Stocks › CAC
Camden National CAC
US equityMarket cap rank #3238
$58.02 +$0.10 (+0.17%)
Market closed · Nov 6, 9:50 pm ET · Last extended-hours $58.40 +0.65%
Open$57.57
Prev close$57.92
Day range$55.90 – $58.28
Volume74.8K
Market cap$980.09M
P/E (TTM)10.9
Dividend yield2.90%
Fundamentals
Latest reported quarter: Q3, ended Sep 2026
Revenue$66.89M+6.2% YoY
Net profit$22.82M+7.7% YoY
Diluted EPS$1.34+7.2% YoY
Free cash flow$29.91M+557.8% YoY
Operating cash flow$31.16M
Revenue, last 8 quarters
Net profit, last 8 quarters
Diluted EPS by quarter
Free cash flow by quarter
Annual revenue
Profitability & balance sheet
Net margin34.5%
Return on equity12.9%
Return on assets1.3%
Liabilities / assets89.8%
Cash & investments$248.57M
Total debt$374.43M
Net cash (debt)-$125.86M
Income statement
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Operating Revenue | $66.89M | $65.72M | $62.72M | $248.29M | $66.40M |
| Net Interest Income | $55.42M | $52.94M | $52.36M | $203.26M | $53.92M |
| -Interest Income | $80.52M | $78.99M | $78.37M | $320.66M | $82.04M |
| -Interest Expense | $25.10M | $26.05M | $26.01M | $117.40M | $28.13M |
| Non-Interest Income | $11.47M | $12.78M | $10.36M | $45.03M | $12.48M |
| -Total Premiums Earned | $714,000.00 | $1.24M | $791,000.00 | $3.44M | $820,000.00 |
| -Fees and Commissions | $9.48M | $10.21M | $8.54M | $36.48M | $10.06M |
| -Other Non-Interest Income | $1.27M | $1.33M | $1.03M | $5.12M | $1.60M |
| Credit Losses Provision | -$1.89M | -$710,000.00 | -$553,000.00 | -$22.29M | -$2.97M |
| Non-Interest Expense | $35.72M | $35.67M | $34.09M | $138.74M | $35.17M |
| Occupancy and Equipment | $7.65M | $7.58M | $7.70M | $28.96M | $7.37M |
| Professional Expense and Contract Services Expense | $888,000.00 | $1.41M | $921,000.00 | $4.62M | $999,000.00 |
| Selling and Admin Expenses | $21.01M | $20.03M | $19.62M | $79.80M | $20.08M |
| -General & Admin Expense | $21.01M | $20.03M | $19.62M | $79.80M | $20.08M |
| Depreciation & Amortization & Depletion | $1.35M | $1.35M | $1.35M | $5.89M | $1.47M |
| -Depreciation & Amortization | $1.35M | $1.35M | $1.35M | $5.89M | $1.47M |
| Other Non-Interest Expenses | $4.81M | $5.30M | $4.50M | $19.47M | $5.25M |
| Special Income (Charges) | $0.00 | $0.00 | $0.00 | -$8.61M | -$41,000.00 |
| -Less:Restructuring and Mergern & Acquisition | $0.00 | $0.00 | $0.00 | $9.29M | $41,000.00 |
| Pretax Profit | $29.28M | $29.34M | $28.08M | $78.66M | $28.22M |
| Tax | $6.46M | $6.32M | $6.19M | $13.50M | $5.66M |
| Net Profit | $22.82M | $23.02M | $21.88M | $65.16M | $22.56M |
| Profit from Continuing Operations | $22.82M | $23.02M | $21.88M | $65.16M | $22.56M |
| Net Income to Parent Company | $22.82M | $23.02M | $21.88M | $65.16M | $22.56M |
| Net Income to Common Stockholders | $22.82M | $23.02M | $21.88M | $65.16M | $22.56M |
| Basic EPS | $1.36 | $1.36 | $1.29 | $3.86 | $1.34 |
| Diluted EPS | $1.34 | $1.35 | $1.29 | $3.84 | $1.33 |
| Dividend Per Share | $0.42 | $0.42 | $0.42 | $1.68 | $0.42 |
| -Gain Loss on Sale of Assets | – | – | – | $0.00 | $0.00 |
| Other Income (Expense) | – | – | – | -$8.61M | -$41,000.00 |
| -Less:Other Special Charges | – | – | – | -$675,000.00 | $0.00 |
Balance sheet
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Assets | $7.05B | $6.95B | $6.96B | $6.97B | $6.97B |
| Cash, Cash Equivalents & Federal Funds Sold | $248.57M | $99.90M | $133.74M | $97.49M | $97.49M |
| -Cash and Cash Equivalents | $248.57M | $99.90M | $133.74M | $97.49M | $97.49M |
| Securities Investment | $1.33B | $1.36B | $1.38B | $1.42B | $1.42B |
| -Trading Securities | $5.12M | $4.95M | $4.38M | $5.75M | $5.75M |
| -Available for Sale Securities | $15.26M | $18.40M | $20.26M | $21.71M | $21.71M |
| -Held to Maturity Securities | $442.57M | $462.30M | $472.24M | $484.94M | $484.94M |
| -Short Term Investments | $869.95M | $874.84M | $882.45M | $909.12M | $909.12M |
| Net Loan | $4.96B | $4.97B | $4.94B | $4.93B | $4.93B |
| -Gross Loan | $5.01B | $5.02B | $4.98B | $4.98B | $4.98B |
| -Allowance for Loans and Lease Losses | $46.22M | $45.60M | $45.58M | $45.28M | $45.28M |
| Goodwill and Other Intangible Assets | $190.02M | $191.38M | $192.73M | $194.09M | $194.09M |
| Other Assets | $319.19M | $90.49M | $84.91M | $85.62M | $85.62M |
