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Mr. Harton serves as Chairman of the Board, Chief Executive Officer, and President of United Community and as Chairman of the Board and Chief Executive Officer of the Bank. Mr. Harton joined United Community in 2012 as Chief Operating Officer. In 2015, he was named President and elected to the Board of both United Community and the Bank. Mr. Harton was named Chief Executive Officer of the Bank in 2017 and was named Chief Executive Officer of United Community in 2018. Mr. Harton was named Chairman of the Board of both United Community and the Bank in 2019. Mr. Harton served as President of the Bank until 2021. Prior to joining United Community, Mr. Harton served as the Executive Vice President and Head of Commercial Banking, South of Toronto-Dominion Bank (TD Bank) from 2010 to 2012. From 2009 to 2010, Mr. Harton served as President and Chief Executive Officer of The South Financial Group (TSFG), and, from 2007 to 2009, he served as TSFG's Chief Risk and Chief Credit Officer. During his time at TSFG, Mr. Harton raised capital to support TSFG during the 2008 financial crisis, negotiated the sale of the company to TD Bank, and, post-sale, led the successful integration of TSFG into TD Bank. Prior to joining TSFG, Mr. Harton served from 2003 to 2007 as the Chief Credit Officer of Regions Financial Corporation and Union Planters Corporation. He also held various executive positions at BB&T from 1983 to 2003. Mr. Harton is a past member of both the RMA National Community Bank Council and the RMA Board of Directors. He has also served on a number of financial boards and committees throughout his career, including the Palmetto Business Forum, RMA National Credit Risk Council, Consumer Bankers Association National Small Business Banking Committee, and the Equifax Small Business Financial Exchange. He is a member of the South Carolina Business Hall of Fame and a recipient of the SC Governor's Order of the Palmetto - South Carolina's highest civilian honor for extraordinary service and contributions to the state. Mr. Harton earned a bachelor's degree from Wake Forest University and has participated in various executive programs at Duke University, Wharton, Columbia, Northwestern, the University of North Carolina, and the University of South Carolina.

With over 35 years in banking, Mr. Bradshaw oversees United's extensive commercial, retail, and credit divisions, and provides leadership for more than 200 branches and offices spanning six states. Mr. Bradshaw joined United Community in 2014 as President of Special Lending. He advanced to the role of Commercial Executive in 2017. In 2021, he was promoted to his present positions as President and Chief Banking Officer. Before joining United Community in 2014, Mr. Bradshaw was Head of U.S. Small Business Administration (SBA) Programs at TD Bank, where he oversaw the program's growth into the nation's eighth-largest SBA lender. Earlier in his career, he served as President of UPS Capital Business Credit in Atlanta, Georgia, managing sales and marketing for asset-based lending, equipment leasing, SBA, and insurance products. Prior to his business career, Mr. Bradshaw served five years of active duty as a Captain in the U.S. Air Force. Paralleling his banking career, he also served 16 years as a Commander, U.S. Naval Reserve intelligence program, retiring in 2005.

With over two decades of experience advising clients in corporate law and mergers and acquisitions, Ms. Davis Lux oversees the Company's legal and governance matters. She offers counsel on major transactional, regulatory, and strategic issues, collaborates closely with United Community's Board of Directors, and oversees both information technology and banking operations. In 2020, Ms. Davis Lux began her tenure at United Community as General Counsel and Corporate Secretary. She expanded her responsibilities in 2025 by assuming the role of Chief Administrative Officer. Before coming to United Community in 2020, Ms. Davis Lux was a partner at Womble Bond Dickinson in Greenville, South Carolina, and served as a Global Board Member for Womble Bond Dickinson International. Earlier in her career, Ms. Davis Lux served as a partner at the Wyche Law Firm, worked as a corporate associate at Kilpatrick Stockton, LLP, and held the position of Law Clerk for the Honorable Alexander B. Denson of the U.S. District Court in Raleigh, North Carolina.

