Amerant Bancorp AMTB

Mr. Iafigliola, age 49, was appointed Interim Chief Executive Officer on November 5, 2025, having previously served as Senior Executive Vice President, Chief Operating Officer (COO) since June 2023 and in such role was responsible for Amerant's loan and deposit operations, project management, technology and digital services, facilities, and treasury management. Mr. Iafigliola chairs the Board of Amerant Investments and is member of the Board of Amerant Mortgage. Prior to his appointment as COO, Mr. Iafigliola served as EVP, Chief Financial Officer (CFO) since May 2020 spearheading Amerant's financial management, including treasury, financial reporting and accounting, financial analysis, investor relations & sustainability, internal controls and corporate tax. Mr. Iafigliola joined Amerant in 2004 and held various management positions in the Treasury area, including as SVP, Treasury Manager from 2015 to May 2020.

Ms. Sharymar Calderon, age 38, serves as Senior Executive Vice President, Chief Financial Officer (CFO) since November 2024, and served as Executive Vice President, Chief Financial Officer since June 2023. Calderon is responsible for Amerant's financial management, including treasury, financial reporting and accounting, financial planning and analysis, investor relations, strategy, internal controls over financial reporting, corporate tax and products. She also chairs the Asset-Liability Committee and is a member of the Board of Amerant Investments. She is a member of the Company's and the Bank's Executive Management Committee. Prior to her appointment as CFO, Mrs. Calderon served as Senior Vice President, Head of Internal Audit at Amerant since June 2021, where she led the implementation and monitoring of the Company's audit plan and risk assessments, including coordination with external auditors and the integration of SOX audits. Prior to Amerant, Mrs. Calderon worked at Ocean Bank as SVP, Head of Payment Operations from September 2020 through early June 2021. Before that, she worked at PricewaterhouseCoopers for nine years, where she began her career as an Associate and rose to Senior Manager. Mrs. Calderon received a double Bachelor of Business Administration in Accounting and Marketing from the University of Puerto Rico. She is a licensed Certified Public Accountant (CPA) in Florida and Puerto Rico, a member of the Florida Institute of CFOs (fiCFO), American Institute of Certified Public Accountants (AICPA), a member of the Puerto Rico State Society of CPAs and its Florida Chapter, and the Association of Latino Professionals for America (ALPFA). Mrs. Calderon currently serves on the board of directors of the Zoo Miami Foundation.

Mrs. Sanchez, age 53, serves as Senior Executive Vice-President and Chief Administrative Officer since April 2025. Ms. Sanchez leads the Bank's approach to people and organization culture. In addition, she oversees corporate communications, community relations, sustainability and legal. She is a member of the Company's and the Bank's Executive Management Committee. She previously served as Chief People Officer since June 2022 leading the Company's approach to people and organizational culture. Previously, Mrs. Sanchez served as the Company's and the Bank's General Counsel since 2010. With an educational background in human behavior and law, in addition to 15 years working at the Bank, she brings a wealth of organizational knowledge and an informed perspective to her role. She and her leadership team are focused on learning and development, management practices, and diversity and inclusion. As General Counsel, Mrs. Sanchez advised the Company on a range of legal matters, including labor and employment. She has practiced law for over 25 years, primarily as in-house counsel for financial institutions. Prior to joining Amerant in 2007 as Associate General Counsel, she served as Associate General Counsel at Regions Bank (formerly Union Planters Bank). Mrs. Sanchez earned a bachelor's degree in Psychology from the University of Miami and a Juris Doctorate from St. Thomas University. In April 2021, she also graduated from the Yale School of Management's ExecOnline's Fostering Inclusion and Diversity Program. Active in the community, Mrs. Sanchez serves on the board of directors for the Center for Financial Training and the Overtown Youth Center.

