世界接纳公司 WRLD

Mr. Calmes joined the Company in December 2013 in the roles of Vice President, Chief Financial Officer and Treasurer and most recently held the titles of Executive Vice President, Chief Financial and Strategy Officer, and Treasurer since October 2018. Prior to joining the Company, Mr. Calmes served as Director of Finance - Corporate and Investment Banking at Bank of Tokyo-Mitsubishi UFJ, and prior to that as a Senior Manager at PricewaterhouseCoopers LLP, where he specialized in serving publicly listed banking and capital markets clients. Mr. Calmes holds a Bachelor of Arts in accounting and a Master of Accountancy, both from the Darla Moore School of Business at the University of South Carolina. On September 17, 2026, the Board of Directors of World Acceptance Corporation appointed John L. Calmes Jr. as President and Chief Executive Officer of the Company, effective September 21, 2026.

Mr. Luke J. Umstetter, Senior Vice President, Secretary and General Counsel since August 2018. General Counsel and Chief Compliance Officer for Shellpoint Mortgage Servicing from December 2015 to August 2018. General Counsel for Global Lending Services from May 2015 to December 2015. Managing Counsel for Resurgent Capital Services, June 2009 to May 2015.

Mr. Scott McIntyre, Senior Vice President of Accounting since October 2018; Vice President of Accounting-US from June 2013 to October 2018; Controller-US from June 2011 to June 2013. Effective 21st September 2026, Scott McIntyre was appointed as the Principal Financial Officer of the Company.

Mr. Way is currently a private investor following an extensive career at Ryan's Restaurant Group, Inc., a publicly traded restaurant company that was acquired by Buffets, Inc. in 2006. While at Ryan's, he served as Chief Executive Officer from 1989 to 2006, President from 1988 to 2004, Executive Vice President from 1986 to 1988, Vice President and Chief Financial Officer from 1981 to 1986, Treasurer and Secretary from 1981 to 1988, and Controller from 1979 to 1981. He holds a Bachelor of Science Degree in Accounting from Clemson University. Other Directorships and Affiliations (as applicable): Ryan's Restaurant Group, director from 1981 to 2006; chairman from 1992 to 2006.

Mr. Bramlett has served as chairman of the Board since September 2015. He has been a private investor since 2010. Previously, he served as senior vice president and general counsel for COMSYS IT Partners, Inc., a public company, which operated in the information technology services industry, from January 2006 until it was sold in April 2010. In 2005, Mr. Bramlett was a partner with Kennedy Covington Lobdell & Hickman, LLP, a Charlotte, North Carolina law firm. From 1996 to 2004, Mr. Bramlett served in a number of capacities for Venturi Partners, Inc. (formerly known as Personnel Group of America, Inc.), an information technology and personnel staffing services company, including general counsel and on two separate occasions chief financial officer. He also served as a director of that company from August 1997 to January 2001. Prior to October 1996, Mr. Bramlett was an attorney with Robinson, Bradshaw & Hinson, P.A., a Charlotte, North Carolina law firm, for 12 years. Mr. Bramlett holds a Bachelor of Arts Degree in Philosophy from Wake Forest University and a Juris Doctor (Law) Degree from the University of North Carolina at Chapel Hill. Other Directorships and Affiliations (as applicable): A Brand Company, LLC (fka Bluegrass Ltd.), 2011 to 2020; chair from 2017 to 2020; Charlotte Wine & Food Weekend, Inc., director from 1995 to 2015; chair in 2005 and 2006.

Mr. Whitaker has been the President and Chief Operating Officer of IMI Resort Holdings, Inc., a real estate brokerage firm, since 2004. Before joining IMI, Mr. Whitaker served as the Chief Operating Officer and Vice President of Finance and Corporate Secretary of The Cliffs Communities, Inc., a developer of high-end resort communities. He joined The Cliffs Communities, Inc. in July 1998 as Chief Financial Officer, a position he held until becoming Chief Operating Officer in August 2001. In addition, he has held executive management positions with other publicly traded companies, such as Ryan's Family Steak House, Inc., Baby Superstores, Inc., and Food Lion, Inc. He holds a Bachelor of Science Degree in Business Administration from the University of South Carolina Upstate and was voted the most outstanding alumnus from the school of business in 1994. In addition, Mr. Whitaker is a licensed real estate broker in the states of South Carolina, Georgia, and Florida, and has been a licensed CPA in the state of South Carolina since 2001, and holds a chartered global management accountant designation.

