Stocks › AMTB
Amerant Bancorp AMTB
US equityMarket cap rank #3118
$29.60 +$0.06 (+0.20%)
Market closed · Nov 6, 8:10 pm ET · Last extended-hours $29.60 0.00%
Open$29.31
Prev close$29.54
Day range$29.31 – $29.92
Volume330.9K
Market cap$1.15B
P/E (TTM)17.5
Dividend yield1.22%
Fundamentals
Latest reported quarter: Q3, ended Sep 2026
Revenue$108.25M-0.4% YoY
Net profit$33.51M+127.1% YoY
Diluted EPS$0.65+85.7% YoY
Free cash flow$39.36M-30.0% YoY
Operating cash flow$39.36M
Revenue, last 8 quarters
Net profit, last 8 quarters
Diluted EPS by quarter
Free cash flow by quarter
Annual revenue
Profitability & balance sheet
Net margin32.2%
Return on equity14.4%
Return on assets1.2%
Liabilities / assets91.8%
Cash & investments$361.97M
Total debt$971.41M
Net cash (debt)-$609.44M
Income statement
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Operating Revenue | $108.25M | $99.57M | $94.80M | $419.33M | $96.39M |
| Net Interest Income | $90.46M | $82.58M | $80.28M | $360.69M | $90.15M |
| -Interest Income | $141.40M | $135.66M | $133.02M | $597.43M | $147.18M |
| -Interest Expense | $50.94M | $53.09M | $52.74M | $236.74M | $57.03M |
| Non-Interest Income | $17.78M | $16.99M | $14.52M | $58.64M | $6.24M |
| -Total Premiums Earned | $2.69M | $2.63M | $2.56M | $10.10M | $2.60M |
| -Fees and Commissions | $13.49M | $12.48M | $11.77M | $46.14M | $11.75M |
| -Other Non-Interest Income | $1.03M | $1.42M | $998,000.00 | $12.14M | $4.33M |
| -Gain Loss on Sale of Assets | $575,000.00 | $464,000.00 | -$818,000.00 | -$9.73M | -$12.44M |
| Credit Losses Provision | -$6.20M | -$4.75M | -$7.80M | -$42.60M | -$3.49M |
| Non-Interest Expense | $69.16M | $67.76M | $64.05M | $303.12M | $83.52M |
| Occupancy and Equipment | $5.90M | $5.00M | $5.42M | $22.65M | $5.81M |
| Professional Expense and Contract Services Expense | $15.26M | $13.09M | $11.42M | $61.10M | $16.88M |
| Selling and Admin Expenses | $41.97M | $42.19M | $37.83M | $170.64M | $45.05M |
| -Selling & Marketing Expense | $2.38M | $4.27M | $2.94M | $15.98M | $3.54M |
| -General & Admin Expense | $39.60M | $37.92M | $34.89M | $154.66M | $41.50M |
| Depreciation & Amortization & Depletion | $1.40M | $1.47M | $1.52M | $6.69M | $2.06M |
| -Depreciation & Amortization | $1.40M | $1.47M | $1.52M | $6.69M | $2.06M |
| Other Non-Interest Expenses | $4.64M | $6.01M | $7.87M | $42.04M | $13.73M |
| Other Income (Expense) | $621,000.00 | $54,000.00 | – | -$7.47M | -$7.47M |
| Special Income (Charges) | $621,000.00 | $54,000.00 | – | -$7.47M | -$7.47M |
| -Gain on Extinguishment of Debt | -$621,000.00 | -$54,000.00 | – | -$12,000.00 | -$12,000.00 |
| Pretax Profit | $33.51M | $27.11M | $22.94M | $66.14M | $1.91M |
| Net Profit | $33.51M | $21.04M | $17.87M | $52.42M | $2.70M |
| Profit from Continuing Operations | $33.51M | $21.04M | $17.87M | $52.42M | $2.70M |
| Net Income to Parent Company | $33.51M | $21.04M | $17.87M | $52.42M | $2.70M |