Mr. Odilon Almeida, Jr, KEY EXPERIENCE AND QUALIFICATIONS : Highly accomplished CEO with global expertise in payment solutions and digital transformation, with a strong track record of value creation in the financial, fintech and technology sectors. He has led global organizations, setting their strategy and delivering growth acceleration via organic expansion and the acquisition and integration of new businesses. CAREER HIGHLIGHTS : Managing Principal, AJ Holdings Co. (2023 - Present) ; Operating Partner, Advent (2023 - Present) ; Chief Executive Officer, President and Board member, ACI Worldwide, Inc. (2020-2022) ; President, Western Union Global Money Transfer (2017-2019) ; President, Americas and Europe, Western Union Company (2014-2017) ; President, Americas, Western Union Company (2013-2014) OTHER PROFESSIONAL EXPERIENCE AND BOARD SERVICE : Various other senior positions with Western Union (NYSE: WU) from 2002 to 2013 ; Founder and CEO, ADDventure, Inc. (2001-2002) ; Chief Marketing Officer and Vice President, Digital Ventures, BankBoston International (1998-2001) ; Member of the Board of Directors of NCR Atleos Corporation, where he serves on the Audit and Nominating and Governance Committees (2023 - present) ¦ Member of the Board of Directors of MarineMax, where he serves on the Audit and Nominating and Corporate Governance Committees (2025 - present) ¦ Member of the Board of Directors of Lightspeed, where he serves on the Audit Committee and Chairs the Risk Committee (2025 - present) ; Member of the Board of Directors of ACI Worldwide. Inc. (NASDAQ: ACIW) (2020-2022) ; Member of the Board of Directors of Millicom Telecom International (NASDAQ: TIGO) (2015-2023) EDUCATION : Masters of Business Administration, Fundacao Getulio Vargas, Sao Paulo - Brazil - 1986 ; Bachelor's Degree in Civil Engineering, Universidade de Sao Paulo - Brazil - 1982 ; Other post-graduate education at the Massachusetts Institute of Technology, Harvard Business School, The Wharton School and the International Institute of Management.

John W. Quill, KEY EXPERIENCE AND QUALIFICATIONS: Former national bank examiner with over 40 years of experience brings valuable regulatory, bank supervision and policy perspective. CAREER HIGHLIGHTS: Consultant to the International Monetary Fund (since 2015) ; Senior Financial Sector Expert at the International Monetary Fund (2013-2015) ; Deputy Comptroller Office at the Comptroller of the Currency (OCC) (2004-2011) ; National Bank Examiner at the OCC (1980-2004) OTHER PROFESSIONAL EXPERIENCE AND BOARD SERVICE: Chair of the Interagency Council of the United States Treasury's Troubled Asset Relief Program (2008-2011) ; Member of the Board of Directors of Gibraltar Private Bank & Trust (2015-2018) EDUCATION: Bachelor's degree in finance from the University of South Florida - 1975.

Oscar Suarez, KEY EXPERIENCE AND QUALIFICATIONS: Highly qualified financial expert who brings extensive expertise on public accounting spanning a wide array of industries and sectors. CAREER HIGHLIGHTS: Former Partner at Ernst & Young (2004-2021) - Cruise and Theme Park Sub-Sector Leader (2019-2021) US Central Region Leadership Team (2018-2020), Florida and Puerto Rico Market Leader (2008-2018), , Miami Office Managing Partner (2006-2011) ; Former Partner at KPMG (1989-2004) OTHER PROFESSIONAL EXPERIENCE AND COMMUNITY INVOLVEMENT ; Held various positions at Arthur Andersen, including International Tax Manager (1981-1988) ; Member of the Board of Directors of Industrial Rail Services (2021-2025) ; Member of the Board of Directors of Xtec Inc. (since 2023) ; Executive Member of the Latino Corporate Directors Association (since 2020) ; Member of Ernst and Young's Americas and Global Governance Council (2015-2019) ; Member of the Florida International University Foundation (2013-2020) ; Member of the Board of Directors of United Way Miami (2013-2015) EDUCATION AND OTHER CERTIFICATIONS ; Bachelor of Science degree in accounting from St. Thomas University ; Certified Public Accountant (active) ; Holds a Directorship Certification (NACD.DC) by the NACD.