| Total Liabilities | $6.33B | $6.23B | $6.25B | $6.28B | $6.28B |
| Total Deposits | $5.85B | $5.56B | $5.59B | $5.54B | $5.54B |
| Short-Term Debt and Capital Lease Obligation | $311.69M | $262.20M | $250.00M | $327.00M | $327.00M |
| -Current Debt | $311.69M | $262.20M | $250.00M | $327.00M | $327.00M |
| Long Term Debt and Capital Lease Obligation | $62.74M | $62.67M | $62.59M | $62.52M | $62.52M |
| -Long Term Debt | $62.74M | $62.67M | $62.59M | $62.52M | $62.52M |
| Other Liabilities | $108.64M | $98.90M | $90.20M | $95.95M | $95.95M |
| Total Equity | $720.64M | $725.93M | $710.01M | $696.56M | $696.56M |
| Stockholders' Equity | $720.64M | $725.93M | $710.01M | $696.56M | $696.56M |
| Capital Stock | $213.80M | $213.02M | $214.69M | $215.80M | $215.80M |
| -Common Stock | $213.80M | $213.02M | $214.69M | $215.80M | $215.80M |
| Retained Earnings | $591.51M | $575.80M | $559.89M | $545.15M | $545.15M |
| Gains/Losses Not Affecting Retained Earnings | -$84.66M | -$62.90M | -$64.57M | -$64.39M | -$64.39M |
| Net PPE | – | $51.45M | $51.45M | $51.35M | $51.35M |
| -Goodwill | – | $151.51M | $151.51M | $151.51M | $151.51M |
| -Other Intangible Assets | – | $39.87M | $41.23M | $42.58M | $42.58M |
| Bank-Owned Life Insurance | – | $113.59M | $112.49M | $112.12M | $112.12M |
| Federal Home Loan Bank Stock | – | $23.36M | $23.34M | $26.43M | $26.43M |
| Deferred Assets | – | $47.56M | $48.53M | $51.08M | $51.08M |
| Federal Funds Purchased and Securities Sold Under Agreement to Repurchase | – | $246.19M | $263.43M | $254.78M | $254.78M |
| -Gross PPE | – | – | – | $93.41M | $93.41M |
| -Accumulated Depreciation | – | – | – | -$42.06M | -$42.06M |
Cash flow
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $31.16M | $20.01M | $63.91M | $20.75M | $36.10M |
| Net cash flow from continuing operations | $31.16M | $20.01M | $63.91M | $20.75M | $36.10M |
| Net Income from Continuing Operations | $23.02M | $21.88M | $65.16M | $22.56M | $21.19M |
| Gain/Loss from Continuing Operations | -$814,000.00 | -$704,000.00 | -$3.41M | -$753,000.00 | -$1.65M |
| Depreciation & Depletion & Amortization | $2.84M | $2.62M | $11.10M | $2.66M | $2.67M |
| Deferred Tax | $463,000.00 | $2.10M | $616,000.00 | $202,000.00 | $1.77M |
| Other Non-Cash Items | $632,000.00 | -$6.37M | -$21.27M | -$9.87M | $9.01M |
| Change in Working Capital | $2.48M | -$1.07M | -$15.78M | $1.90M | -$1.15M |
| -Change in Other Current Assets | -$5.95M | $3.31M | -$3.46M | -$3.14M | -$1.81M |
| -Change in Other Current Liabilities | $2.45M | -$4.74M | -$1.51M | $6.62M | $3.04M |
| -Change in Other Working Capital | $5.97M | $360,000.00 | -$10.81M | -$1.57M | -$2.37M |
| Net cash flow from investing | -$19.55M | $46.19M | -$56.41M | $16.83M | -$81.99M |
| Net Cash Flow from Continuing Investing Activities | -$19.55M | $46.19M | -$56.41M | $16.83M | -$81.99M |
| Net PPE Purchase and Sale | -$1.25M | -$1.78M | -$2.52M | -$1.77M | $2.50M |
| Net Business Purchase and Sale | $0.00 | $0.00 | $48.26M | $0.00 | $0.00 |
| Net Investment Purchase and Sale | $21.25M | $40.19M | -$31.37M | -$25.37M | -$1.88M |
| Net Income from Loans | -$39.68M | $4.27M | -$69.38M | $39.28M | -$78.31M |
| Net Other Investing Changes | $125,000.00 | $3.51M | -$1.40M | $4.69M | -$4.31M |
| Financing Cash Flow | -$45.44M | -$29.95M | -$124.97M | -$38.94M | $30.93M |
| Net Cash Flow from Continuing Financing Activities | -$45.44M | -$29.95M | -$124.97M | -$38.94M | $30.93M |
| Increase/Decrease in Deposit | -$30.25M | $47.57M | -$67.29M | $134.97M | -$112.01M |
| Net Issuance Payments of Debt | -$5.09M | -$68.55M | -$28.68M | -$166.76M | $150.08M |
| Net Common Stock Issuance | -$2.48M | -$1.49M | $0.00 | $0.00 | $0.00 |
| Cash Dividends Paid | -$7.13M | -$7.13M | -$28.47M | -$7.13M | -$7.13M |
| Proceeds from Stock Option Exercised | -$493,000.00 | -$348,000.00 | -$537,000.00 | -$14,000.00 | -$10,000.00 |
| Ending Cash Balance | $99.90M | $133.74M | $97.49M | $97.49M | $98.85M |
| Net Change in Cash | -$33.84M | $36.24M | -$117.47M | -$1.36M | -$14.97M |
| Beginning Cash Balance | $133.74M | $97.49M | $214.96M | $98.85M | $113.82M |
| Free Cash Flow | $29.91M | $18.23M | $58.20M | $18.98M | $35.41M |
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