| Other Preferred Stock Dividends | $7.79M | – | – | – | – |
| Net Income to Common Stockholders | $25.72M | $21.04M | $17.87M | $52.42M | $2.70M |
| Basic EPS | $0.66 | $0.54 | $0.44 | $1.26 | $0.07 |
| Diluted EPS | $0.65 | $0.53 | $0.44 | $1.26 | $0.07 |
| Dividend Per Share | $0.09 | $0.09 | $0.09 | $0.36 | $0.09 |
| Tax | – | $6.07M | $5.07M | $13.72M | -$794,000.00 |
| -Less:Other Special Charges | – | – | – | $7.48M | – |
| -Gain on Sale of Business | – | – | – | $0.00 | – |
| Minority Interests | – | – | – | $0.00 | – |
Balance sheet
| Line item | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| Total Assets | $10.21B | $10.29B | $9.90B | $9.78B | $9.78B |
| Cash, Cash Equivalents & Federal Funds Sold | $361.97M | $301.63M | $188.71M | $470.16M | $470.16M |
| -Cash and Cash Equivalents | $361.97M | $293.13M | $181.81M | $463.96M | $463.96M |
| Securities Investment | $2.17B | $2.55B | $2.37B | $2.03B | $2.03B |
| -Trading Securities | $0.00 | – | – | – | – |
| -Available for Sale Securities | $2.44M | $2.35B | $2.37B | $2.55M | $2.55M |
| -Short Term Investments | $2.17B | $198.85M | $0.00 | $2.02B | $2.02B |
| Net Loan | $6.98B | $6.78B | $6.67B | $6.62B | $6.62B |
| -Gross Loan | $7.07B | $6.87B | $6.75B | $6.70B | $6.70B |
| -Allowance for Loans and Lease Losses | $94.85M | $85.50M | $79.24M | $79.28M | $79.28M |
| Net PPE | $106.08M | $107.52M | $108.98M | $133.56M | $133.56M |
| -Gross PPE | $106.08M | $107.52M | $108.98M | $184.43M | $184.43M |
| Bank-Owned Life Insurance | $268.05M | $265.36M | $263.21M | $260.64M | $260.64M |
| Federal Home Loan Bank Stock | $57.15M | $56.63M | $58.05M | $57.14M | $57.14M |
| Deferred Assets | $78.12M | $47.66M | $42.53M | $35.57M | $35.57M |
| Other Assets | $193.19M | $164.34M | $175.47M | $155.37M | $155.37M |
| Total Liabilities | $9.37B | $9.38B | $8.99B | $8.84B | $8.84B |
| Total Deposits | $8.25B | $8.36B | $7.94B | $7.79B | $7.79B |
| Long Term Debt and Capital Lease Obligation | $971.41M | $911.98M | $942.73M | $923.41M | $923.41M |
| -Long Term Debt | $857.47M | $796.67M | $826.28M | $805.96M | $805.96M |
| -Long Term Capital Lease Obligation | $113.94M | $115.31M | $116.46M | $117.46M | $117.46M |
| Other Liabilities | $153.75M | $112.59M | $107.76M | $127.87M | $127.87M |
| Total Equity | $840.82M | $914.37M | $913.92M | $938.80M | $938.80M |
| Stockholders' Equity | $840.82M | $914.37M | $913.92M | $938.80M | $938.80M |
| Capital Stock | $3.91M | $3.92M | $3.98M | $4.06M | $4.06M |
| -Common Stock | $3.91M | $3.92M | $3.98M | $4.06M | $4.06M |
| Additional Paid-In Capital | $282.45M | $283.04M | $297.50M | $316.07M | $316.07M |
| Retained Earnings | $673.33M | $651.15M | $633.72M | $619.55M | $619.55M |
| Gains/Losses Not Affecting Retained Earnings | -$118.87M | -$23.73M | -$21.28M | -$875,000.00 | -$875,000.00 |
| -Restricted Cash and Investments | – | $8.50M | $6.90M | $6.20M | $6.20M |