Ashaki Rucker, KEY EXPERIENCE AND QUALIFICATIONS: Accomplished senior level executive bringing three decades of expertise in human capital strategy, talent management, executive compensation, organizational development, and change management. CAREER HIGHLIGHTS: Senior Vice-President, Human Resources at NBCUniversal Telemundo Enterprises (since 2019) ; Vice-President, Human Resources for NBCUniversal Global Distribution and International (2017-2019) ; Vice-President, Human Resources Supply Chain Management and HR Shared Services at Arvato Bertelsmann, North America (2015-2017) ; Director, Human Resources Supply Chain Management at Arvato Bertelsmann, North America (2014-2015) OTHER PROFESSIONAL EXPERIENCE AND COMMUNITY INVOLVEMENT: Held various senior Human Resources leadership positions at UBS, Deutsche Bank, PricewaterhouseCoopers, Warner Media and The Walt Disney Company (1999-2013) ; Member of the Board of Directors of Rebuilding Together Miami ; Member of the Advisory Board of the University of Miami Herbert Business School Executive Education Program EDUCATION ; Master of Arts in organizational psychology from Columbia University's Teacher's College ; Bachelor of Arts degree from the University of Albany ; Holds a Directorship Certification (NACD.DC) by the NACD.

Mr. Millar Wilson, KEY EXPERIENCE AND QUALIFICATIONS: ; Former C-suite level banking executive with significant experience in finance and accounting, leadership, corporate governance, regulatory, talent management, and risk management CAREER HIGHLIGHTS: ; Vice-Chairman and CEO of Amerant Bancorp Inc. and Amerant Bank, N.A. (2013-2021) ; President and CEO of Amerant Bank, N.A. (2009-2013) ; Global Chief Risk Officer of Mercantil Servicios Financieros (2005-2009) OTHER PROFESSIONAL EXPERIENCE AND COMMUNITY INVOLVEMENT ; Held various positions at Mercantil Servicios Financieros and Banco Mercantil, including as Executive Director of International Business (1977-2005) ; Member of the Board of Directors of the Miami Branch of the Federal Reserve Bank of Atlanta (2013-2019) ; Member of the Board of Directors of Enterprise Florida, Inc (2009-2013) ; Director and Treasurer of the Miami Dade College Foundation (1999-2004) ; Chairman of the Board of Directors of the American Red Cross of Greater Miami and the Keys (2001-2002) EDUCATION AND OTHER CERTIFICATIONS: Graduate of the Program for Management Development from Harvard Business School ; Bachelor of Science degree in business and administrative studies from Bradford University, England.

Erin D. Knight, KEY EXPERIENCE AND QUALIFICATIONS : Successful executive with extensive experience serving in leadership roles at regional retail and commercial banks, and a real estate private equity firm, having acquired significant expertise in corporate governance, BSA compliance, portfolio management, and loan and investment evaluation. CAREER HIGHLIGHTS : Serves as President of Monument Capital Management, a real estate management and private equity firm with over $1 billion in assets across 16 states (2019-present) ¦ Chief Operating Officer for Alexis, a women's clothing designer, manufacturer, and distributor (2018) ¦ Executive Vice President, Market President Miami-Dade at Stonegate Bank, now Centennial Bank (2010-2017) ¦ Senior Vice President, Private Banking Miami, Regions Bank, running the division from 2006 until 2010 (2003-2010) ¦ Vice President, Private Banking, SouthTrust Bank, now Wells Fargo (2001-2003) OTHER BOARD SERVICE AND COMMUNITY INVOLVEMENT : Member of the Board of Governors of Citizen Property Insurance Corporation of Florida (since 2021) where she chairs the Investment Committee (since 2022) and the Consumer Services Committee (since 2023) and previously chaired the Audit Committee (2021-2022) ¦ Member of the Board and the Executive Committee of the Baptist Health South Florida Foundation (since 2017) ¦ Member of the Board of Directors of the Miami Foundation for a Greater Miami (since 2020), having served as its Chair in 2025 and and as chair of the Investment Committee (2022-2024) EDUCATION AND OTHER CERTIFICATIONS : Bachelor's degree in political science and business from Florida State University ¦ Holds a National Association of Securities Dealers (NASD) Series 7 license and is a CERTIFIED FINANCIAL PLANNER professional ¦ Holds a Directorship Certification (NACD.DC) by the NACD.

