斯图尔特信息服务 STC
$47.00 −$1.99 (-4.06%)
休市 · Nov 6, 8:10 pm ET · 最新盘后价 $47.00 0.00%
开盘$47.81
昨收$48.99
当日区间$46.82 – $49.40
成交量785.5K
市值$1.43B
市盈率（TTM）11.8
股息率4.52%
基本面
最新报告季度：Q3, ended Sep 2026
营收$900.68M+13.0% YoY
净利润$33.93M-29.6% YoY
摊薄每股收益$0.98-36.8% YoY
自由现金流$35.05M-9.4% YoY
经营现金流$60.50M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率3.6%
净资产收益率7.7%
资产收益率3.9%
负债/资产比率48.9%
总负债$788.33M
营收构成
2026/Q2 季度
按业务线
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 报告营业总收入 | $900.68M | $899.24M | $781.31M | $2.92B | $790.56M |
| 营业总收入 | $900.68M | $899.24M | $781.31M | $2.92B | $790.56M |
| 已赚保费合计 | $690.51M | $683.63M | $603.18M | $2.42B | $668.43M |
| 手续费收入及其他收入 | $196.45M | $197.35M | $161.37M | $438.26M | $111.92M |
| -其他收入/费用 | $196.45M | $197.35M | $161.37M | $438.26M | $111.92M |
| 净投资收益 | $13.70M | $18.25M | $17.20M | $5.17M | -$48.48M |
| 投资已实现损益净额 | $24,000.00 | $14,000.00 | -$444,000.00 | $58.17M | $58.69M |
| 总费用 | $855.12M | $844.14M | $757.68M | $2.76B | $738.83M |
| 理赔费用 | $23.51M | $22.07M | $18.44M | $81.67M | $22.97M |
| 承保费用 | $319.05M | $314.89M | $276.14M | $1.05B | $274.65M |
| 销售及管理费用 | $230.92M | $241.06M | $221.10M | $830.59M | $225.35M |
| -管理费用 | $230.92M | $241.06M | $221.10M | $830.59M | $225.35M |
| 折旧与摊销 | $19.29M | $17.63M | $16.86M | $61.07M | $15.21M |
| 非经营性利息净收入（支出） | -$7.62M | -$7.44M | -$7.63M | -$20.44M | -$5.63M |
| -非经营性利息支出 | $7.62M | $7.44M | $7.63M | $20.44M | $5.63M |
| 其他营业费用 | $254.73M | $241.05M | $217.52M | $714.63M | $195.02M |
| 税前利润 | $45.56M | $55.10M | $23.63M | $165.57M | $51.73M |
| 税费 | $11.63M | $13.35M | $4.56M | $35.41M | $10.81M |
| 净利润 | $33.93M | $41.75M | $19.07M | $130.16M | $40.92M |
| 持续经营利润 | $33.93M | $41.75M | $19.07M | $130.16M | $40.92M |
| 少数股东权益 | $3.61M | $4.53M | $2.11M | $14.63M | $4.64M |
| 归属母公司净利润 | $30.32M | $37.22M | $16.96M | $115.54M | $36.28M |
| 归属普通股股东净利润 | $30.32M | $37.22M | $16.96M | $115.54M | $36.28M |
| 基本每股收益 | $0.99 | $1.22 | $0.56 | $4.12 | $1.20 |
| 摊薄每股收益 | $0.98 | $1.21 | $0.55 | $4.05 | $1.20 |
| 每股股息 | $0.55 | $0.53 | $0.53 | $2.05 | $0.53 |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $3.30B | $3.29B | $3.24B | $3.25B | $3.25B |
| 现金及现金等价物 | $152.31M | $261.63M | $271.24M | $321.78M | $321.78M |
| 投资合计 | $649.83M | $653.27M | $648.74M | $659.00M | $659.00M |
| -短期投资 | $53.66M | $46.89M | $46.25M | $47.90M | $47.90M |
| -固定期限投资 | $596.17M | $551.94M | $551.16M | $558.49M | $558.49M |
| 应收款 | $232.48M | $227.67M | $216.20M | $190.06M | $190.06M |
| -应收账款 | $38.73M | $192.53M | $181.08M | $154.91M | $154.91M |
| -其他应收款 | $202.64M | – | – | – | – |
| -应收款调整准备 | -$8.89M | -$8.07M | -$9.16M | -$7.81M | -$7.81M |
| 固定资产净值 | $306.43M | $288.41M | $281.59M | $273.03M | $273.03M |
| 商誉及其他无形资产 | $1.71B | $1.62B | $1.59B | $1.60B | $1.60B |
| -商誉 | $1.42B | $1.29B | $1.28B | $1.27B | $1.27B |
| -其他无形资产 | $291.38M | $321.62M | $316.10M | $325.14M | $325.14M |
| 其他资产 | $238.26M | $237.17M | $220.22M | $204.18M | $204.18M |
| 负债合计 | $1.61B | $1.62B | $1.59B | $1.60B | $1.60B |
| 保单持有人负债 | $521.50M | $519.22M | $516.78M | $524.47M | $524.47M |