With over 25 years of expertise in the financial services sector, Mr. Edwards serves as Chief Risk Officer, where he oversees credit performance and manages all aspects of model, operational, third-party, and enterprise risk, as well as compliance and loan review for United Community. Mr. Edwards joined United Community in 2015 and held the position of Chief Credit Officer until his promotion to Chief Risk Officer in 2019. Before joining United Community in 2015, he held the position of Executive Credit Officer overseeing Credit Policy and Risk Reporting and Analytics at TD Bank N.A. Additionally, he was Chief Credit Officer at The South Financial Group (TSFG).

Mr. Richlovsky retired as Executive Vice President at PNC Financial Services Group Inc. (PNC) in 2011. He joined PNC upon its acquisition of National City Corporation (National City) in December 2008. Mr. Richlovsky was Chief Financial Officer, Treasurer and Principal Accounting Officer of National City at the time of its acquisition by PNC. During his 30-year tenure with National City, he assumed progressively greater responsibilities and gained extensive financial management, accounting, and treasury expertise. Over that same period, National City grew from approximately $5 billion in assets and 2,000 employees to $150 billion in assets and over 30,000 employees. Following the sale of National City to PNC, Mr. Richlovsky was appointed Executive Vice President of PNC and assisted in the integration of the two companies. At PNC, he managed several functional areas within the PNC finance group. Mr. Richlovsky began his business career as an auditor in 1973 with Ernst & Ernst, a predecessor firm of Ernst & Young LLP, in Cleveland, Ohio. Mr. Richlovsky holds a Certified Public Accountant (CPA) designation. During Mr. Richlovsky's business career, he was active in numerous professional organizations, including the American Institute of Certified Public Accountants, Financial Executives Institute, Bank Administration Institute, and National Investor Relations Institute. He currently serves on the boards of several educational and not-for-profit organizations. Mr. Richlovsky earned a bachelor's degree in business, graduating summa cum laude, from the Cleveland State University. He also completed graduate studies at The Stonier Graduate School of Banking at Rutgers University.

Mr. Drummond served as Executive Vice President of Operations and Technology at TD Canada Trust from 2011 until his retirement in January 2015. In his role at TD Canada Trust, he led a team of associates who delivered personal and small business loan underwriting, funding, discharges, deposit operations, fraud management, collections, digitization and image transformation, service quality (Lean Six Sigma), and project management office services for Canadian Banking, including retail, business, and wealth. From 2009 to 2011, Mr. Drummond served as the Executive Vice President of Human Resources and Shared Services at Fiserv, Inc. In this role, he led the human resources function for Fiserv's 20,000 employees. Additionally, he oversaw many of the company's shared services, including Fiserv Global Services' 2,800 employees located in India and Costa Rica. From 2002 to 2009, Mr. Drummond served Bank of America as the Service and Fulfillment Operations executive for Global Technology and Operations and later as Global Consumer and Small Business Banking eCommerce / ATM executive. Mr. Drummond began his career in 1976 at Eastman Kodak, where he held several senior management positions, including Divisional Vice President and General Manager Dental Products, Divisional Vice President, and Regional General Manager Professional Products?-?Latin American region, Corporate Vice President, and Chief Operating Officer Professional Products Division. Mr. Drummond has been a member of the National Association of Corporate Directors (NACD) since 2015. He is a former independent director of the Federal Home Loan Mortgage Corporation (commonly known as Freddie Mac), AvidXchange Inc., a publicly traded fintech company, and the Financial Industry Regulatory Agency (FINRA). Mr. Drummond received the Massachusetts Institute of Technology (MIT) Sloan Fellowship in 1994 and the Aspen Institute's Henry Crown Fellowship in 1998. Mr. Drummond is the founder of Dreamseeds, a children's performing arts program at YMCA of Greater Rochester. Mr. Drummond earned a Master of Business Administration from the Simon Business School at the University of Rochester, a master's degree in management science from MIT, and a bachelor's degree in business management from Boston University.