Gustavo Marturet M., KEY EXPERIENCE AND QUALIFICATIONS: Successful banking and wealth management executive with significant experience in wealth management, portfolio management, banking and capital and securities markets. CAREER HIGHLIGHTS: Business and Investor Relations Consultant, Concise Capital Management, LLC (2025-present) : CEO of Martuga Corporation, a general consulting services company (2021-2025) ; CEO and Co-Portfolio Manager of Unison Asset Management, LLC (a subsidiary of Canepa), an SEC registered equity fund manager which he co-founded (2016-2021) ; Portfolio Manager of the Canepa Equity Select Fund, an investment fund (2012-2017) ; Head of Private Banking and Asset Management, Amerant Bank, N.A. (2008-2012) ; President and CEO of Amerant Investments, Inc. (2002-2010) OTHER PROFESSIONAL EXPERIENCE AND BOARD SERVICE: ; Director of Canepa Funds ICAV in Dublin, Ireland (2012-2017) ; Member of the Board of Directors of Mercantil Servicios Financieros Internacional (since 2025) ; Member of the Board of Directors of Mercantil Servicios Financieros (1997-2018) EDUCATION AND OTHER CERTIFICATIONS: Master's degree in international economics from Yale University ; Master's degree in management from Hult University ; Bachelor's degree in economics from Universidad Catolica Andres Bello, Caracas Venezuela ; Obtained Series 7, Series 66 and Series 24 NASD licenses (inactive).

Ms. Lisa Lutoff-Perlo, KEY EXPERIENCE AND QUALIFICATIONS: Highly accomplished former C-suite executive with significant business operations and senior executive management experience coupled with relevant corporate governance and financial reporting oversight experience from her service as director of publicly traded and privately held companies. CAREER HIGHLIGHTS : Vice Chair, External Affairs, Royal Caribbean Group (2023-2024) ; President and Chief Executive Officer, Celebrity Cruises Inc. (2014-2023) ; Executive Vice President, Operations, Royal Caribbean International (2012-2014) ; Senior Vice President, Hotel Operations, Celebrity Cruises Inc. (2007-2012) ; Vice President, Onboard Revenue, Celebrity Cruises Inc. (2005-2007) OTHER PROFESSIONAL EXPERIENCE AND BOARD SERVICE : Various senior positions with Royal Caribbean International from 1985 to 2005 ; Former President and Chief Executive Officer, FIFA World Cup 2026 Miami Host Committee (2024-2025) ; Member of the Board of Directors of AutoNation, Inc., where she serves on the Audit and Compensation Committees (2020-present) ; Former Chair of the Board of Directors of Hornblower Group, where she also served on the Compensation and Audit Committees (2024-2025) ; Former Chair of the Board and Board member for the United Way of Broward County (2010-2024) ; Former member of the Board of Directors St. Mary's Medical Center (West Palm Beach, FL) (Private) (2016-2018) ; Former member of the Broward Workshop (2018-2023) ; Former member of the International Board of Best Buddies (2016-2019) EDUCATION, HONORARY DEGREE AND OTHER CERTIFICATIONS : Accounting, Bentley College, Waltham, MA ; Executive Leadership Program Certificate, Wharton School of Business, University of Pennsylvania ; 2019 Honorary Doctorate of Humane Letters Degree, Nova Southeastern University.

Ms. Patricia B. Morrison, KEY EXPERIENCE AND QUALIFICATIONS: Successful former C-suite level executive with broad information technology and business experience across several industries, including significant expertise in large-scale IT execution, cybersecurity, and digital transformation. CAREER HIGHLIGHTS: EVP, Customer Care Shared Services and Chief Information Officer, Cardinal Health Inc (2011-2018) ; EVP, Chief Information Officer , Cardinal Health Inc. (2009-2011) ; Chief Executive Officer, Mainstay Partners, LLC (2008-2009) ; Chief Information Officer, Motorola, Inc. (2005-2008) ; SVP and Chief Information Officer, Office Depot, Inc. (2002-2005) OTHER BOARD SERVICE : Member of the Board of Directors of Baxter International, Inc (2019-present) ; Member of the Board of Directors of Trinity Life Sciences (2022-present) ;Member of the Board of Directors of Splunk (2013-2024) ; Member of the Board of Directors of Aramark (2017-2019) EDUCATION AND OTHER CERTIFICATIONS: Bachelor's degree in Mathematics and Statistics, Miami University.

