股票 › SLM
莎莉美 SLM
美股市值排名 #2456
$16.94 −$0.59 (-3.34%)
休市 · Nov 7, 9:10 am ET · 最新盘后价 $17.00 +0.35%
开盘$17.36
昨收$17.53
当日区间$16.64 – $17.50
成交量4.59M
市值$3.10B
市盈率（TTM）6.1
股息率3.07%
基本面
最新报告季度：Q3, ended Sep 2026
营收$375.47M-31.2% YoY
净利润-$32.26M-123.7% YoY
摊薄每股收益-$0.19-130.2% YoY
自由现金流-$106.38M-115.6% YoY
经营现金流-$106.38M
营收，近8个季度
净利润，近8个季度
各季度摊薄每股收益
各季度自由现金流
年度营收
盈利能力与资产负债表
净利率30.9%
净资产收益率27.0%
资产收益率1.9%
负债/资产比率92.4%
现金及投资$2.17B
总负债$6.43B
净现金（净负债）-$4.27B
利润表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 营业总收入 | $375.47M | $401.11M | $559.99M | $1.98B | $454.10M |
| 净利息收入 | $339.32M | $332.82M | $375.41M | $1.50B | $377.06M |
| -利息收入 | $616.48M | $602.06M | $649.31M | $2.63B | $656.82M |
| -利息支出 | $277.16M | $269.23M | $273.90M | $1.13B | $279.76M |
| 非利息收入 | $36.15M | $68.29M | $184.58M | $482.57M | $77.05M |
| -其他非利息收入 | $46.47M | $45.35M | $40.66M | $123.48M | $33.50M |
| -资产出售损益 | -$10.32M | $22.94M | $143.92M | $359.09M | $43.55M |
| 信用损失准备 | -$213.68M | -$125.66M | $11.47M | -$332.69M | $18.78M |
| 非利息支出 | $220.70M | $194.98M | $171.10M | $659.14M | $156.89M |
| 销售及管理费用 | $103.90M | $105.40M | $107.89M | $380.11M | $92.01M |
| -管理费用 | $103.90M | $105.40M | $107.89M | $380.11M | $92.01M |
| 折旧、摊销与折耗 | $635,000.00 | $687,000.00 | $740,000.00 | $3.56M | $793,000.00 |
| -折旧与摊销 | $635,000.00 | $687,000.00 | $740,000.00 | $3.56M | $793,000.00 |
| 其他非利息支出 | $116.17M | $88.90M | $62.47M | $275.48M | $64.08M |
| 税前利润 | -$58.91M | $80.46M | $400.35M | $992.56M | $316.00M |
| 税费 | -$26.65M | $21.94M | $92.40M | $247.72M | $82.81M |
| 净利润 | -$32.26M | $58.53M | $307.95M | $744.85M | $233.19M |
| 持续经营利润 | -$32.26M | $58.53M | $307.95M | $744.85M | $233.19M |
| 归属母公司净利润 | -$32.26M | $58.53M | $307.95M | $744.85M | $233.19M |
| 优先股股息 | $3.64M | $3.58M | $3.56M | $15.73M | $3.80M |
| 归属普通股股东净利润 | -$35.90M | $54.94M | $304.40M | $729.12M | $229.38M |
| 基本每股收益 | -$0.19 | $0.29 | $1.56 | $3.52 | $1.14 |
| 摊薄每股收益 | -$0.19 | $0.29 | $1.54 | $3.46 | $1.12 |
| 每股股息 | $0.13 | $0.13 | $0.13 | $0.52 | $0.13 |
| 特殊收益（费用） | – | – | – | $0.00 | – |
| -减：重组及并购费用 | – | – | – | $0.00 | – |
资产负债表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 总资产 | $29.84B | $28.58B | $29.41B | $29.75B | $29.75B |
| 现金、现金等价物及联邦基金出售 | $2.44B | $4.79B | $5.38B | $4.42B | $4.42B |
| -现金及现金等价物 | $2.17B | $4.59B | $5.16B | $4.24B | $4.24B |
| -受限现金及投资 | $273.77M | $206.86M | $223.92M | $177.26M | $177.26M |
| 证券投资 | $892.54M | $1.24B | $1.90B | $1.92B | $1.92B |
| -交易性证券 | $41.31M | $55.94M | $45.82M | $49.25M | $49.25M |
| -可供出售证券 | $851.23M | $107.09M | $1.31B | $1.87B | $1.87B |
| 贷款净额 | $22.07B | $19.70B | $20.12B | $21.27B | $21.27B |
| -贷款总额 | $23.41B | $20.96B | $21.41B | $22.59B | $22.59B |
| -贷款及租赁损失准备 | $1.45B | $1.35B | $1.38B | $1.43B | $1.43B |
| -未实现收入 | $109.77M | $94.01M | $95.78M | $102.01M | $102.01M |
| 应收款 | $2.10B | $1.98B | $1.79B | $1.91B | $1.91B |
| -应收账款 | $1.68B | $1.60B | $1.53B | $1.56B | $1.56B |
| -其他应收款 | $420.52M | $373.06M | $261.31M | $347.26M | $347.26M |
| 固定资产净值 | $122.94M | $123.43M | $121.55M | $122.19M | $122.19M |
| 商誉及其他无形资产 | $57.91M | $58.55M | $59.23M | $59.97M | $59.97M |
| -其他无形资产 | $57.91M | $58.55M | – | – | – |
| 其他资产 | $2.16B | $685.38M | $28.81M | $47.44M | $47.44M |