Mr. James served as the Americas Legal Entity Controller for Bank of America from 2019 until his retirement in 2022. In that role, Mr. James was responsible for all of the legal entity controllership activities for the U.S., Canada, Mexico, Brazil, and other countries in South America. He also had responsibility for certain corporate and treasury accounting functions. Prior to his role as Americas Legal Entity Controller, Mr. James was the Corporate Controller for Bank of America for 14 years. In that role, he was responsible for certain corporate and treasury accounting functions, U.S. Securities and Exchange Commission (SEC) reporting, accounting policy, corporate analysis and reporting, and Enterprise Reg W governance. Mr. James joined Bank of America in 2005 as Corporate Controller. Before joining Bank of America, he completed a two-year professional accounting fellowship in the Office of the Chief Accountant at the SEC in Washington, D.C. Prior to his time at the SEC, he spent twelve years with PricewaterhouseCoopers LLP (PwC), including four years in the Accounting Consulting Services group of the firm's Professional, Technical, Risk & Quality National Office as a financial instruments accounting consultant. During this time, he was also a member of the Financial Instruments Task Force of the Auditing Standards Board. Prior to PwC, he worked in the banking and insurance industries for seven years in a variety of senior financial management positions. During his career, Mr. James held both Certified Public Accountant (CPA) and Chartered Financial Analyst (CFA) designations. Mr. James earned a bachelor's degree in business administration with a concentration in finance and a bachelor's degree in accounting from the University of Kentucky.

Ms. Mann has been employed with SAS since 1998 and currently serves as Executive Vice President of Human Resources, where she is responsible for developing and guiding SAS' human resources vision and articulating the organization's strategy to help acquire, develop, reward, and retain the best talent. Ms. Mann leads a global human resources organization that acts as a steward of the SAS culture and engages a global workforce of over 12,000 with diverse talents and skills. SAS has been ranked on the FORTUNE 100 Best Companies to Work For list since the list's inception. This recognition includes multiple number one rankings in the U.S., as well as the World's Best Multinational Workplaces from Great Place to Work, garnering accolades for SAS across the globe for its workplace culture and commitment to innovation. Her workplace culture insights have been shared in The Wall Street Journal, U.S. News & World Report, CBS MoneyWatch, CBS Sunday Morning, CNN, and The Great Workplace by Michael Burchell and Jennifer Robin. Ms. Mann was selected as a 2014 finalist for Chief Human Resources Officer of the Year by HRO Magazine. Prior to joining SAS, Ms. Mann held human resources leadership roles in industries such as high-tech manufacturing, healthcare, and academia. Ms. Mann is a member of the advisory council at North Carolina State University's Poole College of Management and serves on the Board of Trustees at Meredith College. She is also a member of OnBoardNC. Ms. Mann earned a bachelor's degree in psychology and business from Meredith College.

Mr. Bell served as Executive Vice President and Software Engineering Group Head II, Business Management Manager for Truist Financial Corporation from 2019 until his retirement in 2021. In this role, he led a cross-functional organization and provided technical leadership across the human resources, legal, and business management functions. Prior to Truist's formation, Mr. Bell held a series of progressively broader leadership roles at BB&T from 2002 to 2019 overseeing business critical application development and support teams while driving the introduction of new business and technology capabilities. His tenure included coverage of the majority of the bank's application portfolio. Bell's contributions advanced business strategies by deepening client insights, streamlining marketing programs, refining financial management, optimizing the bank's core CRM strategy, establishing the platform for payments, streamlining information delivery, revitalizing underperforming teams, and executing the company's inaugural major global sourcing initiative. Before returning to BB&T in 2002, Mr. Bell spent eight years with Bank of America in a variety of technology leadership roles. His responsibilities included managing customer information and teller-system migration efforts for major acquisitions, overseeing nationwide applications and teams, designing the bank's initial component-based development methodology, developing the initial CRM migration strategy, and leading early offshore support initiatives. He began his career with BB&T, where he spent 11 years in various management development and technology leadership positions. Mr. Bell is an independent director on the Board of Directors of Constellation Quality Health, a nonprofit healthcare consultancy, and Barton College. Mr. Bell earned a Master of Business Administration from East Carolina University and a bachelor's degree in mathematics from Barton College.