Mr. Jack L. Kopnisky, KEY EXPERIENCE AND QUALIFICATIONS : Highly successful executive with over 43 years of experience in the banking and financial services industry, including serving in senior leadership positions as Executive Chairman, CEO, and President and other prominent roles in other financial institutions. CAREER HIGHLIGHTS : Senior Partner, Patriot Financial Partners (2024 - Present) ¦ Executive Chairman and Board member, Webster Financial Corporation and Webster Bank (2022-2024) ¦ President and CEO, and Board member, Sterling Bancorp (2011-2022) and CEO and Board member, Sterling National Bank (2020 - 2022) ¦ CEO and Board member, SJB Escrow Corporation (2009-2011) OTHER PROFESSIONAL EXPERIENCE AND COMMUNITY INVOLVEMENT : President and CEO and Board member, First Marblehead Corporation, a provider of outsourcing services for private education lending (2005-2008) and board member ¦ Held several top executive positions at KeyCorp as President of the Consumer Banking Group and Chief Executive Officer and President of KeyBank USA, President of Retail Banking and President and Chief Executive Officer of Key Investment ¦ Served on the Grove City College Trustee and chair of its Development Committee. ¦ Served as member of the Board of Directors of Summer Search - New York, the Westchester County Association and the Children's Museum of Manhattan. EDUCATION : Bachelor's Degree in Economics and Business Administration, Grove City College - 1978 ¦ Banking degree, University of Delaware - 1990 ¦ Executive Business Program, Weatherhead School of Management, Case Western Reserve University, 2000.

Mr. Capriles, age 57, serves as Senior Executive Vice-President and Chief Risk Officer since January 2023, having previously served as Executive Vice-President and Chief Risk Officer since February 2018 and previously as the Company's Chief Risk Officer since 2016. Mr. Capriles is responsible for all enterprise risk management oversight, including credit, market, operational and information security risk, BSA/AML and consumer compliance. He currently serves as a member of the Board of Amerant Investments and Elant Bank & Trust, Ltd. He is a member of the Company's and the Bank's Executive Management Committee. Mr. Capriles served in various roles with the former parent of the Bank, Mercantil Servicios Financieros, or MSF, since 1995, including as Corporate Treasurer from 2008 to 2015, head of Corporate Market Risk Management from 1999 to 2008, and as Corporate Risk Specialist from 1995 to 1999, where he led the project to implement MSF's enterprise risk management model. Prior to joining MSF, Mr. Capriles served as a foreign exchange trader with the Banco Central de Venezuela (Venezuelan Central Bank) from 1989 to 1991. Mr. Capriles also served as a Professor in the Economics Department at Universidad Catolica Andres Bello in Caracas, Venezuela from 1996 to 2008. Mr. Capriles graduated with a Bachelor's degree in Economics from Universidad Catolica Andres Bello in Caracas, Venezuela and earned a master's degree in International Development Economics from Yale University, and a MBA from the Massachusetts Institute of Technology. On June 24, 2026, Alberto Capriles notified Amerant Bancorp Inc. of his plan to retire as Senior Executive Vice President and Chief Risk Officer of the Company and its subsidiary, Amerant Bank, N.A. effective on the appointment date of his successor.

On May 26, 2026, Amerant Bancorp Inc. and its subsidiary, Amerant Bank, N.A. (the Bank), appointed Adrian Rodriguez as Executive Vice President and Chief Operating Officer, effective as of May 26, 2026 Mr. Rodriguez, age 42, was appointed Interim Chief Operating Officer on November 10, 2025, having previously served, since 2022, as Executive Vice President and Head of Loan Operations, and in such role was responsible for managing loan and credit operations, including legal documentation and closings, servicing, loan accounting, and regulatory compliance. From 2019 to 2022, Mr. Rodriguez served as Senior Vice President and Internal Controls Manager, overseeing the Company's SOX compliance framework and third-party vendor risk management. He played a key role in the sale of the Houston franchise in 2024, the transition to a new core banking platform in 2023, and the Company's initial public offering in 2018. Mr. Rodriguez has more than 13 years of management experience in the banking industry and previously spent five years in public accounting, focusing on audits of financial institutions. He earned a Bachelor of Business Administration in 2007 and an MBA in 2010, both from Florida International University.