| 长期债务及融资租赁负债 | $788.33M | $770.98M | $770.61M | $568.76M | $568.76M |
| -长期债务 | $654.91M | $646.74M | $646.75M | $446.61M | $446.61M |
| -长期融资租赁负债 | $133.42M | $124.24M | $123.86M | $122.15M | $122.15M |
| 一年以上递延负债 | $66.95M | $58.08M | $52.99M | $53.32M | $53.32M |
| 股东权益合计 | $1.68B | $1.67B | $1.65B | $1.65B | $1.65B |
| 股东权益 | $1.67B | $1.66B | $1.64B | $1.64B | $1.64B |
| 股本 | $535.94M | $527.78M | $521.98M | $30.58M | $30.58M |
| -普通股 | $535.94M | $527.78M | $521.98M | $30.58M | $30.58M |
| 留存收益 | $1.18B | $1.17B | $1.15B | $1.15B | $1.15B |
| 减：库存股 | $2.67M | $2.67M | $2.67M | $2.67M | $2.67M |
| 不影响留存收益的损益 | -$39.89M | -$28.55M | -$27.36M | -$21.91M | -$21.91M |
| 少数股东权益 | $9.66M | $9.36M | $7.67M | $9.31M | $9.31M |
| -股权投资 | – | $54.44M | $51.32M | $47.68M | $47.68M |
| -应收票据 | – | $36.78M | $39.14M | $39.81M | $39.81M |
| -应收税款 | – | $6.43M | $5.15M | $3.15M | $3.15M |
| -长期股权投资 | – | – | – | $4.93M | $4.93M |
| 短期债务及融资租赁负债 | – | – | – | $200.00M | $200.00M |
| -一年内到期债务 | – | – | – | $200.00M | $200.00M |
| 资本公积 | – | – | – | $489.67M | $489.67M |
现金流量表
| 项目 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 | 2025 Q3 |
|---|---|---|---|---|---|
| 经营活动现金流 | $60.50M | -$4.49M | $205.69M | $89.54M | $92.65M |
| 持续经营经营活动现金流净额 | $60.50M | -$4.49M | $205.69M | $89.54M | $92.65M |
| 持续经营净利润 | $41.75M | $19.07M | $130.16M | $40.92M | $48.20M |
| 持续经营损益 | -$7.50M | $195,000.00 | -$2.86M | -$1.70M | $3.43M |
| 其他非现金项目 | $3.44M | -$4.00M | $7.64M | $2.13M | $414,000.00 |
| 营运资金变动 | -$4.18M | -$37.59M | -$2.93M | $23.74M | $31.13M |
| -应收款变动 | -$14.47M | -$25.09M | -$14.84M | $8.68M | -$2.12M |
| -应付账款及应计费用变动 | $10.29M | -$4.03M | $23.77M | $10.55M | $26.63M |
| -其他流动资产变动 | -$5.78M | -$9.71M | -$20.13M | $1.61M | $1.27M |
| -Change in Other Working Capital | $5.78M | $1.23M | $8.27M | $2.89M | $5.35M |
| 投资活动现金流净额 | -$51.64M | -$21.86M | -$368.58M | -$276.54M | -$62.55M |
| 持续经营投资活动现金流净额 | -$51.64M | -$21.86M | -$368.58M | -$276.54M | -$62.55M |
| 固定资产购置及出售净额 | -$25.48M | -$16.39M | -$73.41M | -$30.99M | -$18.17M |
| 业务购买及出售净额 | -$25.93M | -$1.91M | -$370.01M | -$331.46M | -$30.03M |
| 投资购置及出售净额 | -$2.96M | -$3.88M | $89.69M | $81.04M | $229,000.00 |
| 其他投资变动净额 | $2.73M | $319,000.00 | -$14.85M | $4.87M | -$14.57M |
| 筹资活动现金流 | -$19.65M | -$22.86M | $265.21M | $319.87M | -$19.14M |
| 持续经营筹资活动现金流净额 | -$19.65M | -$22.86M | $265.21M | $319.87M | -$19.14M |
| Net Issuance Payments of Debt | -$214,000.00 | $61,000.00 | $199.95M | $200.07M | $0.00 |
| 普通股发行净额 | -$93,000.00 | -$5.23M | $136.92M | $140.49M | -$91,000.00 |
| 已付现金股利 | -$16.40M | -$16.34M | -$58.49M | -$15.87M | -$14.71M |
| 股票期权行使所得 | $177,000.00 | $2.80M | $7.50M | $329,000.00 | $4.28M |
| 其他筹资费用净额 | -$3.12M | -$4.15M | -$20.68M | -$5.15M | -$8.62M |
| 期末现金余额 | $261.63M | $271.24M | $321.78M | $321.78M | $188.52M |
| 现金净变动 | -$10.79M | -$49.21M | $102.32M | $132.88M | $10.96M |
| 期初现金余额 | $271.24M | $321.78M | $216.30M | $188.52M | $178.10M |
| 汇率变动影响 | $1.19M | -$1.33M | $3.16M | $382,000.00 | -$541,000.00 |
| 自由现金流 | $35.05M | -$20.93M | $132.28M | $62.30M | $73.56M |
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