Ms. Bazante served as Chief Marketing and Communications Officer for Humana, a leading healthcare company with a focus on health insurance and integrated healthcare service delivery, from 2014 until her retirement in 2024. In that role, she oversaw the company's brand and reputation efforts and led the strategies for customer acquisition and engagement as well as direct-to-consumer and business-to-business marketing across traditional and digital channels. She was instrumental in the launch of CenterWell, Humana's healthcare service brand across pharmacy, primary care, and home health. Prior to Humana, Ms. Bazante held several roles at Visa Inc. over a 14-year tenure, including Head of Global Brand and Product Marketing, Global Sponsorship Marketing, and Global Merchant Marketing. She began her career at Colgate-Palmolive where she spent time in South America leading multiple product categories and in New York where she drove the development of new, innovative product bundles. Ms. Bazante has been recognized as one of the Top 100 Women in Brand Marketing and is frequently invited to participate in the evaluation and selection of best-in-class marketing and advertising work across multiple industries. Ms. Bazante earned a Master of International Business Administration from the Darla Moore School of Business at the University of South Carolina and a bachelor's degree from Florida State University.

Dr. Clements served as Clemson University's President from 2013 until his retirement in 2025. Prior to becoming Clemson University's President, Dr. Clements served as the President of West Virginia University. Dr. Clements is a nationally recognized leader in higher education. Dr. Clements currently serves on the Executive Committee for the Council on Competitiveness, the Special Olympics International Board, the South Carolina Chamber of Commerce Board, and the Council of Presidents for the Commission on Higher Education. Previously, he served as the chair of the Board for the Association of Public & Land-Grant Universities (APLU) and on the executive committee of APLU's Commission on Innovation, Competitiveness, and Economic Prosperity. Dr. Clements also served on the Council of Presidents for the Association of Governing Boards and on the Board of Directors of the American Council on Education (ACE), including serving as a chair of the ACE Commission of Leadership. Dr. Clements was the only university president selected for the 15-member Innovation Advisory Board to the U.S. Department of Commerce. He also served as the co-chair of the National Advisory Committee for Innovation and Entrepreneurship 2.0, serving as the only university president. He was nominated for, and participated in, the 81st Joint Civilian Orientation Conference through the U.S. Department of Defense where he was one of only a few dozen people selected in the country. Dr. Clements previously served on the Executive Committee of the Board for the Business Higher Education Forum. Dr. Clements has published and presented more than 75 papers in the fields of higher education, leadership, strategic planning, project management, computer science, and information technology. He also served as principal investigator or co-investigator on more than $15 million in research grants. His Successful Project Management book is now in its seventh edition and is published in multiple languages and used in numerous countries. Dr. Clements earned a master's degree and Ph.D. in operations analysis as well as a bachelor's degree in computer science from the University of Maryland, Baltimore County (UMBC). Dr. Clements also earned a master's degree in computer science from Johns Hopkins University's Whiting School of Engineering and was awarded an honorary degree as a Doctor of Public Education from his alma mater, UMBC.

Ambassador Wilkins is a partner at Nelson Mullins Riley & Scarborough LLP in Greenville, South Carolina serving on the government relations strategies group with a special focus on U.S.?-?Canada interests. He proudly served as U.S. Ambassador to Canada from June 2005 to January 2009, appointed by President George W. Bush. After returning to South Carolina from Canada, Ambassador Wilkins spent six years chairing the Clemson University Board of Trustees and now serves as a Trustee Emeritus. Additionally, he served on several corporate boards over the past ten years. He is a member of both the South Carolina Bar Association and the American Bar Association. In 2010, South Carolina's then Governor-elect Nikki Haley tapped Mr. Wilkins to chair her government transition team. First elected in 1980, Ambassador Wilkins served 25 years in the South Carolina House of Representatives. He was elected Speaker of the House in 1994, a position he held for 11 years until he resigned in order to assume his ambassadorship post. He is the recipient of numerous awards, including South Carolina's highest honor, the Order of the Palmetto. Mr. Wilkins earned a bachelor's degree from Clemson University and a Juris Doctor (JD) degree from University of South Carolina School of Law.

