华盛顿联邦银行 WAFD

Mr. Brent J. Beardall, Vice Chair; President and Chief Executive Officer of WaFd, Inc. since April 2017; President since July 2016; Other prior roles since 2001 include: Controller, Chief Financial Officer and Chief Banking Officer. Mr. Beardall has worked in the banking industry for over 25 years and has experience in virtually all aspects of the business. As Chief Executive Officer, he provides practical advice on the operational impact of board policy making and strategy development. Mr. Beardall also serves on the boards of the United Way of King County, Washington, the YMCA of Greater Seattle, the Pacific Coast Banking School and the Washington Bankers Association. Vice Chair; President and Chief Executive Officer of WaFd, Inc (April 2017 - Present).

Mr. Ryan Mauer, Executive Vice President and Chief Credit Officer since October 2020; Senior Vice President and Chief Credit Officer from October 2019 to October 2020; Senior Vice President and Deputy Chief Credit Officer from March 2019 to October 2019; Senior Vice President and Commercial Division Manager from May 2014 to March 2019.

Kim E. Robison, Executive Vice President and Chief Operating Officer since October 2021; Executive Vice President and Operations Group Manager from April 2017 to October 2021; Senior Vice President and Deposit Operations Group Manager from January 2016 to April 2017; Senior Vice President and Training Manager from October 2014 to January 2016.

Ms. Kelli Holz, Executive Vice President and Chief Financial Officer since January 2023; Senior Vice President and Chief Risk Officer from 2018 to January 2023; Senior Vice President, Enterprise Risk Management from 2010 to 2018.

Cathy E. CooperExecutive Vice President and Chief Consumer Banker since October 2021; Temporary CEO January 2023-February 2023; Executive Vice President and Retail Banking Group Manager from September 2016 to October 2021; Corporate Secretary since October 2018; Senior Vice President and Retail Client Experience from February 2016 to September 2016.

Mr. Bradley M. Shuster, C.F.A.,C.P.A., Director; Executive Chairman and Chairman of the Board of NMI Holdings, Inc. since January 2019. Mr. Shuster founded NMI and served as Chairman and CEO of the company from 2012 to 2018. He also serves as Chairman of the Board of McGrath RentCorp and was previously an independent director of Luther Burbank Corporation. In addition to his operating experience in managing complex and successful businesses, Mr. Shuster is a Certified Public Accountant and Chartered Financial Analyst. Executive Chairman and Chairman of the Board of NMI Holdings, Inc. (January 2019 - Present).

Mr. Stephen M. Graham, Director; Partner Emeritus of the law firm of Fenwick & West LLP. During his forty- two-year career, in addition to Fenwick, Mr. Graham has been a partner at the AmLaw 100 law firms of Orrick and Perkins Coie. Mr. Graham is a Yale Law School graduate and spent six years as co-chair of the Securities and Exchange Commission's Advisory Committee on Small and Emerging Companies. He serves on the Board of Trustees of the Fred Hutchinson Cancer Center, and the National Board of Friends of the Children, where he serves as Chairman.

Mr. R. Shawn Bice, Director; Mr. Bice has been a technology executive for more than two decades, currently serving as Corporate Vice President, Cloud Security, at Microsoft since June 2022. Prior to that, Mr. Bice served as President of products and technology at cloud data company Splunk from June 2021 to June 2022, as Amazon Web Services Vice President of data from 2016-2021, and was a Microsoft executive leading SQL Server and Azure Data, amongst other enterprise services from 1997-2016. Corporate Vice President, Security Platform & AI, at Microsoft (NASDAQ: MSFT) (June 2022 - Present).

Randall H. Talbot, Director; Managing Director of Talbot Financial LLC, an investment advisory firm since June 2010. Mr. Talbot served as Director, Chief Executive Officer and President of Symetra Financial Corporation from 2004 to June 2010, and as Director of Concur Technologies, Inc. from March 2008 to November 2014. Mr. Talbot joined the former parent of Symetra Financial Corporation, Safeco Corporation, in 1998, and from 1998 to 2004 he served as President of Safeco Life Insurance Company. Managing Director of Talbot Financial LLC, an investment advisory firm (June 2010 - Present).