Mr Parra, age 51, serves as Senior Executive Vice President, Chief International Banking Officer since December 2025. In this role, Mr. Parra leads Amerant's international banking platform, overseeing International Private Client and Corporate Banking, International Wholesale Banking, International Onboarding, and International Client Services. His leadership supports Amerant's strategic focus on strengthening and expanding its international client relationships. He is a member of the Company's and the Bank's Executive Management Committee. He currently serves as a member of the Board of Elant Bank & Trust, Ltd. Mr. Parra was most recently Executive Vice President and Head of International Banking from January 2023 until December 2025, where he had responsibility for the International Personal and Commercial banking businesses delivering banking products and services to individuals and businesses across Amerant's international markets. Previously, from April 2018 until January 2023, Mr. Parra served as Executive Vice President and Head of Wealth Management, overseeing Amerant Investments, the bank's broker-dealer and registered investment advisory business; Elant Bank and Trust, Ltd. in the Cayman Islands; and Amerant's Trust Services department. He has held multiple leadership roles since joining Amerant in 2000, bringing more than two decades of institutional knowledge and experience across international banking, wealth management, and trust services. Mr. Parra holds a law degree from Universidad Santa Maria in Caracas, Venezuela. He completed the requirements of the American Bankers Association National Trust School, affiliated with Northwestern University, and is a Registered Trust and Estate Practitioner (TEP) with the Society of Trust and Estate Practitioners (STEP). He also holds a Diploma in International Trust Management and a Diploma in Trust Disputes from STEP, as well as an Executive Leadership Development certification from the University of Miami Herbert Business School.

Mr Eelman, age 50, serves as Executive Vice-President, Chief Product Officer since February 2026, where he leads enterprise product strategy and development across the Bank's lending and financial services platforms. He is responsible for aligning product design, technology enablement, and go-to-market execution to deliver client-focused solutions that support sustainable growth. Tony brings deep experience scaling lending organizations and modernizing products across complex regulatory environments. He is a member of the Company's and the Bank's Executive Management Committee. Prior to joining Amerant Bank, he served from December 2020 through February 2026 as President of Amerant Mortgage, where he led the Bank's mortgage subsidiary, overseeing origination, credit, compliance, technology modernization, and strategic initiatives aligned with the Company's objectives. Prior to joining Amerant Mortgage, Mr. Eelman was Managing Senior Vice President at City National Bank of Florida from May 2016 until December 2020 where he was responsible for managing the Residential Lending department including business development, operations, capital markets, compliance, and profitability. Previously, Mr. Eelman served as Chief Operating Officer at FBC Mortgage. Throughout his career, Mr. Eelman has built a reputation for driving scalable growth, strengthening client experience, and translating strategy into disciplined execution. Mr. Eelman holds an Applied Science degree from the Rochester Institute of Technology (RIT) and serves on the RIT College of Performing Arts Advisory Board.

Ms. Cragg, age 43, serves as Senior Executive Vice President, Chief Credit Officer since December 2025. In this role, Ms. Cragg oversees Credit Services, Credit Risk, and Special Assets ensuring strong credit quality, regulatory excellence, and disciplined risk management across all portfolios. She is a member of the Company's and the Bank's Executive Management Committee. Ms. Cragg brings more than 15 years of commercial banking and credit risk experience and has been a strategic leader within Amerant's Commercial and Industrial (C&I) Credit department since joining the organization in July 2025. Prior to joining Amerant, Ms. Cragg founded and grew a company focused on the sale and distribution of an e-commerce wearable brand, which she led from September 2022 through April 2025. Her most recent role within the Financial Services Industry was in serving as Senior Vice President, Corporate Credit Officer at Simmons Bank from June 2016 through August 2022. In this position, she held delegated credit authority and acted as proxy for the Chief Credit Officer. She led commercial and business banking underwriting and credit decisioning, chaired key loan and credit policy committees, authored a comprehensive rewrite of the bank's commercial credit policy, and supported multiple mergers and acquisitions through due diligence, training, and system conversions. Earlier at Simmons, she served as Senior Vice President, Director of Credit Analysis and Underwriting, where she established an independent credit analysis structure, standardized underwriting practices, and led efforts to address regulatory matters. Prior to Simmons, Cragg held progressive leadership roles at IBERIABANK (now First Horizon), including Senior Vice President, Regional Underwriting Manager and Vice President, Regional Commercial Lender. In these roles, she managed multi-state underwriting teams and large commercial portfolios, developed standardized underwriting tools, and supported merger and acquisition initiatives. Ms. Cragg began her career as a Commercial Credit Analyst at Regions Bank, gaining foundational experience in underwriting and portfolio management. She holds a Bachelor of Science in Finance from Louisiana Tech University.

