also serves as a member of the Board of Advisors of FCBank, a division of CNB Bank, headquartered in Worthington, Ohio. Ms. Young received a Bachelor of Arts degree from Miami University and Juris Doctorate from The Ohio State University Mortiz College of Law. The Board believes that Ms. Young's qualifications, including her broad human resources and employment law experience as well as her knowledge of and involvement in the Central Ohio market, will provide critical support to CNB's business and strategic goals.

Nicholas N. Scott is Vice President/Owner of Scott Enterprises, a family owned-hospitality enterprise based in Erie, Pennsylvania, focused on restaurants and hotels, including two resorts. Mr. Scott has served in this role since 1995. Mr. Scott also serves on numerous boards in his community. Mr. Scott has a degree in Hotel, Restaurant, and Institutional Management from The Pennsylvania State University. As a business leader responsible for operations and development of the third-generation family-owned hospitality business, Mr. Scott applies his expertise in strategic planning and provides leadership and guidance to the Board.

Francis X. Straub, III is President/Chief Executive Officer of U.S. Complete Care Inc. Mr. Straub brings a diverse background in healthcare and entrepreneurship, deeply rooted in his family's pharmacy legacy spanning four decades. Mr. Straub's commitment to community and industry is evident through his numerous board positions, including his role as Chairman of the Board of Directors of Value Drug Company and Straub Brewery Inc. Furthermore, his business acumen extends to industrial manufacturing, oil and gas production, medical services, and commercial real estate development. Mr. Straub is an alumnus of Duquesne University, where he earned a Bachelor of Science degree in pharmacy. Mr. Straub's extensive business experience across multiple industries provides a valuable perspective to the Board.

Deborah Dick Pontzer is the President of Grow Rural PA, specializing in economic and community development. In her current capacity, she works with business, industry, and communities doing strategic planning, identifying and obtaining the resources for impactful, equitable economic growth through infrastructure development, capacity building, job creation, retention and recruitment. Her prior experience includes serving as an economic development and workforce specialist for U.S. Congressmen, John E. Peterson and Glenn Thompson, and as a senior associate for Coopers & Lybrand in the Business Investigation Services unit. She is active in her community, serving on various boards. Ms. Pontzer earned a Bachelor of Arts degree from Mount Holyoke College and a Master of Business Administration from the American Graduate School of International Management, a division of Arizona State University. Ms. Pontzer's experience delivering meaningful economic outcomes enables her to provide a valuable perspective to the Board.

Joel E. Peterson is the Chairman/CEO of Clearfield Wholesale Paper Company, a fourth-generation business that is over one hundred years old providing supplies to companies in several states. His previous employment was in banking for several years as a credit and loan origination analyst. Currently, Mr. Peterson serves on the DuBois Educational Foundation as the Development Committee Chair and previously served as the Chairman of the Clearfield Jefferson Regional Airport Authority with duties that included working with state and federal agencies. He has also served as President of the Bucktail Council of the Boy Scouts of America and President of the Clearfield YMCA. Mr. Peterson is a graduate of Pennsylvania State University with a major in Accounting and Marketing. Mr. Peterson, by virtue of his executive service and business and community involvement in the CNB market, brings meaningful corporate governance experience to the Board.

Richard B. Seager has over 30 years of experience in health care administration, consulting, and finance. Mr. Seager is actively involved in small business and community development activities throughout northwestern Pennsylvania, including service on various non-profit boards. He obtained his Bachelor of Science degree from Gannon University. Mr. Seager provides the Board with knowledge of the market area and strong governance experience as a result of his executive experience as President and CEO of multiple companies.

Daniel J. Henning is the Owner of A.C. Henning Enterprises, Inc., a builder and developer of multi-family and commercial projects in the Pocono area. He is also a partner in AMD/Henning Leasing, a family-owned real estate holding partnership. He joined the boards of directors of CNB and CNB Bank in July 2025 following CNB's acquisition of ESSA Bancorp, Inc. Prior to this, Mr. Henning served as a director of ESSA Bancorp, Inc. (formerly Nasdaq: ESSA) since its founding in April 2007, and as a director of ESSA Bank & Trust since 1995. Mr. Henning has previously served on several public authorities in Monroe County. Mr. Henning's extensive experience as a real estate developer and local business owner, combined with his extensive board experience, makes him a valuable asset to the Board as the organization continues to grow and serve its markets.

Robert C. Selig, Jr. retired as the President of Selig Construction Company in 2024, a role he held since 1972. Selig Construction Company specializes in landscape and nursery services. Mr. Selig joined the boards of directors of CNB and CNB Bank in July 2025, following CNB's acquisition of ESSA Bancorp, Inc. Prior to this, Mr. Selig served as a director of ESSA Bancorp, Inc. (formerly Nasdaq: ESSA) since its founding in April 2007 and as a director of ESSA Bank & Trust since 1990. Mr. Selig is a graduate of West Side Area Vocational/Technical School. Mr. Selig's experience as a local businessman focusing on real estate matters is of great value to the Board.