Mr. Sean B. Singleton, Director; Currently Managing Principal at Oglethorpe Capital, Vice President of Business Development at Tectus (dba Mojo Vision) and Partner and Vice President of Business Development at America's Frontier Fund. He served as the Placement Agent for Franklin Venture Partners from 2018-2020 and he was the Director of Business Development for the Defense Innovation Unit (DIU) from 2016-2018. Mr. Singleton is also a member of the Board of Directors at Vali Cyber, a cybersecurity software company. Managing Principal at Oglethorpe Capital (2013 - Present), U.S. Venture Partner for Beaten Zone Ventures (2024 - Present).

On February 27, 2026, the Board of Directors of WaFd, Inc. appointed Ms. Erin Hill to the Board effective March 2, 2026. Ms. Hill will also serve as a director of the Company's wholly owned subsidiary WaFd Bank. Ms. Hill currently serves as the Executive Director of the Financial Accounting Foundation, the parent of the Financial Accounting Standards Board (FASB) and the Governmental Accounting Standards Board (GASB), which together establish financial accounting and reporting standards-known as Generally Accepted Accounting Principles, or GAAP-for public and private companies, not-for-profit organizations, and state and local governments in the United States. Previously, Ms. Hill served as the Chief Administrative Officer at BNY Mellon, the world's largest custodian bank that is responsible for safeguarding over $40 trillion in assets globally. Prior to BNY Mellon, Ms. Hill served as the Head of Consumer Banking and Wealth Management at JP Morgan Chase & Co., leading more than 50,000 bankers and financial advisors at over 5,500 branches throughout the United States. While at JP Morgan, Ms. Hill also served as Chief Financial Officer of its private equity business and Chief Operating Officer of its legal and compliance functions. Prior to JP Morgan, Ms. Hill was an attorney in the corporate department at Wachtell, Lipton, Rosen & Katz, specializing in mergers and acquisition transactions and providing corporate governance advice to Fortune 100 companies. Ms. Hill began her career as an auditor at Arthur Andersen. Ms. Hill is a member of the Board of Governors of Junior Achievement Worldwide, a global nonprofit organization dedicated to empowering youth through hands-on learning in entrepreneurship, work readiness, and financial health. Ms. Hill recently served on the Defense Business Board of the U.S. Department of Defense, advising the Secretary of Defense on financial management and operational efficiency issues. She also served as a Board Member of JPMorgan Securities LLC, a registered broker-dealer subsidiary of JPMorgan Chase & Co.

Mr. W. Alden Harris is the Company's only Director Emeritus.

Mr. Max Yzaguirre, Director; Mr. Yzaguirre currently serves on the boards of Aris Water Solutions, Inc. and Altria Group, Inc. He served as an independent director of Luther Burbank Corporation starting in 2021 and also served on the boards of directors of BBVA USA Bancshares, Inc. and BBVA USA Bank from 2009 to 2021, and on the boards of directors of Texas Regional Bancshares and Texas State Bank from 2000 to 2006. He served as Executive Chairman of the energy infrastructure construction company, Forbes Bros. Holdings, Ltd., from 2019 to 2021, and as its U.S. Chairman and Chief Executive Officer from 2017 to 2019. He was Chairman and CEO of Isolux Ingenieria USA, L.L.C., the U.S. operation of Isolux Corsan, a Spanish engineering, procurement and construction company. He is also a member of the Latino Corporate Directors Association (LCDA). Mr. Yzaguirre's experience includes domestic and international business, government and law, as well as expertise in a wide variety of industries and sectors. Board Director of Altria Group, Inc. (May 2022 - Present), Board Director of Solaris Energy Infrastructure, Inc. (January 2025 - Present).

Effective March 15, 2023, Washington Federal, Inc. appointed Blayne Sanden as the Company's Senior Vice President, Principal Accounting Officer. Ms. Sanden, age 46, joined the Company in March 2019 as Assistant Controller and in her new role will oversee the Company's accounting matters. Prior to joining the Company, Ms. Sanden began her career as a Certified Public Accountant with Deloitte & Touche and holds an undergraduate degree in accounting from the University of Washington.