Mr Nursey, age 60, serves as Senior Executive Vice-President and Chief Domestic Banking Officer since January 2026. In this role, he leads Commercial Banking, Corporate Banking, and Commercial Real Estate, while also leading Retail & Private Client Banking and Business Banking. He is a member of the Company's and the Bank's Executive Management Committee. From October 2025 through January 2026, he served as Chief Commercial Banking Officer where he oversaw Commercial Banking, Corporate Banking, and Commercial Real Estate. Mr. Nursey joined Amerant in June 2024 as Central Florida Market President, leading the Bank's expansion efforts in the Tampa market and supporting long-term growth along the I-4 corridor, including the development of a multi-financial center network to complement Commercial, Small Business, and Private Banking efforts. With more than 35 years of banking experience, Mr. Nursey has held senior leadership roles across Commercial, Middle Market, Corporate, Municipal, and Small Business Banking. Prior to joining Amerant, he served as North Florida Market President from 2023 through 2024 and Florida Head of Middle Market from 2019 through 2023 at TD Bank, and previously held Commercial Banking executive roles at Regions Bank. A lifelong Florida resident, Mr. Nursey is deeply committed to community involvement. He currently serves on the Board of Directors of Special Olympics Florida, the American Cancer Society - Tampa Bay Volunteer Leadership Board, and as Chairman of the Athletics Committee on the University of Tampa Board of Trustees. Mr. Nursey is a graduate of Florida State University.

Mr. Fleitas, age 49, serves as Executive Vice-President, Chief Accounting Officer (CAO) since March 2023 overseeing Financial Reporting and Accounting, which comprises the function of Controllership and Financial Reporting. The Controllership function includes general accounting, investment accounting and payables, and accounting reconciliations. The Financial Reporting function is responsible for financial reporting to the Federal Reserve Bank and other federal and state banking supervisory authorities, the Securities and Exchange Commission, and the OCC. Prior to being named CAO, Mr. Fleitas served as Senior Vice-President and Controller of the Company from January 1, 2021 until March 2023. Mr. Fleitas joined Amerant in 2010, serving in various management positions in the financial reporting area, including most recently, prior to his current role, as Senior Vice-President and Financial Reporting Manager. In his prior and current role, he has been responsible for overseeing the preparation of consolidated and stand-alone statutory financial statements, the quarterly and annual reports on Forms 10-Q and 10-K of the Company filed with the SEC. Previously, he was also responsible for overseeing the Company's internal controls over financial reporting and vendor management functions. Mr. Fleitas began his career in 1996 at PwC Venezuela, transitioning in 2003 to PwC in the US. At PwC, he held various roles in the areas of audit and accounting consulting services primarily serving customers in the financial services industry. Mr. Fleitas earned a bachelor's degree in accounting from Universidad Catolica Andres Bello in Caracas, Venezuela, in 1998 and a master's degree in accounting from the Huizenga School of Business and Entrepreneurship at Nova Southeastern University, Fort Lauderdale, USA, in 2011. He is a Certified Public Accountant (CPA) in the United States (NH-2005-active, NY-2010-inactive), and in Venezuela (2006). He holds a Chartered Global Management Accountant (CGMA) designation and is a member of the Florida Institute of Certified Public Accountants (FICPA) and the American Institute of Certified Public Accountants (AICPA). He serves on the Advisory Board of the Salvation Army of Broward County since 2024.