Robin W. Mink joined CNB Bank in 2017 to develop and oversee the treasury management product and sales strategy for CNB. She has over 30 years of experience in treasury management as both a banker and corporate finance practitioner having served as Corporate Cash Manager at both Cardinal Health and Safelite Autoglass prior to her role as Senior Vice President, Treasury Management Market Executive for PNC Bank. Ms. Mink is a graduate of Otterbein University and holds the Certified Treasury Professional credential (CTP).

Darryl P. Koch has over 20 years of experience in the field of information technology and security. Prior joining CNB Bank in 2019, Mr. Koch operated an information technology consulting business, which provides him with a depth and breadth of experience in the numerous technology, cybersecurity, and information security considerations impacting businesses and individuals. Mr. Koch holds a Bachelor of Science in Information Technology & Security and Master of Science in Information Security & Assurance from Western Governors University. In addition, he has obtained numerous relevant certifications, including Certified Ethical Hacker, Computer Hacking Forensic Investigator, Cisco CCNP, and Microsoft MCSA.

Michael J. Noah has over 25 years of experience across various areas of banking and currently serves as Chief Operating Officer of CNB Bank and Regional President of BankOnBuffalo. Mr. Noah joined CNB Bank in 2017 and was promoted to President of BankOnBuffalo in 2021 and Chief Operating Officer of CNB Bank in 2024. Mr. Noah has served on various boards within the community and is currently the Treasurer of Read to Succeed Buffalo. Mr. Noah holds a Bachelor of Science degree in Economics & Management Science from Cortland College.

Carla M. Higgins is the Senior Vice President of Strategic Project Management at CNB Bank, overseeing the collective development and execution of CNB Bank's strategic initiatives and goals. Since 2006, she has progressed through key roles in retail management, commercial lending, quality assurance, digital banking, and employee & client experience. In her current role, Ms. Higgins works directly with CNB's Chief Executive Officer, fellow members of Senior Management, and the Board of Directors to promote CNB's strategic success. She is an MBA graduate of Gannon University, with a Business Administration

Kylie L. Graham has been with CNB Bank since 2012 serving in various roles encompassing regulatory compliance, risk management, and operations management, and served as CNB Bank's Compliance Officer prior to transitioning to her current role as Senior V.P., Director of Operations. Ms. Graham graduated summa cum laude with a Bachelor of Science in Business Administration and Finance from Slippery Rock University, is a 2023 graduate of the American Bankers Association's Stonier Graduate School of Banking and Wharton Leadership Executive Program, and serves on Board of Directors of the Pennsylvania Bankers Association Public Affairs Committee.

Gregory M. Dixon has been with CNB Bank since 2003 and has served in various capacities, with the most recent being Senior Credit Officer. Mr. Dixon has served and continues to serve on various boards within the community. Mr. Dixon holds a Bachelor of Science degree in Accounting from Indiana University of Pennsylvania. He is a graduate of the American Bankers Association Stonier Graduate School of Banking and a graduate of the Pennsylvania Bankers Association School of Commercial Lending.

Anna K. Katie Andersen joined CNB Bank in 2020 as the Vice President of Compliance before transitioning to her current role as Senior Vice President, Chief Risk Officer in 2023. Prior to joining CNB, she held various banking positions in the Washington, D.C. metropolitan area. Ms. Andersen holds a Bachelor of Arts degree in Business Management from Gettysburg College. She is a graduate of the American Bankers Association Stonier Graduate School of Banking and has been awarded the Certified Regulatory Compliance Manager (CRCM) designation from the American Bankers Association.

Leanne D. Kassab joined the marketing team at CNB Bank in 1996 and has held various roles, including EVP of Client Experience, before transitioning to her current role in 2021. Ms. Kassab graduated from Indiana University of Pennsylvania with a Bachelor of Science in Marketing. She graduated with honors from the American Bankers Association (ABA) Bank Marketing School, the Pennsylvania Bankers Advanced School of Banking and the Pennsylvania Bankers Commercial Lending School. She was awarded the Certified Financial Marketing Professional (CFMP) designation from the Institute of Certified Bankers (ICB) and serves as a national ABA Bank Marketing Conference Advisory Board member.

Heather J. Koptchak has been with CNB Bank since 2004, rising through the organization in various progressively significant roles starting as a Universal Associate to her current role as Chief Employee Resources Officer for CNB Bank. She serves on various nonprofit boards and volunteers within the community. Ms. Koptchak holds an Associate of Science in Business Administration from Pennsylvania State University and is a Certified Society of Human Resource Management (SHRM-CP) professional. Mrs. Koptchak also graduated from the Graduate School of Banking, Human Resources Management School, PA Bankers, and Advanced School of Banking.

Steven R. Shilling has over 30 years of experience in wealth management and private banking. Prior to joining CNB Bank in 2015, he served as a Senior Vice President in leadership roles with Huntington Wealth Advisors, National City Private Client Services and the Bank of America Private Bank. He graduated summa cum laude with a Bachelor of Arts degree in Economics from Grove City College and received a Master of Business Administration degree from the Fuqua School of Business at Duke University.