| Goodwill and Other Intangible Assets | – | $19.19M | $19.19M | $19.19M | $19.19M |
| -Goodwill | – | $19.19M | $19.19M | $19.19M | $19.19M |
| -Accumulated Depreciation | – | – | – | -$50.87M | -$50.87M |
| Short-Term Debt and Capital Lease Obligation | – | – | – | $0.00 | $0.00 |
| -Current Debt | – | – | – | $0.00 | $0.00 |
Cash flow
| Line item | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| Operating Cash Flow | $39.36M | $10.92M | $136.98M | $36.48M | $22.70M |
| Net cash flow from continuing operations | $39.36M | $10.92M | $136.98M | $36.48M | $22.70M |
| Net Income from Continuing Operations | $21.04M | $17.87M | $52.42M | $2.70M | $14.76M |
| Gain/Loss from Continuing Operations | $509,000.00 | $1.14M | $8.62M | $12.80M | $960,000.00 |
| Depreciation & Depletion & Amortization | $1.47M | $1.52M | $6.69M | $2.06M | $1.49M |
| Deferred Tax | -$3.13M | $351,000.00 | $5.72M | $6.82M | -$1.20M |
| Other Non-Cash Items | -$1.98M | -$358,000.00 | $26.05M | -$1.42M | $1.58M |
| Change in Working Capital | $15.10M | -$18.41M | -$12.29M | $8.17M | -$11.26M |
| -Change in Receivables | $4.01M | -$3.99M | $8.23M | $7.15M | -$5.91M |
| -Change in Payables and Accrued Expense | $11.08M | -$14.43M | -$20.52M | $1.02M | -$5.35M |
| Net cash flow from investing | -$293.60M | -$441.53M | -$47.80M | $453.29M | -$75.95M |
| Net Cash Flow from Continuing Investing Activities | -$293.60M | -$441.53M | -$47.80M | $453.29M | -$75.95M |
| Net PPE Purchase and Sale | -$2,000.00 | -$776,000.00 | $6.37M | $8.90M | $1.02M |
| Net Investment Purchase and Sale | -$182.98M | -$372.64M | -$532.32M | $227.30M | -$307.95M |
| Net Income from Loans | -$112.96M | -$67.20M | $481.34M | $211.42M | $234.36M |
| Net Other Investing Changes | $2.34M | -$911,000.00 | -$3.20M | $5.67M | -$3.38M |
| Financing Cash Flow | $366.67M | $149.16M | -$209.38M | -$650.48M | $47.27M |
| Net Cash Flow from Continuing Financing Activities | $366.67M | $149.16M | -$209.38M | -$650.48M | $47.27M |
| Increase/Decrease in Deposit | $416.21M | $152.17M | -$67.66M | -$514.04M | -$5.58M |
| Net Issuance Payments of Debt | -$29.88M | $20.00M | -$93.38M | -$119.99M | $66.61M |
| Net Common Stock Issuance | -$16.63M | -$18.71M | -$33.00M | -$13.00M | -$9.53M |
| Cash Dividends Paid | -$3.61M | -$3.71M | -$15.10M | -$3.69M | -$3.75M |
| Ending Cash Balance | $301.13M | $188.71M | $470.16M | $470.16M | $630.86M |
| Net Change in Cash | $112.43M | -$281.45M | -$120.20M | -$160.70M | -$5.98M |
| Beginning Cash Balance | $188.71M | $470.16M | $590.36M | $630.86M | $636.84M |
| Free Cash Flow | $39.36M | $10.15M | $129.24M | $31.27M | $23.72M |
| Proceeds from Stock Option Exercised | – | -$594,000.00 | -$248,000.00 | $237,000.00 | – |
| Net Business Purchase and Sale | – | – | $0.00 | – | – |
No comments yet — be the first to weigh in on AMTB.
Sign in to join the discussion.