Mr. Wallis was previously President of Wallis Printing in Rome, Georgia. In addition to serving on the Board of United Community, Mr. Wallis also serves as chair of the United Community Bank Board for the Rome community. He has served on the Board of Directors of the Printing and Imaging Association of Georgia (PIAG) and was chair of the association's Government Relations Committee. In this capacity, he worked directly with PIAG legislative liaisons at both the state and national levels. Mr. Wallis previously served on the Georgia Chamber of Commerce Board of Directors and was the chair for Northwest Georgia. Additionally, Mr. Wallis has significant investment interests in retail shopping centers and apartment complexes throughout the Southeast. He also served on the Darlington School Board of Trustees, Georgia Southern University Foundation Board of Trustees, Rome / Floyd YMCA Board of Trustees, and the United Way of Rome and Floyd County Board of Trustees. Mr. Wallis earned a bachelor's degree from Georgia Southern University.

Effective 08th September 2026, Tom Speir was appointed as the Chief Financial Officer of the Company. Mr. Speir has more than 20 years of experience in financial services, having held a diverse array of roles in corporate treasury, strategy, corporate development and portfolio management. Since April 2026, Mr. Speir has served as Head of Investor Relations, Strategy and Corporate Development for Regions Financial Corp. (Regions Bank), having previously led Regions' Strategy and Corporate Development group, responsibilities retained when he assumed the role as Head of Investor Relations. After joining Regions in 2009, he served in various leadership roles in Corporate Treasury, including Assistant Treasurer and head of Balance Sheet Management from 2018 until 2022, when he was appointed to lead the Strategy and Corporate Development team. Prior to joining Regions, he served in Wachovia Bank's Treasury organization as Securitized Products Portfolio Manager. Speir holds a bachelor's degree in Business Management with a Finance concentration from North Carolina State University.

Effective August 1, 2026, the Board of Directors of United Community Banks, Inc. appointed Carl Carande to serve as a Board member. Carande spent 25 years with KPMG LLP, where he held several senior leadership roles, including Global Head of Advisory and U.S. Advisory Vice Chair. During his tenure, he rebuilt the firm's Southeast Advisory practice into a major growth platform and developed a Business Integration Risk Management offering focused on post-merger execution and operational risk. He also helped establish a cohesive framework for KPMG's global Advisory business, strengthening performance discipline, business development, and digital capabilities across the organization. Prior to joining KPMG, Carande was the global director of corporate cash management pricing and analysis for Bank of America. In this role, he was responsible for managing a pricing and analysis function across a cash-management product suite that generated $1.4 billion in revenue. Carande received his Master of Business Administration from Golden Gate University and a Bachelor of Science in organizational systems design from California State University, Northridge.

Having over 25 years of experience in the banking sector, Mr. Cox oversees Mortgage, Retail Sales, Wealth, SBA, Product Management, Retail and Small Business Credit, Navitas Credit Corp, and Marketing. Mr. Cox joined United Community in 2022 and held the position of Chief Marketing Officer until his promotion to Chief Consumer and Small Business Banking Officer in 2025. Before joining United Community, Mr. Cox held the position of Head of Mortgage Originations at Truist, a role he assumed in December 2019 following the merger of BB&T Corporation and SunTrust Banks, Inc. Throughout his tenure at Truist and its predecessor BB&T, Cox held various executive and senior leadership roles in commercial, retail, and mortgage banking.

Leveraging over two decades of HR leadership, Ms. Berry guides human resources strategy and operations for our workforce, cultivating a vibrant and rewarding environment that inspires, engages, and motivates employees. Before joining United Community in 2022, Ms. Berry was the Head of People and Culture at SOLVD Health, life science company specializing in novel biotechnology. Earlier in her career, she also held human resources leadership roles at Belk, Inc., Bank of America Corporation, and BMW Manufacturing Co.

With over three decades of expertise in information technology, Mr. Terry oversees the Company's IT operations as Chief Information Officer. In this capacity, he directs all aspects of technology infrastructure, information security, data management, application support, and project management, ensuring the organization's digital systems remain robust and secure. Mr. Terry joined United Community in 2015 as Chief Technology Officer following the Company's merger with Palmetto Bancshares, Inc. and its subsidiary, The Palmetto Bank. He held this position until his promotion to Chief Information Officer in 2017. Before becoming part of United Community in 2015, Mr. Terry held the position of Chief Information Officer at both The Palmetto Bank and the Forcht Group of Kentucky, and worked as a System Engineer at EDS, Inc.

Alan H. Kumler, Senior Vice President and Chief Accounting Officer.