Ms. Neuhoff served as President and CEO of Neuhoff Communications, an award-winning, privately held broadcast and digital media company from 2012 to 2022. Previously, she served in a number of capacities at INTEREP, an independent national media marketing firm from 1993 to 2005 including as Executive Vice President. Ms. Neuhoff holds a Bachelor of Arts degree from the University of Oklahoma. Other Directorships and Affiliations (as applicable): Focus Financial (NASDAQ: FOCS), director from 2022 to 2023. Zip's Car Wash, director from 2021 to 2025. West Best Mutual Insurance Company, director from 2015 to 2026. Women Corporate Directors, member from 2015 to present. Young Presidents' Organization, member since 2013. International Women's Forum, member since 2013. Gray Television, director from 2015 to 2019. National Association of Broadcasters, second vice president from 2015 to 2018.

Mr. Robinson served as Chief Administrative Officer at Taylor Strategy, a sports and entertainment PR firm from 2020 to 2022, where he was responsible for oversight of critical operational and strategic functions. He also served several capacities at Prudential Financial between 2010 and 2015 including as Senior Vice President, Chief Administrative Officer, Prudential Annuities from 2010 to 2015. Prior to that, he held several executive roles at Bank of America from 2002 to 2010 as well as at Mastercard where he was CEO of Mastercard Cardholder Solutions and Chief Privacy Officer, Mastercard International from 1997 to 2002. Mr. Robinson also served as a Lieutenant and public affairs officer for the US Navy Reserve, a member of the Federal Reserve Board Consumer Advisory Council and as a congressional advisor to the US House of Representatives Committee on Banking, Finance and Urban Affairs. Mr. Robinson holds a Doctorate in Public Policy: Banking and Finance from Union Graduate School, a Master of Arts in Public Policy from Trinity College, and a Bachelor of Arts degree from Bates College. Other Directorships and Affiliations (as applicable): Bates College, member of the board of trustees since 2022. William Penn Charter School, member of the board of trustees since 2002. Bottomline Technologies, director from 2016 to 2022. Johnson & Wales University, School of Business, college chair from 2016 to 2021. Providence Day School, chair of the board of trustees from 2008 to 2018. Pfeiffer University, member board of trustees, vice chair from 2007 to 2015. Federal Reserve System, Consumer Advisory Council from 2003 to 2005.

Mr. Vassalluzzo is a Managing Member of Prescott General Partners LLC (PGP), an investment adviser registered with the SEC. PGP serves as the general partner of three private investment limited partnerships, including Prescott Associates L.P. (together, the Prescott Partnerships). Mr. Vassalluzzo joined the Prescott Organization in 1998 as an equity analyst, became a general partner of the Prescott Partnerships in 2000, and transitioned to Managing Member of PGP following Prescott's reorganization in January 2012. Prior to 1998, Mr. Vassalluzzo worked in public accounting at Coopers & Lybrand (now PricewaterhouseCoopers LLP). The Prescott Partnerships have been shareholders of the Company since 1993. Mr. Vassalluzzo holds a Bachelor of Science Degree in Accounting from Pennsylvania State University and a Master of Business Administration Degree from Columbia University. Other Directorships and Affiliations (as applicable): Cimpress, NV, director since 2015, including serving as chairman of its compensation committee. Credit Acceptance Corporation (NASDAQ: CACC), director since 2007.

Effective June 3, 2026, Mr. J. Tobin Turner, age 51, has been designated to serve as the Company's Principal Executive Officer for SEC reporting purposes. J. Tobin Turner, appointed as Executive Vice President and Chief Operating Officer of the Company, effective February 13, 2026. Mr. Turner has served as the Company's Senior Vice President of Marketing and Analytics since 2023. Prior to joining the Company, he served as an Associate Professor of Economics and Business Administration at Presbyterian College from 2010-2023 including serving as Department Chair. He has also founded and managed a series of multi-location-based service businesses for over 10 years. Mr. Turner has a Ph.D. in Operations and Supply Chain Management and a Master of Business Administration. Effective 21st September 2026, J. Tobin Turner ceased to be Principal Executive Officer of the Company.