| 负债合计 | $27.59B | $26.10B | $26.97B | $27.29B | $27.29B |
| 存款合计 | $20.76B | $19.89B | $20.53B | $21.06B | $21.06B |
| 短期债务及融资租赁负债 | $898.73M | $0.00 | $498.89M | $498.42M | $498.42M |
| -一年内到期债务 | $898.73M | $0.00 | $498.89M | $498.42M | $498.42M |
| 长期债务及融资租赁负债 | $5.54B | $5.84B | $5.67B | $5.36B | $5.36B |
| -长期债务 | $5.54B | $5.84B | $5.67B | $5.36B | $5.36B |
| 其他负债 | $389.93M | $366.13M | $277.29M | $373.88M | $373.88M |
| 股东权益合计 | $2.26B | $2.47B | $2.44B | $2.45B | $2.45B |
| 股东权益 | $2.26B | $2.47B | $2.44B | $2.45B | $2.45B |
| 股本 | $340.21M | $340.21M | $340.16M | $339.72M | $339.72M |
| -普通股 | $89.14M | $89.14M | $89.09M | $88.65M | $88.65M |
| -优先股 | $251.07M | $251.07M | $251.07M | $251.07M | $251.07M |
| 资本公积 | $1.27B | $1.26B | $1.22B | $1.24B | $1.24B |
| 留存收益 | $4.98B | $5.04B | $5.01B | $4.73B | $4.73B |
| 减：库存股 | $4.26B | $4.12B | $4.10B | $3.82B | $3.82B |
| 不影响留存收益的损益 | -$81.76M | -$43.79M | -$38.05M | -$40.13M | -$40.13M |
| -短期投资 | – | $1.07B | $543.89M | – | – |
| -固定资产原值 | – | – | – | $298.97M | $298.97M |
| -累计折旧 | – | – | – | -$176.78M | -$176.78M |
现金流量表
| 项目 | 2026 Q3 | 2026 Q2 | 2026 Q1 | 2025 ANNUAL | 2025 Q4 |
|---|---|---|---|---|---|
| 经营活动现金流 | -$106.38M | -$134.83M | -$75.96M | -$398.58M | -$64.46M |
| 持续经营经营活动现金流净额 | -$106.38M | -$134.83M | -$75.96M | -$398.58M | -$64.46M |
| 持续经营净利润 | -$32.26M | $58.53M | $307.95M | $744.85M | $233.19M |
| 持续经营损益 | $10.32M | -$22.94M | -$143.92M | -$359.09M | -$43.55M |
| 折旧、折耗与摊销 | $4.85M | $4.78M | $5.07M | $16.17M | $1.45M |
| 递延税款 | -$26.65M | $21.94M | $92.40M | $50.32M | -$114.59M |
| 其他非现金项目 | $3.40M | $7.36M | $2.45M | $17.81M | -$1.33M |
| 营运资金变动 | -$290.52M | -$345.41M | -$347.41M | -$1.26B | -$137.54M |
| -应收款变动 | -$256.41M | -$246.02M | -$298.13M | -$1.18B | -$293.34M |
| -应付账款及应计费用变动 | -$18.31M | -$108.73M | -$23.72M | $19.31M | $192.48M |
| -其他流动资产变动 | -$21.19M | -$20.23M | -$1.18M | -$50.22M | -$12.85M |
| -其他流动负债变动 | $5.38M | $29.84M | -$24.28M | -$54.58M | -$24.31M |
| -Change in Other Working Capital | $12,000.00 | -$260,000.00 | -$111,000.00 | $5.65M | $487,000.00 |
| 投资活动现金流净额 | -$3.55B | $540.17M | $1.59B | $1.05B | $838.61M |
| 持续经营投资活动现金流净额 | -$3.55B | $540.17M | $1.59B | $1.05B | $838.61M |
| 投资购置及出售净额 | -$1.18B | $216.26M | $18.47M | $367.52M | $29.91M |
| 贷款净收益 | -$2.37B | $323.91M | $1.57B | $679.24M | $808.71M |
| 筹资活动现金流 | $1.30B | -$991.73M | -$550.35M | -$1.10B | -$88.10M |
| 持续经营筹资活动现金流净额 | $1.30B | -$991.73M | -$550.35M | -$1.10B | -$88.10M |
| 存款增减 | $873.71M | -$632.88M | -$531.37M | -$9.52M | $1.05B |
| Net Issuance Payments of Debt | $589.19M | -$327.60M | $306.04M | -$590.97M | -$982.48M |
| 普通股发行净额 | -$127.66M | -$3.15M | -$290.66M | -$368.74M | -$123.82M |
| 已付现金股利 | -$27.65M | -$28.10M | -$29.15M | -$123.42M | -$29.97M |
| 其他筹资活动净额 | -$11.40M | $0.00 | -$5.21M | -$11.28M | -$2.73M |
| 期末现金余额 | $2.44B | $4.79B | $5.38B | $4.42B | $4.42B |
| 现金净变动 | -$2.36B | -$586.39M | $962.85M | -$455.73M | $686.04M |
| 期初现金余额 | $4.79B | $5.38B | $4.42B | $4.87B | $3.73B |
| 自由现金流 | -$106.38M | -$134.83M | -$75.96M | -$398.58M | -$64.46M |
| 业务购买及出售净额 | – | – | – | $0.00 | – |
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